# SNF Register: nursing home owners, CMS ratings and HUD 232 loans (remote · hudskillednursing.loan)

US nursing home owners, CMS ratings and matched HUD 232 loans, plus a 232 refinance sizer.

- Trust score: 69/100 (medium)
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `hudskillednursing.loan`: 69/100 (this document), [markdown](https://verifymcp.io/servers/loan-hudskillednursing-hudskillednursing-loan/hudskillednursing.md), [page](https://verifymcp.io/servers/loan-hudskillednursing-hudskillednursing-loan/hudskillednursing)

## Channel facts

- Endpoint: `https://hudskillednursing.loan/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.2026.1101.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 74/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Nothing on it is marked destructive, but we can't show that an anonymous caller can only read: full credit needs the server to list at least one tool and every tool to be verifiably read-only. We use a best-effort check of tool names and descriptions to tell read-only tools from tools that change things, so some genuinely read-only tools may not get full credit. Names that start with a read verb (get, list, read, search and similar) and accurate readOnlyHint annotations help. Meet that to earn full credit, or require authorisation.
  - HTTPS is enforced; there's no plaintext access path.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 58/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 1910 tokens (~318/item across 6 items; 6 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 10/100
  - Stability observed for 3 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 6 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 7 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a current MCP spec version (2026-07-28).

## Install

### How do I install the SNF Register: nursing home owners, CMS ratings and HUD 232… MCP server?

SNF Register: nursing home owners, CMS ratings and HUD 232… is a hosted endpoint at https://hudskillednursing.loan/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http loan-hudskillednursing-hudskillednursing-loan 'https://hudskillednursing.loan/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "loan-hudskillednursing-hudskillednursing-loan": {
      "url": "https://hudskillednursing.loan/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "loan-hudskillednursing-hudskillednursing-loan": {
      "type": "http",
      "url": "https://hudskillednursing.loan/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.loan-hudskillednursing-hudskillednursing-loan]
url = "https://hudskillednursing.loan/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "loan-hudskillednursing-hudskillednursing-loan": {
      "type": "remote",
      "url": "https://hudskillednursing.loan/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add loan-hudskillednursing-hudskillednursing-loan --url 'https://hudskillednursing.loan/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  loan-hudskillednursing-hudskillednursing-loan:
    url: "https://hudskillednursing.loan/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "loan-hudskillednursing-hudskillednursing-loan": {
      "Transport": "http",
      "Url": "https://hudskillednursing.loan/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add loan-hudskillednursing-hudskillednursing-loan -t streamable-http -u 'https://hudskillednursing.loan/mcp'
```

### Other

```json
{
  "mcpServers": {
    "loan-hudskillednursing-hudskillednursing-loan": {
      "type": "http",
      "url": "https://hudskillednursing.loan/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-04 (score 69, +1)

No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-03 (score 68, 0)

- [functional improvement] Stability: unverified → 0.03

### 2026-11-02 (score 68)

First indexed and scored.

## MCP tools (6)

### `search_nursing_homes` (~260 tokens)

Find CMS-certified nursing homes

Searches the 14,000+ CMS-certified nursing homes by name, city or state and returns each match's CCN, name, city, state, certified beds, CMS overall star rating, whether an FHA-insured HUD 232 loan is matched (active, past or none) and its SNF Register page. Use the CCN with get_nursing_home.

Input parameters:

- `city` (string): City, e.g. "Birmingham".
- `hud_loan` (string): Only facilities with an active matched FHA loan, a past one only, or none. Default any.
- `limit` (integer): Results to return, 1 to 50.
- `min_stars` (integer): Only facilities with at least this CMS overall star rating.
- `offset` (integer): Skip this many results (paging).
- `query` (string): Part of the facility name as CMS lists it, e.g. "Civic Center" or "Good Samaritan".
- `sort` (string): name (A to Z, default) or beds (largest first).
- `state` (string): US state, DC, PR or GU: two-letter code (e.g. TX) or full name (e.g. "Texas").

