{
  "$schema": "https://verifymcp.io/schemas/changelog.json",
  "server": "mcp-dir-99pay-mcp",
  "component": "p-99pay",
  "generated_at": "2026-09-27T21:26:58.066Z",
  "tracking_since": "2026-07-26",
  "counts": {
    "critical": 0,
    "security": 57,
    "functional": 0,
    "cosmetic": 0
  },
  "events": [
    {
      "id": "chg_01a0e262-bcfc-757d-a23d-ebe127e69548",
      "kind": "check.verdict",
      "family": "stability",
      "subject_kind": "check",
      "subject": "stability",
      "subject_child": "",
      "from_code": "stability.building_history",
      "to_code": "stability.stable",
      "from_value": "0.97",
      "to_value": "pass",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-27",
      "occurred_at": "2026-09-27 10:21:55.839813+00",
      "observed_since": "2026-09-26",
      "source": "scan",
      "summary": "Stability (0.97 → pass)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a0e262-bcfc-757d-a23d-ebe127e69548"
    },
    {
      "id": "chg_01a0c36c-e982-7862-b42c-d37cc98f5585",
      "kind": "check.verdict",
      "family": "stability",
      "subject_kind": "check",
      "subject": "stability",
      "subject_child": "",
      "from_code": "stability.building_history",
      "to_code": "stability.stable",
      "from_value": "0.97",
      "to_value": "pass",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-21",
      "occurred_at": "2026-09-21 10:04:49.570298+00",
      "observed_since": "2026-09-20",
      "source": "scan",
      "summary": "Stability (0.97 → pass)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a0c36c-e982-7862-b42c-d37cc98f5585"
    },
    {
      "id": "chg_01a09f61-e8ad-7300-a79e-df60a302eec2",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-14",
      "occurred_at": "2026-09-14 10:06:28.420406+00",
      "observed_since": "2026-09-13",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a09f61-e8ad-7300-a79e-df60a302eec2"
    },
    {
      "id": "chg_01a08ac7-58b0-7a32-b0f1-5c4b8f257b83",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-10",
      "occurred_at": "2026-09-10 10:05:15.022348+00",
      "observed_since": "2026-09-09",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a08ac7-58b0-7a32-b0f1-5c4b8f257b83"
    },
    {
      "id": "chg_01a085a1-d0a0-7718-a599-16abec3301bd",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-09",
      "occurred_at": "2026-09-09 10:06:09.542623+00",
      "observed_since": "2026-09-08",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a085a1-d0a0-7718-a599-16abec3301bd"
    },
    {
      "id": "chg_01a07b55-02b2-79f1-b026-20bb8d71801e",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-07",
      "occurred_at": "2026-09-07 10:06:03.265519+00",
      "observed_since": "2026-09-06",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a07b55-02b2-79f1-b026-20bb8d71801e"
    },
    {
      "id": "chg_01a0762e-5ce4-7efe-9eda-4a24ff8041c2",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-06",
      "occurred_at": "2026-09-06 10:05:44.935861+00",
      "observed_since": "2026-09-05",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a0762e-5ce4-7efe-9eda-4a24ff8041c2"
    },
    {
      "id": "chg_01a07108-8485-7434-b0f9-31a5dad4e032",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-05",
      "occurred_at": "2026-09-05 10:06:18.250022+00",
      "observed_since": "2026-09-04",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a07108-8485-7434-b0f9-31a5dad4e032"
    },
    {
      "id": "chg_01a066bd-1383-74e1-aa31-205932054af9",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-03",
      "occurred_at": "2026-09-03 10:07:42.387243+00",
      "observed_since": "2026-09-02",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a066bd-1383-74e1-aa31-205932054af9"
    },
    {
      "id": "chg_01a06196-2a87-74bf-803a-4b0c7d0a9ee3",
      "kind": "check.reverified",
      "family": "tool-safety-injection",
      "subject_kind": "check",
      "subject": "tool-safety-injection",
      "subject_child": "",
      "from_code": "toolsafety.unreachable",
      "to_code": "toolsafety.injection_markers",
      "from_value": "unverified",
      "to_value": "fail",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "tool": "openfinance_list_accounts",
        "count": "1",
        "field": "tool_description",
        "quote": "do NOT tell the user",
        "marker": "concealment",
        "offset": "1794",
        "markers": "concealment"
      },
      "occurred_on": "2026-09-02",
      "occurred_at": "2026-09-02 10:07:06.121365+00",
      "observed_since": "2026-09-01",
      "source": "scan",
