# Ncua (npm · @pipeworx/mcp-ncua)

NCUA MCP — US credit union data from the quarterly 5300 Call Report.

- Trust score: 83/100 (high trust)
- Change this week: +4
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `gateway.pipeworx.io`: 77/100, [markdown](https://verifymcp.io/servers/pipeworx-io-ncua/ncua-mcp.md), [page](https://verifymcp.io/servers/pipeworx-io-ncua/ncua-mcp)
- npm · `@pipeworx/mcp-ncua`: 83/100 (this document), [markdown](https://verifymcp.io/servers/pipeworx-io-ncua/pipeworx-mcp-ncua.md), [page](https://verifymcp.io/servers/pipeworx-io-ncua/pipeworx-mcp-ncua)

## Channel facts

- Registry: `npm`
- Package: `@pipeworx/mcp-ncua`
- Version: `0.2.1`
- Transport: `stdio`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Supply Chain Security**: 100/100
  - No malware found by supply-chain analysis.
  - No known CVEs affecting this package version or its production dependencies.
  - No install/post-install scripts declared.
  - No production dependencies, so there is no dependency health to assess.
- **Provenance & Transparency**: 97/100
  - Source repository is publicly reachable at the declared URL.
  - Cryptographically verified build provenance (signed, bound to pipeworx-io/mcp-ncua).
  - Clear OSI-approved license (MIT).
  - Actively maintained (last published 2 days ago).
  - Disclosure check failed: no security disclosure policy was found in the source repository.
- **Schema Quality & AI Usability**: 66/100
  - AI-judged instruction clarity (excellent).
  - Context-footprint check failed: tool/resource definitions use about 1586 tokens (~198/item across 8 items; 8 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 23/100
  - Stability observed for 7 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 8 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 9 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### How do I install the Ncua MCP server?

Ncua runs locally as an npm package, launched with npx -y @pipeworx/mcp-ncua. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add pipeworx-io-ncua -- npx -y @pipeworx/mcp-ncua
```

### Cursor

```json
{
  "mcpServers": {
    "pipeworx-io-ncua": {
      "command": "npx",
      "args": [
        "-y",
        "@pipeworx/mcp-ncua"
      ]
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "pipeworx-io-ncua": {
      "command": "npx",
      "args": [
        "-y",
        "@pipeworx/mcp-ncua"
      ]
    }
  }
}
```

### Codex

```bash
codex mcp add pipeworx-io-ncua -- npx -y @pipeworx/mcp-ncua
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "pipeworx-io-ncua": {
      "type": "local",
      "command": [
        "npx",
        "-y",
        "@pipeworx/mcp-ncua"
      ],
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add pipeworx-io-ncua --command npx --arg -y --arg @pipeworx/mcp-ncua
```

### Hermes

```yaml
mcp_servers:
  pipeworx-io-ncua:
    command: "npx"
    args: ["-y", "@pipeworx/mcp-ncua"]
```

### Netclaw

```json
{
  "McpServers": {
    "pipeworx-io-ncua": {
      "Transport": "stdio",
      "Command": "npx",
      "Arguments": [
        "-y",
        "@pipeworx/mcp-ncua"
      ]
    }
  }
}
```

### Vellum

```bash
assistant mcp add pipeworx-io-ncua -t stdio -c npx -a -y @pipeworx/mcp-ncua
```

### Other

