{
  "$schema": "https://verifymcp.io/schemas/changelog.json",
  "server": "rafsilva85-credit-optimizer",
  "component": "mcp-credit-optimizer",
  "generated_at": "2026-09-20T22:23:06.701Z",
  "tracking_since": "2026-07-27",
  "counts": {
    "critical": 0,
    "security": 16,
    "functional": 0,
    "cosmetic": 0
  },
  "events": [
    {
      "id": "chg_01a0b84e-606a-7d35-972d-5a1d06d41f89",
      "kind": "check.reverified",
      "family": "supplychain-malware",
      "subject_kind": "check",
      "subject": "supplychain-malware",
      "subject_child": "",
      "from_code": "supplychain.malware_inconclusive",
      "to_code": "supplychain.malware_clean",
      "from_value": "unverified",
      "to_value": "pass",
      "materiality": "security",
      "direction": "improvement",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-19",
      "occurred_at": "2026-09-19 06:15:39.25537+00",
      "observed_since": "2026-09-18",
      "source": "scan",
      "summary": "Malware scan (unverified → pass)",
      "link": "https://verifymcp.io/servers/rafsilva85-credit-optimizer/mcp-credit-optimizer#chg-chg_01a0b84e-606a-7d35-972d-5a1d06d41f89"
    },
    {
      "id": "chg_01a0a8da-86e7-7cda-b877-83fd2be024ce",
      "kind": "check.verdict",
      "family": "stability",
      "subject_kind": "check",
      "subject": "stability",
      "subject_child": "",
      "from_code": "stability.building_history",
      "to_code": "stability.stable",
      "from_value": "0.97",
      "to_value": "pass",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-16",
      "occurred_at": "2026-09-16 06:14:48.461885+00",
      "observed_since": "2026-09-15",
      "source": "scan",
      "summary": "Stability (0.97 → pass)",
      "link": "https://verifymcp.io/servers/rafsilva85-credit-optimizer/mcp-credit-optimizer#chg-chg_01a0a8da-86e7-7cda-b877-83fd2be024ce"
    },
    {
      "id": "chg_01a09e83-097a-750d-8841-b3d562dfba18",
      "kind": "check.unverifiable",
      "family": "supplychain-malware",
      "subject_kind": "check",
      "subject": "supplychain-malware",
      "subject_child": "",
      "from_code": "supplychain.malware_clean",
      "to_code": "supplychain.malware_inconclusive",
      "from_value": "pass",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "reason": "vendor_no_verdict"
      },
      "occurred_on": "2026-09-14",
      "occurred_at": "2026-09-14 06:03:02.688521+00",
      "observed_since": "2026-09-13",
      "source": "scan",
      "summary": "Malware scan (pass → unverified)",
      "link": "https://verifymcp.io/servers/rafsilva85-credit-optimizer/mcp-credit-optimizer#chg-chg_01a09e83-097a-750d-8841-b3d562dfba18"
    },
    {
      "id": "chg_01a0842a-8b73-704b-9e55-4418f8aee40d",
      "kind": "check.verdict",
      "family": "stability",
      "subject_kind": "check",
      "subject": "stability",
      "subject_child": "",
      "from_code": "stability.building_history",
      "to_code": "stability.stable",
      "from_value": "0.97",
      "to_value": "pass",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-09",
      "occurred_at": "2026-09-09 03:16:15.75115+00",
      "observed_since": "2026-09-08",
      "source": "scan",
      "summary": "Stability (0.97 → pass)",
      "link": "https://verifymcp.io/servers/rafsilva85-credit-optimizer/mcp-credit-optimizer#chg-chg_01a0842a-8b73-704b-9e55-4418f8aee40d"
    },
    {
      "id": "chg_01a06542-992c-7bbc-a23a-86cf56372fec",
      "kind": "check.verdict",
      "family": "stability",
      "subject_kind": "check",
      "subject": "stability",
      "subject_child": "",
      "from_code": "stability.building_history",
      "to_code": "stability.stable",
      "from_value": "0.97",
      "to_value": "pass",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-03",
