{"$schema":"https://verifymcp.io/schemas/trust-report.json","schemaVersion":1,"license":{"name":"CC BY-NC 4.0","url":"https://creativecommons.org/licenses/by-nc/4.0/"},"generatedAt":"2026-11-05T17:25:00.229Z","url":"https://verifymcp.io/servers/loan-lihtc-lihtc-loan/lihtc","markdownUrl":"https://verifymcp.io/servers/loan-lihtc-lihtc-loan/lihtc.md","server":{"slug":"loan-lihtc-lihtc-loan","name":"Year Fifteen: LIHTC Year 15 properties and exits","registryName":"loan.lihtc/lihtc-loan","description":"LIHTC properties reaching Year 15 by state and year, with dates and exit options.","registryStatus":"active","deletedAt":null,"statusMessage":null,"liveness":"live","publisher":{"class":"unknown","claimed":false}},"component":{"slug":"lihtc","type":"remote","identifier":"https://lihtc.loan/mcp","withdrawn":false,"url":"https://verifymcp.io/servers/loan-lihtc-lihtc-loan/lihtc","version":"1.2026.1101.0","transport":null,"scoredAt":"2026-11-05T00:37:32.590Z"},"score":{"total":71,"tier":"medium","status":"scored","weekDelta":null,"history":[{"date":"2026-11-05","total":71},{"date":"2026-11-04","total":70},{"date":"2026-11-03","total":70},{"date":"2026-11-02","total":69}]},"categories":[{"name":"Endpoint Security","score":74,"verdict":"fail","reasons":["The endpoint's TLS certificate is valid, in date, and uses a strong key.","No authorisation is required to call this server. Nothing on it is marked destructive, but we can't show that an anonymous caller can only read: full credit needs the server to list at least one tool and every tool to be verifiably read-only. We use a best-effort check of tool names and descriptions to tell read-only tools from tools that change things, so some genuinely read-only tools may not get full credit. Names that start with a read verb (get, list, read, search and similar) and accurate readOnlyHint annotations help. Meet that to earn full credit, or require authorisation.","HTTPS is enforced; there's no plaintext access path.","HSTS check failed: the Strict-Transport-Security header is absent.","DNSSEC check failed: this domain isn't protected by DNSSEC."],"codes":[{"code":"tls.valid","args":{}},{"code":"auth.none_no_destructive","args":{}},{"code":"https.enforced","args":{}},{"code":"headers.hsts_absent","args":{}},{"code":"dnssec.absent","args":{}}]},{"name":"Transport & Reachability","score":100,"verdict":"pass","reasons":["Verified streamable-http transport via a live MCP handshake."],"codes":[{"code":"transport.verified","args":{"transport":"streamable-http"}}]},{"name":"Schema Quality & AI Usability","score":64,"verdict":"fail","reasons":["AI-judged instruction clarity (good).","Context-footprint check failed: tool/resource definitions use about 837 tokens (~209/item across 4 items; 4 tools + 0 resources), over budget; trim descriptions and params.","Usage-examples check failed: none of the tools include examples."],"codes":[{"code":"schema.ai_quality","args":{"band":"good"}},{"code":"schema.footprint_heavy","args":{"avg":"209","items":"4","tools":"4","tokens":"837","resources":"0"}},{"code":"schema.examples_absent","args":{}}]},{"name":"Stability & Change Management","score":10,"verdict":"partial","reasons":["Stability observed for 3 of 30 days with no destabilising changes; credit accrues until the full window elapses."],"codes":[{"code":"stability.building_history","args":{"days":"3"}}]},{"name":"Tool Coverage","score":100,"verdict":"pass","reasons":["100% of tools have a non-trivial description (not blank, and not just the tool's name).","100% of tool parameters carry a description."],"codes":[{"code":"toolquality.descriptions","args":{"pct":"100"}},{"code":"toolquality.param_docs","args":{"pct":"100"}}]},{"name":"Tool Safety","score":100,"verdict":"pass","reasons":["No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.","We read all 4 captured tool definition(s), and no name or description among them implies an irreversible