# io.github.partymola/monzo-mcp (oci · ghcr.io/partymola/monzo-mcp:v0.5.0)

Read-only MCP server for the Monzo banking API: OAuth, local transaction cache, spending analysis.

- Trust score: 6/100 (low)
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-08-03

## Components

- oci · `ghcr.io/partymola/monzo-mcp:v0.5.0`: 6/100 (this document), [markdown](https://verifymcp.io/servers/partymola-monzo-mcp/ghcr-io-partymola-monzo-mcp-v0-5-0.md), [page](https://verifymcp.io/servers/partymola-monzo-mcp/ghcr-io-partymola-monzo-mcp-v0-5-0)

## Channel facts

- Registry: `oci`
- Package: `ghcr.io/partymola/monzo-mcp:v0.5.0`
- Transport: `stdio`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-08-03.

- **Supply Chain Security**: 0/100
  - Malware scan not yet available for this package.
  - CVE data not yet available for this package.
  - Install-script risk not yet assessed.
  - Dependency-health data not yet available.
- **Provenance & Transparency**: 32/100
  - Source repository is publicly reachable at the declared URL.
  - Provenance check failed: no build-provenance attestation is published.
  - License check failed: no license is declared.
  - Actively maintained (last published 0 days ago).
  - Disclosure check failed: no security disclosure policy was found in the source repository.
- **Schema Quality & AI Usability**: 0/100
  - Schema quality not yet verified: we do not have a sandbox capture of the MCP schema this version of the package serves yet.
- **Stability & Change Management**: 0/100
  - Stability not yet verified: we do not have a sandbox capture of the MCP schema this version of the package serves yet.
- **Tool Coverage**: 0/100
  - Tool coverage not yet verified: we do not have a sandbox capture of the tool definitions this version of the package serves yet.
- **Capabilities**: 0/100
  - Protocol version not yet verified: we do not have a sandbox capture of the MCP handshake this version of the package performs yet.

**Unverified: 5 categories.** Categories scored 0 because we could not verify them: a data source with nothing on this package, evidence we could not reach, or a check we could not run. We only credit what we can confirm.

## Install

### Claude

```bash
claude mcp add partymola-monzo-mcp -- docker run --rm -i ghcr.io/partymola/monzo-mcp:v0.5.0
```

### Codex

```bash
codex mcp add partymola-monzo-mcp -- docker run --rm -i ghcr.io/partymola/monzo-mcp:v0.5.0
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "partymola-monzo-mcp": {
      "type": "local",
      "command": [
        "docker",
        "run",
        "--rm",
        "-i",
        "ghcr.io/partymola/monzo-mcp:v0.5.0"
      ],
      "enabled": true
    }
  }
}
```

### Hermes

```yaml
mcp_servers:
  partymola-monzo-mcp:
    command: "docker"
    args: ["run", "--rm", "-i", "ghcr.io/partymola/monzo-mcp:v0.5.0"]
```

### Other

```json
{
  "mcpServers": {
    "partymola-monzo-mcp": {
      "command": "docker",
      "args": [
        "run",
        "--rm",
        "-i",
        "ghcr.io/partymola/monzo-mcp:v0.5.0"
      ]
    }
  }
}
```

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-08-03 (score 6)

First indexed and scored.

## MCP tools (7)

### `monzo_list_accounts` (~40 tokens)

List all Monzo accounts with their types and IDs.

Returns account details including whether each is personal or joint,
and whether it is open or closed.

Output parameters:

- `result` (string)

### `monzo_get_balance` (~61 tokens)

Get current balance for a Monzo account.

Args:
    account_type: "personal" or "joint" (default: "personal")

Returns balance, spend today, and currency. Also records a balance snapshot.

Input parameters:

- `account_type` (string)

Output parameters:

- `result` (string)

### `monzo_list_pots` (~71 tokens)

List all pots (savings buckets) for a Monzo account.

Args:
    account_type: "personal" or "joint" (default: "personal")

Returns the account the pots belong to, plus pot names and balances.
Also records balance snapshots.