### `get_nursing_home` (~141 tokens)

Nursing home record: ratings, owners and HUD loan

One nursing home's SNF Register record by CCN: CMS beds, occupancy, star ratings, staffing hours and turnover, fines, ownership type and chain; the owners and operators it reported to CMS, private equity or REIT flags, changes of ownership; and its matched FHA-insured HUD 232 loans with note rate, balance, maturity and servicer.

Input parameters:

- `ccn` (string, required): Six-character CMS certification number (CCN), e.g. "015109". search_nursing_homes returns it.
- `max_owners` (integer): Owners and operators to list, 1 to 60 (largest records run to 100+).

### `get_state_nursing_homes` (~122 tokens)

Nursing homes in a state: supply, quality, owners, HUD 232

A state's (or the US) nursing home roll-up: CMS-certified facilities and beds, median occupancy, star-rating spread, median nurse hours and turnover, for-profit, nonprofit and government counts, chain share, PE and REIT flags, recent ownership changes, Special Focus count, and HUD 232 loan activity. Omit state for the US.

Input parameters:

- `state` (string): US state, DC, PR or GU: two-letter code (e.g. TX) or full name (e.g. "Texas"). Omit for the US.

### `list_hud_232_nursing_home_loans` (~361 tokens)

HUD Section 232 loans on nursing homes

FHA-insured HUD Section 232 loans matched to CMS-certified nursing homes: facility, CCN, HUD project name, program, endorsement date and amount, status, note rate, balance, monthly P&I, maturity and servicer. Filter by state, CCN, name or city, servicer, status, rate range or maturity year; sort by balance, rate, maturity or endorsement.

Input parameters:

- `ccn` (string): Six-character CMS certification number (CCN), e.g. "015109". search_nursing_homes returns it.
- `limit` (integer): Loans to return, 1 to 50.
- `matures_by` (integer): Only active loans maturing in or before this year.
- `max_rate` (number): Only loans with a note rate at or below this percent.
- `min_rate` (number): Only loans with a note rate at or above this percent, e.g. 5.
- `name` (string): Part of the facility name, HUD project name or city, e.g. "Civic Center".
- `offset` (integer): Skip this many loans (paging).
- `servicer` (string): Part of the servicer or holder name, e.g. "Berkadia" (active loans).
- `sort` (string): balance (largest first), rate (highest first), maturity (soonest first), endorsed (newest first).
- `state` (string): US state, DC, PR or GU: two-letter code (e.g. TX) or full name (e.g. "Texas"). Omit to search every state.
- `status` (string): Loan status in HUD's insured-mortgage files. Default active.

### `rank_states_nursing_homes` (~130 tokens)

Rank states by nursing home supply, quality, ownership or HUD 232

Ranks the states, DC, PR and GU on one nursing home measure: facilities, beds, median occupancy, nurse or RN hours, staff turnover, for-profit or chain share, PE or REIT owner flags, recent ownership changes, Special Focus count, or HUD 232 activity (active loans, balance, endorsements). Returns value, rank and state page.

Input parameters:

- `limit` (integer): States to return, 1 to 53.
- `metric` (string, required): What to rank by.
- `order` (string): desc = largest first (default), asc = smallest first.

### `size_hud_232_refinance` (~527 tokens)

Size a HUD 232 nursing home refinance (223(f) or 223(a)(7))

Runs the SNF Register sizer: HUD Section 232 loan tests (debt service at 1.45x or 1.11x with MIP, 80%/85% loan to value, cost to refinance, original principal for 223(a)(7)) on your NOI, value, rate and payoff; returns the maximum insurable loan, the binding test, payment, MIP, DSCR and cash to close. Pass a CCN to fill in its active FHA loan.

