# io.github.rickytrinidad/refpro-mcp (remote · mcp.refpro.ai)

Deterministic real estate underwriting, deal analysis & reports: Fix & Flip, BRRRR, construction.

- Trust score: 64/100 (medium)
- Change this week: +6
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-08-03

## Components

- remote · `mcp.refpro.ai`: 64/100 (this document), [markdown](https://verifymcp.io/servers/rickytrinidad-refpro-mcp/mcp.md), [page](https://verifymcp.io/servers/rickytrinidad-refpro-mcp/mcp)

## Channel facts

- Endpoint: `https://mcp.refpro.ai/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `0.1.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-08-03.

- **Endpoint Security**: 63/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - Authorisation not fully verified: no authorisation is required to call this server, and 3 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe.
  - HTTPS is enforced; there's no plaintext access path.
  - The HSTS (Strict-Transport-Security) header is present.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 65/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 513 tokens (~171/item across 3 items; 3 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 27/100
  - Stability observed for 8 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 67/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 0% of tool parameters carry a description.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### Claude

```bash
claude mcp add --transport http rickytrinidad-refpro-mcp https://mcp.refpro.ai/mcp
```

### Codex

```toml
[mcp_servers.rickytrinidad-refpro-mcp]
url = "https://mcp.refpro.ai/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "rickytrinidad-refpro-mcp": {
      "type": "remote",
      "url": "https://mcp.refpro.ai/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add rickytrinidad-refpro-mcp --url https://mcp.refpro.ai/mcp --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  rickytrinidad-refpro-mcp:
    url: "https://mcp.refpro.ai/mcp"
```

### Other

```json
{
  "mcpServers": {
    "rickytrinidad-refpro-mcp": {
      "type": "http",
      "url": "https://mcp.refpro.ai/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-08-03 (score 64, +1)

No change was recorded against any check on this day. Stability & Change Management went from 23 to 27. That category is still filling its 30-day observation window: 7 days of observed history at the previous scan, 8 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-08-01 (score 63, +1)

No change was recorded against any check on this day. Stability & Change Management went from 17 to 20. That category is still filling its 30-day observation window: 5 days of observed history at the previous scan, 6 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-07-31 (score 62, +2)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-30 (score 60, +1)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-29 (score 59, +1)

No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-07-27 (score 58, +1)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-26 (score 57)

First indexed and scored.

## MCP tools (3)

### `deal_quick_check` (~237 tokens)

Run a deterministic, lender-grade quick check on a real-estate deal. Inputs: deal_type (FF | BRRRR | NC), purchase_price, arv_or_value (ARV for FF, refinance value for BRRRR, sellout for NC), rehab_budget, zip_code; optional annual_debt_service, noi_annual, units, units_to_hold. Returns a PASS / MARGINAL / FAIL verdict, the key financial metrics for that deal type (MAO and margin for FF, TPC and DSCR for BRRRR, TPC plus margin or DSCR for NC), and a one-paragraph summary. Math is identical to the underwriting pipeline used in Refpro's full deal pack — no estimates, no rounding shortcuts.

Input parameters:

- `annual_debt_service` (number)
- `arv_or_value` (number, required)
- `deal_type` (string, required)
- `noi_annual` (number)
- `purchase_price` (number, required)
- `rehab_budget` (number, required)
- `units` (integer)
- `units_to_hold` (integer)
- `zip_code` (string, required)

### `methodology_faq` (~135 tokens)

Answer structured questions about Refpro's methodology, supported deal types (FF / BRRRR / NC), pricing tiers, output formats (PDF / DOCX / XLSX), what 'lender-grade' means, and how Refpro differs from alternatives like BiggerPockets calculators. Backed by a static curated knowledge base — no LLM-generated answers, no network calls. Returns a 2–4 sentence answer, a list of related topic titles, and a canonical source URL on refpro.ai. Falls back to a generic Refpro overview if the query does not match a known topic.

Input parameters:

- `query` (string, required)

### `sample_report_fetch` (~141 tokens)

Fetch a sanitized public sample section from Refpro's reference deal library. Inputs: deal_type (FF | BRRRR | NC) and section (summary | financials | risk_notes | full). Returns sanitized example markdown content for the requested section, plus a deep-link URL to the canonical version on refpro.ai. The 'full' section stitches summary, financials, and risk_notes in order. All content is sanitized example data — not a real customer deal — and is safe to surface verbatim to end users. No network calls; samples are loaded once at module init.

Input parameters:

- `deal_type` (string, required)
- `section` (string, required)

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/rickytrinidad-refpro-mcp/mcp#diagnostics

## Score history

- 2026-08-03: 64
- 2026-08-02: 63
- 2026-08-01: 63
- 2026-07-31: 62
- 2026-07-30: 60
- 2026-07-29: 59
- 2026-07-28: 58
- 2026-07-27: 58
- 2026-07-26: 57

## Links

- Remote endpoint: https://mcp.refpro.ai/mcp
- Repository: https://github.com/rickytrinidad/refpro-mcp
- Website: https://refpro.ai/
- Changelog RSS feed: https://verifymcp.io/servers/rickytrinidad-refpro-mcp/mcp/changelog.xml
- Changelog JSON feed: https://verifymcp.io/servers/rickytrinidad-refpro-mcp/mcp/changelog.json
- HTML version of this page: https://verifymcp.io/servers/rickytrinidad-refpro-mcp/mcp