      "occurred_at": "2026-09-03 03:14:18.452025+00",
      "observed_since": "2026-09-02",
      "source": "scan",
      "summary": "Stability (0.97 → pass)",
      "link": "https://verifymcp.io/servers/rafsilva85-credit-optimizer/mcp-credit-optimizer#chg-chg_01a06542-992c-7bbc-a23a-86cf56372fec"
    },
    {
      "id": "chg_019ff4f0-834e-721f-a745-02adcd10fe58",
      "kind": "check.reverified",
      "family": "supplychain-malware",
      "subject_kind": "check",
      "subject": "supplychain-malware",
      "subject_child": "",
      "from_code": "supplychain.malware_inconclusive",
      "to_code": "supplychain.malware_clean",
      "from_value": "unverified",
      "to_value": "pass",
      "materiality": "security",
      "direction": "improvement",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-12",
      "occurred_at": "2026-08-12 07:47:10.773271+00",
      "observed_since": "2026-08-11",
      "source": "scan",
      "summary": "Malware scan (unverified → pass)",
      "link": "https://verifymcp.io/servers/rafsilva85-credit-optimizer/mcp-credit-optimizer#chg-chg_019ff4f0-834e-721f-a745-02adcd10fe58"
    },
    {
      "id": "chg_019fdf59-3b4f-79db-b3ab-2e808e572e02",
      "kind": "check.unverifiable",
      "family": "supplychain-malware",
      "subject_kind": "check",
      "subject": "supplychain-malware",
      "subject_child": "",
      "from_code": "supplychain.malware_clean",
      "to_code": "supplychain.malware_inconclusive",
      "from_value": "pass",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "reason": "vendor_no_verdict"
      },
      "occurred_on": "2026-08-08",
      "occurred_at": "2026-08-08 03:09:54.837462+00",
      "observed_since": "2026-08-07",
      "source": "scan",
      "summary": "Malware scan (pass → unverified)",
      "link": "https://verifymcp.io/servers/rafsilva85-credit-optimizer/mcp-credit-optimizer#chg-chg_019fdf59-3b4f-79db-b3ab-2e808e572e02"
    },
    {
      "id": "chg_019fda3c-ba7d-7371-8245-76f22b79e49f",
      "kind": "check.reverified",
      "family": "supplychain-malware",
      "subject_kind": "check",
      "subject": "supplychain-malware",
      "subject_child": "",
      "from_code": "supplychain.malware_inconclusive",
      "to_code": "supplychain.malware_clean",
      "from_value": "unverified",
      "to_value": "pass",
      "materiality": "security",
      "direction": "improvement",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-07",
      "occurred_at": "2026-08-07 03:20:40.76874+00",
      "observed_since": "2026-08-06",
      "source": "scan",
      "summary": "Malware scan (unverified → pass)",
      "link": "https://verifymcp.io/servers/rafsilva85-credit-optimizer/mcp-credit-optimizer#chg-chg_019fda3c-ba7d-7371-8245-76f22b79e49f"
    },
    {
      "id": "chg_019fd50c-3aa1-79d5-8a3c-f63399296337",
      "kind": "check.unverifiable",
      "family": "supplychain-malware",
      "subject_kind": "check",
      "subject": "supplychain-malware",
      "subject_child": "",
      "from_code": "supplychain.malware_clean",
      "to_code": "supplychain.malware_inconclusive",
      "from_value": "pass",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-06",
      "occurred_at": "2026-08-06 03:09:36.227749+00",
      "observed_since": "2026-08-05",
      "source": "scan",
      "summary": "Malware scan (pass → unverified)",
      "link": "https://verifymcp.io/servers/rafsilva85-credit-optimizer/mcp-credit-optimizer#chg-chg_019fd50c-3aa1-79d5-8a3c-f63399296337"
    },
    {
      "id": "chg_019fcff2-0017-74f5-80e8-5abf12b6f8f0",
      "kind": "check.reverified",
      "family": "supplychain-malware",
      "subject_kind": "check",
      "subject": "supplychain-malware",
