# Draw Schedule: multifamily construction financing (remote · multifamilyconstruction.loan)

Apartment construction loans: HUD vs bank vs fund rules, sizing, Census starts and build times.

- Trust score: 70/100 (medium)
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `multifamilyconstruction.loan`: 70/100 (this document), [markdown](https://verifymcp.io/servers/loan-multifamilyconstruction-multifamilyconstruction-loan/multifamilyconstruction.md), [page](https://verifymcp.io/servers/loan-multifamilyconstruction-multifamilyconstruction-loan/multifamilyconstruction)

## Channel facts

- Endpoint: `https://multifamilyconstruction.loan/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.2026.1101.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 74/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one.
  - HTTPS is enforced; there's no plaintext access path.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 59/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 983 tokens (~245/item across 4 items; 4 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 10/100
  - Stability observed for 3 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 4 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a current MCP spec version (2026-07-28).

## Install

### How do I install the Draw Schedule: multifamily construction financing MCP server?

Draw Schedule: multifamily construction financing is a hosted endpoint at https://multifamilyconstruction.loan/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http loan-multifamilyconstruction-multifamilyconstruc 'https://multifamilyconstruction.loan/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "loan-multifamilyconstruction-multifamilyconstruc": {
      "url": "https://multifamilyconstruction.loan/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "loan-multifamilyconstruction-multifamilyconstruc": {
      "type": "http",
      "url": "https://multifamilyconstruction.loan/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.loan-multifamilyconstruction-multifamilyconstruc]
url = "https://multifamilyconstruction.loan/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "loan-multifamilyconstruction-multifamilyconstruc": {
      "type": "remote",
      "url": "https://multifamilyconstruction.loan/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add loan-multifamilyconstruction-multifamilyconstruc --url 'https://multifamilyconstruction.loan/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  loan-multifamilyconstruction-multifamilyconstruc:
    url: "https://multifamilyconstruction.loan/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "loan-multifamilyconstruction-multifamilyconstruc": {
      "Transport": "http",
      "Url": "https://multifamilyconstruction.loan/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add loan-multifamilyconstruction-multifamilyconstruc -t streamable-http -u 'https://multifamilyconstruction.loan/mcp'
```

### Other

```json
{
  "mcpServers": {
    "loan-multifamilyconstruction-multifamilyconstruc": {
      "type": "http",
      "url": "https://multifamilyconstruction.loan/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-05 (score 70, +1)

No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-03 (score 69, +1)

- [functional improvement] Stability: unverified → 0.03

### 2026-11-02 (score 68)

First indexed and scored.

## MCP tools (4)

### `compare_construction_options` (~93 tokens)

Compare HUD, bank, debt fund and LIHTC construction financing

Side-by-side rules for financing apartment construction four ways: HUD 221(d)(4), a bank construction loan, a debt fund and 4% tax credits with bonds. For each: maximum loan size and the rule behind it, rate type, term, coverage test, extra costs and process, with the regulation or HUD letter cited.

Input parameters:

- `programs` (array): Which to include; omit for all four.

### `size_construction_loan` (~387 tokens)

Size a multifamily construction loan three ways

Runs the site's construction loan sizer on your project: the HUD 221(d)(4) loan (lower of 87%/90% of cost and the 1.15/1.11 coverage test, with HUD's construction-interest estimate and upfront MIP), the bank regulatory ceiling (80% of value and 15%-of-value HVCRE equity, plus your bank's loan-to-cost if given) and, if you give its loan-to-cost, a debt fund. Returns loan, binding limit, equity needed and interest.

Input parameters:

- `as_completed_value` (number, required): Appraised value as completed, in dollars.
- `bank_ltc_pct` (number): Your bank's own loan-to-cost policy, percent. Omit to see only the regulatory ceiling.
- `bank_spread_pct` (number): Quoted bank spread over SOFR, percent. Needed for the bank interest estimate.
- `construction_months` (integer): Construction period in months; default is the Census national average for 20+ unit buildings.
- `fund_ltc_pct` (number): Quoted debt fund loan-to-cost, percent. Omit to leave the fund out.
- `fund_spread_pct` (number): Quoted debt fund spread over SOFR, percent.
- `hud_rate_pct` (number): HUD note rate in percent; default 5.54 (median note rate on FHA apartment loans endorsed in the year to 2026-09-30).
- `rents` (string): market = 87% / 1.15; affordable (or 90%+ assisted) = 90% / 1.11.
- `stabilized_noi` (number, required): Projected stabilized net operating income, dollars per year.
- `total_development_cost` (number, required): Total development cost including land, in dollars, e.g. 48000000.

### `get_construction_market` (~117 tokens)

Apartment construction market: starts, pipeline and bank lending standards

Latest U.S. apartment construction numbers for 5+ unit buildings from the Census Bureau (starts, permits, units under construction, completions; seasonally adjusted annual rate, with year-ago and the pipeline peak) and the Federal Reserve's loan officer survey on construction and multifamily lending standards and demand, plus 30-day SOFR. Optional monthly history.

Input parameters:

- `history_months` (integer): Months of history to include for each Census series (0 to 60). The Fed survey history covers the same span by quarter.

### `get_build_timeline` (~122 tokens)

How long apartment construction takes, by region

Census Survey of Construction averages for apartment buildings: months from permit to start and from start to completion, by U.S. region and building size (5-9, 10-19 or 20+ units), for one completion year with the ten-year trend, plus what the build length means for HUD upfront MIP and construction interest.

Input parameters:

- `building_size` (string): Units in the building.
- `region` (string): Census region; omit for all five rows.
- `year` (integer): Year of completion; default is the latest Census year.

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/loan-multifamilyconstruction-multifamilyconstruction-loan/multifamilyconstruction#diagnostics

## Score history

- 2026-11-05: 70
- 2026-11-04: 69
- 2026-11-03: 69
- 2026-11-02: 68

## Common questions

### What is the Draw Schedule: multifamily construction financing MCP server?

Draw Schedule: multifamily construction financing is an MCP server listed in the public MCP registry as loan.multifamilyconstruction/multifamilyconstruction-loan. Apartment construction loans: HUD vs bank vs fund rules, sizing, Census starts and build times. This page covers its hosted endpoint (https://multifamilyconstruction.loan/mcp).

### Is the Draw Schedule: multifamily construction financing MCP server safe to use?

Draw Schedule: multifamily construction financing scores 70 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the Draw Schedule: multifamily construction financing MCP server expose?

Draw Schedule: multifamily construction financing exposes 4 tools: compare_construction_options, size_construction_loan, get_construction_market, get_build_timeline. Their descriptions and schemas cost roughly 719 tokens of context every time the server is loaded.

### Does the Draw Schedule: multifamily construction financing MCP server require authentication?

No. We connected to Draw Schedule: multifamily construction financing without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the Draw Schedule: multifamily construction financing MCP server still maintained?

Draw Schedule: multifamily construction financing is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://multifamilyconstruction.loan/mcp
- Website: https://multifamilyconstruction.loan/developers/
- Changelog RSS feed: https://verifymcp.io/servers/loan-multifamilyconstruction-multifamilyconstruction-loan/multifamilyconstruction.xml
- Changelog JSON feed: https://verifymcp.io/servers/loan-multifamilyconstruction-multifamilyconstruction-loan/multifamilyconstruction.json
- HTML version of this page: https://verifymcp.io/servers/loan-multifamilyconstruction-multifamilyconstruction-loan/multifamilyconstruction