# Factline KYC, KYB and agent payments (remote · factline.dev)

Supplier, company, sanctions, PEP, VAT and IBAN checks for agents. 5 checks a day free, no key.

- Trust score: 85/100 (high trust)
- Change this week: +4
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `factline.dev`: 85/100 (this document), [markdown](https://verifymcp.io/servers/snefhew-factline-kyc/mcp-kyc.md), [page](https://verifymcp.io/servers/snefhew-factline-kyc/mcp-kyc)

## Channel facts

- Endpoint: `https://factline.dev/mcp/kyc`
- Transports: `streamable-http`
- Auth: `none`
- Version: `0.10.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 83/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one.
  - HTTPS is enforced; there's no plaintext access path.
  - The HSTS (Strict-Transport-Security) header is present.
  - DNSSEC is configured correctly; the domain's records validate against the full chain to the root.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 78/100
  - 100% of prompts and resources have a non-trivial description (not blank, and not just the item's name).
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 8911 tokens (~168/item across 53 items; 43 tools + 10 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 80/100
  - Stability observed for 24 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 96/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 85% of tool parameters carry a description.
  - Structured output schemas are declared (5% of tools); any adoption earns full credit.
- **Tool Safety**: 75/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - 0 of 1 tool(s) whose name or description implies an irreversible operation declare an MCP destructiveHint annotation; "x402_pay_guard" implies "pay" and declares readOnlyHint instead, contradicting what its own name says it does.
  - An AI judge read all 45 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.
  - Supports UI / widget rendering.

## Install

### How do I install the Factline KYC, KYB and agent payments MCP server?

Factline KYC, KYB and agent payments is a hosted endpoint at https://factline.dev/mcp/kyc, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http snefhew-factline-kyc 'https://factline.dev/mcp/kyc'
```

### Cursor

```json
{
  "mcpServers": {
    "snefhew-factline-kyc": {
      "url": "https://factline.dev/mcp/kyc"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "snefhew-factline-kyc": {
      "type": "http",
      "url": "https://factline.dev/mcp/kyc"
    }
  }
}
```

### Codex

```toml
[mcp_servers.snefhew-factline-kyc]
url = "https://factline.dev/mcp/kyc"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "snefhew-factline-kyc": {
      "type": "remote",
      "url": "https://factline.dev/mcp/kyc",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add snefhew-factline-kyc --url 'https://factline.dev/mcp/kyc' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  snefhew-factline-kyc:
    url: "https://factline.dev/mcp/kyc"
```

### Netclaw

```json
{
  "McpServers": {
    "snefhew-factline-kyc": {
      "Transport": "http",
      "Url": "https://factline.dev/mcp/kyc"
    }
  }
}
```

### Vellum

```bash
assistant mcp add snefhew-factline-kyc -t streamable-http -u 'https://factline.dev/mcp/kyc'
```

### Other

```json
{
  "mcpServers": {
    "snefhew-factline-kyc": {
      "type": "http",
      "url": "https://factline.dev/mcp/kyc"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-05 (score 85, +1)

- [functional] New tool “firm_check”

### 2026-11-03 (score 84, +1)

No change was recorded against any check on this day. Stability & Change Management went from 70 to 73. That category is still filling its 30-day observation window: 21 days of observed history at the previous scan, 22 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-02 (score 83, 0)

- [functional regression] Schema quality: 7272 → 8836
- [functional] New resource “skill-bank-details-changed”
- [functional] New resource “skill-before-paying-a-new-payee”
- [functional] New resource “skill-eudr-geolocation-file”
- [functional] New resource “skill-is-this-supplier-real”
- [functional] Server version: 0.13.0 → 0.15.0
- [functional] New tool “bank_change_check”
- [functional] New tool “eudr_geo_check”
- [functional] New tool “kyp_check”
- [functional] New tool “mcp_server_check”
- [functional] New tool “payment_run_check”
- [functional] New tool “supplier_card_verify”
- [functional] New tool “supplier_real_check”
- [functional] New tool “webshop_check”

### 2026-11-01 (score 83, +1)

- [security] Tool “x402_sellers” rewrote its description, which is the text the model reads
- [functional improvement] Tool “eu_exchange_rates” now declares an output schema
- [functional improvement] Tool “eu_law_lookup” now declares an output schema
- [functional] First check of Tool coverage: 6
- [functional] New tool “china_licence_check”
- [functional] New tool “eu_import_rules”
- [cosmetic] “china_supplier_check” reworded the description of “name”