Input parameters:

- `account_type` (string)

Output parameters:

- `result` (string)

### `monzo_sync` (~162 tokens)

Sync transactions, balances, and pots from the Monzo API into the local cache.

Fetches up to 11 months of history (within SCA window) or falls back to
the last-synced timestamp / 90 days. Handles pagination and auth-hold
deduplication automatically.

Args:
    account_type: "personal", "joint", or None to sync all accounts
    since: Optional ISO date ("2026-01-01") or datetime ("2026-01-01T14:30:00Z")
        to start the backfill from, overriding last-sync resumption. Reaching
        beyond ~90 days only works inside the post-auth SCA window.

Input parameters:

- `account_type`
- `since`

Output parameters:

- `result` (string)

### `monzo_list_transactions` (~254 tokens)

List transactions from the local cache.

Auto-syncs if the cache is stale (last sync before today).

Queries the synced transaction database, not the live API. Bank transfers
(faster payments, p2p, bacs) include a `counterparty` object with the payee
name and, where the scheme provides them, sort code and account number.

Returns `{"account_type": ..., "transactions": [...]}`, where account_type
echoes the filter applied and is null when unfiltered.

Args:
    account_type: "personal" or "joint" (default: all)
    since: Start date in ISO format, e.g. "2026-01-01" (inclusive)
    before: End date in ISO format, e.g. "2026-02-01" (exclusive)
    category: Exact category match, e.g. "groceries", "eating_out", "transport"
    merchant: Merchant name search (case-insensitive, partial match)
    limit: Max results (default 50)

Input parameters:

- `account_type`
- `before`
- `category`
- `limit` (integer)
- `merchant`
- `since`

Output parameters:

- `result` (string)

### `monzo_search_transactions` (~197 tokens)

Search cached transactions by merchant, counterparty (payee), description, or notes.

Auto-syncs if the cache is stale (last sync before today).

Case-insensitive partial match across merchant_name, counterparty_name,
description, and notes fields. Counterparty matching finds bank transfers
(faster payments, p2p, bacs) by payee name.

Returns `{"account_type": ..., "transactions": [...]}`, where account_type
echoes the filter applied and is null when unfiltered.

Args:
    query: Search term
    account_type: "personal" or "joint" (default: all)
    since: Start date in ISO format (inclusive)
    before: End date in ISO format (exclusive)
    limit: Max results (default 30)

Input parameters:

- `account_type`
- `before`
- `limit` (integer)
- `query` (string, required)
- `since`

Output parameters:

- `result` (string)

### `monzo_spending` (~152 tokens)

Analyse spending from cached Monzo transactions.

Auto-syncs if the cache is stale (last sync before today).

Every result carries `account_type`, echoing the filter applied and null
when unfiltered, so a zero total says which account it measured.

Args:
    month: Month in YYYY-MM format (default: current month)
    category: Filter by category, e.g. "groceries", "eating_out", "transport"
    account_type: "personal" or "joint" (default: all)
    detail: If true, return individual transactions instead of category summary

Input parameters:

- `account_type`
- `category`
- `detail` (boolean)
- `month`

Output parameters:

- `result` (string)

## Diagnostics

Captured diagnostic sections: Provenance. The full working is on the page: https://verifymcp.io/servers/partymola-monzo-mcp/ghcr-io-partymola-monzo-mcp-v0-5-0#diagnostics

## Score history

- 2026-08-03: 6

## Links

- Repository: https://github.com/partymola/monzo-mcp
- Changelog RSS feed: https://verifymcp.io/servers/partymola-monzo-mcp/ghcr-io-partymola-monzo-mcp-v0-5-0/changelog.xml
- Changelog JSON feed: https://verifymcp.io/servers/partymola-monzo-mcp/ghcr-io-partymola-monzo-mcp-v0-5-0/changelog.json
- HTML version of this page: https://verifymcp.io/servers/partymola-monzo-mcp/ghcr-io-partymola-monzo-mcp-v0-5-0