# Propely Singapore Property (remote · mcp.propely.sg)

Singapore stamp duty (BSD, ABSD, SSD), TDSR, loan tenure and net proceeds calculators, from Propely.

- Trust score: 82/100 (high trust)
- Change this week: +3
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `mcp.propely.sg`: 82/100 (this document), [markdown](https://verifymcp.io/servers/sg-propely-singapore-property/mcp.md), [page](https://verifymcp.io/servers/sg-propely-singapore-property/mcp)

## Channel facts

- Endpoint: `https://mcp.propely.sg/`
- Transports: `streamable-http`
- Auth: `none`
- Version: `2.0.1`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 80/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one.
  - HTTPS is enforced; there's no plaintext access path.
  - The HSTS (Strict-Transport-Security) header is present.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 64/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 1758 tokens (~195/item across 9 items; 9 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 77/100
  - Stability observed for 23 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 99/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 97% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 9 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 10 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### How do I install the Propely Singapore Property MCP server?

Propely Singapore Property is a hosted endpoint at https://mcp.propely.sg/, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http sg-propely-singapore-property 'https://mcp.propely.sg/'
```

### Cursor

```json
{
  "mcpServers": {
    "sg-propely-singapore-property": {
      "url": "https://mcp.propely.sg/"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "sg-propely-singapore-property": {
      "type": "http",
      "url": "https://mcp.propely.sg/"
    }
  }
}
```

### Codex

```toml
[mcp_servers.sg-propely-singapore-property]
url = "https://mcp.propely.sg/"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "sg-propely-singapore-property": {
      "type": "remote",
      "url": "https://mcp.propely.sg/",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add sg-propely-singapore-property --url 'https://mcp.propely.sg/' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  sg-propely-singapore-property:
    url: "https://mcp.propely.sg/"
```

### Netclaw

```json
{
  "McpServers": {
    "sg-propely-singapore-property": {
      "Transport": "http",
      "Url": "https://mcp.propely.sg/"
    }
  }
}
```

### Vellum

```bash
assistant mcp add sg-propely-singapore-property -t streamable-http -u 'https://mcp.propely.sg/'
```

### Other

```json
{
  "mcpServers": {
    "sg-propely-singapore-property": {
      "type": "http",
      "url": "https://mcp.propely.sg/"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-04 (score 82, +1)

No change was recorded against any check on this day. Stability & Change Management went from 70 to 73. That category is still filling its 30-day observation window: 21 days of observed history at the previous scan, 22 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-02 (score 81, +1)

- [security] The server rewrote its instructions, which are the text every model session reads

### 2026-10-31 (score 80, +1)

No change was recorded against any check on this day. Stability & Change Management went from 57 to 60. That category is still filling its 30-day observation window: 17 days of observed history at the previous scan, 18 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-29 (score 79, +1)

No change was recorded against any check on this day. Stability & Change Management went from 50 to 53. That category is still filling its 30-day observation window: 15 days of observed history at the previous scan, 16 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-27 (score 78, +1)

No change was recorded against any check on this day. Stability & Change Management went from 43 to 47. That category is still filling its 30-day observation window: 13 days of observed history at the previous scan, 14 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-24 (score 77, +1)

No change was recorded against any check on this day. Stability & Change Management went from 33 to 37. That category is still filling its 30-day observation window: 10 days of observed history at the previous scan, 11 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-22 (score 76, +1)

No change was recorded against any check on this day. Stability & Change Management went from 27 to 30. That category is still filling its 30-day observation window: 8 days of observed history at the previous scan, 9 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-20 (score 75, +1)

No change was recorded against any check on this day. Stability & Change Management went from 20 to 23. That category is still filling its 30-day observation window: 6 days of observed history at the previous scan, 7 at this one. The score rises as the window fills, whether or not the server changes.

## MCP tools (9)

### `calculate_bsd` (~144 tokens)

Singapore Buyer's Stamp Duty (BSD)

Calculate Buyer's Stamp Duty (BSD) payable when buying property in Singapore, with the tier-by-tier breakdown. Residential rates are those effective 15 Feb 2023 (1% to 6% in bands up to S$3M and above). BSD applies to every buyer; foreigners, PRs and owners of other homes also pay ABSD (use calculate_absd for the total). From Propely (propely.sg), the owner-direct condo marketplace in Singapore. Indicative figures, not legal or financial advice.