### 2026-10-31 (score 82, 0)

- [security] The server rewrote its instructions, which are the text every model session reads
- [security] Tool “get_trial_key” rewrote its description, which is the text the model reads
- [functional regression] Schema quality: 151 → 179
- [functional improvement] Tool coverage: 76% → 81%
- [functional] Schema quality: excellent → good
- [functional] Server version: 0.11.0 → 0.13.0
- [functional] New tool “watch_alerts”
- [cosmetic] “china_supplier_check” added an optional parameter “api_key”
- [cosmetic] “company_dossier” added an optional parameter “api_key”
- [cosmetic] “company_health” added an optional parameter “api_key”
- [cosmetic] “company_lookup” added an optional parameter “api_key”
- [cosmetic] “domain_check” added an optional parameter “api_key”
- [cosmetic] “email_verify” added an optional parameter “api_key”
- [cosmetic] “eu_company_check” added an optional parameter “api_key”
- [cosmetic] “eu_eori_check” added an optional parameter “api_key”
- [cosmetic] “eu_sanctions_batch” added an optional parameter “api_key”
- [cosmetic] “eu_sanctions_screen” added an optional parameter “api_key”
- [cosmetic] “eu_sanctions_wallet” added an optional parameter “api_key”
- [cosmetic] “eu_tenders_search” added an optional parameter “api_key”
- [cosmetic] “eu_vat_check” added an optional parameter “api_key”
- [cosmetic] “get_trial_key” added an optional parameter “api_key”
- [cosmetic] “iban_check” added an optional parameter “api_key”
- [cosmetic] “kyc_check” added an optional parameter “api_key”
- [cosmetic] “nl_insolvency_check” added an optional parameter “api_key”
- [cosmetic] “pep_batch” added an optional parameter “api_key”
- [cosmetic] “pep_screen” added an optional parameter “api_key”
- [cosmetic] “peppol_lookup” added an optional parameter “api_key”
- [cosmetic] “phone_verify” added an optional parameter “api_key”
- [cosmetic] “self_hosted_wallet_evidence” added an optional parameter “api_key”
- [cosmetic] “supplier_invoice_check” added an optional parameter “api_key”
- [cosmetic] “us_company_lookup” added an optional parameter “api_key”
- [cosmetic] “us_trade_screen” added an optional parameter “api_key”
- [cosmetic] “watch_30_days” added an optional parameter “api_key”
- [cosmetic] “x402_payee_check” added an optional parameter “api_key”
- [cosmetic] “get_trial_key” reworded the description of “email”
- [cosmetic] “get_trial_key” made “email” optional
- [cosmetic] Tool “get_trial_key” changed its title: Get a free Factline trial key → Get a free Factline key

### 2026-10-30 (score 82, +1)

No change was recorded against any check on this day. Stability & Change Management went from 57 to 60. That category is still filling its 30-day observation window: 17 days of observed history at the previous scan, 18 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-29 (score 81, 0)

- [security] Tool “china_supplier_check” rewrote its description, which is the text the model reads
- [security] Tool “company_dossier” rewrote its description, which is the text the model reads
- [security] Tool “company_lookup” rewrote its description, which is the text the model reads
- [security] Tool “kyc_check” rewrote its description, which is the text the model reads
- [functional] New resource “skill-check-a-chinese-supplier”

### 2026-10-28 (score 81, +1)

- [security] Tool “watch_30_days” rewrote its description, which is the text the model reads
- [functional] Schema quality: good → excellent
- [functional] New resource “skill-before-an-x402-payment”
- [functional] New resource “skill-check-a-counterparty”
- [functional] New resource “skill-dutch-address-and-vehicle-facts”
- [functional] New resource “skill-verify-before-paying”
- [functional] Server version: 0.10.0 → 0.11.0

## MCP tools (43)

### `x402_pay_guard` (~260 tokens)

Check an x402 payment before paying (free)

Free. Use right before paying an x402 seller: screens the payTo wallet against the OFAC list, checks that payTo is a wallet this seller lists in the x402 Bazaar or Circle catalogue (catches a swapped or injected payTo), looks up the seller's payer history, age and uptime, and checks the amount against the seller's listed price and your budget. Returns allow, review or deny with reasons and a signed verdict. Input: url of the resource, pay_to from its 402, optional amount_usd, max_usd, network, mode (strict: deny instead of review on a wallet mismatch or missing pay_to).

Input parameters:

- `amount_usd` (string): Amount you are about to pay in USD, e.g. 0.05
- `max_usd` (string): Your budget per call in USD
- `mode` (string): strict: deny on a payTo the seller does not list or a missing pay_to
- `network` (string): Network from the 402, e.g. eip155:8453
- `pay_to` (string): payTo address from the 402 challenge
- `url` (string, required): The x402 resource URL you are about to pay

### `watch_alerts` (~141 tokens)

Check your Factline watches for alerts (free)

Free. Use at the start of a session or on a schedule when the user has Factline watches (from watch_30_days or a key): lists the watches and any alerts (a new sanctions match, a company status, name or address change, APK or recall change). Input: token (wt_..., returned by watch_30_days) or api_key, optional since (YYYY-MM-DD).

