# Glacier Planner: Free Canadian Retirement Calculator (remote · planner.glacierfinancial.ca)

Free Canadian retirement projections and one what-if from confirmed inputs. No Glacier account.

- Trust score: 71/100 (medium)
- Change this week: +2
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `planner.glacierfinancial.ca`: 71/100 (this document), [markdown](https://verifymcp.io/servers/marcpineault-glacier-planner-calculator/calculate-mcp.md), [page](https://verifymcp.io/servers/marcpineault-glacier-planner-calculator/calculate-mcp)

## Channel facts

- Endpoint: `https://planner.glacierfinancial.ca/calculate/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.0.1`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 11/100
  - TLS not yet verified: we couldn't open a connection to check the certificate.
  - Authorisation not yet verified: we couldn't confirm whether this endpoint requires it.
  - HTTPS is enforced; there's no plaintext access path.
  - HSTS not yet verified: we couldn't read the response headers to check for it.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 0/100
  - Transport check failed: declared streamable-http, but we couldn't connect to verify it.
- **Schema Quality & AI Usability**: 0/100
  - Schema not yet verified: we couldn't read the endpoint's schema, or could read only part of its tool list.
- **Stability & Change Management**: 0/100
  - Stability not yet verified: not enough scan history yet (needs a 30-day window).
- **Tool Coverage**: 0/100
  - Tool coverage not yet verified: we couldn't read the endpoint's tools, or could read only part of the list.
- **Tool Safety**: 0/100
  - Tool safety not yet verified: we couldn't read the endpoint's tools, or could read only part of the list.
- **Capabilities**: 0/100
  - Capabilities not yet verified: we couldn't read the endpoint's capabilities.

**Unverified: 5 categories.** Categories scored 0 because we could not verify them: authentication we do not have, an unreachable endpoint, or not enough scan history. We only credit what we can confirm.

## Install

### How do I install the Glacier Planner: Free Canadian Retirement Calculator MCP server?

Glacier Planner: Free Canadian Retirement Calculator is a hosted endpoint at https://planner.glacierfinancial.ca/calculate/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http marcpineault-glacier-planner-calculator 'https://planner.glacierfinancial.ca/calculate/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "marcpineault-glacier-planner-calculator": {
      "url": "https://planner.glacierfinancial.ca/calculate/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "marcpineault-glacier-planner-calculator": {
      "type": "http",
      "url": "https://planner.glacierfinancial.ca/calculate/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.marcpineault-glacier-planner-calculator]
url = "https://planner.glacierfinancial.ca/calculate/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "marcpineault-glacier-planner-calculator": {
      "type": "remote",
      "url": "https://planner.glacierfinancial.ca/calculate/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add marcpineault-glacier-planner-calculator --url 'https://planner.glacierfinancial.ca/calculate/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  marcpineault-glacier-planner-calculator:
    url: "https://planner.glacierfinancial.ca/calculate/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "marcpineault-glacier-planner-calculator": {
      "Transport": "http",
      "Url": "https://planner.glacierfinancial.ca/calculate/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add marcpineault-glacier-planner-calculator -t streamable-http -u 'https://planner.glacierfinancial.ca/calculate/mcp'
```

### Other

```json
{
  "mcpServers": {
    "marcpineault-glacier-planner-calculator": {
      "type": "http",
      "url": "https://planner.glacierfinancial.ca/calculate/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-05 (score 71, 0)

- [security regression] Endpoint reachability: reachable → unreachable
- [security regression] Stability: 0.37 → unverified
- [security regression] Authorization: partial → unverified
- [security regression] Tool safety: pass → unverified
- [security regression] TLS certificate: pass → unverified
- [security regression] HSTS header: pass → unverified
- [security regression] Transport: pass → fail
- [functional regression] Capabilities: pass → unverified
- [functional regression] Tool coverage: 100 → unverified
- [functional] First check of Schema quality: unverified

### 2026-11-03 (score 71, +1)

No change was recorded against any check on this day. Stability & Change Management went from 30 to 33. That category is still filling its 30-day observation window: 9 days of observed history at the previous scan, 10 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-01 (score 70, +1)

No change was recorded against any check on this day. Stability & Change Management went from 23 to 27. That category is still filling its 30-day observation window: 7 days of observed history at the previous scan, 8 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-29 (score 69, +1)

No change was recorded against any check on this day. Stability & Change Management went from 13 to 17. That category is still filling its 30-day observation window: 4 days of observed history at the previous scan, 5 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-27 (score 68, +1)

- [security] The server rewrote its instructions, which are the text every model session reads
- [security] Tool “calculate_retirement” rewrote its description, which is the text the model reads
- [functional regression] Schema quality: 314 → 424
- [functional] Schema quality: fair → good

### 2026-10-26 (score 67, +1)

No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-25 (score 66, 0)

- [functional improvement] Stability: unverified → 0.03

### 2026-10-24 (score 66)

First indexed and scored.

