# Conduit.loans: CMBS conduit loan sizer (remote · conduit.loans)

CMBS conduit loan sizer and 2026 underwriting stats (DSCR, LTV, debt yield) from SEC filings.

- Trust score: 70/100 (medium)
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `conduit.loans`: 70/100 (this document), [markdown](https://verifymcp.io/servers/loans-conduit-conduit-loans/conduit.md), [page](https://verifymcp.io/servers/loans-conduit-conduit-loans/conduit)

## Channel facts

- Endpoint: `https://conduit.loans/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.2026.1101.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 74/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one.
  - HTTPS is enforced; there's no plaintext access path.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 60/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 734 tokens (~367/item across 2 items; 2 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 13/100
  - Stability observed for 4 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 2 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 3 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a current MCP spec version (2026-07-28).

## Install

### How do I install the Conduit.loans: CMBS conduit loan sizer MCP server?

Conduit.loans: CMBS conduit loan sizer is a hosted endpoint at https://conduit.loans/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http loans-conduit-conduit-loans 'https://conduit.loans/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "loans-conduit-conduit-loans": {
      "url": "https://conduit.loans/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "loans-conduit-conduit-loans": {
      "type": "http",
      "url": "https://conduit.loans/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.loans-conduit-conduit-loans]
url = "https://conduit.loans/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "loans-conduit-conduit-loans": {
      "type": "remote",
      "url": "https://conduit.loans/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add loans-conduit-conduit-loans --url 'https://conduit.loans/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  loans-conduit-conduit-loans:
    url: "https://conduit.loans/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "loans-conduit-conduit-loans": {
      "Transport": "http",
      "Url": "https://conduit.loans/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add loans-conduit-conduit-loans -t streamable-http -u 'https://conduit.loans/mcp'
```

### Other

```json
{
  "mcpServers": {
    "loans-conduit-conduit-loans": {
      "type": "http",
      "url": "https://conduit.loans/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-04 (score 70, +1)

No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-02 (score 69, +1)

- [functional improvement] Stability: unverified → 0.03

### 2026-11-01 (score 68)

First indexed and scored.

## MCP tools (2)

### `current_underwriting` (~202 tokens)

What 2026 conduit loans were underwritten to

Debt service coverage (DSCR), loan-to-value, debt yield and coupon percentiles (10th to 90th) plus the share of full-term interest-only loans for CMBS conduit loans originated in the last 12 months, read from the trusts' own SEC ABS-EE filings. Cut by property type or by loan term (5 or 10 years); with neither, the whole market plus a median line for every property type and term.

Input parameters:

- `include_trusts` (boolean): Also list the CMBS trusts in this cut with a link to each one's SEC filing.
- `property_type` (string): Property type: multifamily, retail, self-storage, lodging, office, mixed-use, manufactured-housing, industrial, other ("lodging" is hotel). Omit for all types.
- `term` (integer): Loan term in years, 5 or 10. Omit for all terms. Cannot be combined with property_type.

### `size_conduit_loan` (~350 tokens)

Size a conduit loan

Maximum CMBS conduit loan for a property from its NOI and value: runs the coverage (DSCR), loan-to-value and debt yield tests and says which one binds, with debt service and the resulting ratios. Defaults are the edge of what last year's conduit loans of that property type were underwritten to, and the median coupon for the term; any of them can be overridden.

Input parameters:

- `amortization_years` (integer): 0 for interest only for the full term (most conduit loans), or 25 or 30.
- `max_ltv_pct` (number): Maximum loan-to-value in percent, e.g. 65. Default: the property type's 90th percentile.
- `min_debt_yield_pct` (number): Minimum debt yield in percent, e.g. 9. Default: the property type's 10th percentile.
- `min_dscr` (number): Minimum debt service coverage, e.g. 1.25. Default: the property type's 10th percentile.
- `noi` (number, required): Annual net operating income in US dollars, e.g. 2000000.
- `property_type` (string): Property type whose underwriting edge sets the default limits ("lodging" is hotel). Default all.
- `rate_pct` (number): Interest rate in percent, e.g. 6.25. Default: the median coupon for the term.
- `term` (integer): Loan term in years; sets the default rate to that term's median coupon. Default 10.
- `value` (number): Appraised value in US dollars, e.g. 31000000. Omit to skip the loan-to-value test.

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/loans-conduit-conduit-loans/conduit#diagnostics

## Score history

- 2026-11-05: 70
- 2026-11-04: 70
- 2026-11-03: 69
- 2026-11-02: 69
- 2026-11-01: 68

## Common questions

### What is the Conduit.loans: CMBS conduit loan sizer MCP server?

Conduit.loans: CMBS conduit loan sizer is an MCP server listed in the public MCP registry as loans.conduit/conduit-loans. CMBS conduit loan sizer and 2026 underwriting stats (DSCR, LTV, debt yield) from SEC filings. This page covers its hosted endpoint (https://conduit.loans/mcp).

### Is the Conduit.loans: CMBS conduit loan sizer MCP server safe to use?

Conduit.loans: CMBS conduit loan sizer scores 70 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the Conduit.loans: CMBS conduit loan sizer MCP server expose?

Conduit.loans: CMBS conduit loan sizer exposes 2 tools: current_underwriting, size_conduit_loan. Their descriptions and schemas cost roughly 552 tokens of context every time the server is loaded.

### Does the Conduit.loans: CMBS conduit loan sizer MCP server require authentication?

No. We connected to Conduit.loans: CMBS conduit loan sizer without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the Conduit.loans: CMBS conduit loan sizer MCP server still maintained?

Conduit.loans: CMBS conduit loan sizer is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://conduit.loans/mcp
- Website: https://conduit.loans/developers/
- Changelog RSS feed: https://verifymcp.io/servers/loans-conduit-conduit-loans/conduit.xml
- Changelog JSON feed: https://verifymcp.io/servers/loans-conduit-conduit-loans/conduit.json
- HTML version of this page: https://verifymcp.io/servers/loans-conduit-conduit-loans/conduit