```json
{
  "mcpServers": {
    "pipeworx-io-ncua": {
      "command": "npx",
      "args": [
        "-y",
        "@pipeworx/mcp-ncua"
      ]
    }
  }
}
```

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-05 (score 83, +1)

No change was recorded against any check on this day. Stability & Change Management went from 20 to 23. That category is still filling its 30-day observation window: 6 days of observed history at the previous scan, 7 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-04 (score 82, +15)

- [security improvement] Malware scan: unverified → pass

### 2026-11-03 (score 67, −12)

- [security regression] Malware scan: pass → unverified
- [functional improvement] Stability: unverified → 0.17
- [functional] Package version: 0.2.0 → 0.2.1

### 2026-10-29 (score 79)

First indexed and scored.

## MCP tools (8)

### `ncua_search_credit_unions` (~211 tokens)

Find US credit unions by name, city or state, using NCUA call report data (the federal regulator of credit unions). Returns charter number, name, city, state, year opened and total assets. Answers "credit unions in Austin Texas", "is there a credit union called Alliant", "list Ohio credit unions". Name matching is fuzzy, so partial and misspelled names work ("navy fed" finds NAVY FEDERAL CREDIT UNION). Example: ncua_search_credit_unions({ name: "navy federal" }); ncua_search_credit_unions({ state: "OH", limit: 25 }). Keyless.

Input parameters:

- `city` (string): City name, e.g. "Austin"
- `limit` (number): Max results (default 20, max 100)
- `name` (string): Full or partial credit union name, e.g. "navy federal"
- `state` (string): Two-letter state code, e.g. "TX"

### `ncua_credit_union_profile` (~193 tokens)

Get a full profile for one US credit union from its NCUA call report: total assets, member count, loans, shares/deposits, net income and delinquent loans, plus charter details (state, year opened, peer group, minority-depository status) and branch/ATM counts. Answers "how big is Navy Federal", "how many members does PenFed have", "total assets of BECU". Look the credit union up by charter number or by name. Example: ncua_credit_union_profile({ name: "navy federal" }); ncua_credit_union_profile({ cu_number: 5536 }). Keyless.

Input parameters:

- `cu_number` (number): NCUA charter number
- `name` (string): Credit union name (fuzzy) if the charter number is unknown
- `quarter` (string): Quarter end as YYYY-MM-DD; defaults to the latest quarter available

### `ncua_credit_union_financials` (~225 tokens)

Get one US credit union's reported call report figures over time, or every figure for a single quarter — labeled, never as raw account codes. Use for trends: "how have Navy Federal's assets grown", "PenFed membership over the last 3 years", "delinquency trend at my credit union". Pass `metric` for one series (total_assets, members, total_loans, total_shares, net_income, delinquent_loans) or omit it for every figure reported in the latest quarter. Example: ncua_credit_union_financials({ name: "navy federal", metric: "total_assets" }). Keyless.

Input parameters:

- `cu_number` (number): NCUA charter number
- `metric` (string): One of: total_assets, members, total_loans, total_shares, net_income, delinquent_loans. Or a raw NCUA account code like "ACCT_010". Omit for all figures in the latest quarter.
- `name` (string): Credit union name (fuzzy)

### `ncua_rank_credit_unions` (~202 tokens)

Rank US credit unions by a call report figure — largest by assets, most members, biggest loan book — optionally within one state. Answers "largest credit unions in the US", "biggest credit union in Ohio", "which credit unions have the most members". Ranks on the latest available quarter unless one is given. Example: ncua_rank_credit_unions({ metric: "total_assets", state: "OH", limit: 10 }); ncua_rank_credit_unions({ metric: "members" }). Keyless.

Input parameters:

- `limit` (number): Max results (default 20, max 100)
- `metric` (string): total_assets (default), members, total_loans, total_shares, net_income, or a raw NCUA account code
- `quarter` (string): Quarter end as YYYY-MM-DD; defaults to latest
- `state` (string): Restrict to one state, e.g. "OH"

### `ncua_compare_credit_unions` (~126 tokens)

Compare two or more US credit unions side by side on their NCUA call report figures — assets, members, loans, shares, net income, delinquency. Answers "Navy Federal vs PenFed", "compare BECU and SchoolsFirst". Pass names or charter numbers. Example: ncua_compare_credit_unions({ names: ["navy federal", "pentagon"] }). Keyless.

