# Agent Financial Advisor (remote · agent-financial-advisor.agent-financial-advisor.workers.dev)

Compliance, risk, tax and audit checks for AI trading agents: pre-trade, sizing, wash sales, Reg BI.

- Trust score: 57/100 (low)
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-10-18

## Components

- remote · `agent-financial-advisor.agent-financial-advisor.workers.dev`: 57/100 (this document), [markdown](https://verifymcp.io/servers/mytomclinic-agent-financial-advisor/agent-financial-advisor.md), [page](https://verifymcp.io/servers/mytomclinic-agent-financial-advisor/agent-financial-advisor)

## Channel facts

- Endpoint: `https://agent-financial-advisor.agent-financial-advisor.workers.dev/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `0.1.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-10-18.

- **Endpoint Security**: 46/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - Authorisation not fully verified: no authorisation is required to call this server, and 7 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe.
  - HTTPS enforcement could not be verified: the plaintext port answered with HTTP 405, which proves neither a plaintext path nor enforcement.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 48/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 2170 tokens (~310/item across 7 items; 7 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 20/100
  - Stability observed for 6 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 86/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 57% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 7 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 8 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### How do I install the Agent Financial Advisor MCP server?

Agent Financial Advisor is a hosted endpoint at https://agent-financial-advisor.agent-financial-advisor.workers.dev/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http mytomclinic-agent-financial-advisor 'https://agent-financial-advisor.agent-financial-advisor.workers.dev/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "mytomclinic-agent-financial-advisor": {
      "url": "https://agent-financial-advisor.agent-financial-advisor.workers.dev/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "mytomclinic-agent-financial-advisor": {
      "type": "http",
      "url": "https://agent-financial-advisor.agent-financial-advisor.workers.dev/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.mytomclinic-agent-financial-advisor]
url = "https://agent-financial-advisor.agent-financial-advisor.workers.dev/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "mytomclinic-agent-financial-advisor": {
      "type": "remote",
      "url": "https://agent-financial-advisor.agent-financial-advisor.workers.dev/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add mytomclinic-agent-financial-advisor --url 'https://agent-financial-advisor.agent-financial-advisor.workers.dev/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  mytomclinic-agent-financial-advisor:
    url: "https://agent-financial-advisor.agent-financial-advisor.workers.dev/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "mytomclinic-agent-financial-advisor": {
      "Transport": "http",
      "Url": "https://agent-financial-advisor.agent-financial-advisor.workers.dev/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add mytomclinic-agent-financial-advisor -t streamable-http -u 'https://agent-financial-advisor.agent-financial-advisor.workers.dev/mcp'
```

### Other

```json
{
  "mcpServers": {
    "mytomclinic-agent-financial-advisor": {
      "type": "http",
      "url": "https://agent-financial-advisor.agent-financial-advisor.workers.dev/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-10-18 (score 57, +1)

No change was recorded against any check on this day. Stability & Change Management went from 17 to 20. That category is still filling its 30-day observation window: 5 days of observed history at the previous scan, 6 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-16 (score 56, +1)

No change was recorded against any check on this day. Stability & Change Management went from 10 to 13. That category is still filling its 30-day observation window: 3 days of observed history at the previous scan, 4 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-14 (score 55, +1)

No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-13 (score 54, 0)

- [functional improvement] Stability: unverified → 0.03

### 2026-10-12 (score 54)

First indexed and scored.

## MCP tools (7)

### `rules_digest` (~67 tokens)

Current trading rules digest

Free. The current US trading, margin, settlement and tax rules an agent must follow, with effective dates and sources. Includes changes your training data may predate, such as the June 2026 replacement of the Pattern Day Trader rule. Price: free.

Input parameters:

- `topic` (string)

### `pre_trade_check` (~217 tokens)

Pre-trade compliance and risk check

Run an order past a compliance officer and risk manager before sending it to the broker. Checks buying power, cash-account settlement violations, FINRA intraday margin (post-PDT) or legacy PDT limits, Reg SHO short-sale rules, wash-sale exposure, position concentration, per-trade risk versus stop, liquidity, spread, fat-finger prices, leverage and market hours. Returns approve / approve_with_warnings / reject with reasons and a resized quantity when useful. Price: $0.005.

Input parameters:

- `account` (object, required): Account state before the order.
- `market` (object)
- `order` (object, required)
- `policy` (object): Override risk limits. Defaults: {"max_position_pct":0.2,"max_order_risk_pct":0.02,"max_adv_pct":0.05,"max_spread_pct":0.01,"max_gross_leverage":2,"max_limit_deviation_pct":0.1,"allow_short":true,"all…

### `position_size` (~341 tokens)

Position sizing

Size a position the way a risk manager would: fixed-fractional risk to a stop, volatility targeting (ATR or annualized vol), or fractional Kelly from your edge statistics. Applies a max-position cap and round lots, and explains the binding constraint. Price: $0.005.

Input parameters:

- `allow_fractional` (boolean)
- `annual_vol` (number): volatility: annualized volatility of the asset (e.g. 0.35).
- `atr` (number): volatility: average true range in price units.
- `atr_multiple` (number): volatility: stop distance in ATRs, default 2.
- `avg_loss` (number): kelly: average loss as a positive number.
- `avg_win` (number): kelly: average win (any unit, same as avg_loss).
- `entry_price` (number, required)
- `equity` (number, required)
- `kelly_fraction` (number): kelly: fraction of full Kelly to use, default 0.25.
- `lot_size` (integer): Round down to this multiple, default 1.
- `max_position_pct` (number): Cap on position value / equity, default 0.2.
- `method` (required)
- `risk_pct` (number): fixed_fractional: fraction of equity to risk, default 0.01.
- `side`
- `stop_price` (number): fixed_fractional: protective stop.
- `target_annual_vol_contribution` (number): volatility: target vol contribution as fraction of equity, default 0.02.
- `win_rate` (number): kelly: probability of a win (0-1).

