# FundBiz Lender Index (remote · fundbiz.co.uk)

UK specialty business finance lender terms and rates from the FundBiz Lender Index. Read-only.

- Trust score: 77/100 (medium)
- Change this week: +10
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-04

## Components

- remote · `fundbiz.co.uk`: 77/100 (this document), [markdown](https://verifymcp.io/servers/uk-co-fundbiz-lender-index/fundbiz.md), [page](https://verifymcp.io/servers/uk-co-fundbiz-lender-index/fundbiz)

## Channel facts

- Endpoint: `https://fundbiz.co.uk/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.0.1`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-04.

- **Endpoint Security**: 74/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one.
  - HTTPS is enforced; there's no plaintext access path.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 80/100
  - 100% of prompts and resources have a non-trivial description (not blank, and not just the item's name).
  - AI-judged instruction clarity (good).
  - Tool/resource definitions use about 7024 tokens (~81/item across 86 items; 1 tools + 85 resources), lean.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 47/100
  - Stability observed for 14 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 1 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 3 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 60/100
  - Spec-recency check failed: implements MCP spec 2025-06-18; the latest is 2026-07-28.

## Install

### How do I install the FundBiz Lender Index MCP server?

FundBiz Lender Index is a hosted endpoint at https://fundbiz.co.uk/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http uk-co-fundbiz-lender-index 'https://fundbiz.co.uk/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "uk-co-fundbiz-lender-index": {
      "url": "https://fundbiz.co.uk/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "uk-co-fundbiz-lender-index": {
      "type": "http",
      "url": "https://fundbiz.co.uk/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.uk-co-fundbiz-lender-index]
url = "https://fundbiz.co.uk/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "uk-co-fundbiz-lender-index": {
      "type": "remote",
      "url": "https://fundbiz.co.uk/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add uk-co-fundbiz-lender-index --url 'https://fundbiz.co.uk/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  uk-co-fundbiz-lender-index:
    url: "https://fundbiz.co.uk/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "uk-co-fundbiz-lender-index": {
      "Transport": "http",
      "Url": "https://fundbiz.co.uk/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add uk-co-fundbiz-lender-index -t streamable-http -u 'https://fundbiz.co.uk/mcp'
```

### Other

```json
{
  "mcpServers": {
    "uk-co-fundbiz-lender-index": {
      "type": "http",
      "url": "https://fundbiz.co.uk/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-03 (score 77, +8)

- [security improvement] Authorization: unverified → partial

### 2026-11-01 (score 69, +1)

No change was recorded against any check on this day. Stability & Change Management went from 33 to 37. That category is still filling its 30-day observation window: 10 days of observed history at the previous scan, 11 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-30 (score 68, +1)

- [functional regression] Resource “Avamore Capital: lender terms” was removed
- [functional regression] Resource “Glenhawk: lender terms” was removed
- [functional regression] Resource “Hope Capital: lender terms” was removed
- [functional regression] Resource “Kuflink: lender terms” was removed
- [functional regression] Resource “LendInvest: lender terms” was removed
- [functional regression] Resource “MT Finance: lender terms” was removed
- [functional regression] Resource “Maslow Capital: lender terms” was removed
- [functional regression] Resource “Mint Property Finance: lender terms” was removed
- [functional regression] Resource “Octane Capital: lender terms” was removed
- [functional regression] Resource “Ortus Secured Finance: lender terms” was removed
- [functional regression] Resource “Puma Property Finance: lender terms” was removed
- [functional regression] Resource “Roma Finance: lender terms” was removed
- [functional regression] Resource “Together: lender terms” was removed
- [functional regression] Resource “West One Loans: lender terms” was removed
- [functional improvement] Schema quality: 7816 → 6960

### 2026-10-28 (score 67, +1)

No change was recorded against any check on this day. Stability & Change Management went from 20 to 23. That category is still filling its 30-day observation window: 6 days of observed history at the previous scan, 7 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-26 (score 66, +1)

No change was recorded against any check on this day. Stability & Change Management went from 13 to 17. That category is still filling its 30-day observation window: 4 days of observed history at the previous scan, 5 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-23 (score 65, +1)

No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-22 (score 64, 0)

- [functional improvement] Stability: unverified → 0.03

### 2026-10-21 (score 64)

First indexed and scored.

## MCP tools (1)

### `search_lenders` (~177 tokens)

Search the UK specialty business finance lenders that FundBiz reviews (editorial research, not a lender panel). Filter by free-text query, product type, or eligibility flags. Returns factual terms (ticket range, typical rate, decision time, soft-search, Ltd-only, FCA-regulated) plus an editorial rating. Read-only.

Input parameters:

- `fca_regulated_only` (boolean): Only FCA-regulated lenders.
- `ltd_only` (boolean): Only lenders that lend to limited companies only.
- `product_type` (string): Substring match on product type, e.g. "merchant cash advance", "term loan", "asset finance", "invoice finance".
- `query` (string): Free-text match on name, summary and best-for tags.
- `soft_search_only` (boolean): Only lenders that use a soft search at quote stage.

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/uk-co-fundbiz-lender-index/fundbiz#diagnostics

## Score history

- 2026-11-04: 77
- 2026-11-03: 77
- 2026-11-02: 69
- 2026-11-01: 69
- 2026-10-31: 68
- 2026-10-30: 68
- 2026-10-29: 67
- 2026-10-28: 67
- 2026-10-27: 66
- 2026-10-26: 66
- 2026-10-25: 65
- 2026-10-24: 65
- 2026-10-23: 65
- 2026-10-22: 64
- 2026-10-21: 64

## Common questions

### What is the FundBiz Lender Index MCP server?

FundBiz Lender Index is an MCP server listed in the public MCP registry as uk.co.fundbiz/lender-index. UK specialty business finance lender terms and rates from the FundBiz Lender Index. Read-only. This page covers its hosted endpoint (https://fundbiz.co.uk/mcp).

### Is the FundBiz Lender Index MCP server safe to use?

FundBiz Lender Index scores 77 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the FundBiz Lender Index MCP server expose?

FundBiz Lender Index exposes 1 tool: search_lenders. Their descriptions and schemas cost roughly 177 tokens of context every time the server is loaded.

### Does the FundBiz Lender Index MCP server require authentication?

No. We connected to FundBiz Lender Index without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the FundBiz Lender Index MCP server still maintained?

FundBiz Lender Index is still listed as active in the MCP registry. We last reached this channel on 4 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://fundbiz.co.uk/mcp
- Website: https://fundbiz.co.uk/data/api/
- Changelog RSS feed: https://verifymcp.io/servers/uk-co-fundbiz-lender-index/fundbiz.xml
- Changelog JSON feed: https://verifymcp.io/servers/uk-co-fundbiz-lender-index/fundbiz.json
- HTML version of this page: https://verifymcp.io/servers/uk-co-fundbiz-lender-index/fundbiz