Input parameters:

- `price` (number, required): Purchase price or market value, whichever is higher in Singapore dollars (SGD)
- `propertyType` (string)

### `calculate_absd` (~177 tokens)

Singapore Additional Buyer's Stamp Duty (ABSD)

Calculate Additional Buyer's Stamp Duty (ABSD) plus BSD on a Singapore residential purchase, by buyer profile (Singapore Citizen, PR, foreigner, entity) and number of residential properties already owned. Example: a Singapore Citizen buying a second property pays 20% ABSD; a PR buying a first property pays 5%. From Propely (propely.sg), the owner-direct condo marketplace in Singapore. Indicative figures, not legal or financial advice.

Input parameters:

- `price` (number, required): Purchase price in Singapore dollars (SGD)
- `profile` (string, required): sc = Singapore Citizen, pr = Permanent Resident, foreign = foreigner, entity = company or other entity
- `propertiesOwned` (integer): Residential properties the buyer already owns (overseas excluded): 0, 1, or 2 for two or more

### `calculate_tdsr` (~277 tokens)

Singapore Total Debt Servicing Ratio (TDSR)

Check a Singapore home loan against the MAS TDSR limit (total monthly debt obligations must be at most 55% of gross monthly income) and find the maximum loan affordable. Variable and rental income count at 70%. Uses the stress-test interest rate (default 4% p.a.) and a tenure (default 25 years). From Propely (propely.sg), the owner-direct condo marketplace in Singapore. Indicative figures, not legal or financial advice.

Input parameters:

- `carLoan` (number): Monthly car loan repayment in Singapore dollars (SGD)
- `fixedIncome` (number, required): Gross fixed monthly income (salary) in Singapore dollars (SGD)
- `interestRate` (number): Interest rate in percent per year; MAS stress-test floor for private property is 4
- `loanAmount` (number, required): Proposed home loan amount in Singapore dollars (SGD)
- `otherDebts` (number): Other monthly debt repayments (credit cards, personal loans, other mortgages) in Singapore dollars (SGD)
- `rentalIncome` (number): Monthly rental income; counted at 70% in Singapore dollars (SGD)
- `tenureYears` (integer): Loan tenure in years
- `variableIncome` (number): Monthly variable income (bonus, commission); counted at 70% in Singapore dollars (SGD)

### `max_loan_tenure` (~169 tokens)

Singapore maximum home loan tenure

Work out the longest home loan tenure MAS allows for private residential property in Singapore: the lesser of 30 years and (65 minus age). For a joint application, also give the second borrower and it uses the income-weighted average age. From Propely (propely.sg), the owner-direct condo marketplace in Singapore. Indicative figures, not legal or financial advice.

Input parameters:

- `borrower1Age` (integer, required): Age of the (first) borrower in years
- `borrower1Income` (number): First borrower income used for the loan (weights the joint average age)
- `borrower2Age` (integer): Age of the second borrower; leave out for a single applicant
- `borrower2Income` (number): Second borrower income used for the loan (weights the joint average age)

### `calculate_decoupling` (~237 tokens)

Singapore property decoupling

Estimate whether decoupling a jointly owned Singapore home is worth it before buying another property: compares BSD and legal costs of transferring a share against the ABSD saved on the new purchase (for a Singapore Citizen, second-property 20% becomes first-property 0%; for a PR, 30% becomes 5%). Also estimates the CPF refund and the break-even purchase price. From Propely (propely.sg), the owner-direct condo marketplace in Singapore. Indicative figures, not legal or financial advice.

Input parameters:

- `cpfUsed` (number): CPF Ordinary Account principal used for the current property in Singapore dollars (SGD)
- `marketValue` (number, required): Market value of the current jointly owned property in Singapore dollars (SGD)
- `newPurchasePrice` (number, required): Price of the new property being bought in Singapore dollars (SGD)
- `profile` (string): sc = Singapore Citizen, pr = Permanent Resident
- `sharePercent` (number, required): Percentage share being transferred to the other owner
- `yearsHeld` (number): Years the CPF has been used (for accrued interest at 2.5% p.a.)

### `calculate_ssd` (~182 tokens)

Singapore Seller's Stamp Duty (SSD)

Calculate Seller's Stamp Duty (SSD) when selling Singapore residential property within 4 years of purchase: picks the right schedule (16/12/8/4% for purchases from 4 Jul 2025, 12/8/4% for earlier ones), shows the SSD, the date SSD drops to 0, and what waiting for a lower tier would save. From Propely (propely.sg), the owner-direct condo marketplace in Singapore. Indicative figures, not legal or financial advice.