Input parameters:

- `api_key` (string): Or a Factline API key (fl_live_...)
- `since` (string): Only alerts after this date, YYYY-MM-DD
- `token` (string): Watch token wt_... from watch_30_days

### `x402_sellers` (~138 tokens)

x402 sellers with uptime (free)

Free. Use when looking for an x402 API to pay for a task, or to see if a seller is used and up: sellers from the Coinbase x402 Bazaar ranked by unique payers (30 days), with Factline's daily check that their endpoints answer a valid 402, speed and networks. q is one word to filter (sanctions, weather) or plain words for what you need (an API for flight prices).

Input parameters:

- `limit` (string)
- `network` (string): e.g. solana or eip155:8453
- `q` (string): Search text, e.g. sanctions

### `get_trial_key` (~164 tokens)

Get a free Factline key

Free. Use when Factline's free calls for today are used up or the user wants more paid checks without a crypto wallet. Without an email it returns a starter key at once (100 credits, 14 days, no human step). With the user's work email it returns a trial key (2,000 credits a month, one per email); send email plus api_key to upgrade a starter key. Ask the user for the email; never invent one.

Input parameters:

- `api_key` (string): A starter key to upgrade: send it with the email
- `email` (string): The user's work email (ask them; never invent one). Leave out for a starter key
- `name` (string): Person or company name
- `use_case` (string)

### `eu_exchange_rates` (~110 tokens)

ECB exchange rates (free)

Free. Use when the user needs an official euro exchange rate or a conversion for an invoice, contract or report: ECB euro reference rates (about 30 currencies), today or any working day in the last 90 days, with cross rates. Input: base (default EUR), symbols (e.g. USD,GBP), optional date YYYY-MM-DD and amount.

Input parameters:

- `amount` (string)
- `base` (string)
- `date` (string)
- `symbols` (string)

Output parameters:

- `base`: Base currency
- `date`: ECB reference date
- `rates`: Rates per currency
- `source`: Sources to cite

### `eu_law_lookup` (~113 tokens)

EU law lookup (free)

Free. Use when the user cites an EU regulation, directive or decision and you need its official title, date, whether it is still in force, and the EUR-Lex link to cite: by CELEX number (e.g. 32016R0679) or citation (e.g. Regulation (EU) 2016/679, Directive 2015/849).

Input parameters:

- `celex` (string, required): CELEX number or a citation like 'Regulation (EU) 2016/679'

Output parameters:

- `celex`: CELEX number
- `in_force`: Whether it is in force
- `source`: Sources to cite
- `title`: Official title
- `url`: EUR-Lex link

### `webshop_check` (~102 tokens)

Is this webshop real? (free)

Free. Use before a shopping agent or the user pays an unfamiliar webshop: domain age, company and VAT number on the site (VAT checked in VIES), contact page, payment methods, prepayment-only or crypto-only, 70-99% discount lures. Returns looks_ok, caution or avoid and decision allow, review or deny. Input: url.

Input parameters:

- `url` (string, required): The shop's address, e.g. https://www.example-shop.nl

### `firm_check` (~75 tokens)

Is your firm's domain easy to fake? (free)

Free. Use when the user asks whether criminals can send mail as their firm or whether lookalike domains of it exist: DMARC and SPF status of the firm's domain and registered lookalike domains (typos, swapped letters). Input: domain.

Input parameters:

- `domain` (string, required): The firm's domain, e.g. example.nl

### `supplier_card_verify` (~134 tokens)

Verify a supplier's supplier.json card (free)

Free. Use before onboarding or paying a supplier that has a website: reads https://<domain>/.well-known/supplier.json (spec factline.dev/supplier-json), checks its VAT number in VIES and company number in the register against the name, and with iban says whether that IBAN is one of the supplier's own hashed accounts. Returns verified, review, invalid_card or no_card. Input: domain, optional iban.

Input parameters:

- `domain` (string, required): The supplier's website, e.g. example-trading.nl
- `iban` (string): IBAN from an invoice, to match against the card

### `mcp_server_check` (~133 tokens)

Know Your Tool: check an MCP server before using it (free)

Free. Use before connecting to or installing an MCP server you have not used before, or to re-check one: connects once (no tool is called), scans tool descriptions for prompt-injection wording and invisible characters, lists tools that write, send, pay or run commands, checks the domain and publisher, and returns tools_sha256 (send it next time to catch a changed tool list). Decision allow, review or deny. Input: url, optional tools_sha256.