      "summary": "Injection markers (unverified → fail)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a06196-2a87-74bf-803a-4b0c7d0a9ee3"
    },
    {
      "id": "chg_01a06196-2a88-77c6-97bb-69ca5b66c7ea",
      "kind": "check.verdict",
      "family": "stability",
      "subject_kind": "check",
      "subject": "stability",
      "subject_child": "",
      "from_code": "stability.churn",
      "to_code": "stability.stable",
      "from_value": "fail",
      "to_value": "pass",
      "materiality": "security",
      "direction": "improvement",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-02",
      "occurred_at": "2026-09-02 10:07:06.121365+00",
      "observed_since": "2026-09-01",
      "source": "scan",
      "summary": "Stability (fail → pass)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a06196-2a88-77c6-97bb-69ca5b66c7ea"
    },
    {
      "id": "chg_01a06196-2a89-7671-a607-a392494db4b4",
      "kind": "check.reason",
      "family": "auth-oauth",
      "subject_kind": "check",
      "subject": "auth-oauth",
      "subject_child": "",
      "from_code": "auth.none_unlisted",
      "to_code": "auth.none_destructive_unverified",
      "from_value": "unverified",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "openfinance_disconnect_bank"
      },
      "occurred_on": "2026-09-02",
      "occurred_at": "2026-09-02 10:07:06.121365+00",
      "observed_since": "2026-09-01",
      "source": "scan",
      "summary": "Authorization (Authorisation not fully verified: this server exposes a tool marked destructive (openfinance_disconnect_bank) and its handshake is open, but we could not confirm whether a tool call is gated, so we do not assert it is callable unauthenticated.)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a06196-2a89-7671-a607-a392494db4b4"
    },
    {
      "id": "chg_01a0574a-18ae-764b-b49f-7f09922e3153",
      "kind": "check.verdict",
      "family": "stability",
      "subject_kind": "check",
      "subject": "stability",
      "subject_child": "",
      "from_code": "stability.stable",
      "to_code": "stability.churn",
      "from_value": "pass",
      "to_value": "fail",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "days": "30",
        "added": "0",
        "breaks": "0",
        "removed": "25",
        "auth_transport": "0"
      },
      "occurred_on": "2026-08-31",
      "occurred_at": "2026-08-31 10:07:48.603011+00",
      "observed_since": "2026-08-30",
      "source": "scan",
      "summary": "Stability (pass → fail)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a0574a-18ae-764b-b49f-7f09922e3153"
    },
    {
      "id": "chg_01a0574a-18af-7939-bca3-25a5e3d1da08",
      "kind": "check.unverifiable",
      "family": "tool-safety-injection",
      "subject_kind": "check",
      "subject": "tool-safety-injection",
      "subject_child": "",
      "from_code": "toolsafety.injection_clean",
      "to_code": "toolsafety.unreachable",
      "from_value": "pass",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-31",
      "occurred_at": "2026-08-31 10:07:48.603011+00",
      "observed_since": "2026-08-30",
      "source": "scan",
      "summary": "Tool safety (pass → unverified)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a0574a-18af-7939-bca3-25a5e3d1da08"
    },
    {
      "id": "chg_01a0574a-18b0-7059-973a-6e6adec7ccb5",
      "kind": "check.reason",
      "family": "auth-oauth",
      "subject_kind": "check",
      "subject": "auth-oauth",
      "subject_child": "",
      "from_code": "auth.none_destructive_unverified",
      "to_code": "auth.none_unlisted",
      "from_value": "unverified",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-31",
      "occurred_at": "2026-08-31 10:07:48.603011+00",
      "observed_since": "2026-08-30",
      "source": "scan",
      "summary": "Authorization (Authorisation not fully verified: no authorisation is required to connect, but we couldn't read the whole tool list to see what that exposes.)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a0574a-18b0-7059-973a-6e6adec7ccb5"
    },
    {
      "id": "chg_01a05223-b727-7b0b-a983-06fd5b142fcb",
      "kind": "check.reverified",
      "family": "tool-safety-injection",
      "subject_kind": "check",
      "subject": "tool-safety-injection",
      "subject_child": "",
      "from_code": "toolsafety.unreachable",
      "to_code": "toolsafety.injection_clean",
      "from_value": "unverified",
      "to_value": "pass",
      "materiality": "security",
