{"$schema":"https://verifymcp.io/schemas/trust-report.json","schemaVersion":1,"license":{"name":"CC BY-NC 4.0","url":"https://creativecommons.org/licenses/by-nc/4.0/"},"generatedAt":"2026-11-05T19:27:46.484Z","url":"https://verifymcp.io/servers/loan-hudskillednursing-hudskillednursing-loan/hudskillednursing","markdownUrl":"https://verifymcp.io/servers/loan-hudskillednursing-hudskillednursing-loan/hudskillednursing.md","server":{"slug":"loan-hudskillednursing-hudskillednursing-loan","name":"SNF Register: nursing home owners, CMS ratings and HUD 232 loans","registryName":"loan.hudskillednursing/hudskillednursing-loan","description":"US nursing home owners, CMS ratings and matched HUD 232 loans, plus a 232 refinance sizer.","registryStatus":"active","deletedAt":null,"statusMessage":null,"liveness":"live","publisher":{"class":"unknown","claimed":false}},"component":{"slug":"hudskillednursing","type":"remote","identifier":"https://hudskillednursing.loan/mcp","withdrawn":false,"url":"https://verifymcp.io/servers/loan-hudskillednursing-hudskillednursing-loan/hudskillednursing","version":"1.2026.1101.0","transport":null,"scoredAt":"2026-11-05T01:02:56.943Z"},"score":{"total":69,"tier":"medium","status":"scored","weekDelta":null,"history":[{"date":"2026-11-05","total":69},{"date":"2026-11-04","total":69},{"date":"2026-11-03","total":68},{"date":"2026-11-02","total":68}]},"categories":[{"name":"Endpoint Security","score":74,"verdict":"fail","reasons":["The endpoint's TLS certificate is valid, in date, and uses a strong key.","No authorisation is required to call this server. Nothing on it is marked destructive, but we can't show that an anonymous caller can only read: full credit needs the server to list at least one tool and every tool to be verifiably read-only. We use a best-effort check of tool names and descriptions to tell read-only tools from tools that change things, so some genuinely read-only tools may not get full credit. Names that start with a read verb (get, list, read, search and similar) and accurate readOnlyHint annotations help. Meet that to earn full credit, or require authorisation.","HTTPS is enforced; there's no plaintext access path.","HSTS check failed: the Strict-Transport-Security header is absent.","DNSSEC check failed: this domain isn't protected by DNSSEC."],"codes":[{"code":"tls.valid","args":{}},{"code":"auth.none_no_destructive","args":{}},{"code":"https.enforced","args":{}},{"code":"headers.hsts_absent","args":{}},{"code":"dnssec.absent","args":{}}]},{"name":"Transport & Reachability","score":100,"verdict":"pass","reasons":["Verified streamable-http transport via a live MCP handshake."],"codes":[{"code":"transport.verified","args":{"transport":"streamable-http"}}]},{"name":"Schema Quality & AI Usability","score":58,"verdict":"fail","reasons":["AI-judged instruction clarity (good).","Context-footprint check failed: tool/resource definitions use about 1910 tokens (~318/item across 6 items; 6 tools + 0 resources), over budget; trim descriptions and params.","Usage-examples check failed: none of the tools include examples."],"codes":[{"code":"schema.ai_quality","args":{"band":"good"}},{"code":"schema.footprint_heavy","args":{"avg":"318","items":"6","tools":"6","tokens":"1910","resources":"0"}},{"code":"schema.examples_absent","args":{}}]},{"name":"Stability & Change Management","score":10,"verdict":"partial","reasons":["Stability observed for 3 of 30 days with no destabilising changes; credit accrues until the full window elapses."],"codes":[{"code":"stability.building_history","args":{"days":"3"}}]},{"name":"Tool Coverage","score":100,"verdict":"pass","reasons":["100% of tools have a non-trivial description (not blank, and not just the tool's name).","100% of tool parameters carry a description."],"codes":[{"code":"toolquality.descriptions","args":{"pct":"100"}},{"code":"toolquality.param_docs","args":{"pct":"100"}}]},{"name":"Tool Safety","score":100,"verdict":"pass","reasons":["No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.","We read all 6 captured tool definition(s), and no name or description among them implies an irreversible operation.","An AI judge read all 7 captured unit(s) of tool text and found none that tries to manipulate the model reading it."],"codes":[{"code":"toolsafety.injection_clean","args":{}},{"code":"toolsafety.destructive_none","args":{"tools":"6"}},{"code":"toolsafety.manipulation_clean","args":{"units":"7","judged":"7"}}]},{"name":"Capabilities","score":100,"verdict":"pass","reasons":["Implements a current MCP spec version (2026-07-28)."],"codes":[{"code":"protocol.current","args":{"version":"2026-07-28"}}]}],"inconclusive":[],"malware":[],"components":[{"slug":"hudskillednursing","type":"remote","identifier":"https://hudskillednursing.loan/mcp","withdrawn":false,"score":69,"current":true,"url":"https://verifymcp.io/servers/loan-hudskillednursing-hudskillednursing-loan/hudskillednursing","markdownUrl":"https://verifymcp.io/servers/loan-hudskillednursing-hudskillednursing-loan/hudskillednursing.md"}],"facts":[{"label":"Endpoint","value":"https://hudskillednursing.loan/mcp"},{"label":"Transports","value":"streamable-http"},{"label":"Auth","value":"none"},{"label":"Version","value":"1.2026.1101.0"}],"install":{"available":true,"bundleSha256":null},"tools":[{"name":"search_nursing_homes","title":"Find CMS-certified nursing homes","description":"Searches the 14,000+ CMS-certified nursing homes by name, city or state and returns each match's CCN, name, city, state, certified beds, CMS overall star rating, whether an FHA-insured HUD 232 loan is matched (active, past or none) and its SNF Register page. Use the CCN with get_nursing_home.","inputs":[{"name":"city","type":"string","required":false,"description":"City, e.g. \"Birmingham\"."},{"name":"hud_loan","type":"string","required":false,"description":"Only facilities with an active matched FHA loan, a past one only, or none. Default any."},{"name":"limit","type":"integer","required":false,"description":"Results to return, 1 to 50."},{"name":"min_stars","type":"integer","required":false,"description":"Only facilities with at least this CMS overall star rating."},{"name":"offset","type":"integer","required":false,"description":"Skip this many results (paging)."},{"name":"query","type":"string","required":false,"description":"Part of the facility name as CMS lists it, e.g. \"Civic Center\" or \"Good Samaritan\"."},{"name":"sort","type":"string","required":false,"description":"name (A to Z, default) or beds (largest first)."},{"name":"state","type":"string","required":false,"description":"US state, DC, PR or GU: two-letter code (e.g. TX) or full name (e.g. \"Texas\")."}],"outputs":[],"hasOutputSchema":false,"hasExamples":false,"tokenEstimate":260},{"name":"get_nursing_home","title":"Nursing home record: ratings, owners and HUD loan","description":"One nursing home's SNF Register record by CCN: CMS beds, occupancy, star ratings, staffing hours and turnover, fines, ownership type and chain; the owners and operators it reported to CMS, private equity or REIT flags, changes of ownership; and its matched FHA-insured HUD 232 loans with note rate, balance, maturity and servicer.","inputs":[{"name":"ccn","type":"string","required":true,"description":"Six-character CMS certification number (CCN), e.g. \"015109\". search_nursing_homes returns it."},{"name":"max_owners","type":"integer","required":false,"description":"Owners and operators to list, 1 to 60 (largest records run to 100+)."}],"outputs":[],"hasOutputSchema":false,"hasExamples":false,"tokenEstimate":141},{"name":"get_state_nursing_homes","title":"Nursing homes in a state: supply, quality, owners, HUD 232","description":"A state's (or the US) nursing home roll-up: CMS-certified facilities and beds, median occupancy, star-rating spread, median nurse hours and turnover, for-profit, nonprofit and government counts, chain share, PE and REIT flags, recent ownership changes, Special Focus count, and HUD 232 loan activity. Omit state for the US.","inputs":[{"name":"state","type":"string","required":false,"description":"US state, DC, PR or GU: two-letter code (e.g. TX) or full name (e.g. \"Texas\"). Omit for the US."}],"outputs":[],"hasOutputSchema":false,"hasExamples":false,"tokenEstimate":122},{"name":"list_hud_232_nursing_home_loans","title":"HUD Section 232 loans on nursing homes","description":"FHA-insured HUD Section 232 loans matched to CMS-certified nursing homes: facility, CCN, HUD project name, program, endorsement date and amount, status, note rate, balance, monthly P&I, maturity and servicer. Filter by state, CCN, name or city, servicer, status, rate range or maturity year; sort by balance, rate, maturity or endorsement.","inputs":[{"name":"ccn","type":"string","required":false,"description":"Six-character CMS certification number (CCN), e.g. \"015109\". search_nursing_homes returns it."},{"name":"limit","type":"integer","required":false,"description":"Loans to return, 1 to 50."},{"name":"matures_by","type":"integer","required":false,"description":"Only active loans maturing in or before this year."},{"name":"max_rate","type":"number","required":false,"description":"Only loans with a note rate at or below this percent."