# Living in the Netherlands (remote · nltaxcalculator.nl)

Living in NL: legal max rent (points), car by plate (RDW), city budget, current fees with sources.

- Trust score: 75/100 (medium)
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `nltaxcalculator.nl`: 75/100 (this document), [markdown](https://verifymcp.io/servers/nl-nltaxcalculator-living-nl/dutch-tax-api-living-mcp.md), [page](https://verifymcp.io/servers/nl-nltaxcalculator-living-nl/dutch-tax-api-living-mcp)

## Channel facts

- Endpoint: `https://nltaxcalculator.nl/dutch-tax/api/living/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `0.1.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 80/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Nothing on it is marked destructive, but we can't show that an anonymous caller can only read: full credit needs the server to list at least one tool and every tool to be verifiably read-only. We use a best-effort check of tool names and descriptions to tell read-only tools from tools that change things, so some genuinely read-only tools may not get full credit. Names that start with a read verb (get, list, read, search and similar) and accurate readOnlyHint annotations help. Meet that to earn full credit, or require authorisation.
  - HTTPS is enforced; there's no plaintext access path.
  - The HSTS (Strict-Transport-Security) header is present.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 79/100
  - 100% of prompts and resources have a non-trivial description (not blank, and not just the item's name).
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 1158 tokens (~165/item across 7 items; 4 tools + 3 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 17/100
  - Stability observed for 5 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 4 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 6 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 60/100
  - Spec-recency check failed: implements MCP spec 2025-06-18; the latest is 2026-07-28.

## Install

### How do I install the Living in the Netherlands MCP server?

Living in the Netherlands is a hosted endpoint at https://nltaxcalculator.nl/dutch-tax/api/living/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http nl-nltaxcalculator-living-nl 'https://nltaxcalculator.nl/dutch-tax/api/living/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "nl-nltaxcalculator-living-nl": {
      "url": "https://nltaxcalculator.nl/dutch-tax/api/living/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "nl-nltaxcalculator-living-nl": {
      "type": "http",
      "url": "https://nltaxcalculator.nl/dutch-tax/api/living/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.nl-nltaxcalculator-living-nl]
url = "https://nltaxcalculator.nl/dutch-tax/api/living/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "nl-nltaxcalculator-living-nl": {
      "type": "remote",
      "url": "https://nltaxcalculator.nl/dutch-tax/api/living/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add nl-nltaxcalculator-living-nl --url 'https://nltaxcalculator.nl/dutch-tax/api/living/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  nl-nltaxcalculator-living-nl:
    url: "https://nltaxcalculator.nl/dutch-tax/api/living/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "nl-nltaxcalculator-living-nl": {
      "Transport": "http",
      "Url": "https://nltaxcalculator.nl/dutch-tax/api/living/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add nl-nltaxcalculator-living-nl -t streamable-http -u 'https://nltaxcalculator.nl/dutch-tax/api/living/mcp'
```

### Other

```json
{
  "mcpServers": {
    "nl-nltaxcalculator-living-nl": {
      "type": "http",
      "url": "https://nltaxcalculator.nl/dutch-tax/api/living/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-05 (score 75, +1)

No change was recorded against any check on this day. Stability & Change Management went from 13 to 17. That category is still filling its 30-day observation window: 4 days of observed history at the previous scan, 5 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-02 (score 74, +1)

No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-01 (score 73, +3)

- [functional improvement] Schema quality: 250 → 165
- [functional improvement] Stability: unverified → 0.03
- [functional] First check of Schema quality: 100
- [functional] New prompt “settling_into_a_city”
- [functional] New resource “city-costs”
- [functional] New resource “current-facts”
- [functional] New resource “rent-rules”
- [functional] Server version: 0.1.0 → 0.2.0

### 2026-10-31 (score 70)

First indexed and scored.

## MCP tools (4)

### `car_by_plate` (~156 tokens)

Dutch car lookup by number plate (RDW)

Looks up a Dutch-registered car by its number plate (kenteken) in the official RDW register: make, model, first registration, fuel, CO2 emission, catalogue price, empty weight, when the periodic inspection (APK) is due and whether it is insured. With a taxable income it also gives the company car tax (bijtelling) for 2026, including the electric-car rate locked for 60 months from first registration. Live data from RDW Open Data.

Input parameters:

- `plate` (string, required): Dutch number plate, with or without dashes, e.g. AB-123-C
- `taxable_income` (number): Taxable income per year before the bijtelling, for the company car tax (optional)

### `monthly_budget_by_city` (~274 tokens)

Monthly budget in a Dutch city: net pay minus rent and fixed costs

What is left each month in a Dutch city: net salary (2026 tax, optional 30% ruling and holiday allowance) minus a typical unregulated-sector rent for the home size in that city, the basic health insurance premium (less any healthcare allowance), an average energy bill and the municipal charges for a renter. Cities with their own figures: Amsterdam, Amstelveen, Haarlem, The Hague, Rotterdam, Utrecht, Eindhoven, Helmond, Leeuwarden, Zwolle; any other city uses the national average rent and leaves out municipal charges. Food, transport, internet and water board charges are not included.