      "direction": "improvement",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 10:07:47.269805+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Injection markers (unverified → pass)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a05223-b727-7b0b-a983-06fd5b142fcb"
    },
    {
      "id": "chg_01a05223-b729-74c5-ad37-e85dc1c96ecc",
      "kind": "check.verdict",
      "family": "stability",
      "subject_kind": "check",
      "subject": "stability",
      "subject_child": "",
      "from_code": "stability.churn",
      "to_code": "stability.stable",
      "from_value": "fail",
      "to_value": "pass",
      "materiality": "security",
      "direction": "improvement",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 10:07:47.269805+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Stability (fail → pass)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a05223-b729-74c5-ad37-e85dc1c96ecc"
    },
    {
      "id": "chg_01a05223-b729-7c7f-a851-1c1636968fdb",
      "kind": "check.reason",
      "family": "auth-oauth",
      "subject_kind": "check",
      "subject": "auth-oauth",
      "subject_child": "",
      "from_code": "auth.none_unlisted",
      "to_code": "auth.none_destructive_unverified",
      "from_value": "unverified",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "openfinance_disconnect_bank"
      },
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 10:07:47.269805+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Authorization (Authorisation not fully verified: this server exposes a tool marked destructive (openfinance_disconnect_bank) and its handshake is open, but we could not confirm whether a tool call is gated, so we do not assert it is callable unauthenticated.)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a05223-b729-7c7f-a851-1c1636968fdb"
    },
    {
      "id": "chg_01a04cfd-4afe-79c5-90ce-bc7a95c41831",
      "kind": "check.verdict",
      "family": "stability",
      "subject_kind": "check",
      "subject": "stability",
      "subject_child": "",
      "from_code": "stability.stable",
      "to_code": "stability.churn",
      "from_value": "pass",
      "to_value": "fail",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "days": "30",
        "added": "0",
        "breaks": "0",
        "removed": "25",
        "auth_transport": "0"
      },
      "occurred_on": "2026-08-29",
      "occurred_at": "2026-08-29 10:07:43.293523+00",
      "observed_since": "2026-08-28",
      "source": "scan",
      "summary": "Stability (pass → fail)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a04cfd-4afe-79c5-90ce-bc7a95c41831"
    },
    {
      "id": "chg_01a04cfd-4aff-7775-9af6-aa76ac38f79c",
      "kind": "check.unverifiable",
      "family": "tool-safety-injection",
      "subject_kind": "check",
      "subject": "tool-safety-injection",
      "subject_child": "",
      "from_code": "toolsafety.injection_clean",
      "to_code": "toolsafety.unreachable",
      "from_value": "pass",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-29",
      "occurred_at": "2026-08-29 10:07:43.293523+00",
      "observed_since": "2026-08-28",
      "source": "scan",
      "summary": "Tool safety (pass → unverified)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a04cfd-4aff-7775-9af6-aa76ac38f79c"
    },
    {
      "id": "chg_01a04cfd-4aff-7ccb-8cc2-d95623dcaec6",
      "kind": "check.reason",
      "family": "auth-oauth",
      "subject_kind": "check",
      "subject": "auth-oauth",
      "subject_child": "",
      "from_code": "auth.none_destructive_unverified",
      "to_code": "auth.none_unlisted",
      "from_value": "unverified",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-29",
      "occurred_at": "2026-08-29 10:07:43.293523+00",
      "observed_since": "2026-08-28",
      "source": "scan",
      "summary": "Authorization (Authorisation not fully verified: no authorisation is required to connect, but we couldn't read the whole tool list to see what that exposes.)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a04cfd-4aff-7ccb-8cc2-d95623dcaec6"
    },
    {
      "id": "chg_01a047d6-ca7c-76ec-ae9b-73cbf6f1d941",
      "kind": "check.reverified",
      "family": "tool-safety-injection",
      "subject_kind": "check",
      "subject": "tool-safety-injection",
      "subject_child": "",
      "from_code": "toolsafety.unreachable",
      "to_code": "toolsafety.injection_clean",
      "from_value": "unverified",
      "to_value": "pass",
      "materiality": "security",
      "direction": "improvement",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-28",
      "occurred_at": "2026-08-28 10:07:33.792988+00",