},{"name":"min_rate","type":"number","required":false,"description":"Only loans with a note rate at or above this percent, e.g. 5."},{"name":"name","type":"string","required":false,"description":"Part of the facility name, HUD project name or city, e.g. \"Civic Center\"."},{"name":"offset","type":"integer","required":false,"description":"Skip this many loans (paging)."},{"name":"servicer","type":"string","required":false,"description":"Part of the servicer or holder name, e.g. \"Berkadia\" (active loans)."},{"name":"sort","type":"string","required":false,"description":"balance (largest first), rate (highest first), maturity (soonest first), endorsed (newest first)."},{"name":"state","type":"string","required":false,"description":"US state, DC, PR or GU: two-letter code (e.g. TX) or full name (e.g. \"Texas\"). Omit to search every state."},{"name":"status","type":"string","required":false,"description":"Loan status in HUD's insured-mortgage files. Default active."}],"outputs":[],"hasOutputSchema":false,"hasExamples":false,"tokenEstimate":361},{"name":"rank_states_nursing_homes","title":"Rank states by nursing home supply, quality, ownership or HUD 232","description":"Ranks the states, DC, PR and GU on one nursing home measure: facilities, beds, median occupancy, nurse or RN hours, staff turnover, for-profit or chain share, PE or REIT owner flags, recent ownership changes, Special Focus count, or HUD 232 activity (active loans, balance, endorsements). Returns value, rank and state page.","inputs":[{"name":"limit","type":"integer","required":false,"description":"States to return, 1 to 53."},{"name":"metric","type":"string","required":true,"description":"What to rank by."},{"name":"order","type":"string","required":false,"description":"desc = largest first (default), asc = smallest first."}],"outputs":[],"hasOutputSchema":false,"hasExamples":false,"tokenEstimate":130},{"name":"size_hud_232_refinance","title":"Size a HUD 232 nursing home refinance (223(f) or 223(a)(7))","description":"Runs the SNF Register sizer: HUD Section 232 loan tests (debt service at 1.45x or 1.11x with MIP, 80%/85% loan to value, cost to refinance, original principal for 223(a)(7)) on your NOI, value, rate and payoff; returns the maximum insurable loan, the binding test, payment, MIP, DSCR and cash to close. Pass a CCN to fill in its active FHA loan.","inputs":[{"name":"appraised_value","type":"number","required":false,"description":"Appraised value, $. Required for 223f."},{"name":"beds","type":"integer","required":false,"description":"Beds (sets the 223f inspection fee). Default the CCN's certified beds, else 120."},{"name":"borrower","type":"string","required":false,"description":"Nonprofit with an operating track record gets 85% LTV instead of 80%."},{"name":"ccn","type":"string","required":false,"description":"Six-character CMS certification number (CCN), e.g. \"015109\". search_nursing_homes returns it."},{"name":"current_monthly_pi","type":"number","required":false,"description":"223a7 only: current monthly principal and interest, to show the payment change. Defaults from ccn."},{"name":"financing_fee_pct","type":"number","required":false,"description":"Lender financing fee, % of loan (capped at 3.5% for 223f, 2% for 223a7). Default 2."},{"name":"ground_rent","type":"number","required":false,"description":"Annual ground rent, $."},{"name":"noi","type":"number","required":true,"description":"Underwritten net operating income, $ a year."},{"name":"original_principal","type":"number","required":false,"description":"223a7 only: original principal of the FHA loan (caps the new loan). Defaults from ccn."},{"name":"other_costs","type":"number","required":false,"description":"Other closing costs, $ (third-party reports, legal, title, prepayment premium)."},{"name":"payoff","type":"number","required":false,"description":"Existing debt to pay off, $. Defaults to the active FHA balance when ccn is given."},{"name":"program","type":"string","required":false,"description":"223f = 232/223(f) refinance of non-HUD debt; 223a7 = streamlined refinance of an existing FHA loan. Default 223a7 when ccn has an active FHA loan, else 223f."},{"name":"rate_pct","type":"number","required":true,"description":"Interest rate, percent (your quote or assumption; HUD does not set it)."},{"name":"repairs","type":"number","required":false,"description":"Repairs to finance, $."},{"name":"term_years","type":"integer","required":false,"description":"Term in years. 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