# PointMaxx (npm · pointmaxx-mcp)

Which credit card to use, which cards to get, and card terms. 53 US cards, runs locally.

- Trust score: 69/100 (medium)
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- npm · `pointmaxx-mcp`: 69/100 (this document), [markdown](https://verifymcp.io/servers/trypointmaxx-pointmaxx-mcp/pointmaxx-mcp.md), [page](https://verifymcp.io/servers/trypointmaxx-pointmaxx-mcp/pointmaxx-mcp)

## Channel facts

- Registry: `npm`
- Package: `pointmaxx-mcp`
- Version: `0.1.2`
- Transport: `stdio`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Supply Chain Security**: 100/100
  - No malware found by supply-chain analysis.
  - No known CVEs affecting this package version or its production dependencies.
  - No install/post-install scripts declared.
  - No production dependencies, so there is no dependency health to assess.
- **Provenance & Transparency**: 45/100
  - Source repository is publicly reachable at the declared URL.
  - Provenance check failed: no build-provenance attestation is published.
  - Clear OSI-approved license (MIT).
  - Actively maintained (last published 2 days ago).
  - Disclosure check failed: no security disclosure policy was found in the source repository.
- **Schema Quality & AI Usability**: 77/100
  - AI-judged instruction clarity (excellent).
  - Tool/resource definitions use about 308 tokens (~102/item across 3 items; 3 tools + 0 resources), lean.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 0/100
  - Stability not yet verified: not enough scan history yet (needs a 30-day window).
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 3 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 3 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 60/100
  - Spec-recency check failed: implements MCP spec 2025-06-18; the latest is 2026-07-28.

**Unverified: 1 category.** A category scored 0 because we could not verify it: a data source with nothing on this package, evidence we could not reach, or a check we could not run. We only credit what we can confirm.

## Install

### How do I install the PointMaxx MCP server?

PointMaxx runs locally as an npm package, launched with npx -y pointmaxx-mcp. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add trypointmaxx-pointmaxx-mcp -- npx -y pointmaxx-mcp
```

### Cursor

```json
{
  "mcpServers": {
    "trypointmaxx-pointmaxx-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "pointmaxx-mcp"
      ]
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "trypointmaxx-pointmaxx-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "pointmaxx-mcp"
      ]
    }
  }
}
```

### Codex

```bash
codex mcp add trypointmaxx-pointmaxx-mcp -- npx -y pointmaxx-mcp
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "trypointmaxx-pointmaxx-mcp": {
      "type": "local",
      "command": [
        "npx",
        "-y",
        "pointmaxx-mcp"
      ],
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add trypointmaxx-pointmaxx-mcp --command npx --arg -y --arg pointmaxx-mcp
```

### Hermes

```yaml
mcp_servers:
  trypointmaxx-pointmaxx-mcp:
    command: "npx"
    args: ["-y", "pointmaxx-mcp"]
```

### Netclaw

```json
{
  "McpServers": {
    "trypointmaxx-pointmaxx-mcp": {
      "Transport": "stdio",
      "Command": "npx",
      "Arguments": [
        "-y",
        "pointmaxx-mcp"
      ]
    }
  }
}
```

### Vellum

```bash
assistant mcp add trypointmaxx-pointmaxx-mcp -t stdio -c npx -a -y pointmaxx-mcp
```

### Other

```json
{
  "mcpServers": {
    "trypointmaxx-pointmaxx-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "pointmaxx-mcp"
      ]
    }
  }
}
```

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-04 (score 69, +15)

- [security improvement] Malware scan: unverified → pass

### 2026-11-03 (score 54)

First indexed and scored.

## MCP tools (3)

### `best_card` (~137 tokens)

Which of the cards someone holds earns the most on one purchase, at a store (name or website) or in a spending category. Ranks every card given, with its percent back, why, and any cap.

Input parameters:

- `cards` (array, required): Card names or ids the person holds, e.g. "Amex Gold", "Citi Double Cash".
- `category` (string): The spending category, when store is not given or not known.
- `store` (string): A store name or website, e.g. "doordash.com". Used when it is one of the stores PointMaxx knows; otherwise give category.

### `compare_cards` (~117 tokens)

Which one, two and three cards would earn the most on someone's monthly spending, after annual fees, caps and credits they would use; and, if they say which cards they hold, how much more that is. Uses the same engine as pointmaxx.app.

Input parameters:

- `held` (array): Cards the person already has, to compare against.
- `monthly` (object, required): Typical dollars a month by category. Categories: dining, groceries, gas, travel, transit, streaming, entertainment, amazon, online, drugstore, utilities, other.

### `card_terms` (~54 tokens)

One card's annual fee, earn rates by category, caps, statement credits and where the terms were checked. With no card, lists every card PointMaxx knows.

Input parameters:

- `card` (string): A card name or id.

## Diagnostics

Captured diagnostic sections: Provenance, Dependencies. The full working is on the page: https://verifymcp.io/servers/trypointmaxx-pointmaxx-mcp/pointmaxx-mcp#diagnostics

## Score history

- 2026-11-05: 69
- 2026-11-04: 69
- 2026-11-03: 54

## Common questions

### What is the PointMaxx MCP server?

PointMaxx is an MCP server listed in the public MCP registry as io.github.trypointmaxx/pointmaxx-mcp. Which credit card to use, which cards to get, and card terms. 53 US cards, runs locally. This page covers its npm package (pointmaxx-mcp).

### Is the PointMaxx MCP server safe to use?

PointMaxx scores 69 out of 100 on VerifyMCP. We found no known CVEs affecting it as of 5 November 2026. It declares no install or post-install scripts. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the PointMaxx MCP server expose?

PointMaxx exposes 3 tools: best_card, compare_cards, card_terms. Their descriptions and schemas cost roughly 308 tokens of context every time the server is loaded.

### Is the PointMaxx MCP server still maintained?

PointMaxx is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

### What licence is the PointMaxx MCP server under?

PointMaxx declares the MIT licence, which is OSI-approved. That covers the source only, and says nothing about the cost of any service it calls.

## Links

- npm package: https://www.npmjs.com/package/pointmaxx-mcp
- Socket report: https://socket.dev/npm/package/pointmaxx-mcp
- Repository: https://github.com/trypointmaxx/pointmaxx-mcp
- Website: https://pointmaxx.app/
- Changelog RSS feed: https://verifymcp.io/servers/trypointmaxx-pointmaxx-mcp/pointmaxx-mcp.xml
- Changelog JSON feed: https://verifymcp.io/servers/trypointmaxx-pointmaxx-mcp/pointmaxx-mcp.json
- HTML version of this page: https://verifymcp.io/servers/trypointmaxx-pointmaxx-mcp/pointmaxx-mcp