# Fdic (npm · @pipeworx/mcp-fdic)

FDIC MCP — FDIC BankFind Suite API (free, no auth)

- Trust score: 83/100 (high trust)
- Change this week: +3
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `gateway.pipeworx.io`: 77/100, [markdown](https://verifymcp.io/servers/pipeworx-io-fdic/fdic-mcp.md), [page](https://verifymcp.io/servers/pipeworx-io-fdic/fdic-mcp)
- npm · `@pipeworx/mcp-fdic`: 83/100 (this document), [markdown](https://verifymcp.io/servers/pipeworx-io-fdic/pipeworx-mcp-fdic.md), [page](https://verifymcp.io/servers/pipeworx-io-fdic/pipeworx-mcp-fdic)

## Channel facts

- Registry: `npm`
- Package: `@pipeworx/mcp-fdic`
- Version: `0.2.1`
- Transport: `stdio`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Supply Chain Security**: 100/100
  - No malware found by supply-chain analysis.
  - No known CVEs affecting this package version or its production dependencies.
  - No install/post-install scripts declared.
  - No production dependencies, so there is no dependency health to assess.
- **Provenance & Transparency**: 97/100
  - Source repository is publicly reachable at the declared URL.
  - Cryptographically verified build provenance (signed, bound to pipeworx-io/mcp-fdic).
  - Clear OSI-approved license (MIT).
  - Actively maintained (last published 3 days ago).
  - Disclosure check failed: no security disclosure policy was found in the source repository.
- **Schema Quality & AI Usability**: 71/100
  - AI-judged instruction clarity (excellent).
  - Context-footprint check failed: tool/resource definitions use about 1042 tokens (~148/item across 7 items; 7 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 23/100
  - Stability observed for 7 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 7 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 8 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### How do I install the Fdic MCP server?

Fdic runs locally as an npm package, launched with npx -y @pipeworx/mcp-fdic. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add pipeworx-io-fdic -- npx -y @pipeworx/mcp-fdic
```

### Cursor

```json
{
  "mcpServers": {
    "pipeworx-io-fdic": {
      "command": "npx",
      "args": [
        "-y",
        "@pipeworx/mcp-fdic"
      ]
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "pipeworx-io-fdic": {
      "command": "npx",
      "args": [
        "-y",
        "@pipeworx/mcp-fdic"
      ]
    }
  }
}
```

### Codex

```bash
codex mcp add pipeworx-io-fdic -- npx -y @pipeworx/mcp-fdic
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "pipeworx-io-fdic": {
      "type": "local",
      "command": [
        "npx",
        "-y",
        "@pipeworx/mcp-fdic"
      ],
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add pipeworx-io-fdic --command npx --arg -y --arg @pipeworx/mcp-fdic
```

### Hermes

```yaml
mcp_servers:
  pipeworx-io-fdic:
    command: "npx"
    args: ["-y", "@pipeworx/mcp-fdic"]
```

### Netclaw

```json
{
  "McpServers": {
    "pipeworx-io-fdic": {
      "Transport": "stdio",
      "Command": "npx",
      "Arguments": [
        "-y",
        "@pipeworx/mcp-fdic"
      ]
    }
  }
}
```

### Vellum

```bash
assistant mcp add pipeworx-io-fdic -t stdio -c npx -a -y @pipeworx/mcp-fdic
```

### Other