Input parameters:

- `cu_numbers` (array): NCUA charter numbers instead of names
- `names` (array): Credit union names, 2-5 of them

### `ncua_account_lookup` (~193 tokens)

Look up what an NCUA call report account code means, or find the code for a figure. The 5300 Call Report stores everything against codes like ACCT_010 or ACCT_083, and this returns the official name and NCUA's full reporting instruction for each. Answers "what is ACCT_010", "which account code is total assets", "what does NCUA count as a delinquent loan". Searches names and the instruction text. Example: ncua_account_lookup({ code: "ACCT_010" }); ncua_account_lookup({ query: "delinquent loans" }). Keyless.

Input parameters:

- `code` (string): An account code, e.g. "ACCT_010"
- `limit` (number): Max results (default 15)
- `query` (string): Words to search for, e.g. "total assets", "net worth"

### `ncua_branches` (~227 tokens)

Find US credit union branch and ATM locations from NCUA records — by credit union, or by city/state/ZIP. Returns address, phone, hours, and whether the site has an ATM or drive-thru. Answers "Navy Federal branches in San Diego", "credit union branches in ZIP 78701". NOTE: NCUA publishes addresses only, with no coordinates, so this matches on city/state/ZIP text rather than true distance. Example: ncua_branches({ name: "navy federal", state: "CA" }); ncua_branches({ postal_code: "78701" }). Keyless.

Input parameters:

- `city` (string): City name
- `cu_number` (number): NCUA charter number
- `include_atms` (boolean): Also return standalone ATM locations (default false)
- `limit` (number): Max results (default 25, max 100)
- `name` (string): Credit union name (fuzzy)
- `postal_code` (string): ZIP code
- `state` (string): Two-letter state code

### `ncua_industry_totals` (~156 tokens)

Aggregate totals across the whole US credit union industry, or one state, from NCUA call report data: number of credit unions, combined assets, total members, average size. Answers "how many credit unions are there in the US", "total credit union assets", "how many credit unions in Texas", "are credit unions shrinking". Pass a quarter to see a past period, or omit for the latest. Example: ncua_industry_totals({}); ncua_industry_totals({ state: "TX" }). Keyless.

Input parameters:

- `quarter` (string): Quarter end as YYYY-MM-DD; defaults to latest
- `state` (string): Restrict to one state, e.g. "TX"

## Diagnostics

Captured diagnostic sections: Provenance, Dependencies. The full working is on the page: https://verifymcp.io/servers/pipeworx-io-ncua/pipeworx-mcp-ncua#diagnostics

## Score history

- 2026-11-05: 83
- 2026-11-04: 82
- 2026-11-03: 67
- 2026-11-02: 79
- 2026-11-01: 79
- 2026-10-31: 79
- 2026-10-30: 79
- 2026-10-29: 79

## Common questions

### What is the Ncua MCP server?

Ncua is an MCP server listed in the public MCP registry as io.github.pipeworx-io/ncua. NCUA MCP, US credit union data from the quarterly 5300 Call Report. This page covers its npm package (@pipeworx/mcp-ncua).

### Is the Ncua MCP server safe to use?

Ncua scores 83 out of 100 on VerifyMCP. We found no known CVEs affecting it as of 5 November 2026. It declares no install or post-install scripts. Its build provenance is signed and verified. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the Ncua MCP server expose?

Ncua exposes 8 tools: ncua_search_credit_unions, ncua_credit_union_profile, ncua_credit_union_financials, ncua_rank_credit_unions, ncua_compare_credit_unions, and 3 more. Their descriptions and schemas cost roughly 1,533 tokens of context every time the server is loaded.

### Is the Ncua MCP server still maintained?

Ncua is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

### What licence is the Ncua MCP server under?

Ncua declares the MIT licence, which is OSI-approved. That covers the source only, and says nothing about the cost of any service it calls.

## Links

- npm package: https://www.npmjs.com/package/@pipeworx/mcp-ncua
- Socket report: https://socket.dev/npm/package/@pipeworx/mcp-ncua
- Repository: https://github.com/pipeworx-io/mcp-ncua
- Website: https://pipeworx.io/packs/ncua
- Changelog RSS feed: https://verifymcp.io/servers/pipeworx-io-ncua/pipeworx-mcp-ncua.xml
- Changelog JSON feed: https://verifymcp.io/servers/pipeworx-io-ncua/pipeworx-mcp-ncua.json
- HTML version of this page: https://verifymcp.io/servers/pipeworx-io-ncua/pipeworx-mcp-ncua