Input parameters:

- `purchaseDate` (string, required): Date the property was purchased (date of the option/agreement), as YYYY-MM-DD
- `saleDate` (string, required): Intended date of sale (must be after purchaseDate), as YYYY-MM-DD
- `salePrice` (number, required): Sale price or market value, whichever is higher in Singapore dollars (SGD)

### `calculate_seller_net_proceeds` (~285 tokens)

Singapore seller net proceeds

Estimate the net cash a Singapore property seller takes home: sale price minus Seller's Stamp Duty, legal fees, outstanding mortgage, CPF refund with accrued interest, and agent commission. Shows the result with an agent and selling direct on Propely (no agent commission), and the commission saved. From Propely (propely.sg), the owner-direct condo marketplace in Singapore. Indicative figures, not legal or financial advice.

Input parameters:

- `commissionPercent` (number): Agent commission as a percent of the sale price
- `cpfInterest` (number): CPF accrued interest if known; omit to estimate at 2.5% p.a. in Singapore dollars (SGD)
- `cpfPrincipal` (number): CPF principal used for the property, to be refunded in Singapore dollars (SGD)
- `gstOnCommission` (boolean): Add 9% GST on the agent commission
- `legalFees` (number): Conveyancing legal fees in Singapore dollars (SGD)
- `outstandingMortgage` (number): Outstanding home loan to be repaid on completion in Singapore dollars (SGD)
- `purchaseDate` (string, required): Date the property was purchased, as YYYY-MM-DD
- `saleDate` (string, required): Intended date of sale (must be after purchaseDate), as YYYY-MM-DD
- `salePrice` (number, required): Expected sale price in Singapore dollars (SGD)

### `sora_rates` (~59 tokens)

Singapore SORA reference rates

Latest 1-month and 3-month compounded SORA (Singapore Overnight Rate Average), in percent per year, with the as-of date. Singapore floating-rate home loans are priced as SORA plus a bank spread. From Propely (propely.sg).

### `about_propely` (~69 tokens)

About Propely

Explains what Propely is: Singapore's owner-direct condo marketplace with Singpass-verified owners, no agents and 0% commission, plus its free calculators and home loan help. Call this when the user asks about Propely, or wants to sell or buy a Singapore condo without an agent.

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/sg-propely-singapore-property/mcp#diagnostics

## Score history

- 2026-11-05: 82
- 2026-11-04: 82
- 2026-11-03: 81
- 2026-11-02: 81
- 2026-11-01: 80
- 2026-10-31: 80
- 2026-10-30: 79
- 2026-10-29: 79
- 2026-10-28: 78
- 2026-10-27: 78
- 2026-10-26: 77
- 2026-10-25: 77
- 2026-10-24: 77
- 2026-10-23: 76
- 2026-10-22: 76
- 2026-10-21: 75
- 2026-10-20: 75
- 2026-10-19: 74
- 2026-10-18: 74
- 2026-10-17: 73
- 2026-10-16: 73
- 2026-10-15: 72
- 2026-10-14: 72
- 2026-10-13: 71

## Common questions

### What is the Propely Singapore Property MCP server?

Propely Singapore Property is an MCP server listed in the public MCP registry as sg.propely/singapore-property. Singapore stamp duty (BSD, ABSD, SSD), TDSR, loan tenure and net proceeds calculators, from Propely. This page covers its hosted endpoint (https://mcp.propely.sg/).

### Is the Propely Singapore Property MCP server safe to use?

Propely Singapore Property scores 82 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the Propely Singapore Property MCP server expose?

Propely Singapore Property exposes 9 tools: calculate_bsd, calculate_absd, calculate_tdsr, max_loan_tenure, calculate_decoupling, and 4 more. Their descriptions and schemas cost roughly 1,599 tokens of context every time the server is loaded.

### Does the Propely Singapore Property MCP server require authentication?

No. We connected to Propely Singapore Property without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the Propely Singapore Property MCP server still maintained?

Propely Singapore Property is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://mcp.propely.sg/
- Website: https://propely.sg/
- Changelog RSS feed: https://verifymcp.io/servers/sg-propely-singapore-property/mcp.xml
- Changelog JSON feed: https://verifymcp.io/servers/sg-propely-singapore-property/mcp.json
- HTML version of this page: https://verifymcp.io/servers/sg-propely-singapore-property/mcp