AccountsOS

Get Profit and Loss (income statement) report for a period.

Get a deal/project's mini P&L: income, costs by category, and net margin, computed from bank transactions linked to it, plus invoice/bill/expense-claim commitment summaries. Use for "how is project X doing", "project profit", "mini P&L for a project", and for the final report when a project completes. Pass project_id if known, or project_name to resolve it by name.

List projects (pipeline, active, completed). Use when the user asks about their projects, deals, or pipeline.

Get the active company's QFZP (Qualifying Free Zone Person) status for UAE Corporate Tax. Returns the qualifying/non-qualifying income split, de minimis status (ok / warning / breach), free zone name, substance declaration state, and per-zone smart hints (e.g. audited accounts requirement, designated zone VAT, trade license expiry). Returns `applicable: false` for UK or UAE mainland companies. Use when the user asks about QFZP status, whether they still qualify, their de minimis headroom, or whether they'll owe 9% CT.

Reconciliation per bank account: every uploaded statement with its own opening and closing balance as printed, the books' balance at its end date, the difference and whether they agree (month by month), plus the unreconciled transaction count and the newest unreconciled lines. Use it for "does the bank agree?", "what was the closing balance in March?", before quoting any reconciliation difference, when the user asks to check the books against the bank statements, or about reconciliation progress. This tool only reads: to actually reconcile ("reconcile what you can", "match the receipts", "reconcile my bank") call auto_match_receipts, which does the matching. Never say everything is reconciled without a result from this tool, get_attention or auto_match_receipts. Never say you cannot read balances off statements. Each statement row carries period_start, period_end, opening_balance, closing_balance, book_balance_at_end, difference, agrees and document_id. Pass bank_account_id to look at one account. It also gives the link to download the reconciliation report (PDF or Excel), the report to give an accountant who asks for one.

List recurring invoice templates. Use when user asks about recurring invoices, scheduled invoices, or subscription billing.

List the entries Finn flagged for a second look before they reach a VAT return: suspect or duplicate receipts and invoices, VAT added to a zero-rated purchase, VAT that does not fit the total, personal-looking purchases and amounts out of line with a supplier. Use when the user asks about flagged, suspect, duplicate or odd entries, or when get_attention shows entries needing a second look. Each flag has entity_type, entity_id, label, severity, title and detail.

Each imported bank statement against the books: the statement's period, its opening and closing balance as printed, the book balance on the statement's end date, the difference and whether they agree. Use this to answer 'does the bank agree?', 'what was the closing balance in March?', or before quoting any reconciliation difference. Optional bank_account_id.

Get tasks and to-dos for the company.

Look up current UK tax rates, thresholds and allowances (income_tax, national_insurance, corporation_tax, dividends, capital_allowances, vat, pensions, mileage, self_assessment, home_office, mtd). Returns the figure plus its source.

Get transactions for the company with optional filters. Returns currency, amount_gbp and exchange_rate. A row with expected_income: true is an uploaded sales invoice still waiting to be paid, NOT money received: leave it out of any cash, income received or bank balance figure. For currency-split income totals prefer get_income_by_currency.

Get Trial Balance showing all account balances.

List the company's VAT return periods and their status (open, locked, submitted, failed, overdue), with the net VAT due, due date, and HMRC receipt for any submitted ones. Use this FIRST when the user asks about VAT returns, "which quarters are outstanding", "have I filed Q1", or before calculating/locking/submitting — it gives you the period_id you need for the other VAT tools.

Get VAT summary for a calendar quarter, or for any VAT period with start_date and end_date

How this year compares with last year and the years before: are we up or down on last year, revenue and profit trend, margin, cash at year end, year on year, same time last year, how did last year go. Returns the completed years (from the ledger or the filed accounts), the current year to date against the same months last year, and Finn's read of the trend. Use it before any 'how are we doing', planning or forecasting answer when the company has history.

Save a UK (Companies House) or Irish (CRO) company from its official register onto the user's AccountsOS company: registered name, number, status, address, directors, year-end and filing deadlines. Call it only after lookup_company found the company and the user confirmed it is theirs. Returns the year-end and the deadlines it set up: tell the user what they are.

List available transaction categories for categorization

List the companies this AccountsOS account can see (for an accountancy practice, its clients), with the default one marked. Call this first when the user has more than one company, then pass `company` to the other tools.

List active employees for the company. Use when the user asks about their employees, staff, team members, or headcount.

List sales pipeline opportunities/deals. Shows prospects, their stage, value, and next actions.