      "subject_child": "",
      "from_code": "supplychain.malware_inconclusive",
      "to_code": "supplychain.malware_clean",
      "from_value": "unverified",
      "to_value": "pass",
      "materiality": "security",
      "direction": "improvement",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-05",
      "occurred_at": "2026-08-05 03:22:51.244914+00",
      "observed_since": "2026-08-04",
      "source": "scan",
      "summary": "Malware scan (unverified → pass)",
      "link": "https://verifymcp.io/servers/rafsilva85-credit-optimizer/mcp-credit-optimizer#chg-chg_019fcff2-0017-74f5-80e8-5abf12b6f8f0"
    },
    {
      "id": "chg_019fcff2-0017-7ec7-88af-fd09ef4158f8",
      "kind": "check.reason",
      "family": "stability",
      "subject_kind": "check",
      "subject": "stability",
      "subject_child": "",
      "from_code": "stability.sandbox_failed",
      "to_code": "stability.insufficient_history",
      "from_value": "unverified",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-05",
      "occurred_at": "2026-08-05 03:22:51.244914+00",
      "observed_since": "2026-08-04",
      "source": "scan",
      "summary": "Stability (Stability not yet verified: not enough scan history yet (needs a 30-day window).)",
      "link": "https://verifymcp.io/servers/rafsilva85-credit-optimizer/mcp-credit-optimizer#chg-chg_019fcff2-0017-7ec7-88af-fd09ef4158f8"
    },
    {
      "id": "chg_019fb66a-8e40-71e5-b1d0-98992feb4067",
      "kind": "check.unverifiable",
      "family": "supplychain-malware",
      "subject_kind": "check",
      "subject": "supplychain-malware",
      "subject_child": "",
      "from_code": "supplychain.malware_clean",
      "to_code": "supplychain.malware_inconclusive",
      "from_value": "pass",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-07-31",
      "occurred_at": "2026-07-31 04:24:24.36275+00",
      "observed_since": "2026-07-29",
      "source": "scan",
      "summary": "Malware scan (pass → unverified)",
      "link": "https://verifymcp.io/servers/rafsilva85-credit-optimizer/mcp-credit-optimizer#chg-chg_019fb66a-8e40-71e5-b1d0-98992feb4067"
    },
    {
      "id": "chg_019faf4d-1731-74e2-9393-1e471e53ff2b",
      "kind": "check.reverified",
      "family": "install-scripts",
      "subject_kind": "check",
      "subject": "install-scripts",
      "subject_child": "",
      "from_code": "installscript.inconclusive",
      "to_code": "installscript.allowlisted",
      "from_value": "unverified",
      "to_value": "pass",
      "materiality": "security",
      "direction": "improvement",
      "score_delta": null,
      "detail": {
        "hook": "build_backend",
        "tier": "allowlisted",
        "tool": "setuptools.build_meta",
        "hooks": "build_backend"
      },
      "occurred_on": "2026-07-29",
      "occurred_at": "2026-07-29 19:14:52.836178+00",
      "observed_since": "2026-07-28",
      "source": "scan",
      "summary": "Install scripts (unverified → pass)",
      "link": "https://verifymcp.io/servers/rafsilva85-credit-optimizer/mcp-credit-optimizer#chg-chg_019faf4d-1731-74e2-9393-1e471e53ff2b"
    },
    {
      "id": "chg_019faf4d-1732-7810-bb9d-08f353b90584",
      "kind": "installscript.hooks_changed",
      "family": "install-scripts",
      "subject_kind": "package",
      "subject": "hooks",
      "subject_child": "",
      "from_code": "installscript.inconclusive",
      "to_code": "installscript.allowlisted",
      "from_value": null,
      "to_value": "build_backend",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "to": "build_backend",
        "from": ""
      },
      "occurred_on": "2026-07-29",
      "occurred_at": "2026-07-29 19:14:52.836178+00",
      "observed_since": "2026-07-28",
      "source": "scan",