Input parameters:

- `appraised_value` (number): Appraised value, $. Required for 223f.
- `beds` (integer): Beds (sets the 223f inspection fee). Default the CCN's certified beds, else 120.
- `borrower` (string): Nonprofit with an operating track record gets 85% LTV instead of 80%.
- `ccn` (string): Six-character CMS certification number (CCN), e.g. "015109". search_nursing_homes returns it.
- `current_monthly_pi` (number): 223a7 only: current monthly principal and interest, to show the payment change. Defaults from ccn.
- `financing_fee_pct` (number): Lender financing fee, % of loan (capped at 3.5% for 223f, 2% for 223a7). Default 2.
- `ground_rent` (number): Annual ground rent, $.
- `noi` (number, required): Underwritten net operating income, $ a year.
- `original_principal` (number): 223a7 only: original principal of the FHA loan (caps the new loan). Defaults from ccn.
- `other_costs` (number): Other closing costs, $ (third-party reports, legal, title, prepayment premium).
- `payoff` (number): Existing debt to pay off, $. Defaults to the active FHA balance when ccn is given.
- `program` (string): 223f = 232/223(f) refinance of non-HUD debt; 223a7 = streamlined refinance of an existing FHA loan. Default 223a7 when ccn has an active FHA loan, else 223f.
- `rate_pct` (number, required): Interest rate, percent (your quote or assumption; HUD does not set it).
- `repairs` (number): Repairs to finance, $.
- `term_years` (integer): Term in years. Default 35, or the active loan's remaining term for 223a7 with ccn.

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/loan-hudskillednursing-hudskillednursing-loan/hudskillednursing#diagnostics

## Score history

- 2026-11-05: 69
- 2026-11-04: 69
- 2026-11-03: 68
- 2026-11-02: 68

## Common questions

### What is the SNF Register: nursing home owners, CMS ratings and HUD 232… MCP server?

SNF Register: nursing home owners, CMS ratings and HUD 232… is an MCP server listed in the public MCP registry as loan.hudskillednursing/hudskillednursing-loan. US nursing home owners, CMS ratings and matched HUD 232 loans, plus a 232 refinance sizer. This page covers its hosted endpoint (https://hudskillednursing.loan/mcp).

### Is the SNF Register: nursing home owners, CMS ratings and HUD 232… MCP server safe to use?

SNF Register: nursing home owners, CMS ratings and HUD 232… scores 69 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the SNF Register: nursing home owners, CMS ratings and HUD 232… MCP server expose?

SNF Register: nursing home owners, CMS ratings and HUD 232… exposes 6 tools: search_nursing_homes, get_nursing_home, get_state_nursing_homes, list_hud_232_nursing_home_loans, rank_states_nursing_homes, size_hud_232_refinance. Their descriptions and schemas cost roughly 1,541 tokens of context every time the server is loaded.

### Does the SNF Register: nursing home owners, CMS ratings and HUD 232… MCP server require authentication?

No. We connected to SNF Register: nursing home owners, CMS ratings and HUD 232… without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the SNF Register: nursing home owners, CMS ratings and HUD 232… MCP server still maintained?

SNF Register: nursing home owners, CMS ratings and HUD 232… is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

### What did VerifyMCP test on the SNF Register: nursing home owners, CMS ratings and HUD 232… MCP server?

VerifyMCP ran 13 checks on SNF Register: nursing home owners, CMS ratings and HUD 232…, covering TLS certificate, Authorization, HTTPS, HSTS header and 9 more. Supply Chain Security and Provenance & Transparency do not apply to a hosted endpoint, so they were not tested. The score does not measure everything, and the scoring documentation lists what it leaves out.

## Links

- Remote endpoint: https://hudskillednursing.loan/mcp
- Website: https://hudskillednursing.loan/developers/
- Changelog RSS feed: https://verifymcp.io/servers/loan-hudskillednursing-hudskillednursing-loan/hudskillednursing.xml
- Changelog JSON feed: https://verifymcp.io/servers/loan-hudskillednursing-hudskillednursing-loan/hudskillednursing/changelog.json
- Trust report (JSON): https://verifymcp.io/servers/loan-hudskillednursing-hudskillednursing-loan/hudskillednursing.json
- HTML version of this page: https://verifymcp.io/servers/loan-hudskillednursing-hudskillednursing-loan/hudskillednursing