Input parameters:

- `tools_sha256` (string): Hash from an earlier check
- `url` (string, required): The MCP server's streamable HTTP endpoint

### `payment_run_check` (~157 tokens)

Check a payment file before it goes to the bank (free, up to 25 payments)

Free. Use before a payment run is sent to the bank: give the payment file as text (SEPA pain.001 XML or CSV with payee name and IBAN) and, best, last run's file or a vendor list as previous. Each line gets release, review or hold: invalid or changed IBAN, a payee name that imitates a known supplier, one IBAN under two names, new payee, duplicate, possible sanctions match. Up to 25 payments here; 100 with an API key over HTTP.

Input parameters:

- `file` (string, required): The payment file content: pain.001 XML or CSV
- `previous` (string): Last run's file or a vendor list (name, IBAN)

### `eudr_geo_check` (~162 tokens)

Check an EUDR geolocation (GeoJSON) file (free)

Free. Use when the user has a supplier's EUDR plot file for a due diligence statement (from 30 Dec 2026): checks [longitude, latitude] order, at least 6 decimals, a point only for plots up to 4 ha, closed and non-crossing polygons, plots inside the country of production, area per plot. Returns looks_valid, check_warnings or fix_needed. Input: geojson (the file as text), optional country (ISO) and commodity.

Input parameters:

- `commodity` (string): e.g. cocoa, wood, cattle
- `country` (string): ISO country of production, e.g. CI
- `geojson` (string, required): GeoJSON FeatureCollection, Feature or geometry, as text

### `eu_vat_check` (~172 tokens)

Validate an EU VAT number (paid)

Use when the user gives an EU VAT number and you need to know if it is valid: live check in the European Commission's VIES service for all 27 member states plus Northern Ireland, with the registered company name and address where shared. Input: VAT number with country prefix, e.g. IE6388047V. Costs 0.003 USDC via x402, or 2 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `vat` (string, required): EU VAT number with country prefix, e.g. IE6388047V

### `eu_sanctions_screen` (~193 tokens)

Screen a name against EU, UN, UK and US sanctions (paid)

Use when you must check whether a person or company is under sanctions: screens the name against the EU, UN, UK and US OFAC lists (25,000+ persons, companies and vessels with aliases, refreshed weekly). Fuzzy matching handles spelling, transliteration and word order; returns scored possible matches with lists, references and birth dates. Costs 0.005 USDC via x402, or 3 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `birth_year` (string): 4-digit birth year
- `name` (string, required): Person or organisation name, e.g. 'Vladimir Putin'
- `type` (string)

### `eu_sanctions_batch` (~195 tokens)

Screen up to 25 names against EU, UN, UK and US sanctions (paid)

Use when screening a list of people or companies at once (up to 25 per call, 0.0012 USDC per name) against the EU, UN, UK and US OFAC sanctions lists. Fuzzy matching; per name a possible-match flag, top score and up to 3 scored matches with their lists. For customer bases, payouts and vendor lists. Costs 0.03 USDC via x402, or 15 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `names` (string, required): 1 to 25 names separated by ';', e.g. 'Vladimir Putin; Factline'
- `type` (string)

### `us_trade_screen` (~203 tokens)

Screen against US export-control lists and the UFLPA Entity List (paid)

Use before buying from, selling to or shipping to a company, above all a Chinese or Russian one: screens the name against the US Consolidated Screening List (Commerce, State and Treasury export-control lists, without the SDN list, which the sanctions screen covers) and the DHS UFLPA Entity List (forced-labour import ban). These restrict trade, they are not asset freezes. Input: name, optional type (entity or person), threshold. Costs 0.005 USDC via x402, or 3 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `name` (string, required): Company or person name, e.g. 'Hoshine Silicon Industry'
- `type` (string)

### `china_supplier_check` (~221 tokens)

Check a Chinese supplier: USCC, sanctions, Entity List, UFLPA (paid)

Use this when the counterparty is a Chinese supplier you are about to pay or import from: checks the 18-character Unified Social Credit Code (checksum, authority, entity type, province; Xinjiang flagged) and screens the company against EU, UN, UK and US OFAC sanctions, BIS Entity List, Military End User list and DHS UFLPA list. Verdict pass, review or block_review with reasons. Does not query the Chinese register (GSXT). Input: name, uscc. Costs 0.03 USDC via x402, or 15 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `name` (string, required): Supplier name as on the invoice, Latin letters or Chinese characters
- `uscc` (string): 18-character Unified Social Credit Code from the business licence

### `china_licence_check` (~208 tokens)

Check a Chinese business licence photo (营业执照): read, verify, screen (paid)

Use when a Chinese supplier sends a photo of its business licence (营业执照), e.g. on Alibaba or 1688: reads the fields, validates the USCC checksum, flags an address province that differs from the code (edited licence) or a name that differs from your invoice, then screens the Chinese and English names against sanctions, the Entity List and UFLPA. Image not stored. Input: image_url, optional invoice_name. Costs 0.06 USDC via x402, or 30 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `image_url` (string, required): Public https link to the licence photo or scan
- `invoice_name` (string): Supplier name on your invoice, to compare

