# io.github.theluckystrike/lease-schedule (mcpb · amortization.mcpb)

Lease schedules with a residual: the payment, the interest split and the journal per month.

- Trust score: 54/100 (low)
- Change this week: +7
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-09-21

## Components

- mcpb · `amortization.mcpb`: 54/100 (this document), [markdown](https://verifymcp.io/servers/theluckystrike-lease-schedule/https-github-com-theluckystrike-mcp-servers-releases-download-v0-21-0-amortizati.md), [page](https://verifymcp.io/servers/theluckystrike-lease-schedule/https-github-com-theluckystrike-mcp-servers-releases-download-v0-21-0-amortizati)

## Channel facts

- Registry: `mcpb`
- Package: `https://github.com/theluckystrike/mcp-servers/releases/download/v0.21.0/amortization.mcpb`
- Version: `0.21.0`
- Transport: `stdio`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-09-21.

- **Supply Chain Security**: 22/100
  - Malware scan not yet available for this package.
  - Known CVEs were checked across the 157 of 157 dependencies we could resolve, so this covers what we could see, not the whole tree.
  - No install/post-install scripts declared.
  - 63 of 157 dependencies flagged as unhealthy (2 deprecated).
- **Provenance & Transparency**: 45/100
  - Source repository is publicly reachable at the declared URL.
  - Provenance check failed: no build-provenance attestation is published.
  - Clear OSI-approved license (MIT).
  - Actively maintained (last published 14 days ago).
  - Disclosure check failed: no security disclosure policy was found in the source repository.
- **Schema Quality & AI Usability**: 84/100
  - 100% of prompts and resources have a non-trivial description (not blank, and not just the item's name).
  - AI-judged instruction clarity (excellent).
  - Context-footprint check failed: tool/resource definitions use about 1197 tokens (~119/item across 10 items; 9 tools + 1 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 47/100
  - Stability observed for 14 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 99/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 98% of tool parameters carry a description.
- **Tool Safety**: 75/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - 0 of 1 tool(s) whose name or description implies an irreversible operation declare an MCP destructiveHint annotation; "loan_delete" implies "delete" and declares no destructiveHint at all, which the MCP spec reads as destructive by default.
  - An AI judge read all 10 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

- Download bundle: `https://github.com/theluckystrike/mcp-servers/releases/download/v0.21.0/amortization.mcpb`

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-09-21 (score 54, +1)

No change was recorded against any check on this day. Stability & Change Management went from 43 to 47. That category is still filling its 30-day observation window: 13 days of observed history at the previous scan, 14 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-19 (score 53, +1)

No change was recorded against any check on this day. Stability & Change Management went from 37 to 40. That category is still filling its 30-day observation window: 11 days of observed history at the previous scan, 12 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-17 (score 52, +1)

No change was recorded against any check on this day. Stability & Change Management went from 30 to 33. That category is still filling its 30-day observation window: 9 days of observed history at the previous scan, 10 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-15 (score 51, +4)

- [functional improvement] Stability: unverified → 0.27

### 2026-09-07 (score 47)

First indexed and scored.

## MCP tools (9)

### `loan_create` (~320 tokens)

Record a loan or lease

Record a loan or a lease from its terms and return its id, its level payment and its effective annual rate. Principal, fees and balloon are whole minor units; the rate is nominal annual basis points.

Input parameters:

- `balloon_minor` (integer): Final balloon or residual value in whole minor units, due with the last payment and not inside it. Default 0
- `compounding` (string, required): How often interest compounds
- `currency` (string, required): ISO code the agreement is denominated in
- `fees_minor` (integer): Arrangement fees in whole minor units, paid at drawdown. Default 0
- `kind` (string): Default "loan"
- `lender` (string): Who the money is owed to
- `method` (string, required): annuity for a level payment, straight-principal for equal principal and a falling payment
- `name` (string, required): What this agreement is, e.g. Van finance or Office lease
- `note` (string)
- `payment_frequency` (string, required): How often a payment falls due
- `principal_minor` (integer, required): Amount borrowed, in whole minor units (integer cents). 1,000,000 is EUR 10,000.00
- `rate_bps` (integer, required): Nominal annual interest rate in basis points. 1200 is 12 percent. Zero is allowed
- `start_date` (string, required): Drawdown date, YYYY-MM-DD. The first payment falls one period after it
- `term_periods` (integer, required): Number of payment periods, not years

### `loan_schedule` (~124 tokens)

Build the amortization schedule

Build the schedule for one loan: opening balance, payment, interest, principal and closing balance for every period, with the total interest. The closing balance reaches the balloon, or zero, exactly. Free.

Input parameters:

- `from_period` (integer): First period to return. Default 1
- `limit` (integer): Maximum rows, default and ceiling 600
- `loan` (string, required): The loan id, e.g. LOAN-2026-0001, or its exact name
- `year` (string): Only the periods falling in this calendar year, YYYY

### `loan_repay_early` (~205 tokens)

Settle or overpay a loan early

Work out what settling or overpaying costs as of a period: the outstanding balance, the penalty if one is given, the recalculated remaining schedule and the interest saved, stated gross and net of the penalty. Pro.

