{"$schema":"https://verifymcp.io/schemas/trust-report.json","schemaVersion":1,"license":{"name":"CC BY-NC 4.0","url":"https://creativecommons.org/licenses/by-nc/4.0/"},"generatedAt":"2026-11-05T18:23:38.302Z","url":"https://verifymcp.io/servers/lunarpenguin214-allclear-lending/fundingos","markdownUrl":"https://verifymcp.io/servers/lunarpenguin214-allclear-lending/fundingos.md","server":{"slug":"lunarpenguin214-allclear-lending","name":"AllClear Lending","registryName":"io.github.lunarpenguin214/allclear-lending","description":"US lenders by industry and state, state brokering rules, and the next-best option after a decline.","registryStatus":"active","deletedAt":null,"statusMessage":null,"liveness":"live","publisher":{"class":"unknown","claimed":false}},"component":{"slug":"fundingos","type":"remote","identifier":"https://fundingos.consultincllc.workers.dev/mcp","withdrawn":false,"url":"https://verifymcp.io/servers/lunarpenguin214-allclear-lending/fundingos","version":"0.1.1","transport":null,"scoredAt":"2026-11-05T07:10:14.347Z"},"score":{"total":67,"tier":"medium","status":"scored","weekDelta":null,"history":[{"date":"2026-11-05","total":67},{"date":"2026-11-04","total":66}]},"categories":[{"name":"Endpoint Security","score":63,"verdict":"fail","reasons":["The endpoint's TLS certificate is valid, in date, and uses a strong key.","No authorisation is required to call this server. Nothing on it is marked destructive, but we can't show that an anonymous caller can only read: full credit needs the server to list at least one tool and every tool to be verifiably read-only. We use a best-effort check of tool names and descriptions to tell read-only tools from tools that change things, so some genuinely read-only tools may not get full credit. Names that start with a read verb (get, list, read, search and similar) and accurate readOnlyHint annotations help. Meet that to earn full credit, or require authorisation.","HTTPS enforcement could not be verified: the plaintext port answered with HTTP 405, which proves neither a plaintext path nor enforcement.","HSTS check failed: the Strict-Transport-Security header is absent.","DNSSEC check failed: this domain isn't protected by DNSSEC."],"codes":[{"code":"tls.valid","args":{}},{"code":"auth.none_no_destructive","args":{}},{"code":"https.inconclusive","args":{"reason":"plaintext_status","status":"405"}},{"code":"headers.hsts_absent","args":{}},{"code":"dnssec.absent","args":{}}]},{"name":"Transport & Reachability","score":100,"verdict":"pass","reasons":["Verified streamable-http transport via a live MCP handshake."],"codes":[{"code":"transport.verified","args":{"transport":"streamable-http"}}]},{"name":"Schema Quality & AI Usability","score":80,"verdict":"fail","reasons":["100% of prompts and resources have a non-trivial description (not blank, and not just the item's name).","AI-judged instruction clarity (good).","Tool/resource definitions use about 1558 tokens (~97/item across 16 items; 8 tools + 8 resources), lean.","Usage-examples check failed: none of the tools include examples."],"codes":[{"code":"schema.descriptions","args":{"pct":"100"}},{"code":"schema.ai_quality","args":{"band":"good"}},{"code":"schema.footprint_lean","args":{"avg":"97","items":"16","tools":"8","tokens":"1558","resources":"8"}},{"code":"schema.examples_absent","args":{}}]},{"name":"Stability & Change Management","score":3,"verdict":"partial","reasons":["Stability observed for 1 of 30 days with no destabilising changes; credit accrues until the full window elapses."],"codes":[{"code":"stability.building_history","args":{"days":"1"}}]},{"name":"Tool Coverage","score":82,"verdict":"partial","reasons":["100% of tools have a non-trivial description (not blank, and not just the tool's name).","46% of tool parameters carry a description."],"codes":[{"code":"toolquality.descriptions","args":{"pct":"100"}},{"code":"toolquality.param_docs","args":{"pct":"46"}}]},{"name":"Tool Safety","score":100,"verdict":"pass","reasons":["No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.","We read all 8 captured tool definition(s), and no name or description among them implies an irreversible operation.","An AI judge read all 10 captured unit(s) of tool text and found none that tries to manipulate the model reading it."],"codes":[{"code":"toolsafety.injection_clean","args":{}},{"code":"toolsafety.destructive_none","args":{"tools":"8"}},{"code":"toolsafety.manipulation_clean","args":{"units":"10","judged":"10"}}]},{"name":"Capabilities","score":100,"verdict":"pass","reasons":["Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28."],"codes":[{"code":"protocol.supported","args":{"latest":"2026-07-28","version":"2025-11-25"}}]}],"inconclusive":["HTTPS enforcement could not be verified: the plaintext port answered with HTTP 405, which proves neither a plaintext path nor enforcement."],"malware":[],"components":[{"slug":"fundingos","type":"remote","identifier":"https://fundingos.consultincllc.workers.dev/mcp","withdrawn":false,"score":67,"current":true,"url":"https://verifymcp.io/servers/lunarpenguin214-allclear-lending/fundingos","markdownUrl":"https://verifymcp.io/servers/lunarpenguin214-allclear-lending/fundingos.md"}],"facts":[{"label":"Endpoint","value":"https://fundingos.consultincllc.workers.dev/mcp"},{"label":"Transports","value":"streamable-http"},{"label":"Auth","value":"none"},{"label":"Version","value":"0.1.1"}],"install":{"available":true,"bundleSha256":null},"tools":[{"name":"find_lenders","title":"Find lenders by industry and state","description":"Named lenders and programs for an industry, optionally filtered by state and product and ranked cheapest-suitable first for the bands given. 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