# OnlineTherapy.me (remote · onlinetherapy.me)

Prices, insurance plans and prescribing at 68 US online therapy services, each with its source.

- Trust score: 65/100 (medium)
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `onlinetherapy.me`: 65/100 (this document), [markdown](https://verifymcp.io/servers/me-onlinetherapy-online-therapy/api-mcp.md), [page](https://verifymcp.io/servers/me-onlinetherapy-online-therapy/api-mcp)

## Channel facts

- Endpoint: `https://onlinetherapy.me/api/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.0.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 63/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - Authorisation not fully verified: no authorisation is required to call this server, and 1 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe.
  - HTTPS is enforced; there's no plaintext access path.
  - The HSTS (Strict-Transport-Security) header is present.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 71/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 819 tokens (~136/item across 6 items; 6 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 7/100
  - Stability observed for 2 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Tool Safety**: 75/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - 0 of 1 tool(s) whose name or description implies an irreversible operation declare an MCP destructiveHint annotation; "therapist_platforms_pay_and_fees" implies "pay" and declares readOnlyHint instead, contradicting what its own name says it does.
  - An AI judge read all 7 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### How do I install the OnlineTherapy.me MCP server?

OnlineTherapy.me is a hosted endpoint at https://onlinetherapy.me/api/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http me-onlinetherapy-online-therapy 'https://onlinetherapy.me/api/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "me-onlinetherapy-online-therapy": {
      "url": "https://onlinetherapy.me/api/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "me-onlinetherapy-online-therapy": {
      "type": "http",
      "url": "https://onlinetherapy.me/api/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.me-onlinetherapy-online-therapy]
url = "https://onlinetherapy.me/api/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "me-onlinetherapy-online-therapy": {
      "type": "remote",
      "url": "https://onlinetherapy.me/api/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add me-onlinetherapy-online-therapy --url 'https://onlinetherapy.me/api/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  me-onlinetherapy-online-therapy:
    url: "https://onlinetherapy.me/api/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "me-onlinetherapy-online-therapy": {
      "Transport": "http",
      "Url": "https://onlinetherapy.me/api/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add me-onlinetherapy-online-therapy -t streamable-http -u 'https://onlinetherapy.me/api/mcp'
```

### Other

```json
{
  "mcpServers": {
    "me-onlinetherapy-online-therapy": {
      "type": "http",
      "url": "https://onlinetherapy.me/api/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-04 (score 65, +1)

- [functional regression] Schema quality: 681 → 819
- [functional improvement] Stability: unverified → 0.03
- [functional] New tool “paid_ai_training_work_for_clinicians”

### 2026-11-03 (score 64)

First indexed and scored.

## MCP tools (6)

### `search_online_therapy_services` (~254 tokens)

Search online therapy and psychiatry services

Find US online therapy and psychiatry services by insurance plan, self-pay price per session, medication prescribing, age group or a word in the name or focus (e.g. 'ADHD', 'couples', 'OCD'). Each result gives the service's cost and insurance answer as its own pages state them, the date checked, and the onlinetherapy.me page with the sources.

Input parameters:

- `age_group` (string): Only services that serve this group.
- `insurance_plan` (string): Only services whose own pages name this plan as in network (or that take Medicare / Medicaid).
- `limit` (integer): How many results (default 10).
- `max_self_pay_per_session_usd` (number): Only services whose stated self-pay price for one regular session is at or under this amount.
- `prescribes_medication` (boolean): true: only services with psychiatric prescribers.
- `query` (string): Words to match in the service's name, other names, parent company or focus, e.g. 'ADHD' or 'Talkspace'.
- `takes_insurance` (boolean): true: only services that bill insurance in network; false: only self-pay services.

### `get_online_therapy_service` (~113 tokens)

One online therapy service in detail

Everything OnlineTherapy.me records about one service (e.g. 'BetterHelp', 'Talkspace', 'Rula', 'Cerebral'): every price row with the page that states it, the insurance plans it names, Medicare and Medicaid, prescribing policy, formats, ages, how matching and switching work, and when it was checked.

Input parameters:

- `service` (string, required): The service's name or its onlinetherapy.me slug, e.g. 'BetterHelp' or 'brightside-health'.

### `compare_online_therapy_services` (~55 tokens)

Compare online therapy services side by side

Cost, insurance, plans, Medicare and Medicaid, prescribing and ages for 2 to 4 named services, side by side, each with its sources page.

Input parameters:

- `services` (array, required): Service names or slugs.

### `online_therapy_prices_overview` (~61 tokens)

What online therapy costs: the per-session price census

The self-pay price of one regular session at every service that publishes one (median, lowest, highest, how many at or under $100), the range of insured per-session figures services state, and each service's figure with its source page.

### `therapist_platforms_pay_and_fees` (~135 tokens)

What online therapy platforms pay and charge therapists

For licensed clinicians choosing where to work: how each of 26 platforms (Headway, Alma, Rula, Grow Therapy, SonderMind, BetterHelp, Talkspace and others) works with therapists, contractor or employee, the fees it takes, published pay figures, credentialing and licenses accepted, each fact with the platform's own source page. Filter by license or name one platform.

Input parameters:

- `license` (string): Only platforms that accept this license type.
- `platform` (string): One platform's name or slug for its full record, e.g. 'Headway' or 'grow-therapy'.

### `paid_ai_training_work_for_clinicians` (~138 tokens)

Paid AI-training work open to licensed therapists and psychiatrists

Open, paid roles where licensed mental-health clinicians (psychologists, psychiatrists, LCSWs, LPCs, nurse practitioners) help train or evaluate AI models, read from the hiring companies' own job boards (micro1, Mercor, AfterQuery): title, hourly pay as posted, contract type, location and date posted. Optional filter by a word in the title.

Input parameters:

- `limit` (integer): How many roles (default 10).
- `query` (string): A word in the role title, e.g. 'psychologist', 'psychiatrist', 'LCSW', 'Spanish'.

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/me-onlinetherapy-online-therapy/api-mcp#diagnostics

## Score history

- 2026-11-05: 65
- 2026-11-04: 65
- 2026-11-03: 64

## Common questions

### What is the OnlineTherapy.me MCP server?

OnlineTherapy.me is an MCP server listed in the public MCP registry as me.onlinetherapy/online-therapy. Prices, insurance plans and prescribing at 68 US online therapy services, each with its source. This page covers its hosted endpoint (https://onlinetherapy.me/api/mcp).

### Is the OnlineTherapy.me MCP server safe to use?

OnlineTherapy.me scores 65 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the OnlineTherapy.me MCP server expose?

OnlineTherapy.me exposes 6 tools: search_online_therapy_services, get_online_therapy_service, compare_online_therapy_services, online_therapy_prices_overview, therapist_platforms_pay_and_fees, paid_ai_training_work_for_clinicians. Their descriptions and schemas cost roughly 756 tokens of context every time the server is loaded.

### Does the OnlineTherapy.me MCP server require authentication?

No. We connected to OnlineTherapy.me without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the OnlineTherapy.me MCP server still maintained?

OnlineTherapy.me is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://onlinetherapy.me/api/mcp
- Website: https://onlinetherapy.me/
- Changelog RSS feed: https://verifymcp.io/servers/me-onlinetherapy-online-therapy/api-mcp.xml
- Changelog JSON feed: https://verifymcp.io/servers/me-onlinetherapy-online-therapy/api-mcp.json
- HTML version of this page: https://verifymcp.io/servers/me-onlinetherapy-online-therapy/api-mcp