Input parameters:

- `as_of_period` (integer, required): The period the extra money is paid at the end of. Period 1 is the first payment
- `extra_minor` (integer): A partial overpayment in whole minor units. Omit to settle the loan in full
- `keep_payment` (boolean): On a partial overpayment, keep the same payment and shorten the term. Default false, which keeps the term and lowers the payment
- `limit` (integer): Maximum remaining rows to return, ceiling 600
- `loan` (string, required): The loan id, e.g. LOAN-2026-0001, or its exact name
- `penalty_minor` (integer): Early repayment charge in whole minor units. Default 0

### `loan_journal` (~187 tokens)

Journal a loan payment

Return the double entry for one payment period or one month: debit interest expense and loan liability, credit cash, in the cash book's account names, with an expense_add-ready payload. Pro.

Input parameters:

- `cash_account` (string): Credit account for the payment. Default "cash"
- `category` (string): Expense category for the expense_add payload. Default "interest"
- `interest_account` (string): Debit account for the interest. Default "interest_expense"
- `liability_account` (string): Debit account for the principal. Default "loan_liability"
- `loan` (string, required): The loan id, e.g. LOAN-2026-0001, or its exact name
- `month` (string): Journal every payment falling in this month, YYYY-MM. Give this or period
- `period` (integer): The payment period to journal. Give this or month

### `loan_list` (~101 tokens)

List the loan register

List the loans and leases in the register with their terms, the level payment, the effective annual rate and the balance outstanding at a date. Free and unlimited.

Input parameters:

- `as_of` (string): Value the register at this date, YYYY-MM-DD. Default today
- `currency` (string): Only agreements in this currency
- `kind` (string): Only loans, or only leases
- `limit` (integer): Maximum rows, default and ceiling 600

### `loan_delete` (~71 tokens)

Delete a loan from the register

Remove one loan or lease from the register and give its free-tier slot back. Refused, with the entry named, if a journal has already been taken from it. Free.

Input parameters:

- `loan` (string, required): The loan id, e.g. LOAN-2026-0001, or its exact name

### `loans_report` (~99 tokens)

Report what is owed and what it costs

Report the debt: what is outstanding per currency, when each next payment falls due, and the interest charged in a calendar year, per loan and in total. Pro.

Input parameters:

- `as_of` (string): Value the debt at this date, YYYY-MM-DD. Default today
- `currency` (string): Only agreements in this currency
- `year` (string): The calendar year to total the interest for, YYYY. Default the year of as_of

### `license_status` (~23 tokens)

License status

Show whether this server runs in free or Pro mode and where to upgrade.

### `license_activate` (~42 tokens)

Activate license

Activate a Pro license key (format MCPL1.xxx.yyy). Verified offline and saved locally.

Input parameters:

- `key` (string, required): License key from the checkout confirmation page

## Diagnostics

Captured diagnostic sections: Provenance, Dependencies. The full working is on the page: https://verifymcp.io/servers/theluckystrike-lease-schedule/https-github-com-theluckystrike-mcp-servers-releases-download-v0-21-0-amortizati#diagnostics

## Score history

- 2026-09-21: 54
- 2026-09-20: 53
- 2026-09-19: 53
- 2026-09-18: 52
- 2026-09-17: 52
- 2026-09-16: 51
- 2026-09-15: 51
- 2026-09-14: 47
- 2026-09-13: 47
- 2026-09-12: 47
- 2026-09-11: 47
- 2026-09-10: 47
- 2026-09-09: 47
- 2026-09-08: 47
- 2026-09-07: 47

## Common questions

### What is the io.github.theluckystrike/lease-schedule MCP server?

io.github.theluckystrike/lease-schedule is an MCP server listed in the public MCP registry as io.github.theluckystrike/lease-schedule. Lease schedules with a residual: the payment, the interest split and the journal per month. This page covers its MCPB bundle (https://github.com/theluckystrike/mcp-servers/releases/download/v0.21.0/amortization.mcpb).

### Is the io.github.theluckystrike/lease-schedule MCP server safe to use?

io.github.theluckystrike/lease-schedule scores 54 out of 100 on VerifyMCP. It declares no install or post-install scripts. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the io.github.theluckystrike/lease-schedule MCP server expose?

io.github.theluckystrike/lease-schedule exposes 9 tools: loan_create, loan_schedule, loan_repay_early, loan_journal, loan_list, and 4 more. Their descriptions and schemas cost roughly 1,172 tokens of context every time the server is loaded.

### What licence is the io.github.theluckystrike/lease-schedule MCP server under?

io.github.theluckystrike/lease-schedule declares the MIT licence, which is OSI-approved. That covers the source only, and says nothing about the cost of any service it calls.

## Links

- Repository: https://github.com/theluckystrike/mcp-servers
- Website: https://mcp.zovo.one/s/amortization
- Changelog RSS feed: https://verifymcp.io/servers/theluckystrike-lease-schedule/https-github-com-theluckystrike-mcp-servers-releases-download-v0-21-0-amortizati.xml
- Changelog JSON feed: https://verifymcp.io/servers/theluckystrike-lease-schedule/https-github-com-theluckystrike-mcp-servers-releases-download-v0-21-0-amortizati.json
- HTML version of this page: https://verifymcp.io/servers/theluckystrike-lease-schedule/https-github-com-theluckystrike-mcp-servers-releases-download-v0-21-0-amortizati