# Insurance Claim Estimator (KR + US) (pypi · insurance-claim-mcp)

Estimate insurance payouts (Korea riders, US supplemental plans) from bills and diagnosis codes

- Trust score: 58/100 (low)
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- pypi · `insurance-claim-mcp`: 58/100 (this document), [markdown](https://verifymcp.io/servers/seothief-insurance-claim-mcp/insurance-claim-mcp.md), [page](https://verifymcp.io/servers/seothief-insurance-claim-mcp/insurance-claim-mcp)

## Channel facts

- Registry: `pypi`
- Package: `insurance-claim-mcp`
- Version: `0.2.0`
- Transport: `stdio`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Supply Chain Security**: 40/100
  - Malware scan not yet available for this package.
  - CVE check failed: a known medium-severity CVE affects fastmcp 4.1.0, a direct dependency. A fixed version is available.
  - Runs setuptools.build_meta at install time, a recognised build step with no custom scripting around it.
  - 1 of 29 dependencies flagged as unhealthy.
- **Provenance & Transparency**: 97/100
  - Source repository is publicly reachable at the declared URL.
  - Cryptographically verified build provenance (signed, bound to seothief/insurance-claim-mcp).
  - Clear OSI-approved license (MIT).
  - Actively maintained (last published 2 days ago).
  - Disclosure check failed: no security disclosure policy was found in the source repository.
- **Schema Quality & AI Usability**: 70/100
  - 100% of prompts and resources have a non-trivial description (not blank, and not just the item's name).
  - AI-judged instruction clarity (fair).
  - Context-footprint check failed: tool/resource definitions use about 1834 tokens (~141/item across 13 items; 11 tools + 2 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 0/100
  - Stability not yet verified: not enough scan history yet (needs a 30-day window).
- **Tool Coverage**: 72/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 3% of tool parameters carry a description.
  - Structured output schemas are declared (100% of tools); any adoption earns full credit.
- **Tool Safety**: 75/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - 0 of 1 tool(s) whose name or description implies an irreversible operation declare an MCP destructiveHint annotation; "delete_user_policy" implies "delete" and declares no destructiveHint at all, which the MCP spec reads as destructive by default.
  - An AI judge read all 13 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a current MCP spec version (2026-07-28).

**Unverified: 1 category.** A category scored 0 because we could not verify it: a data source with nothing on this package, evidence we could not reach, or a check we could not run. We only credit what we can confirm.

## Install

### How do I install the Insurance Claim Estimator (KR + US) MCP server?

Insurance Claim Estimator (KR + US) runs locally as a PyPI package, launched with uvx insurance-claim-mcp. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add seothief-insurance-claim-mcp -- uvx insurance-claim-mcp
```

### Cursor

```json
{
  "mcpServers": {
    "seothief-insurance-claim-mcp": {
      "command": "uvx",
      "args": [
        "insurance-claim-mcp"
      ]
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "seothief-insurance-claim-mcp": {
      "command": "uvx",
      "args": [
        "insurance-claim-mcp"
      ]
    }
  }
}
```

### Codex

```bash
codex mcp add seothief-insurance-claim-mcp -- uvx insurance-claim-mcp
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "seothief-insurance-claim-mcp": {
      "type": "local",
      "command": [
        "uvx",
        "insurance-claim-mcp"
      ],
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add seothief-insurance-claim-mcp --command uvx --arg insurance-claim-mcp
```

### Hermes

```yaml
mcp_servers:
  seothief-insurance-claim-mcp:
    command: "uvx"
    args: ["insurance-claim-mcp"]
```

### Netclaw

```json
{
  "McpServers": {
    "seothief-insurance-claim-mcp": {
      "Transport": "stdio",
      "Command": "uvx",
      "Arguments": [
        "insurance-claim-mcp"
      ]
    }
  }
}
```

### Vellum

```bash
assistant mcp add seothief-insurance-claim-mcp -t stdio -c uvx -a insurance-claim-mcp
```

### Other