operation.","An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it."],"codes":[{"code":"toolsafety.injection_clean","args":{}},{"code":"toolsafety.destructive_none","args":{"tools":"4"}},{"code":"toolsafety.manipulation_clean","args":{"units":"5","judged":"5"}}]},{"name":"Capabilities","score":100,"verdict":"pass","reasons":["Implements a current MCP spec version (2026-07-28)."],"codes":[{"code":"protocol.current","args":{"version":"2026-07-28"}}]}],"inconclusive":[],"malware":[],"components":[{"slug":"lihtc","type":"remote","identifier":"https://lihtc.loan/mcp","withdrawn":false,"score":71,"current":true,"url":"https://verifymcp.io/servers/loan-lihtc-lihtc-loan/lihtc","markdownUrl":"https://verifymcp.io/servers/loan-lihtc-lihtc-loan/lihtc.md"}],"facts":[{"label":"Endpoint","value":"https://lihtc.loan/mcp"},{"label":"Transports","value":"streamable-http"},{"label":"Auth","value":"none"},{"label":"Version","value":"1.2026.1101.0"}],"install":{"available":true,"bundleSha256":null},"tools":[{"name":"find_year15_properties","title":"LIHTC properties reaching Year 15 in a state","description":"Lists tax credit properties in one state from HUD's LIHTC database (placed in service 2009 to 2018) with name, HUD id, city, units, low-income units, credit type and estimated compliance-period end year. Filter by end year (2023 to 2032), city, minimum units or credit type; returns the total matched and a page of rows.","inputs":[{"name":"city","type":"string","required":false,"description":"City as HUD lists it, e.g. \"Houston\"."},{"name":"compliance_end_year","type":"integer","required":false,"description":"Estimated year the 15-year compliance period ends (placed-in-service year + 14), e.g. 2027."},{"name":"credit_type","type":"string","required":false,"description":"Credit type decoded from HUD's CREDIT field."},{"name":"limit","type":"integer","required":false,"description":"Rows to return (default 10, max 50). Sorted by units, largest first."},{"name":"min_units","type":"integer","required":false,"description":"Only properties with at least this many total units."},{"name":"offset","type":"integer","required":false,"description":"Rows to skip, for paging."},{"name":"state","type":"string","required":true,"description":"Two-letter state or territory code, e.g. TX."}],"outputs":[],"hasOutputSchema":false,"hasExamples":false,"tokenEstimate":229},{"name":"get_property","title":"One LIHTC property and its Year 15 dates","description":"One tax credit property by HUD project id (e.g. TXA20120123): HUD's record (address, units, low-income units, placed-in-service and allocation years, credit type, monitoring flag) plus the estimated credit period, compliance-period end, qualified contract request date, right of first refusal date and minimum extended-use end.","inputs":[{"name":"hud_id","type":"string","required":true,"description":"HUD project id (HUD_ID): three letters and eight digits, e.g. AKA20090010. Find ids with find_year15_properties."}],"outputs":[],"hasOutputSchema":false,"hasExamples":false,"tokenEstimate":113},{"name":"year15_summary","title":"How many LIHTC properties reach Year 15, by year","description":"Counts of tax credit properties, total units and low-income units whose estimated 15-year compliance periods end in each year from 2023 to 2032, for one state or the whole US, from HUD's LIHTC database (placed in service 2009 to 2018).","inputs":[{"name":"state","type":"string","required":false,"description":"Two-letter state or territory code, e.g. CA. Omit for the national totals."}],"outputs":[],"hasOutputSchema":false,"hasExamples":false,"tokenEstimate":93},{"name":"year15_exit_options","title":"Year 15 exit options and key dates","description":"The five Year 15 paths for a LIHTC property (investor buyout, right of first refusal, sale, qualified contract, resyndication) with the statutory price rules as this site publishes them, and, given a placed-in-service year, the credit period, compliance end, qualified contract and right of first refusal dates and extended-use end.","inputs":[{"name":"credits_start_next_year","type":"boolean","required":false,"description":"True if the owner elected on Form 8609 to start credits the year after placed in service."