### `eu_import_rules` (~246 tokens)

Does CBAM or the EU Deforestation Regulation apply to a product? (paid)

Use before importing a product into the EU: checks the HS/CN code against CBAM Annex I and EUDR Annex I and says which applies, from when, and what the importer must do (CBAM declarant status and emissions data; EUDR due diligence statement with plot geolocation). No code? Send product and the likely 6-digit HS code is suggested (and marked as a suggestion). Input: hs or product, optional origin (ISO country) and tonnes_per_year. Costs 0.01 USDC via x402, or 5 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `hs` (string): HS or CN code, e.g. 720839
- `origin` (string): ISO country of origin, e.g. CN
- `product` (string): Or a product description
- `tonnes_per_year` (string): Yearly tonnes of CBAM goods you import

### `us_company_lookup` (~203 tokens)

Look up a US public company in SEC EDGAR (paid)

Use to verify a US listed company or SEC registrant: finds it by name, ticker or CIK and returns its SEC record (legal name, former names, tickers and exchanges, EIN, state of incorporation, industry code, business address, latest 10-K/20-F and 10-Q dates). Private US companies are not in EDGAR. Input: name, ticker or cik. Costs 0.01 USDC via x402, or 5 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `cik` (string): SEC CIK number
- `name` (string): Company name, e.g. Apple
- `ticker` (string): Ticker, e.g. AAPL

### `company_lookup` (~245 tokens)

Verify a company in official registers (paid)

Use this when you only need to confirm a company exists and is active (the cheap first step before a dossier): registers GLEIF (worldwide), UK Companies House, Ireland CRO, Estonia, Belgium KBO, France SIRENE, Norway, Finland, Czechia, Slovakia and Poland (with bank accounts). Returns legal name, status, registry id, legal form, address, founding date and parent companies (GLEIF). Search by name or id. Costs 0.008 USDC via x402, or 4 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `country` (string): ISO country, e.g. GB, IE, EE, FR, NO, NL
- `id` (string): LEI, SIREN, Norwegian organisation number, UK company number, Irish CRO number or Estonian registry code
- `name` (string): Company name, e.g. ASML Holding

### `eu_sanctions_wallet` (~188 tokens)

Screen a crypto wallet against OFAC sanctions (paid)

Use before sending crypto to an address, or when asked if a wallet is sanctioned: checks Bitcoin, Ethereum/EVM, Tron, USDT, Litecoin, Monero and other addresses against the wallets on the US OFAC SDN list, refreshed weekly. Returns sanctioned true/false, currency, listed entity and programme. Costs 0.003 USDC via x402, or 2 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `address` (string, required): Crypto wallet address, e.g. 0x0330070fd38ec3bb94f58fa55d40368271e9e54a
- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed

### `eu_tenders_search` (~222 tokens)

Search open public tenders in the EU (paid)

Use when the user looks for public contracts to bid on: open tenders from TED, the EU's official journal, by country, CPV code, keywords, deadline and minimum value, with English titles, buyer, deadline and value. For the Netherlands it adds national below-threshold tenders from TenderNed, which TED does not have. Costs 0.005 USDC via x402, or 3 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `country` (string, required): Country code, e.g. NL, DE, or EU
- `cpv` (string): CPV codes, e.g. 72
- `deadline_within` (string)
- `limit` (string)
- `min_value` (string)
- `q` (string): Keywords

### `nl_insolvency_check` (~173 tokens)

Check if a Dutch company is bankrupt (paid)

Use when you need to know if a Dutch company is bankrupt or in suspension of payments: live check in the Centraal Insolventieregister (Rechtspraak) with active and ended cases, court, case number, dates, administrator and claims deadline. Legal entities only. Input: KvK number or company name. Costs 0.01 USDC via x402, or 5 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `kvk` (string): 8-digit KvK number
- `name` (string): Company name

### `pep_screen` (~210 tokens)

Screen a person for PEP status (paid)

Use when you must check whether a person is a politically exposed person (PEP) for AML/KYC: heads of state and government, ministers of every country, central bank governors, MEPs and national MPs of the EU, EEA, UK, US and Switzerland, current or former (default 5 years). Fuzzy matching with positions, country and dates. Pairs with sanctions screening. Costs 0.005 USDC via x402, or 3 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `birth_year` (string): Birth year, e.g. 1967
- `country` (string): ISO country, e.g. NL
- `name` (string, required): Full name, e.g. Mark Rutte

### `pep_batch` (~142 tokens)

Screen up to 25 names for PEP status (paid)

Use when screening a list of up to 25 names for politically exposed persons in one call (0.0012 USDC per name): top 3 possible matches per name with positions and status. For customer-base and CRM re-screening. Costs 0.03 USDC via x402, or 15 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `names` (string, required): Names separated by ';'

