# Hive Insurance Broker (remote · hive-mcp-gateway.onrender.com)

Insurance brokerage for AI agents — quote, bind, and settle in USDC

- Trust score: 58/100 (low)
- Change this week: +44
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-08-03

## Components

- remote · `hive-mcp-gateway.onrender.com`: 58/100 (this document), [markdown](https://verifymcp.io/servers/srotzin-hive-mcp-insurance-broker/insurance-broker-mcp.md), [page](https://verifymcp.io/servers/srotzin-hive-mcp-insurance-broker/insurance-broker-mcp)

## Channel facts

- Endpoint: `https://hive-mcp-gateway.onrender.com/insurance-broker/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.0.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-08-03.

- **Endpoint Security**: 57/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - Authorisation not fully verified: no authorisation is required to call this server, and 3 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe.
  - HTTPS is enforced; there's no plaintext access path.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 71/100
  - AI-judged instruction clarity (good).
  - Tool/resource definitions use about 249 tokens (~83/item across 3 items; 3 tools + 0 resources), lean.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 0/100
  - Stability not yet verified: not enough scan history yet (needs a 30-day window).
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Capabilities**: 20/100
  - Spec-recency check failed: implements MCP spec 2024-11-05; the latest is 2026-07-28.

**Unverified: 1 category.** A category scored 0 because we could not verify it: authentication we do not have, an unreachable endpoint, or not enough scan history. We only credit what we can confirm.

## Install

### Claude

```bash
claude mcp add --transport http srotzin-hive-mcp-insurance-broker https://hive-mcp-gateway.onrender.com/insurance-broker/mcp
```

### Codex

```toml
[mcp_servers.srotzin-hive-mcp-insurance-broker]
url = "https://hive-mcp-gateway.onrender.com/insurance-broker/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "srotzin-hive-mcp-insurance-broker": {
      "type": "remote",
      "url": "https://hive-mcp-gateway.onrender.com/insurance-broker/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add srotzin-hive-mcp-insurance-broker --url https://hive-mcp-gateway.onrender.com/insurance-broker/mcp --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  srotzin-hive-mcp-insurance-broker:
    url: "https://hive-mcp-gateway.onrender.com/insurance-broker/mcp"
```

### Other

```json
{
  "mcpServers": {
    "srotzin-hive-mcp-insurance-broker": {
      "type": "http",
      "url": "https://hive-mcp-gateway.onrender.com/insurance-broker/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-08-03 (score 58, +35)

- [security improvement] Transport: fail → pass
- [security] Authorization: Authorisation not fully verified: no authorisation is required to call this server, and 3 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe.
- [functional regression] MCP protocol: unverified → fail
- [functional improvement] Tool coverage: unverified → 100
- [functional] First check of Schema quality: fail
- [functional] First check of Schema quality: pass
- [functional] First check of Schema quality: good
- [functional] First check of Tool coverage: 100

### 2026-07-31 (score 23, +9)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-30 (score 14, 0)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-27 (score 14, 0)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-26 (score 14)

First indexed and scored.

## MCP tools (3)

### `insurance_products` (~63 tokens)

List all available coverage products across providers (Nexus Mutual, Sherlock, Risk Harbor, InsurAce). Returns provider, type, capacity, and current cost-of-coverage where the upstream exposes it. Real third-party listings — Hive is broker-only and does not underwrite.

### `insurance_quote` (~152 tokens)

Route a quote request to one or all underwriters. Hive forwards the request to the underwriter's own quote endpoint and returns the response verbatim. Hive does NOT bind coverage, accept premium, or take custody.

Input parameters:

- `cover_amount_usd` (number, required): Notional coverage in USD
- `duration_days` (number, required): Coverage duration in days (1–365)
- `protocol` (string, required): Protocol/product identifier (e.g. '2' for Nexus Mutual Aave v2, or the productId from /products)
- `provider` (string): Provider key. If omitted, quote routes to all four providers. One of: nexus_mutual, sherlock, risk_harbor, insurace

### `insurance_today` (~34 tokens)

24-hour rollup: total listing count + top providers by capacity. Returns request count and quote count for the rolling window.

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/srotzin-hive-mcp-insurance-broker/insurance-broker-mcp#diagnostics

## Score history

- 2026-08-03: 58
- 2026-08-02: 23
- 2026-08-01: 23
- 2026-07-31: 23
- 2026-07-30: 14
- 2026-07-29: 14
- 2026-07-28: 14
- 2026-07-27: 14
- 2026-07-26: 14

## Links

- Remote endpoint: https://hive-mcp-gateway.onrender.com/insurance-broker/mcp
- Repository: https://github.com/srotzin/hive-mcp-insurance-broker
- Website: https://www.hiveagentiq.com/
- Changelog RSS feed: https://verifymcp.io/servers/srotzin-hive-mcp-insurance-broker/insurance-broker-mcp/changelog.xml
- Changelog JSON feed: https://verifymcp.io/servers/srotzin-hive-mcp-insurance-broker/insurance-broker-mcp/changelog.json
- HTML version of this page: https://verifymcp.io/servers/srotzin-hive-mcp-insurance-broker/insurance-broker-mcp