      "summary": "The scripts that run when this package is installed changed (build_backend)",
      "link": "https://verifymcp.io/servers/rafsilva85-credit-optimizer/mcp-credit-optimizer#chg-chg_019faf4d-1732-7810-bb9d-08f353b90584"
    },
    {
      "id": "chg_019fa9df-b411-7f35-a55b-64bb7f8ef5fc",
      "kind": "check.reverified",
      "family": "build-provenance",
      "subject_kind": "check",
      "subject": "build-provenance",
      "subject_child": "",
      "from_code": "provenance.inconclusive",
      "to_code": "provenance.none",
      "from_value": "unverified",
      "to_value": "fail",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-07-28",
      "occurred_at": "2026-07-28 17:57:17.961572+00",
      "observed_since": "2026-07-27",
      "source": "scan",
      "summary": "Provenance (unverified → fail)",
      "link": "https://verifymcp.io/servers/rafsilva85-credit-optimizer/mcp-credit-optimizer#chg-chg_019fa9df-b411-7f35-a55b-64bb7f8ef5fc"
    },
    {
      "id": "chg_019fa9df-b412-77f9-b71a-ebccf5b5886f",
      "kind": "check.reverified",
      "family": "vulnerabilities",
      "subject_kind": "check",
      "subject": "vulnerabilities",
      "subject_child": "",
      "from_code": "cve.inconclusive",
      "to_code": "cve.none",
      "from_value": "unverified",
      "to_value": "pass",
      "materiality": "security",
      "direction": "improvement",
      "score_delta": null,
      "detail": {
        "seen": "14",
        "assessed": "15",
        "resolved": "14",
        "tree_source": "registry",
        "tree_status": "resolved"
      },
      "occurred_on": "2026-07-28",
      "occurred_at": "2026-07-28 17:57:17.961572+00",
      "observed_since": "2026-07-27",
      "source": "scan",
      "summary": "Known CVEs (unverified → pass)",
      "link": "https://verifymcp.io/servers/rafsilva85-credit-optimizer/mcp-credit-optimizer#chg-chg_019fa9df-b412-77f9-b71a-ebccf5b5886f"
    }
  ],
  "days": [
    {
      "date": "2026-09-19",
      "total": 83,
      "delta": 16,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 1
    },
    {
      "date": "2026-09-17",
      "total": 67,
      "delta": -3,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 1
    },
    {
      "date": "2026-09-16",
      "total": 70,
      "delta": 1,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 1
    },
    {
      "date": "2026-09-14",
      "total": 69,
      "delta": -14,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 1
    },
    {
      "date": "2026-09-12",
      "total": 83,
      "delta": 1,
      "tracked": true,
      "explained": false,
      "beyond_event_horizon": false,
      "attribution": {
        "category": "Stability & Change Management",
        "from": 83,
        "to": 87,
        "delta": 4,
        "others": [],
        "accrual": {
          "code": "stability.building_history",
          "from_days": 25,
          "to_days": 26
        },
        "partial": false,
        "compared_to": "2026-09-11",
        "summary": "No change was recorded against any check on this day. Stability & Change Management went from 83 to 87. That category is still filling its 30-day observation window: 25 days of observed history at the previous scan, 26 at this one. The score rises as the window fills, whether or not the server changes."
      },
      "event_count": 0
    },
    {
      "date": "2026-09-10",
      "total": 82,
      "delta": -3,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 1
    },
    {
      "date": "2026-09-09",
      "total": 85,
      "delta": 1,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 1
    },
    {
      "date": "2026-09-07",
      "total": 84,
      "delta": 1,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 1
    }
  ]
}