# My Net Worth — Malaysian take-home pay (remote · mynetworth.today)

Malaysian take-home pay estimates: EPF, SOCSO, EIS, LINDUNG 24 Jam and PCB, with dated rules.

- Trust score: 69/100 (medium)
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `mynetworth.today`: 69/100 (this document), [markdown](https://verifymcp.io/servers/today-mynetworth-payslip/mynetworth.md), [page](https://verifymcp.io/servers/today-mynetworth-payslip/mynetworth)

## Channel facts

- Endpoint: `https://mynetworth.today/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.0.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 80/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one.
  - HTTPS is enforced; there's no plaintext access path.
  - The HSTS (Strict-Transport-Security) header is present.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 43/100
  - AI-judged instruction clarity (fair).
  - Context-footprint check failed: tool/resource definitions use about 526 tokens (~526/item across 1 items; 1 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 20/100
  - Stability observed for 6 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Tool Safety**: 75/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - 0 of 1 tool(s) whose name or description implies an irreversible operation declare an MCP destructiveHint annotation; "estimate_take_home_pay" implies "pay" and declares readOnlyHint instead, contradicting what its own name says it does.
  - An AI judge read all 2 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a current MCP spec version (2026-07-28).

## Install

### How do I install the My Net Worth — Malaysian take-home pay MCP server?

My Net Worth — Malaysian take-home pay is a hosted endpoint at https://mynetworth.today/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http today-mynetworth-payslip 'https://mynetworth.today/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "today-mynetworth-payslip": {
      "url": "https://mynetworth.today/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "today-mynetworth-payslip": {
      "type": "http",
      "url": "https://mynetworth.today/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.today-mynetworth-payslip]
url = "https://mynetworth.today/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "today-mynetworth-payslip": {
      "type": "remote",
      "url": "https://mynetworth.today/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add today-mynetworth-payslip --url 'https://mynetworth.today/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  today-mynetworth-payslip:
    url: "https://mynetworth.today/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "today-mynetworth-payslip": {
      "Transport": "http",
      "Url": "https://mynetworth.today/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add today-mynetworth-payslip -t streamable-http -u 'https://mynetworth.today/mcp'
```

### Other

```json
{
  "mcpServers": {
    "today-mynetworth-payslip": {
      "type": "http",
      "url": "https://mynetworth.today/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-04 (score 69, +1)

No change was recorded against any check on this day. Stability & Change Management went from 13 to 17. That category is still filling its 30-day observation window: 4 days of observed history at the previous scan, 5 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-02 (score 68, +1)

No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-31 (score 67, +1)

- [functional improvement] Stability: unverified → 0.03

### 2026-10-30 (score 66)

First indexed and scored.

## MCP tools (1)

### `estimate_take_home_pay` (~478 tokens)

Malaysian take-home pay (gaji bersih) estimate

Estimates a Malaysian employee's monthly take-home pay from gross salary: EPF/KWSP, SOCSO/PERKESO, EIS/SIP, LINDUNG 24 Jam and PCB (monthly tax deduction), plus employer contributions. Pay dates 2026-06-01 to 2027-12-31; the date picks the tax year (YA2026 or YA2027 Belanjawan 2027). This is an ESTIMATE: PCB assumes the same salary every month from January and no TP1 reliefs. When you relay a figure, state the tax year and date used and pass on the warnings that affect it. Kira gaji bersih: KWSP, PERKESO, SIP, LINDUNG dan PCB. Set locale "ms-MY" for a Bahasa Melayu summary.

Input parameters:

- `age60` (boolean): Aged 60 or over: no employee SOCSO/EIS, employee EPF defaults to 0%.
- `children` (integer): Children claimed for PCB (RM2,000 relief each).
- `citizen` (boolean): Malaysian citizen or PR. Others: EPF 2% employee and employer.
- `date` (string, required): Pay date (YYYY-MM-DD) whose rules apply; picks the tax year. Supported 2026-06-01 to 2027-12-31. Use today's date for "now".
- `epf_rate` (number): Employee EPF % (default 11; 0 from age 60; 2 for non-citizens).
- `lindung` (boolean): Contributes to PERKESO LINDUNG 24 Jam (optional for local workers since 13 Jul 2026).
- `locale` (string): Language of the summary and messages: en-MY or ms-MY. Keys and numbers are the same.
- `resident` (boolean): Malaysian tax resident. Non-residents pay a flat 30% with no reliefs.
- `salary` (number, required): Gross monthly salary in MYR (RM), before any deduction.
- `tax_category` (string): single; married (spouse has no income, adds RM4,000 relief); married_spouse_working.
- `zakat` (number): Zakat deducted through salary per month (RM); reduces PCB for residents.

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/today-mynetworth-payslip/mynetworth#diagnostics

## Score history

- 2026-11-05: 69
- 2026-11-04: 69
- 2026-11-03: 68
- 2026-11-02: 68
- 2026-11-01: 67
- 2026-10-31: 67
- 2026-10-30: 66

## Common questions

### What is the My Net Worth — Malaysian take-home pay MCP server?

My Net Worth — Malaysian take-home pay is an MCP server listed in the public MCP registry as today.mynetworth/payslip. Malaysian take-home pay estimates: EPF, SOCSO, EIS, LINDUNG 24 Jam and PCB, with dated rules. This page covers its hosted endpoint (https://mynetworth.today/mcp).

### Is the My Net Worth — Malaysian take-home pay MCP server safe to use?

My Net Worth — Malaysian take-home pay scores 69 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the My Net Worth — Malaysian take-home pay MCP server expose?

My Net Worth — Malaysian take-home pay exposes 1 tool: estimate_take_home_pay. Their descriptions and schemas cost roughly 478 tokens of context every time the server is loaded.

### Does the My Net Worth — Malaysian take-home pay MCP server require authentication?

No. We connected to My Net Worth — Malaysian take-home pay without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the My Net Worth — Malaysian take-home pay MCP server still maintained?

My Net Worth — Malaysian take-home pay is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://mynetworth.today/mcp
- Website: https://mynetworth.today/check
- Changelog RSS feed: https://verifymcp.io/servers/today-mynetworth-payslip/mynetworth.xml
- Changelog JSON feed: https://verifymcp.io/servers/today-mynetworth-payslip/mynetworth.json
- HTML version of this page: https://verifymcp.io/servers/today-mynetworth-payslip/mynetworth