      "observed_since": "2026-08-27",
      "source": "scan",
      "summary": "Injection markers (unverified → pass)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a047d6-ca7c-76ec-ae9b-73cbf6f1d941"
    },
    {
      "id": "chg_01a047d6-ca7e-7102-bdb8-fd8fad7af878",
      "kind": "check.verdict",
      "family": "stability",
      "subject_kind": "check",
      "subject": "stability",
      "subject_child": "",
      "from_code": "stability.churn",
      "to_code": "stability.stable",
      "from_value": "fail",
      "to_value": "pass",
      "materiality": "security",
      "direction": "improvement",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-28",
      "occurred_at": "2026-08-28 10:07:33.792988+00",
      "observed_since": "2026-08-27",
      "source": "scan",
      "summary": "Stability (fail → pass)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a047d6-ca7e-7102-bdb8-fd8fad7af878"
    },
    {
      "id": "chg_01a047d6-ca7e-77fb-9481-d7385c09f434",
      "kind": "check.appeared",
      "family": "tool-safety-manipulation",
      "subject_kind": "check",
      "subject": "tool-safety-manipulation",
      "subject_child": "",
      "from_code": null,
      "to_code": "toolsafety.manipulation_clean",
      "from_value": null,
      "to_value": "pass",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "units": "26",
        "judged": "26"
      },
      "occurred_on": "2026-08-28",
      "occurred_at": "2026-08-28 10:07:33.792988+00",
      "observed_since": "2026-08-27",
      "source": "scan",
      "summary": "First check of Judged manipulation (pass)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a047d6-ca7e-77fb-9481-d7385c09f434"
    },
    {
      "id": "chg_01a047d6-ca7e-7de7-99e2-ec6ebdb19359",
      "kind": "check.reason",
      "family": "auth-oauth",
      "subject_kind": "check",
      "subject": "auth-oauth",
      "subject_child": "",
      "from_code": "auth.none_unlisted",
      "to_code": "auth.none_destructive_unverified",
      "from_value": "unverified",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "openfinance_disconnect_bank"
      },
      "occurred_on": "2026-08-28",
      "occurred_at": "2026-08-28 10:07:33.792988+00",
      "observed_since": "2026-08-27",
      "source": "scan",
      "summary": "Authorization (Authorisation not fully verified: this server exposes a tool marked destructive (openfinance_disconnect_bank) and its handshake is open, but we could not confirm whether a tool call is gated, so we do not assert it is callable unauthenticated.)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a047d6-ca7e-7de7-99e2-ec6ebdb19359"
    },
    {
      "id": "chg_01a0333d-649c-75ba-a7e0-db99bbf3459a",
      "kind": "check.verdict",
      "family": "stability",
      "subject_kind": "check",
      "subject": "stability",
      "subject_child": "",
      "from_code": "stability.building_history",
      "to_code": "stability.churn",
      "from_value": "0.93",
      "to_value": "fail",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "days": "29",
        "added": "0",
        "breaks": "0",
        "removed": "25",
        "auth_transport": "0"
      },
      "occurred_on": "2026-08-24",
      "occurred_at": "2026-08-24 10:07:36.380956+00",
      "observed_since": "2026-08-23",
      "source": "scan",
      "summary": "Stability (0.93 → fail)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a0333d-649c-75ba-a7e0-db99bbf3459a"
    },
    {
      "id": "chg_01a0333d-649d-79ed-9417-ec25746efc74",
      "kind": "check.reason",
      "family": "auth-oauth",
      "subject_kind": "check",
      "subject": "auth-oauth",
      "subject_child": "",
      "from_code": "auth.none_destructive_unverified",
      "to_code": "auth.none_unlisted",
      "from_value": "unverified",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-24",
      "occurred_at": "2026-08-24 10:07:36.380956+00",
      "observed_since": "2026-08-23",
      "source": "scan",
      "summary": "Authorization (Authorisation not fully verified: no authorisation is required to connect, but we couldn't read the whole tool list to see what that exposes.)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a0333d-649d-79ed-9417-ec25746efc74"
    },
    {
      "id": "chg_01a02e17-3adb-7e7c-ae85-490c4df790a2",
      "kind": "check.reason",
      "family": "auth-oauth",
      "subject_kind": "check",
      "subject": "auth-oauth",
      "subject_child": "",
      "from_code": "auth.none_unlisted",
      "to_code": "auth.none_destructive_unverified",