### `domain_check` (~180 tokens)

Check a website or domain (paid)

Use when you need to judge whether a website or email domain is trustworthy: registration date and domain age (RDAP), expiry, registrar, nameservers, email setup (MX, SPF, DMARC), disposable-email domains, and a low/medium/high risk with flags such as 'registered 4 days ago', a common sign of scam shops. Accepts a domain, URL or email. Costs 0.003 USDC via x402, or 2 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `domain` (string, required): Domain, URL or email address, e.g. example.nl

### `iban_check` (~165 tokens)

Validate an IBAN (paid)

Use when you need to check an IBAN before a payout or invoice: length per country, mod-97 checksum (catches typos), SEPA membership, and for Dutch IBANs the bank (ING, ABN AMRO, Rabobank, bunq...). Does not confirm the account holder. Costs 0.001 USDC via x402, or 1 credit of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `iban` (string, required): IBAN, e.g. NL91ABNA0417164300

### `peppol_lookup` (~280 tokens)

Check if a company is on Peppol e-invoicing (paid)

Use when you need to send an e-invoice or check if a company can receive one: looks the company up in the Peppol Directory by VAT number, company number (Belgian KBO, French SIREN, Dutch KvK...) or name, and returns its Peppol participant ids and accepted documents (invoice, credit note, self-billing, orders). Belgium requires Peppol B2B e-invoicing since 2026; France requires e-invoice receipt from 2026-09. Costs 0.003 USDC via x402, or 2 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `country` (string): ISO country, e.g. BE, FR
- `id` (string): Or a company number (Belgian KBO, French SIREN, Dutch KvK) or Peppol id such as 0208:0400378485
- `name` (string): Or a company name (with country)
- `vat` (string): EU VAT number, e.g. BE0400378485

### `supplier_real_check` (~232 tokens)

Is this supplier real? Synthetic vendor check (paid)

Use before onboarding or paying a new supplier that may be fake (real registration, good website). Compares company and website age, tests the sender domain for a lookalike of the website, checks UK director identity verification and virtual-office addresses, and runs the company check (sanctions, PEP, VAT). Input: name or id with country, domain (website), email (sender). Costs 0.06 USDC via x402, or 30 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `country` (string): ISO country, e.g. GB, NL
- `domain` (string): The supplier's website
- `email` (string): The email address it writes from
- `id` (string): Or its company number
- `name` (string): Supplier company name
- `vat` (string): VAT number

### `bank_change_check` (~278 tokens)

Check a 'new bank details' email before changing a supplier's account (paid)

Use when a supplier (or someone posing as one) asks to change bank details or pay to a new account, the biggest single loss in accounts payable. Send text (the whole email with its From: line), or sender and iban; add website (the supplier's real domain), known_iban (the account you pay now) and name plus country to also run the supplier invoice check. The text is not stored. Input: text, or sender + iban; website, known_iban, name, country. Costs 0.06 USDC via x402, or 30 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `country` (string): Supplier ISO country
- `iban` (string): The new IBAN
- `known_iban` (string): The account you pay now
- `name` (string): Supplier name: also runs the invoice check
- `sender` (string): Or the sender's email address
- `text` (string): The whole email, with its From: line
- `website` (string): The supplier's real website

### `kyp_check` (~232 tokens)

Know Your Payee: should the agent pay this payee? (paid)

Use right before an agent pays a payee it has not paid before: the reverse of the know-your-agent checks merchants run on agents. Send url (webshop or x402 endpoint), wallet (x402 payTo) or iban with name and country (a company); kind=shop|x402|company forces the route. Input: url, wallet or iban + name + country. Costs 0.03 USDC via x402, or 15 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `country` (string): ISO country (with iban)
- `iban` (string): IBAN of a company payee
- `kind` (string)
- `name` (string): Company name (with iban)
- `url` (string): Webshop or x402 endpoint
- `wallet` (string): x402 payTo wallet

### `supplier_invoice_check` (~323 tokens)

Check a supplier invoice before paying, incl. changed bank details (paid)

Use before an agent pays a supplier invoice: supplier in official registers; company, directors, owners and parents screened (EU, UN, UK, US sanctions, PEP); VAT match; IBAN valid, same country, on the Polish whitelist; sender email; Dutch bankruptcy; Peppol. With known_iban, a different bank account than the one on file puts it on hold. Verdict: pass, review or hold. Costs 0.08 USDC via x402, or 40 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `country` (string): Supplier's ISO country, e.g. BE, NL, GB, PL
- `domain` (string): Supplier website
- `email` (string): Email address the invoice came from
- `iban` (string): IBAN the invoice asks you to pay
- `id` (string): Or the supplier's company number
- `known_iban` (string): The supplier's IBAN in your vendor master: a different IBAN on the invoice puts it on hold (changed bank details)
- `kvk` (string): Dutch KvK number: adds a bankruptcy check
- `name` (string): Supplier company name, e.g. Colruyt Group
- `vat` (string): VAT number on the invoice