```json
{
  "mcpServers": {
    "seothief-insurance-claim-mcp": {
      "command": "uvx",
      "args": [
        "insurance-claim-mcp"
      ]
    }
  }
}
```

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-05 (score 58, −15)

- [security regression] Malware scan: pass → unverified

### 2026-11-03 (score 73, +15)

- [security improvement] Malware scan: unverified → pass

### 2026-11-02 (score 58)

First indexed and scored.

## MCP tools (11)

### `get_document_request_guide` (~71 tokens)

Get Document Request Guide

보험사에 요청해야 할 증권과 약관 목록, 요청 문구, 공식 요청 경로를 돌려줍니다.

For US_* policy types, returns an English checklist for the schedule of benefits.

Input parameters:

- `policy_type` (string, required)
- `product_name` (string, required)

### `get_onboarding_guide` (~32 tokens)

Get Onboarding Guide

서비스 시작 시 가장 먼저 호출합니다. 온보딩 절차와 bound_user_id를 반환합니다.

### `register_user` (~58 tokens)

Register User

신규 사용자를 등록합니다. 타인과 겹치지 않도록 4자리 이상의 PIN을 함께 설정합니다.

Input parameters:

- `birth_year`
- `display_alias`
- `pin`
- `user_id` (string, required)

### `get_user_profile` (~42 tokens)

Get User Profile

사용자의 온보딩 상태, 등록 보험 수, 미매핑 특약을 조회합니다.

Input parameters:

- `pin`
- `user_id` (string, required)

### `list_standard_rules` (~26 tokens)

List Standard Rules

Return the standard coverage rules. `verified` is False until checked against policy text.

Output parameters:

- `result` (array)

### `list_user_policies` (~36 tokens)

List User Policies

사용자의 활성 보험 계약 및 특약 목록을 조회합니다.

Input parameters:

- `pin`
- `user_id` (string, required)

Output parameters:

- `result` (array)

### `register_user_policy` (~207 tokens)

Register User Policy

보험을 등록하거나 갱신합니다. 미매핑 특약은 resolve_user_rider로 확정하세요.

Register or update a policy. US plans: policy_type US_HOSPITAL_INDEMNITY / US_ACCIDENT /
US_CRITICAL_ILLNESS, amounts in dollars, schedule terms in each rider's rule_config_override.

source_type: 보험증권에서 읽은 계약이면 POLICY_CERTIFICATE와 issuer, issued_on(YYYY-MM-DD)을
함께 보냅니다. 계약과 특약 모두 POLICY_CERTIFICATE일 때만 계산됩니다.

Input parameters:

- `company` (string, required)
- `enrolled_year`
- `issued_on`
- `issuer`
- `pin`
- `policy_type` (string, required)
- `product_name` (string, required)
- `replace_riders` (boolean)
- `riders` (array, required)
- `silson_generation`
- `source_type` (string)
- `user_id` (string, required)

### `resolve_user_rider` (~137 tokens)

Resolve User Rider

미매핑 특약의 매핑을 확정합니다 (MAPPED, CUSTOM, IGNORED).

rule_config_override: 증권/약관에서 확인한 이 특약만의 지급 요건(예:
{"target_kcd_prefixes": ["S72"]}). POLICY_CERTIFICATE 출처 특약에서 계산에 반영됩니다.

Input parameters:

- `coverage_amount`
- `custom_rule_config`
- `mapped_rule_id`
- `mapping_status` (string, required)
- `pin`
- `rider_id` (string, required)
- `rule_config_override`
- `user_id` (string, required)

### `delete_user_policy` (~39 tokens)

Delete User Policy

해지한 보험 계약을 삭제합니다.

Input parameters:

- `pin`
- `policy_id` (string, required)
- `user_id` (string, required)

### `update_user_rider` (~52 tokens)

Update User Rider

특약 1건의 가입금액을 변경합니다.

Input parameters:

- `coverage_amount` (integer, required)
- `pin`
- `rider_id` (string, required)
- `user_id` (string, required)

### `evaluate_claim` (~107 tokens)

Evaluate Claim

영수증/처방전 정보로 예상 보험금을 계산합니다. 입력된 진료 정보는 저장되지 않습니다.

Estimate benefits from a bill. US plans: send icd10_code, is_inpatient, inpatient_days,
icu_days, is_injury, is_emergency. Claim data is never stored.

Input parameters:

- `claim` (object, required): Values extracted from receipts/prescriptions. Used for one evaluation and never stored.
- `pin`
- `user_id` (string, required)

## Diagnostics

Captured diagnostic sections: Provenance, Install scripts, Vulnerabilities, Dependencies. The full working is on the page: https://verifymcp.io/servers/seothief-insurance-claim-mcp/insurance-claim-mcp#diagnostics

## Score history

- 2026-11-05: 58
- 2026-11-04: 73
- 2026-11-03: 73
- 2026-11-02: 58

## Common questions

### What is the Insurance Claim Estimator (KR + US) MCP server?

Insurance Claim Estimator (KR + US) is an MCP server listed in the public MCP registry as io.github.seothief/insurance-claim-mcp. Estimate insurance payouts (Korea riders, US supplemental plans) from bills and diagnosis codes. This page covers its PyPI package (insurance-claim-mcp).

### Is the Insurance Claim Estimator (KR + US) MCP server safe to use?

Insurance Claim Estimator (KR + US) scores 58 out of 100 on VerifyMCP. We recorded 2 known advisories against it as of 5 November 2026. Its build provenance is signed and verified. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the Insurance Claim Estimator (KR + US) MCP server expose?

Insurance Claim Estimator (KR + US) exposes 11 tools: get_document_request_guide, get_onboarding_guide, register_user, get_user_profile, list_standard_rules, and 6 more. Their descriptions and schemas cost roughly 807 tokens of context every time the server is loaded.

### Is the Insurance Claim Estimator (KR + US) MCP server still maintained?

Insurance Claim Estimator (KR + US) is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

### What licence is the Insurance Claim Estimator (KR + US) MCP server under?

Insurance Claim Estimator (KR + US) declares the MIT licence, which is OSI-approved. That covers the source only, and says nothing about the cost of any service it calls.

### What did VerifyMCP test on the Insurance Claim Estimator (KR + US) MCP server?

VerifyMCP ran 14 checks on Insurance Claim Estimator (KR + US), covering Known CVEs, Install scripts, Dependency health, Source repository and 10 more. 2 items could not be completed, a gap on our side rather than a finding about Insurance Claim Estimator (KR + US): Malware scan and Stability. One category scores 0 for that reason, because we only credit what we can confirm. Endpoint Security and Transport & Reachability do not apply to a PyPI package, so they were not tested. The score does not measure everything, and the scoring documentation lists what it leaves out.

## Links

- PyPI project: https://pypi.org/project/insurance-claim-mcp/
- Socket report: https://socket.dev/pypi/package/insurance-claim-mcp
- Repository: https://github.com/seothief/insurance-claim-mcp
- Changelog RSS feed: https://verifymcp.io/servers/seothief-insurance-claim-mcp/insurance-claim-mcp.xml
- Changelog JSON feed: https://verifymcp.io/servers/seothief-insurance-claim-mcp/insurance-claim-mcp/changelog.json
- Trust report (JSON): https://verifymcp.io/servers/seothief-insurance-claim-mcp/insurance-claim-mcp.json
- HTML version of this page: https://verifymcp.io/servers/seothief-insurance-claim-mcp/insurance-claim-mcp