```json
{
  "mcpServers": {
    "pipeworx-io-fdic": {
      "command": "npx",
      "args": [
        "-y",
        "@pipeworx/mcp-fdic"
      ]
    }
  }
}
```

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-03 (score 83, +1)

No change was recorded against any check on this day. Stability & Change Management went from 13 to 17. That category is still filling its 30-day observation window: 4 days of observed history at the previous scan, 5 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-01 (score 82, +2)

- [security regression] Tool safety: pass → unverified
- [security] Stability: Stability not yet verified: we do not have a sandbox capture of the MCP schema this version of the package serves yet.
- [functional regression] Capabilities: pass → unverified
- [functional regression] Tool coverage: 100 → unverified
- [functional improvement] Stability: unverified → 0.10
- [functional] First check of Schema quality: unverified
- [functional] Package version: 0.2.0 → 0.2.1

### 2026-10-31 (score 80, 0)

- [functional regression] Security disclosure: unverified → fail

### 2026-10-29 (score 80)

First indexed and scored.

## MCP tools (7)

### `fdic_search_institutions` (~90 tokens)

Search FDIC-insured banks by name. Returns institution name, CERT ID, location, total assets, deposits, net income, ROA, ROE, and report date.

Input parameters:

- `limit` (number): Number of results to return (default 10)
- `search` (string, required): Bank or institution name to search for (e.g., "Chase", "Wells Fargo")

### `fdic_get_institution` (~63 tokens)

Get detailed profile for an FDIC-insured bank (e.g., CERT "5136"). Returns name, location, assets, deposits, and regulatory details.

Input parameters:

- `cert` (string, required): FDIC certificate number (e.g., "628" for Chase)

### `fdic_financials` (~79 tokens)

Get quarterly financial metrics for a bank by CERT ID. Returns assets, deposits, net income, interest income, loan losses, ROA, ROE, efficiency ratio.

Input parameters:

- `cert` (string, required): FDIC certificate number
- `limit` (number): Number of quarterly reports to return (default 8, which is 2 years)

### `fdic_failures` (~158 tokens)

Search FDIC bank failures by date range. Returns bank name, location, CERT ID, failure date, acquiring institution, and fund type, reconciled against FDIC's published Failed Bank List with a `data_as_of` date and a `warning` field when FDIC's own search index is lagging.

Input parameters:

- `end_date` (string): End date filter — MM/DD/YYYY ("12/31/2023"), YYYY-MM-DD, or a bare year ("2023")
- `limit` (number): Number of failure records to return (default 20)
- `start_date` (string): Start date filter — MM/DD/YYYY ("01/01/2023"), YYYY-MM-DD, or a bare year ("2023")

### `fdic_summary` (~148 tokens)

Get aggregate totals for FDIC-insured banks. Omit `date` for the most recent year with published figures; pass a year or report date for a specific one. Defaults to the US national aggregate; pass `state` for one state. Returns total assets, deposits, net income, interest income, institution and office counts, both combined and split by charter class (commercial bank vs savings institution).

Input parameters:

- `date` (string): Report date as YYYYMMDD ("20241231"), YYYY-MM-DD, or a bare year ("2024") for annual figures
- `state` (string): Optional full state name (e.g., "California"). Omit for the US national total.

### `fdic_branches` (~235 tokens)

List the current branch and office locations of FDIC-insured banks: street address, city, state, ZIP, county, latitude/longitude, main-office flag, service type (full service, limited, etc.), and the date the office was established. Filter by FDIC certificate number (CERT), bank name, state, and/or city. Answers "where are Sturgis Bank & Trust's branches" and "all bank branches in Ottumwa, Iowa". Source: FDIC, BankFind institution locations. Use fdic_search_institutions to find a CERT from a name.

Input parameters:

- `cert` (string): FDIC certificate number (e.g. "14413" for Iowa State Bank and Trust Company of Fairfield)
- `city` (string): City name (e.g. "Sturgis")
- `limit` (number): Max offices to return (default 50, max 500)
- `name` (string): Bank name fragment (e.g. "Sturgis Bank"). Used when cert is not known.
- `state` (string): Two-letter state code (e.g. "MI")

### `fdic_branch_deposits` (~217 tokens)

Summary of Deposits (SOD): deposits held at each branch of an FDIC-insured bank as of June 30 of a survey year, in thousands of US dollars, with the branch address, city, state, ZIP, and branch/office identifiers. Pass a cert (and optionally year, state, city); year defaults to the latest survey year published. Returns branches ranked by deposits, plus the sum of the branches returned. Source: FDIC, Summary of Deposits annual branch survey.

Input parameters:

- `cert` (string): FDIC certificate number (required unless state and city are both given)
- `city` (string): Branch city (e.g. "Ottumwa")
- `limit` (number): Max branches to return (default 50, max 500)
- `state` (string): Two-letter state code of the branch (e.g. "IA")
- `year` (number): Survey year (June 30 snapshot), e.g. 2024. Omit for the latest published year.

## Diagnostics

Captured diagnostic sections: Provenance, Dependencies. The full working is on the page: https://verifymcp.io/servers/pipeworx-io-fdic/pipeworx-mcp-fdic#diagnostics

## Score history

- 2026-11-05: 83
- 2026-11-04: 83
- 2026-11-03: 83
- 2026-11-02: 82
- 2026-11-01: 82
- 2026-10-31: 80
- 2026-10-30: 80
- 2026-10-29: 80

## Common questions

### What is the Fdic MCP server?

Fdic is an MCP server listed in the public MCP registry as io.github.pipeworx-io/fdic. FDIC MCP, FDIC BankFind Suite API (free, no auth). This page covers its npm package (@pipeworx/mcp-fdic).

### Is the Fdic MCP server safe to use?

Fdic scores 83 out of 100 on VerifyMCP. We found no known CVEs affecting it as of 5 November 2026. It declares no install or post-install scripts. Its build provenance is signed and verified. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the Fdic MCP server expose?

Fdic exposes 7 tools: fdic_search_institutions, fdic_get_institution, fdic_financials, fdic_failures, fdic_summary, and 2 more. Their descriptions and schemas cost roughly 990 tokens of context every time the server is loaded.

### Is the Fdic MCP server still maintained?

Fdic is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

### What licence is the Fdic MCP server under?

Fdic declares the MIT licence, which is OSI-approved. That covers the source only, and says nothing about the cost of any service it calls.

## Links

- npm package: https://www.npmjs.com/package/@pipeworx/mcp-fdic
- Socket report: https://socket.dev/npm/package/@pipeworx/mcp-fdic
- Repository: https://github.com/pipeworx-io/mcp-fdic
- Website: https://pipeworx.io/packs/fdic
- Changelog RSS feed: https://verifymcp.io/servers/pipeworx-io-fdic/pipeworx-mcp-fdic.xml
- Changelog JSON feed: https://verifymcp.io/servers/pipeworx-io-fdic/pipeworx-mcp-fdic.json
- HTML version of this page: https://verifymcp.io/servers/pipeworx-io-fdic/pipeworx-mcp-fdic