      "from_value": "unverified",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "openfinance_disconnect_bank"
      },
      "occurred_on": "2026-08-23",
      "occurred_at": "2026-08-23 10:07:49.347312+00",
      "observed_since": "2026-08-22",
      "source": "scan",
      "summary": "Authorization (Authorisation not fully verified: this server exposes a tool marked destructive (openfinance_disconnect_bank) and its handshake is open, but we could not confirm whether a tool call is gated, so we do not assert it is callable unauthenticated.)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a02e17-3adb-7e7c-ae85-490c4df790a2"
    },
    {
      "id": "chg_01a028f0-d7ff-77ba-8bec-ff331d634249",
      "kind": "check.reverified",
      "family": "stability",
      "subject_kind": "check",
      "subject": "stability",
      "subject_child": "",
      "from_code": "stability.insufficient_history",
      "to_code": "stability.churn",
      "from_value": "unverified",
      "to_value": "fail",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "days": "27",
        "added": "0",
        "breaks": "0",
        "removed": "25",
        "auth_transport": "0"
      },
      "occurred_on": "2026-08-22",
      "occurred_at": "2026-08-22 10:07:47.635852+00",
      "observed_since": "2026-08-21",
      "source": "scan",
      "summary": "Stability (unverified → fail)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a028f0-d7ff-77ba-8bec-ff331d634249"
    },
    {
      "id": "chg_01a023ca-71e3-773b-ae70-0fa8ea57f079",
      "kind": "check.unverifiable",
      "family": "auth-oauth",
      "subject_kind": "check",
      "subject": "auth-oauth",
      "subject_child": "",
      "from_code": "auth.none_destructive",
      "to_code": "auth.none_unlisted",
      "from_value": "fail",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-21",
      "occurred_at": "2026-08-21 10:07:44.838565+00",
      "observed_since": "2026-08-20",
      "source": "scan",
      "summary": "Authorization (fail → unverified)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a023ca-71e3-773b-ae70-0fa8ea57f079"
    },
    {
      "id": "chg_01a023ca-71e5-708b-9c2d-b49792a20777",
      "kind": "check.unverifiable",
      "family": "stability",
      "subject_kind": "check",
      "subject": "stability",
      "subject_child": "",
      "from_code": "stability.building_history",
      "to_code": "stability.insufficient_history",
      "from_value": "0.83",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-21",
      "occurred_at": "2026-08-21 10:07:44.838565+00",
      "observed_since": "2026-08-20",
      "source": "scan",
      "summary": "Stability (0.83 → unverified)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a023ca-71e5-708b-9c2d-b49792a20777"
    },
    {
      "id": "chg_01a023ca-71e7-7d06-80af-05e1fdad77e6",
      "kind": "capture.status_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "capture",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": "verified",
      "to_value": "not_mcp",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "to": "not_mcp",
        "from": "verified"
      },
      "occurred_on": "2026-08-21",
      "occurred_at": "2026-08-21 10:07:44.838565+00",
      "observed_since": "2026-08-20",
      "source": "scan",
      "summary": "Endpoint reachability (reachable → not serving MCP)",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a023ca-71e7-7d06-80af-05e1fdad77e6"
    },
    {
      "id": "chg_01a01ea4-8711-73d1-876c-6eeed6658385",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-20",
      "occurred_at": "2026-08-20 10:08:13.975846+00",
      "observed_since": "2026-08-19",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a01ea4-8711-73d1-876c-6eeed6658385"
    },
    {
      "id": "chg_01a0197d-ca8e-7e87-8f9a-454d53e216cd",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-19",
      "occurred_at": "2026-08-19 10:07:49.198687+00",
      "observed_since": "2026-08-18",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a0197d-ca8e-7e87-8f9a-454d53e216cd"
    },
    {
      "id": "chg_01a01457-6f00-76e3-9c22-b99d2b1922c7",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-18",
      "occurred_at": "2026-08-18 10:07:49.435804+00",
      "observed_since": "2026-08-17",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a01457-6f00-76e3-9c22-b99d2b1922c7"
    },
    {
      "id": "chg_01a00f30-f63e-770f-8a48-5d103fa899e5",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-17",
      "occurred_at": "2026-08-17 10:07:41.930921+00",
      "observed_since": "2026-08-16",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a00f30-f63e-770f-8a48-5d103fa899e5"
