# No Tax on Overtime (remote · no-tax-on-overtime-mcp.lipmichal.workers.dev)

No tax on overtime, tips and senior deductions for 2025-2028 (OBBBA), with IRS caps and phase-outs.

- Trust score: 67/100 (medium)
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `no-tax-on-overtime-mcp.lipmichal.workers.dev`: 67/100 (this document), [markdown](https://verifymcp.io/servers/theluckystrike-no-tax-on-overtime-mcp/no-tax-on-overtime-mcp.md), [page](https://verifymcp.io/servers/theluckystrike-no-tax-on-overtime-mcp/no-tax-on-overtime-mcp)

## Channel facts

- Endpoint: `https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.0.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 63/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one.
  - HTTPS enforcement could not be verified: the plaintext port answered with HTTP 405, which proves neither a plaintext path nor enforcement.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 62/100
  - AI-judged instruction clarity (excellent).
  - Context-footprint check failed: tool/resource definitions use about 1562 tokens (~312/item across 5 items; 5 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 20/100
  - Stability observed for 6 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 5 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### How do I install the No Tax on Overtime MCP server?

No Tax on Overtime is a hosted endpoint at https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http theluckystrike-no-tax-on-overtime-mcp 'https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "theluckystrike-no-tax-on-overtime-mcp": {
      "url": "https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "theluckystrike-no-tax-on-overtime-mcp": {
      "type": "http",
      "url": "https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.theluckystrike-no-tax-on-overtime-mcp]
url = "https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "theluckystrike-no-tax-on-overtime-mcp": {
      "type": "remote",
      "url": "https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add theluckystrike-no-tax-on-overtime-mcp --url 'https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  theluckystrike-no-tax-on-overtime-mcp:
    url: "https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "theluckystrike-no-tax-on-overtime-mcp": {
      "Transport": "http",
      "Url": "https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add theluckystrike-no-tax-on-overtime-mcp -t streamable-http -u 'https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp'
```

### Other

```json
{
  "mcpServers": {
    "theluckystrike-no-tax-on-overtime-mcp": {
      "type": "http",
      "url": "https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-04 (score 67, +1)

No change was recorded against any check on this day. Stability & Change Management went from 13 to 17. That category is still filling its 30-day observation window: 4 days of observed history at the previous scan, 5 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-02 (score 66, +1)

No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-31 (score 65, +1)

- [functional improvement] Stability: unverified → 0.03

### 2026-10-30 (score 64)

First indexed and scored.

## MCP tools (5)

### `calculate_overtime_deduction` (~368 tokens)

No Tax on Overtime deduction

Calculates the 2025-2028 federal deduction for qualified overtime pay under the One Big Beautiful Bill Act (P.L. 119-21, IRC 225) as IRS Schedule 1-A Part III does: the $12,500 cap ($25,000 joint), then $100 off per full $1,000 of MAGI over $150,000 ($300,000 joint). Only the FLSA half-time premium qualifies, so it converts hourly rate, overtime hours and multiplier (or total overtime pay) to the qualified amount; double time does not double it. Married filing separately gets $0. Figures copied from irs.gov in Oct 2026.

Input parameters:

- `filing_status` (string, required): Federal filing status. married_filing_separately cannot claim these deductions.
- `hourly_rate` (number): FLSA regular rate of pay per hour, in USD.
- `magi` (number, required): Modified adjusted gross income in USD: Form 1040 line 11b plus excluded Puerto Rico and foreign income (Schedule 1-A Part I).
- `multiplier` (number): Overtime pay multiplier. 1.5 = time-and-a-half (default), 2 = double time.
- `overtime_hours` (number): Overtime hours over 40 in a workweek, summed for the year.
- `qualified_overtime_premium` (number): Qualified overtime compensation already known, e.g. Form W-2 box 12 code TT. Use this OR the hourly fields OR total_overtime_pay.
- `tax_year` (integer, required): Tax year, 2025 to 2028. The deductions end after 2028.
- `total_overtime_pay` (number): Total pay for the overtime hours (straight time plus premium).

### `calculate_tips_deduction` (~317 tokens)

No Tax on Tips deduction

Calculates the 2025-2028 federal deduction for qualified tips under the One Big Beautiful Bill Act (P.L. 119-21, IRC 224) as IRS Schedule 1-A Part II does: a $25,000 cap per return for every filing status, then $100 off per full $1,000 of MAGI over $150,000 ($300,000 joint). Self-employed tips count only up to that business's net income. Married filing separately gets $0. Figures copied from irs.gov in Oct 2026.

Input parameters:

- `employee_tips` (number): Qualified tips received as an employee (2025: Form W-2 box 7 or Form 4137; 2026+: W-2 box 12 code TP).
- `filing_status` (string, required): Federal filing status. married_filing_separately cannot claim these deductions.
- `magi` (number, required): Modified adjusted gross income in USD: Form 1040 line 11b plus excluded Puerto Rico and foreign income (Schedule 1-A Part I).
- `self_employed_net_income` (number): Net income of the trade or business where the self-employed tips were earned.
- `self_employed_tips` (number): Qualified tips received in your own trade or business (Form 1099-NEC, 1099-MISC or 1099-K).
- `tax_year` (integer, required): Tax year, 2025 to 2028. The deductions end after 2028.