List all available verified tax/accounting rule keys for the active company's country (every live country has a library), optionally filtered by category. Use this when you need to find the right key for lookup_tax_rule.

Look up a company on its official register: search by name to find candidates, or fetch a single company by its number to get the full public record. UK companies come from Companies House (registered name, number, status, incorporation date, registered office address, SIC codes, directors/officers, and filing deadlines). Irish companies come from the CRO (registered name, CRO number, status, company type, incorporation date, registered address and the annual return date); a CRO number is digits only. Use this during onboarding to find and confirm the user's company ("is this your company?"). Read-only: it does NOT save anything; use link_company to save the confirmed company. If the result says the lookup is not available, tell the user plainly and take their company details directly with update_company. French companies come from the Annuaire des Entreprises (registered name, SIREN, status, legal form, incorporation date, registered address, activity code and officers); search by name or by SIREN (9 digits). Other countries have no register lookup; ask the user for their company details directly.

Look up a verified tax or accounting rule by its key. The system automatically routes to the active company's own country library: every live country has one (e.g. India: gst-rate-slabs, personal-income-tax-slabs-new-regime), so never tell a user you only know UK rules. Use this for ANY question about specific deadlines, thresholds, notice periods, regulatory dates, or rules where being wrong would mislead the user. UK examples: vat-registration-threshold, ct-filing-deadline, mtd-itsa-mandatory-50k, dividend-allowance-2026-27, mileage-rates-2026-27. UAE examples: ct-rates, ct-filing-deadline, vat-rate, free-zone-qfzp, no-personal-income-tax. Returns the exact answer + an official source URL you MUST cite in your reply, and where the rule has a validity period, the dates it applies between. ALWAYS prefer this over stating a rule from memory. Apply the rule to the user's facts: when the answer turns on a fact only the user knows (when goods were delivered, when work was finished, when money arrived), ask for that fact, never for the conclusion (ask "when did you deliver it?", not "does it belong in Q3 or October?"). Once the user gives the fact, that is the fact: state the result the rule gives for it, with the source, and do not add that you cannot check it or that their accountant should confirm it. Point to an accountant only when the rule itself leaves the question open. For a question about a PAST period, or a FUTURE one (next year's rates where a budget has already set them), pass as_of so you get the rule for that date rather than the current one. If you do not know the exact key, call list_tax_rules first.

Composite read returning everything needed to close a month in one call: P&L for the period, balance-sheet snapshot at period end, VAT summary if registered, unreconciled transaction count, outstanding invoices, and overdue deadlines. Use when the user asks about month-end, "how did we do in [month]", a period close, or wants a one-shot business health view. It saves several round-trips compared to calling each report tool separately.

Read a page from this company's private memory wiki — Finn's long-term per-company notes (preferences, decisions, people, recurring Q&A). Call with slug="index" first to list available pages.

Read a page from Finn's knowledge base — compiled UK (and US) tax and accounting guidance: rules, cross-references, edge cases, plain-English advice for company directors. Call with page="index" first to list all available pages.

Recall what you and the user discussed in PAST conversations (across earlier sessions, including voice and video calls). Call this whenever the user asks "what were we talking about last time?", "remind me what we discussed", "where did we leave off?", "what did we cover yesterday?", or refers back to an earlier chat. Returns recent conversation summaries newest-first — each with a short summary, the key topics, any decisions made, and open action items, plus when it happened. ALWAYS call this before saying you don't remember — you DO have access to past conversations through this tool. (Distinct from read_company_wiki, which is curated durable facts, not the back-and-forth of past chats.)

Search this company's private memory wiki by keyword. Returns matching page slugs, titles and excerpts.

Search uploaded documents (receipts, invoices). Can also list documents by status without a query — status ["pending", "error"] is the Incoming queue. Called with no arguments it lists the newest uploads (up to 25).

Search UK tax knowledge by keyword when unsure which category/item to look up. Returns matching tax facts across all categories.

Search Finn's knowledge base by keyword. Returns matching page names and excerpts. Use when unsure which page covers a topic.

Save the user's answers about their own business to their AccountsOS company: what kind of business it is (entity_type, for example sole_trader or ltd), the country it is registered in (ISO code such as GB, IE, US), the company or registration number, the name, what it does, the currency, the year-end month and VAT registration. Use it during setup, and when the user corrects one of these details. For a UK or Irish limited company with a registration number, call lookup_company and then link_company instead, which fills everything from the official register. Only pass what the user told you; never guess.