# CPF Mortgage Home Values (remote · hvr.api.cpfloans.com)

U.S. home values, comparable sales, rent estimates, forecasts and PDF reports from CPF Mortgage.

- Trust score: 84/100 (high trust)
- Change this week: +3
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `hvr.api.cpfloans.com`: 84/100 (this document), [markdown](https://verifymcp.io/servers/justsuperhuman-cpf-home-values/hvr.md), [page](https://verifymcp.io/servers/justsuperhuman-cpf-home-values/hvr)

## Channel facts

- Endpoint: `https://hvr.api.cpfloans.com/mcp`
- Transports: `streamable-http`
- Auth: `required`
- Version: `0.1.1`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 92/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - Authorisation is enforced on tool calls, advertised via RFC 9728 protected-resource metadata. Discovery is public, which costs nothing: no tool can be invoked without a token.
  - HTTPS is enforced; there's no plaintext access path.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
  - The authorisation server supports Client ID Metadata Documents, the current MCP client-registration mechanism.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 80/100
  - AI-judged instruction clarity (excellent).
  - Context-footprint check failed: tool/resource definitions use about 316 tokens (~158/item across 2 items; 2 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 37/100
  - Stability observed for 11 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
  - Structured output schemas are declared (100% of tools); any adoption earns full credit.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 2 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 3 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.
  - Supports UI / widget rendering.

## Install

### How do I install the CPF Mortgage Home Values MCP server?

CPF Mortgage Home Values is a hosted endpoint at https://hvr.api.cpfloans.com/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http justsuperhuman-cpf-home-values 'https://hvr.api.cpfloans.com/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "justsuperhuman-cpf-home-values": {
      "url": "https://hvr.api.cpfloans.com/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "justsuperhuman-cpf-home-values": {
      "type": "http",
      "url": "https://hvr.api.cpfloans.com/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.justsuperhuman-cpf-home-values]
url = "https://hvr.api.cpfloans.com/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "justsuperhuman-cpf-home-values": {
      "type": "remote",
      "url": "https://hvr.api.cpfloans.com/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add justsuperhuman-cpf-home-values --url 'https://hvr.api.cpfloans.com/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  justsuperhuman-cpf-home-values:
    url: "https://hvr.api.cpfloans.com/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "justsuperhuman-cpf-home-values": {
      "Transport": "http",
      "Url": "https://hvr.api.cpfloans.com/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add justsuperhuman-cpf-home-values -t streamable-http -u 'https://hvr.api.cpfloans.com/mcp'
```

### Other

```json
{
  "mcpServers": {
    "justsuperhuman-cpf-home-values": {
      "type": "http",
      "url": "https://hvr.api.cpfloans.com/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-05 (score 84, 0)

- [functional] This server's schema is too large to store in full, so we cannot compare its tools day to day

### 2026-11-04 (score 84, +1)

- [functional] This server's schema is too large to store in full, so we cannot compare its tools day to day

### 2026-11-03 (score 83, 0)

- [functional] This server's schema is too large to store in full, so we cannot compare its tools day to day

### 2026-11-02 (score 83, +1)

- [functional] This server's schema is too large to store in full, so we cannot compare its tools day to day

### 2026-11-01 (score 82, 0)

- [functional] This server's schema is too large to store in full, so we cannot compare its tools day to day

### 2026-10-31 (score 82, 0)

- [functional] This server's schema is too large to store in full, so we cannot compare its tools day to day

### 2026-10-30 (score 82, +1)

- [functional] This server's schema is too large to store in full, so we cannot compare its tools day to day

### 2026-10-29 (score 81, 0)

- [functional] This server's schema is too large to store in full, so we cannot compare its tools day to day

## MCP tools (2)

### `get_home_value_report` (~124 tokens)

Get home value report

Pull a CPF Mortgage home value report for a U.S. residential property: estimated value with low/high range and confidence, property facts, last sale, recent comparable sales, rent estimate with rental comparables, 3-year market forecast, and a link to the full branded PDF. Reports already pulled in the last 14 days return instantly.

Input parameters:

- `address` (string, required): Full property address including street number, city, state and 5-digit ZIP, e.g. "512 Wideview Ave, Tarpon Springs, FL 34689". Include the unit for condos.

Output parameters:

- `address` (string)
- `choices` (array): Matching addresses when status is ambiguous
- `comparables` (array)
- `effective_date` (string)
- `estimate` (object)
- `last_sale` (object|null)
- `market` (object|null)
- `pdf_url` (string): Signed link to the full CPF-branded PDF, valid for 7 days
- `property` (object)
- `rent_estimate` (object|null)
- `rental_comparables` (array)
- `report_id` (string)
- `retry_after_seconds` (number|null)
- `status` (string): ready, processing, ambiguous, not_found, needs_address, daily_limit, rate_limited or failed

### `check_home_value_report` (~52 tokens)

Check home value report

Check on a home value report that was still being prepared. Pass the report_id returned by get_home_value_report.

Input parameters:

- `report_id` (string, required): The report_id from a previous get_home_value_report call.

Output parameters:

- `address` (string)
- `choices` (array): Matching addresses when status is ambiguous
- `comparables` (array)
- `effective_date` (string)
- `estimate` (object)
- `last_sale` (object|null)
- `market` (object|null)
- `pdf_url` (string): Signed link to the full CPF-branded PDF, valid for 7 days
- `property` (object)
- `rent_estimate` (object|null)
- `rental_comparables` (array)
- `report_id` (string)
- `retry_after_seconds` (number|null)
- `status` (string): ready, processing, ambiguous, not_found, needs_address, daily_limit, rate_limited or failed

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/justsuperhuman-cpf-home-values/hvr#diagnostics

## Score history

- 2026-11-05: 84
- 2026-11-04: 84
- 2026-11-03: 83
- 2026-11-02: 83
- 2026-11-01: 82
- 2026-10-31: 82
- 2026-10-30: 82
- 2026-10-29: 81
- 2026-10-28: 81
- 2026-10-27: 80
- 2026-10-26: 80
- 2026-10-25: 79
- 2026-10-24: 37

## Common questions

### What is the CPF Mortgage Home Values MCP server?

CPF Mortgage Home Values is an MCP server listed in the public MCP registry as io.github.JustSuperHuman/cpf-home-values. U.S. home values, comparable sales, rent estimates, forecasts and PDF reports from CPF Mortgage. This page covers its hosted endpoint (https://hvr.api.cpfloans.com/mcp).

### Is the CPF Mortgage Home Values MCP server safe to use?

CPF Mortgage Home Values scores 84 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the CPF Mortgage Home Values MCP server expose?

CPF Mortgage Home Values exposes 2 tools: get_home_value_report, check_home_value_report. Their descriptions and schemas cost roughly 176 tokens of context every time the server is loaded.

### Does the CPF Mortgage Home Values MCP server require authentication?

Yes. CPF Mortgage Home Values asked us for credentials when we connected, so you will need to authorise it in your MCP client before it can do anything.

### Is the CPF Mortgage Home Values MCP server still maintained?

CPF Mortgage Home Values is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://hvr.api.cpfloans.com/mcp
- Website: https://cpfloans.com/
- Changelog RSS feed: https://verifymcp.io/servers/justsuperhuman-cpf-home-values/hvr.xml
- Changelog JSON feed: https://verifymcp.io/servers/justsuperhuman-cpf-home-values/hvr.json
- HTML version of this page: https://verifymcp.io/servers/justsuperhuman-cpf-home-values/hvr