### `tax_lot_plan` (~184 tokens)

Tax lot selection and wash-sale check

Act as the tax advisor for a sale: compares FIFO, LIFO, HIFO and minimum-tax lot selection, splits short- and long-term gains, estimates tax, flags wash sales, and notes lots about to turn long-term. With mode=harvest it scans positions for tax-loss harvesting. Price: $0.02.

Input parameters:

- `as_of` (string): mode=harvest: date, default today
- `lots` (array, required)
- `min_harvest_loss` (number): mode=harvest: ignore losses smaller than this (USD), default 100.
- `mode`
- `prices` (object): mode=harvest: {SYMBOL: current price}
- `recent_transactions` (array)
- `sell` (object): mode=sell
- `symbol` (string)
- `tax_rates` (object)

### `portfolio_review` (~183 tokens)

Portfolio review

A periodic advisor review of a portfolio: weights, concentration (HHI and effective number of holdings), sector and asset-class exposure, drift from targets with the trades to rebalance, and, given return history, volatility, Sharpe, Sortino, drawdown, VaR/CVaR and beta. Ends with prioritized findings. Price: $0.05.

Input parameters:

- `benchmark_returns` (array)
- `cash` (number)
- `holdings` (array, required)
- `limits` (object)
- `periods_per_year` (number)
- `rebalance_band` (number): Absolute drift that triggers a rebalance, default 0.05.
- `returns` (array): Periodic portfolio returns as decimals.
- `risk_free_rate` (number)
- `targets` (object): Target weights by symbol or asset_class, summing to 1.

### `strategy_audit` (~200 tokens)

Strategy audit and overfitting check

An independent performance auditor for a trading strategy or backtest. From a trade list and/or periodic returns it computes win rate, expectancy, profit factor, streaks, Sharpe/Sortino/drawdown, and tests whether the edge is real: t-stat, Probabilistic Sharpe Ratio and the Deflated Sharpe Ratio that corrects for how many variants you tried. Returns a verdict and red flags. Price: $0.1.

Input parameters:

- `n_trials` (integer): How many strategy/parameter variants were tested before picking this one. Default 1.
- `periods_per_year` (number)
- `returns` (array): Periodic strategy returns as decimals.
- `starting_equity` (number): For risk-of-ruin and drawdown in dollars from trades.
- `trades` (array): Closed trades.
- `trial_sharpe_variance` (number): Variance of per-period Sharpe across trials, if known.

### `suitability_check` (~153 tokens)

Best-interest suitability review

The compliance review a robo-advisor or advisory agent should run before recommending a portfolio to a person: compares the proposal with the client's age, horizon, risk tolerance, liquidity needs and experience under Reg BI / fiduciary standards, flags complex products, and returns a timestamped, hashed suitability memo for the audit file. Price: $0.03.

Input parameters:

- `allocation` (object, required): Weights by asset class: equity, bonds, cash, alternatives, crypto... summing to 1.
- `annual_fee_pct` (number): All-in annual cost (advisory + fund expenses).
- `client` (object, required)
- `max_single_position_pct` (number)
- `products` (array): Complex products included.

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/mytomclinic-agent-financial-advisor/agent-financial-advisor#diagnostics

## Score history

- 2026-10-18: 57
- 2026-10-17: 56
- 2026-10-16: 56
- 2026-10-15: 55
- 2026-10-14: 55
- 2026-10-13: 54
- 2026-10-12: 54

## Common questions

### What is the Agent Financial Advisor MCP server?

Agent Financial Advisor is an MCP server listed in the public MCP registry as io.github.mytomclinic/agent-financial-advisor. Compliance, risk, tax and audit checks for AI trading agents: pre-trade, sizing, wash sales, Reg BI. This page covers its hosted endpoint (https://agent-financial-advisor.agent-financial-advisor.workers.dev/mcp).

### Is the Agent Financial Advisor MCP server safe to use?

Agent Financial Advisor scores 57 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the Agent Financial Advisor MCP server expose?

Agent Financial Advisor exposes 7 tools: rules_digest, pre_trade_check, position_size, tax_lot_plan, portfolio_review, and 2 more. Their descriptions and schemas cost roughly 1,345 tokens of context every time the server is loaded.

### Does the Agent Financial Advisor MCP server require authentication?

No. We connected to Agent Financial Advisor without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the Agent Financial Advisor MCP server still maintained?

Agent Financial Advisor is still listed as active in the MCP registry. We last reached this channel on 18 October 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://agent-financial-advisor.agent-financial-advisor.workers.dev/mcp
- Repository: https://github.com/mytomclinic/agent-financial-advisor
- Website: https://agent-financial-advisor.agent-financial-advisor.workers.dev/
- Changelog RSS feed: https://verifymcp.io/servers/mytomclinic-agent-financial-advisor/agent-financial-advisor.xml
- Changelog JSON feed: https://verifymcp.io/servers/mytomclinic-agent-financial-advisor/agent-financial-advisor.json
- HTML version of this page: https://verifymcp.io/servers/mytomclinic-agent-financial-advisor/agent-financial-advisor