### `eu_eori_check` (~155 tokens)

Check an EU EORI customs number (paid)

Use when you need to check an EU EORI customs number: live validation in the European Commission's EORI service, registered and valid or not, with the trader's name and address when published. All EU member states; GB numbers are not covered. Costs 0.003 USDC via x402, or 2 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `eori` (string, required): EORI number, e.g. IE6388047V

### `email_verify` (~169 tokens)

Verify an email address (paid)

Use when you need to know if an email address is real and deliverable before signup, outreach or onboarding: syntax, live MX routing, 9,000+ disposable domains, role addresses, free providers, typo suggestions (gmial.com to gmail.com) and SPF/DMARC. One verdict: deliverable, risky or undeliverable. Costs 0.002 USDC via x402, or 1 credit of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `email` (string, required): Email address, e.g. jan@example.nl

### `phone_verify` (~189 tokens)

Validate a phone number (paid)

Use when you need to check a phone number from any country: valid and possible against allocated ranges, E.164 and national format, country, and line type (mobile, landline, VoIP, toll-free, premium) with an SMS-capable hint. National numbers need a country, e.g. 0612345678 with country=NL. Costs 0.003 USDC via x402, or 2 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `country` (string): ISO country for national numbers, e.g. NL
- `phone` (string, required): Phone number, e.g. +31612345678

### `self_hosted_wallet_evidence` (~223 tokens)

Self-hosted wallet evidence record (paid)

Use when a crypto service sends to or receives from a self-hosted wallet and must document its checks (EU AMLR, Travel Rule files): screens the wallet against OFAC-listed addresses, the claimed owner against EU, UN, UK and US sanctions and PEP, and checks the company register for businesses. Returns no_hits, review or block_review with list versions and a signed receipt. Input: wallet, owner, optional owner_type, birth_year, country. Costs 0.02 USDC via x402, or 10 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `birth_year` (string)
- `country` (string)
- `owner` (string, required): Person or company that claims the wallet
- `owner_type` (string)
- `wallet` (string, required)

### `watch_30_days` (~236 tokens)

Watch a name, company or plate for 30 days (paid)

Use for ongoing monitoring: the user wants to be told later or must show screening keeps running. Watches one item for 30 days, paid once, no account. kind=sanctions (a name, re-screened when EU, UN, UK or US lists change), company (COUNTRY:name or number, register checked daily) or apk (Dutch plate, daily). Alerts go to the webhook and /v1/watch/alerts with the returned token. Input: kind, value, optional webhook, label. Costs 0.05 USDC via x402, or 25 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `kind` (string, required)
- `label` (string)
- `value` (string, required): Name, COUNTRY:company (e.g. IE:Ryanair) or Dutch plate
- `webhook` (string): https URL for alerts

### `x402_payee_check` (~232 tokens)

Should I pay this x402 seller? (paid)

Use before an agent pays an x402 endpoint it has not used before: reads the seller's own 402 challenge, screens every payTo wallet against the OFAC list, checks the domain (age, setup), Factline's daily uptime probes and, with company, the register record and EU/UN/UK/US sanctions. Returns allow, review or deny, plus a trust-provider block (decision, score, evidence, ttl). Input: url, optional wallet, company, country. Costs 0.01 USDC via x402, or 5 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `company` (string): Company behind the seller
- `country` (string)
- `url` (string): The x402 endpoint or origin you are about to pay
- `wallet` (string): payTo wallet to screen

### `company_dossier` (~280 tokens)

Company dossier: due diligence on a European company (paid)

Use this when you need full due diligence on a European company before a deal or large payment, beyond an existence check: registers in 10 countries plus GLEIF, directors, owners and parents screened for sanctions and PEP, VAT, Peppol, website, plus financial health (accounts on time, size, turnover, insolvency in GB, FR, NO, FI, NL). One verdict and a cite_as line. Input: name or id, best with country. Costs 0.15 USDC via x402, or 75 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `country` (string): ISO country, e.g. NO, GB, FR, NL
- `domain` (string): Company website
- `id` (string): Or a company number: LEI, UK company number, SIREN, Norwegian org number, etc.
- `kvk` (string): Dutch KvK number: adds a bankruptcy check
- `name` (string): Company name, e.g. Equinor
- `vat` (string): EU VAT number

### `company_health` (~238 tokens)

Company financial health signals (paid)