},{"name":"extended_use_end_year","type":"integer","required":false,"description":"Extended use end year in the recorded agreement, if known and later than the federal minimum."},{"name":"placed_in_service_year","type":"integer","required":false,"description":"Year the building was placed in service, e.g. 2012. Omit for the exit paths only."}],"outputs":[],"hasOutputSchema":false,"hasExamples":false,"tokenEstimate":170}],"toolsTruncatedAtCapture":false,"diagnostics":{"capturedAt":"2026-11-05T00:37:32.000Z","track":"remote","endpoint":"https://lihtc.loan/mcp","declaredUrl":null,"truncated":false,"tls":{"outcome":"valid","label":"Valid","version":"TLS 1.3","cipherSuite":"TLS_AES_128_GCM_SHA256","chainError":null,"certificates":[{"subject":"CN=lihtc.loan","issuer":"CN=WE1,O=Google Trust Services,C=US","notBefore":"2026-10-24T19:40:48Z","notAfter":"2027-01-22T20:40:46Z","keyType":"ECDSA","keyBits":256,"isCa":false},{"subject":"CN=WE1,O=Google Trust Services,C=US","issuer":"CN=GTS Root R4,O=Google Trust Services LLC,C=US","notBefore":"2023-12-13T09:00:00Z","notAfter":"2029-02-20T14:00:00Z","keyType":"ECDSA","keyBits":256,"isCa":true},{"subject":"CN=GTS Root R4,O=Google Trust Services LLC,C=US","issuer":"CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE","notBefore":"2023-11-15T03:43:21Z","notAfter":"2028-01-28T00:00:42Z","keyType":"ECDSA","keyBits":384,"isCa":true}]},"dnssec":{"result":"insecure","label":"Not signed","name":"lihtc.loan.","steps":[{"zone":".","outcome":"verified","label":"Verified"},{"zone":"loan.","outcome":"verified","label":"Verified"},{"zone":"lihtc.loan.","outcome":"insecure_proven","label":"Unsigned (proven)"}]},"auth":{"outcome":"none","label":"No authorisation required","gate":null,"gateLabel":null,"status":200,"authorizationServers":[]},"httpsRedirect":{"outcome":"https_enforced","label":"HTTPS enforced","status":301},"transports":[{"transport":"streamable-http","outcome":"verified","label":"Verified","status":200,"followed":false}],"provenance":null,"installScripts":[],"installScriptsTotal":null,"vulnerabilities":[],"vulnerabilitiesTotal":null,"dependencies":null},"mismatches":[],"changelog":{"trackingSince":"2026-11-02","recent":[{"id":"chg_01a1a923-b7ad-74a0-99d1-85aa4b71736e","kind":"score.total_changed","summary":"Trust score (70 → 71)","materiality":"functional","direction":"improvement","scoreDelta":1,"occurredOn":"2026-11-05","url":"https://verifymcp.io/servers/loan-lihtc-lihtc-loan/lihtc#chg-chg_01a1a923-b7ad-74a0-99d1-85aa4b71736e"},{"id":"chg_01a19eb9-e718-7ab8-a8e1-60db3b905169","kind":"check.reverified","summary":"Stability (unverified → 0.03)","materiality":"functional","direction":"improvement","scoreDelta":null,"occurredOn":"2026-11-03","url":"https://verifymcp.io/servers/loan-lihtc-lihtc-loan/lihtc#chg-chg_01a19eb9-e718-7ab8-a8e1-60db3b905169"},{"id":"chg_01a19eb9-e719-7d3c-a779-d40bcbbe2396","kind":"score.total_changed","summary":"Trust score (69 → 70)","materiality":"functional","direction":"improvement","scoreDelta":1,"occurredOn":"2026-11-03","url":"https://verifymcp.io/servers/loan-lihtc-lihtc-loan/lihtc#chg-chg_01a19eb9-e719-7d3c-a779-d40bcbbe2396"},{"id":"chg_01a19992-a684-7364-acce-9fad6fe69245","kind":"score.first_scored","summary":"First indexed and scored","materiality":"functional","direction":"neutral","scoreDelta":null,"occurredOn":"2026-11-02","url":"https://verifymcp.io/servers/loan-lihtc-lihtc-loan/lihtc#chg-chg_01a19992-a684-7364-acce-9fad6fe69245"}],"truncated":false,"feedUrl":"https://verifymcp.io/servers/loan-lihtc-lihtc-loan/lihtc/changelog.json"},"links":{"html":"https://verifymcp.io/servers/loan-lihtc-lihtc-loan/lihtc","markdown":"https://verifymcp.io/servers/loan-lihtc-lihtc-loan/lihtc.md","changelogJson":"https://verifymcp.io/servers/loan-lihtc-lihtc-loan/lihtc/changelog.json","changelogRss":"https://verifymcp.io/servers/loan-lihtc-lihtc-loan/lihtc.xml","external":[{"label":"Remote endpoint","href":"https://lihtc.loan/mcp"},{"label":"Website","href":"https://lihtc.loan/developers/"}]}}