## MCP tools (1)

### `calculate_retirement` (~103 tokens)

Calculate a first Canadian retirement plan

Use the person’s supplied numbers to calculate whether savings cover spending and compare one explicit alternative: retirement age, household spending, or CPP/QPP and OAS start ages. A benefit-age comparison keeps the supplied amount at 65 and residence years fixed. It is not a search for a better start age. Free, no sign-in. Returns annual results, assumptions, provenance and a portable input artifact; no saved-record lookup or mutation.

Input parameters:

- `input` (object, required)

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/marcpineault-glacier-planner-calculator/calculate-mcp#diagnostics

## Score history

- 2026-11-05: 71
- 2026-11-04: 71
- 2026-11-03: 71
- 2026-11-02: 70
- 2026-11-01: 70
- 2026-10-31: 69
- 2026-10-30: 69
- 2026-10-29: 69
- 2026-10-28: 68
- 2026-10-27: 68
- 2026-10-26: 67
- 2026-10-25: 66
- 2026-10-24: 66

## Common questions

### What is the Glacier Planner: Free Canadian Retirement Calculator MCP server?

Glacier Planner: Free Canadian Retirement Calculator is an MCP server listed in the public MCP registry as io.github.marcpineault/glacier-planner-calculator. Free Canadian retirement projections and one what-if from confirmed inputs. No Glacier account. This page covers its hosted endpoint (https://planner.glacierfinancial.ca/calculate/mcp).

### Is the Glacier Planner: Free Canadian Retirement Calculator MCP server safe to use?

Glacier Planner: Free Canadian Retirement Calculator scores 71 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the Glacier Planner: Free Canadian Retirement Calculator MCP server expose?

Glacier Planner: Free Canadian Retirement Calculator exposes 1 tool: calculate_retirement. Their descriptions and schemas cost roughly 103 tokens of context every time the server is loaded.

### Does the Glacier Planner: Free Canadian Retirement Calculator MCP server require authentication?

Its publisher declares no required credentials for Glacier Planner: Free Canadian Retirement Calculator. We have not been able to confirm that against the live endpoint, and a server can require authorisation without declaring it here.

### Is the Glacier Planner: Free Canadian Retirement Calculator MCP server still maintained?

Glacier Planner: Free Canadian Retirement Calculator is still listed in the MCP registry, though our most recent checks did not reach this channel. We last reached this channel on 4 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

### What did VerifyMCP test on the Glacier Planner: Free Canadian Retirement Calculator MCP server?

VerifyMCP ran 3 checks on Glacier Planner: Free Canadian Retirement Calculator, covering HTTPS, DNSSEC and Transport. 8 items could not be completed, a gap on our side rather than a finding about Glacier Planner: Free Canadian Retirement Calculator: TLS certificate, Authorization, HSTS header, Schema quality and 4 more. 5 categories score 0 for that reason, because we only credit what we can confirm. Supply Chain Security and Provenance & Transparency do not apply to a hosted endpoint, so they were not tested. The score does not measure everything, and the scoring documentation lists what it leaves out.

## Links

- Remote endpoint: https://planner.glacierfinancial.ca/calculate/mcp
- Website: https://planner.glacierfinancial.ca/calculate
- Changelog RSS feed: https://verifymcp.io/servers/marcpineault-glacier-planner-calculator/calculate-mcp.xml
- Changelog JSON feed: https://verifymcp.io/servers/marcpineault-glacier-planner-calculator/calculate-mcp/changelog.json
- Trust report (JSON): https://verifymcp.io/servers/marcpineault-glacier-planner-calculator/calculate-mcp.json
- HTML version of this page: https://verifymcp.io/servers/marcpineault-glacier-planner-calculator/calculate-mcp