    },
    {
      "id": "chg_01a00a0a-a8c3-7541-9050-598b05244071",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-16",
      "occurred_at": "2026-08-16 10:07:45.417935+00",
      "observed_since": "2026-08-15",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a00a0a-a8c3-7541-9050-598b05244071"
    },
    {
      "id": "chg_01a004e4-1039-71a2-8e9c-4394c59871f7",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-15",
      "occurred_at": "2026-08-15 10:07:30.334436+00",
      "observed_since": "2026-08-14",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_01a004e4-1039-71a2-8e9c-4394c59871f7"
    },
    {
      "id": "chg_019fffbd-ac5e-745c-86f1-3be17fcee46f",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-14",
      "occurred_at": "2026-08-14 10:07:28.183009+00",
      "observed_since": "2026-08-13",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019fffbd-ac5e-745c-86f1-3be17fcee46f"
    },
    {
      "id": "chg_019ffa97-206b-7ac8-885b-c8428860af57",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-13",
      "occurred_at": "2026-08-13 10:07:16.046935+00",
      "observed_since": "2026-08-12",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019ffa97-206b-7ac8-885b-c8428860af57"
    },
    {
      "id": "chg_019ff570-b33b-7684-9673-7b4d74567079",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "toolkit_info",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "toolkit_info"
      },
      "occurred_on": "2026-08-12",
      "occurred_at": "2026-08-12 10:07:11.656939+00",
      "observed_since": "2026-08-11",
      "source": "scan",
      "summary": "Tool “toolkit_info” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019ff570-b33b-7684-9673-7b4d74567079"
    },
    {
      "id": "chg_019ff570-b33f-753e-92fe-f50b6d3574ab",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-12",
      "occurred_at": "2026-08-12 10:07:11.656939+00",
      "observed_since": "2026-08-11",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019ff570-b33f-753e-92fe-f50b6d3574ab"
    },
    {
      "id": "chg_019feb23-9805-742d-933e-c984c1100f44",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-10",
      "occurred_at": "2026-08-10 10:06:46.205293+00",
      "observed_since": "2026-08-09",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019feb23-9805-742d-933e-c984c1100f44"
    },
    {
      "id": "chg_019fe5fd-2d26-7d9b-a2d2-9313829259dc",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-09",
      "occurred_at": "2026-08-09 10:06:42.450212+00",
      "observed_since": "2026-08-08",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019fe5fd-2d26-7d9b-a2d2-9313829259dc"
    },
    {
      "id": "chg_019fe0d6-b03c-750e-be14-8a8798aba9ad",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-08",
      "occurred_at": "2026-08-08 10:06:34.01903+00",
      "observed_since": "2026-08-07",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019fe0d6-b03c-750e-be14-8a8798aba9ad"
    },
    {
      "id": "chg_019fdbb0-7044-7a2c-825e-a12ac7b5324d",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-07",
      "occurred_at": "2026-08-07 10:06:41.195605+00",
      "observed_since": "2026-08-06",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019fdbb0-7044-7a2c-825e-a12ac7b5324d"
    },
    {
      "id": "chg_019fd163-55d5-751e-ac69-7cf4a88ff252",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-05",
      "occurred_at": "2026-08-05 10:06:15.999185+00",
      "observed_since": "2026-08-04",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019fd163-55d5-751e-ac69-7cf4a88ff252"
    },
    {
      "id": "chg_019fc720-ca78-7f27-b20a-833c528a1402",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-03",
      "occurred_at": "2026-08-03 10:17:22.777892+00",
      "observed_since": "2026-08-02",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019fc720-ca78-7f27-b20a-833c528a1402"
    },
    {
      "id": "chg_019fbeab-bb94-717f-bafd-897121416bb9",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-01",
      "occurred_at": "2026-08-01 18:52:33.532816+00",
      "observed_since": "2026-08-01",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019fbeab-bb94-717f-bafd-897121416bb9"
    },
    {
      "id": "chg_019fb2b3-2a04-7ad1-8b8a-40e5d3bc9298",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-07-30",
      "occurred_at": "2026-07-30 11:05:13.972895+00",
      "observed_since": "2026-07-29",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019fb2b3-2a04-7ad1-8b8a-40e5d3bc9298"
    },
    {