### `calculate_senior_deduction` (~312 tokens)

Enhanced deduction for seniors (65+)

Calculates the 2025-2028 enhanced deduction for seniors under the One Big Beautiful Bill Act (P.L. 119-21) as IRS Schedule 1-A Part V does: $6,000 per person age 65 or older by Dec 31, each reduced by 6% of MAGI over $75,000 ($150,000 joint). On a joint return the reduction applies to each spouse's $6,000. Married filing separately gets $0. Figures copied from irs.gov in Oct 2026.

Input parameters:

- `filing_status` (string, required): Federal filing status. married_filing_separately cannot claim these deductions.
- `magi` (number, required): Modified adjusted gross income in USD: Form 1040 line 11b plus excluded Puerto Rico and foreign income (Schedule 1-A Part I).
- `spouse_age_65_or_older` (boolean): Joint returns only. True if your spouse is 65 or older on Dec 31.
- `spouse_birth_date` (string): Joint returns only. Spouse birth date, YYYY-MM-DD.
- `tax_year` (integer, required): Tax year, 2025 to 2028. The deductions end after 2028.
- `taxpayer_age_65_or_older` (boolean): True if you are 65 or older on Dec 31 of the tax year. Ignored if taxpayer_birth_date is given.
- `taxpayer_birth_date` (string): Your birth date, YYYY-MM-DD.

### `estimate_tax_savings` (~387 tokens)

Estimate federal tax saved

Estimates the federal income tax saved in 2025-2028 by the One Big Beautiful Bill Act overtime, tips and senior deductions combined. It applies each deduction's cap and phase-out, then runs taxable income through the IRS bracket tables for that year (Rev. Proc. 2024-40 for 2025, Rev. Proc. 2025-32 for 2026) before and after. 2027-2028 brackets are not published yet, so it uses 2026 and says so. Federal income tax only.

Input parameters:

- `filing_status` (string, required): Federal filing status. married_filing_separately cannot claim these deductions.
- `hourly_rate` (number): Regular hourly rate, if you want the premium computed from hours.
- `magi` (number, required): Modified adjusted gross income in USD: Form 1040 line 11b plus excluded Puerto Rico and foreign income (Schedule 1-A Part I).
- `overtime_hours` (number): Overtime hours for the year.
- `overtime_multiplier` (number): 1.5 = time-and-a-half (default).
- `qualified_overtime_premium` (number): Qualified overtime premium (W-2 box 12 code TT).
- `qualified_tips` (number): Qualified tips for the year.
- `spouse_age_65_or_older` (boolean): Joint returns only. True if your spouse is 65+ on Dec 31.
- `tax_year` (integer, required): Tax year, 2025 to 2028. The deductions end after 2028.
- `taxable_income_before_new_deductions` (number): Taxable income before these deductions. If left out it is approximated as MAGI minus the basic standard deduction.
- `taxpayer_age_65_or_older` (boolean): True if you are 65+ on Dec 31 of the tax year.

### `explain_eligibility` (~178 tokens)

Who qualifies, and how it is reported

Explains who can claim the 2025-2028 One Big Beautiful Bill Act deductions for overtime, tips and seniors: years covered, excluded filing status (married filing separately), the valid-SSN rule, FLSA overtime eligibility, and exactly where the amounts are reported (Form W-2 box 12 codes TT and TP, Form 1099-NEC/1099-MISC/1099-K boxes, Schedule 1-A lines), including the 2026 change that only W-2 box 12 code TT amounts count. Taken from IRS FAQs and forms fetched Oct 2026.

Input parameters:

- `tax_year` (integer): Tax year, 2025 to 2028. The deductions end after 2028.
- `topic` (string): overtime, tips, senior or all (default all).

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/theluckystrike-no-tax-on-overtime-mcp/no-tax-on-overtime-mcp#diagnostics

## Score history

- 2026-11-05: 67
- 2026-11-04: 67
- 2026-11-03: 66
- 2026-11-02: 66
- 2026-11-01: 65
- 2026-10-31: 65
- 2026-10-30: 64

## Common questions

### What is the No Tax on Overtime MCP server?

No Tax on Overtime is an MCP server listed in the public MCP registry as io.github.theluckystrike/no-tax-on-overtime-mcp. No tax on overtime, tips and senior deductions for 2025-2028 (OBBBA), with IRS caps and phase-outs. This page covers its hosted endpoint (https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp).

### Is the No Tax on Overtime MCP server safe to use?

No Tax on Overtime scores 67 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the No Tax on Overtime MCP server expose?

No Tax on Overtime exposes 5 tools: calculate_overtime_deduction, calculate_tips_deduction, calculate_senior_deduction, estimate_tax_savings, explain_eligibility. Their descriptions and schemas cost roughly 1,562 tokens of context every time the server is loaded.

### Does the No Tax on Overtime MCP server require authentication?

No. We connected to No Tax on Overtime without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the No Tax on Overtime MCP server still maintained?

No Tax on Overtime is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp
- Repository: https://github.com/theluckystrike/no-tax-on-overtime-mcp
- Website: https://noovertimetax.com/
- Changelog RSS feed: https://verifymcp.io/servers/theluckystrike-no-tax-on-overtime-mcp/no-tax-on-overtime-mcp.xml
- Changelog JSON feed: https://verifymcp.io/servers/theluckystrike-no-tax-on-overtime-mcp/no-tax-on-overtime-mcp.json
- HTML version of this page: https://verifymcp.io/servers/theluckystrike-no-tax-on-overtime-mcp/no-tax-on-overtime-mcp