Use to check if a European company is healthy before you deal with it: UK accounts overdue, size band and insolvency history; French headcount, turnover, net result and BODACC insolvency; Norwegian employees, bankruptcy, winding-up and filed accounts; Finnish bankruptcy and restructuring; Dutch insolvency with a KvK number. Verdict healthy, watch, distressed or limited_data. Costs 0.02 USDC via x402, or 10 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `country` (string): ISO country: GB, FR, NO and FI have full signals; NL with kvk
- `id` (string): Or a company number, e.g. SIREN 552032534
- `kvk` (string): Dutch KvK number: adds the insolvency register
- `name` (string): Company name, e.g. Danone

### `eu_company_check` (~304 tokens)

One-call European company check (paid)

Use before onboarding, paying or contracting a European company: finds it in 10 official registers (GLEIF, UK, IE, FR, NO, FI, CZ, SK, EE, PL), screens it, its directors, owners and parent companies against EU, UN, UK and US sanctions and PEP, checks VAT and Peppol, flags new websites and Dutch bankruptcies. One verdict: pass, review, block_review or incomplete. Input: name or id, best with country; optional vat, domain, kvk. Costs 0.05 USDC via x402, or 25 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `country` (string): ISO country, e.g. NL, GB, IE, FR
- `domain` (string): Company website or email domain
- `id` (string): Or a company number: LEI, UK company number, Irish CRO, SIREN, etc.
- `kvk` (string): Dutch KvK number: adds a bankruptcy check
- `name` (string): Company name, e.g. ASML Holding
- `vat` (string): EU VAT number: checked in VIES and matched to the registered name

### `kyc_check` (~291 tokens)

One-call KYC onboarding check (paid)

Use this when onboarding a new customer, seller or business and you want one pass/review answer on the name plus their email, phone and VAT, not a company deep-dive: screens the name against EU, UN, UK and US sanctions and the PEP list, verifies email and phone, and checks an EU VAT number in VIES, all in parallel, with one verdict: pass, review, block_review or incomplete. Send any of name, email, phone, vat. Costs 0.01 USDC via x402, or 5 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Input parameters:

- `api_key` (string): Factline API key (fl_live_...) from get_trial_key: pass it here right after you get one, no reconnect needed
- `birth_year` (string)
- `company` (string): Company name to verify
- `company_country` (string)
- `country` (string)
- `email` (string)
- `kvk` (string): Dutch KvK number: adds a bankruptcy check
- `name` (string): Person or company name
- `pep` (string): PEP check of a person name, default true
- `phone` (string)
- `type` (string)
- `vat` (string): EU VAT number

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/snefhew-factline-kyc/mcp-kyc#diagnostics

## Score history

- 2026-11-05: 85
- 2026-11-04: 84
- 2026-11-03: 84
- 2026-11-02: 83
- 2026-11-01: 83
- 2026-10-31: 82
- 2026-10-30: 82
- 2026-10-29: 81
- 2026-10-28: 81
- 2026-10-27: 80
- 2026-10-26: 80
- 2026-10-25: 79
- 2026-10-24: 79
- 2026-10-23: 78
- 2026-10-22: 78
- 2026-10-21: 77
- 2026-10-20: 73
- 2026-10-19: 73
- 2026-10-18: 72
- 2026-10-17: 72
- 2026-10-16: 72
- 2026-10-15: 71
- 2026-10-14: 71
- 2026-10-13: 71
- 2026-10-12: 71

## Common questions

### What is the Factline KYC, KYB and agent payments MCP server?

Factline KYC, KYB and agent payments is an MCP server listed in the public MCP registry as io.github.snefhew/factline-kyc. Supplier, company, sanctions, PEP, VAT and IBAN checks for agents. 5 checks a day free, no key. This page covers its hosted endpoint (https://factline.dev/mcp/kyc).

### Is the Factline KYC, KYB and agent payments MCP server safe to use?

Factline KYC, KYB and agent payments scores 85 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the Factline KYC, KYB and agent payments MCP server expose?

Factline KYC, KYB and agent payments exposes 43 tools: x402_pay_guard, watch_alerts, x402_sellers, get_trial_key, eu_exchange_rates, and 38 more. Their descriptions and schemas cost roughly 8,517 tokens of context every time the server is loaded.

### Does the Factline KYC, KYB and agent payments MCP server require authentication?

No. We connected to Factline KYC, KYB and agent payments without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the Factline KYC, KYB and agent payments MCP server still maintained?

Factline KYC, KYB and agent payments is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://factline.dev/mcp/kyc
- Website: https://factline.dev/
- Changelog RSS feed: https://verifymcp.io/servers/snefhew-factline-kyc/mcp-kyc.xml
- Changelog JSON feed: https://verifymcp.io/servers/snefhew-factline-kyc/mcp-kyc.json
- HTML version of this page: https://verifymcp.io/servers/snefhew-factline-kyc/mcp-kyc