Input parameters:

- `adults` (number): Adults in the household (each pays health insurance). Default 1.
- `city` (string): City. Default other (national average).
- `gross_annual` (number, required): Gross yearly salary in euros, without holiday allowance
- `holiday_allowance` (boolean): Gets 8% holiday allowance (spread over 12 months here). Default true.
- `home_size_m2` (number): Size of the rented home in m². Default 60.
- `monthly_rent` (number): Actual monthly rent if known, instead of the city average (optional)
- `thirty_percent_ruling` (boolean): Has the 30% ruling. Default false.

### `nl_current_facts` (~187 tokens)

Current Dutch figures with their source (2026)

Current Dutch amounts that change every year, each with the period it applies to and its official source, so an answer does not rely on outdated knowledge. Topics: health_deductible (Healthcare deductible (eigen risico)), child_benefit (Child benefit (kinderbijslag)), passport_id_fees (Passport and identity card fees), ind_fees (IND application fees (residence permits and naturalisation)), rent_limits (Rent limits and maximum rent increases), minimum_wage (Minimum wage (wettelijk minimumloon)). Ask by topic, or with a short question. For income tax figures use the tax server's dutch_tax_figures tool.

Input parameters:

- `question` (string): A short question or keywords, e.g. "passport cost" or "kinderbijslag" (used when no topic is given)
- `topic` (string): One of the topics

### `rent_points_check` (~244 tokens)

Dutch rent points check: legal maximum rent and allowed increase

For a rented independent home (zelfstandige woning: own front door, kitchen and toilet) in the Netherlands: from its points under the points system (woningwaarderingsstelsel, WWS), the rental sector (social up to 143 points, regulated mid-rent up to 186, free sector above), the legal maximum basic monthly rent (kale huur) for 2026, whether a current rent is above it, and the maximum yearly rent increase for that sector. The points come from the government's Huurprijscheck on huurcommissie.nl. Rooms (onzelfstandige woonruimte) use a different table and are not covered.

Input parameters:

- `contract_start` (string): Start date of the rental contract, YYYY-MM-DD (optional; mid-rent limits apply to contracts from 1 July 2024)
- `current_rent` (number): Current basic monthly rent (kale huur, without service costs) in euros (optional)
- `points` (number, required): Points of the home under the points system (from the Huurprijscheck)
- `proposed_increase_pct` (number): A rent increase the landlord proposed, in % (optional)

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/nl-nltaxcalculator-living-nl/dutch-tax-api-living-mcp#diagnostics

## Score history

- 2026-11-05: 75
- 2026-11-04: 74
- 2026-11-03: 74
- 2026-11-02: 74
- 2026-11-01: 73
- 2026-10-31: 70

## Common questions

### What is the Living in the Netherlands MCP server?

Living in the Netherlands is an MCP server listed in the public MCP registry as nl.nltaxcalculator/living-nl. Living in NL: legal max rent (points), car by plate (RDW), city budget, current fees with sources. This page covers its hosted endpoint (https://nltaxcalculator.nl/dutch-tax/api/living/mcp).

### Is the Living in the Netherlands MCP server safe to use?

Living in the Netherlands scores 75 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the Living in the Netherlands MCP server expose?

Living in the Netherlands exposes 4 tools: car_by_plate, monthly_budget_by_city, nl_current_facts, rent_points_check. Their descriptions and schemas cost roughly 861 tokens of context every time the server is loaded.

### Does the Living in the Netherlands MCP server require authentication?

No. We connected to Living in the Netherlands without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the Living in the Netherlands MCP server still maintained?

Living in the Netherlands is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

### What did VerifyMCP test on the Living in the Netherlands MCP server?

VerifyMCP ran 13 checks on Living in the Netherlands, covering TLS certificate, Authorization, HTTPS, HSTS header and 9 more. Supply Chain Security and Provenance & Transparency do not apply to a hosted endpoint, so they were not tested. The score does not measure everything, and the scoring documentation lists what it leaves out.

## Links

- Remote endpoint: https://nltaxcalculator.nl/dutch-tax/api/living/mcp
- Changelog RSS feed: https://verifymcp.io/servers/nl-nltaxcalculator-living-nl/dutch-tax-api-living-mcp.xml
- Changelog JSON feed: https://verifymcp.io/servers/nl-nltaxcalculator-living-nl/dutch-tax-api-living-mcp/changelog.json
- Trust report (JSON): https://verifymcp.io/servers/nl-nltaxcalculator-living-nl/dutch-tax-api-living-mcp.json
- HTML version of this page: https://verifymcp.io/servers/nl-nltaxcalculator-living-nl/dutch-tax-api-living-mcp