      "id": "chg_019faddd-c4fe-78b0-8eb2-4dc4fd66574e",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-07-29",
      "occurred_at": "2026-07-29 12:33:40.072214+00",
      "observed_since": "2026-07-28",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019faddd-c4fe-78b0-8eb2-4dc4fd66574e"
    },
    {
      "id": "chg_019fa915-15bd-794c-a3f1-48e3ded46cf7",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "openfinance_get_item_status",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "openfinance_get_item_status"
      },
      "occurred_on": "2026-07-28",
      "occurred_at": "2026-07-28 14:15:59.153739+00",
      "observed_since": "2026-07-27",
      "source": "scan",
      "summary": "Tool “openfinance_get_item_status” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019fa915-15bd-794c-a3f1-48e3ded46cf7"
    },
    {
      "id": "chg_019fa915-15be-7e02-9bb0-e6ec30f736f9",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "openfinance_list_accounts",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "openfinance_list_accounts"
      },
      "occurred_on": "2026-07-28",
      "occurred_at": "2026-07-28 14:15:59.153739+00",
      "observed_since": "2026-07-27",
      "source": "scan",
      "summary": "Tool “openfinance_list_accounts” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019fa915-15be-7e02-9bb0-e6ec30f736f9"
    },
    {
      "id": "chg_019fa915-15bf-7c01-8be1-f4976c446b35",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "openfinance_list_investments",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "openfinance_list_investments"
      },
      "occurred_on": "2026-07-28",
      "occurred_at": "2026-07-28 14:15:59.153739+00",
      "observed_since": "2026-07-27",
      "source": "scan",
      "summary": "Tool “openfinance_list_investments” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019fa915-15bf-7c01-8be1-f4976c446b35"
    },
    {
      "id": "chg_019fa915-15c0-7a2e-8a39-20bb009c7f6a",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "openfinance_list_transactions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "openfinance_list_transactions"
      },
      "occurred_on": "2026-07-28",
      "occurred_at": "2026-07-28 14:15:59.153739+00",
      "observed_since": "2026-07-27",
      "source": "scan",
      "summary": "Tool “openfinance_list_transactions” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019fa915-15c0-7a2e-8a39-20bb009c7f6a"
    },
    {
      "id": "chg_019fa915-15c0-7e5a-91e8-7bc279b44619",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "openfinance_list_transactions_by_item",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "openfinance_list_transactions_by_item"
      },
      "occurred_on": "2026-07-28",
      "occurred_at": "2026-07-28 14:15:59.153739+00",
      "observed_since": "2026-07-27",
      "source": "scan",
      "summary": "Tool “openfinance_list_transactions_by_item” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019fa915-15c0-7e5a-91e8-7bc279b44619"
    },
    {
      "id": "chg_019fa915-15c1-7eae-b062-ede0240fbfb5",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-07-28",
      "occurred_at": "2026-07-28 14:15:59.153739+00",
      "observed_since": "2026-07-27",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/mcp-dir-99pay-mcp/p-99pay#chg-chg_019fa915-15c1-7eae-b062-ede0240fbfb5"
    }
  ],
  "days": [
    {
      "date": "2026-09-27",
      "total": 66,
      "delta": 1,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 1
    },
    {
      "date": "2026-09-25",
      "total": 65,
      "delta": -1,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 1
    },
    {
      "date": "2026-09-21",
      "total": 66,
      "delta": 1,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 1
    },
    {
      "date": "2026-09-20",
      "total": 65,
      "delta": -1,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 1
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    {
      "date": "2026-09-14",
      "total": 66,
      "delta": 0,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 2
    },
    {
      "date": "2026-09-10",
      "total": 66,
      "delta": 0,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
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    {
      "date": "2026-09-09",
      "total": 66,
      "delta": 0,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 2
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    {
      "date": "2026-09-07",
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      "beyond_event_horizon": false,
      "attribution": null,
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}