# FINLY Balance Report Analysis (remote · finly.co.il)

Israeli mortgage reports with Hebrew results, 15-minute recovery and authorized external OCR.

- Trust score: 70/100 (medium)
- Change this week: +3
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-09-20

> **Recent critical change**: Authorization (2026-09-17). See the changelog below before you install this server.

## Components

- remote · `finly.co.il`: 70/100 (this document), [markdown](https://verifymcp.io/servers/il-co-finly-report-analysis/mcp-reports.md), [page](https://verifymcp.io/servers/il-co-finly-report-analysis/mcp-reports)

## Channel facts

- Endpoint: `https://finly.co.il/mcp/reports`
- Transports: `streamable-http`
- Auth: `none`
- Version: `0.1.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-09-20.

- **Endpoint Security**: 63/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - Authorisation check failed: no authorisation is required to call this server, and it exposes a tool marked destructive (delete_report_analysis_result).
  - HTTPS is enforced; there's no plaintext access path.
  - The HSTS (Strict-Transport-Security) header is present.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 78/100
  - AI-judged instruction clarity (excellent).
  - Tool/resource definitions use about 446 tokens (~111/item across 4 items; 4 tools + 0 resources), lean.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 33/100
  - Stability observed for 10 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 82/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 38% of tool parameters carry a description.
  - Structured output schemas are declared (100% of tools); any adoption earns full credit.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - All 1 tool(s) whose name or description implies an irreversible operation declare an MCP destructiveHint annotation.
  - An AI judge read all 4 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a current MCP spec version (2026-07-28).

## Install

### How do I install the FINLY Balance Report Analysis MCP server?

FINLY Balance Report Analysis is a hosted endpoint at https://finly.co.il/mcp/reports, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http il-co-finly-report-analysis 'https://finly.co.il/mcp/reports'
```

### Cursor

```json
{
  "mcpServers": {
    "il-co-finly-report-analysis": {
      "url": "https://finly.co.il/mcp/reports"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "il-co-finly-report-analysis": {
      "type": "http",
      "url": "https://finly.co.il/mcp/reports"
    }
  }
}
```

### Codex

```toml
[mcp_servers.il-co-finly-report-analysis]
url = "https://finly.co.il/mcp/reports"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "il-co-finly-report-analysis": {
      "type": "remote",
      "url": "https://finly.co.il/mcp/reports",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add il-co-finly-report-analysis --url 'https://finly.co.il/mcp/reports' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  il-co-finly-report-analysis:
    url: "https://finly.co.il/mcp/reports"
```

### Netclaw

```json
{
  "McpServers": {
    "il-co-finly-report-analysis": {
      "Transport": "http",
      "Url": "https://finly.co.il/mcp/reports"
    }
  }
}
```

### Vellum

```bash
assistant mcp add il-co-finly-report-analysis -t streamable-http -u 'https://finly.co.il/mcp/reports'
```

### Other

```json
{
  "mcpServers": {
    "il-co-finly-report-analysis": {
      "type": "http",
      "url": "https://finly.co.il/mcp/reports"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-09-18 (score 70, +1)

No change was recorded against any check on this day. Stability & Change Management went from 23 to 27. That category is still filling its 30-day observation window: 7 days of observed history at the previous scan, 8 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-17 (score 69, +44)

- [critical regression] Authorization: unverified → fail
- [security improvement] Injection markers: unverified → pass
- [security improvement] Transport: fail → pass
- [functional improvement] Endpoint reachability: not serving MCP → reachable
- [functional improvement] Tool coverage: unverified → 100
- [functional improvement] Stability: unverified → 0.23
- [functional improvement] MCP protocol: unverified → pass

### 2026-09-16 (score 25, −43)

- [security regression] Endpoint reachability: reachable → not serving MCP
- [security regression] Authorization: fail → unverified
- [security regression] Tool safety: pass → unverified
- [security regression] Stability: 0.17 → unverified
- [security regression] Transport: pass → fail
- [functional regression] Capabilities: pass → unverified
- [functional regression] Tool coverage: 100 → unverified
- [functional] First check of Schema quality: unverified

### 2026-09-14 (score 68, +1)

No change was recorded against any check on this day. Stability & Change Management went from 10 to 13. That category is still filling its 30-day observation window: 3 days of observed history at the previous scan, 4 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-12 (score 67, +1)

No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-11 (score 66, 0)

- [functional improvement] Stability: unverified → 0.03

### 2026-09-10 (score 66)

First indexed and scored.

## MCP tools (4)

### `analyze_balance_report` (~271 tokens)

Analyze balance report | ניתוח דוח יתרות

Analyze a PDF, JPEG or PNG balance report. Include the pre-issued operation for encrypted result recovery and safe same-payload replay for up to 15 minutes from issuance; restarting the service ends recovery. Omit operation only for legacy immediate-only delivery. Raw reports are not persisted. Returns structured facts and readable Hebrew text/HTML. External OCR sends personal/financial mortgage data to Google Document AI outside Israel only with an agent attestation that the existing task permits this transfer, or legacy separate approval. The supplier notice hash is not evidence a human saw it. Local-only is the default. A terminal failure never restarts the same operation.

Input parameters:

- `authorization` (object): Deprecated compatibility field; omit it. FINLY does not use or record it as consent evidence.
- `content_base64` (string, required)
- `external_ocr`: Optional external OCR selection. Existing-task authority is an agent attestation covering mortgage data sent to Google Document AI outside Israel; its policy hash binds the supplier notice, not proof…
- `operation` (object): Opt into encrypted result recovery for this pre-issued operation. Omit only for legacy immediate-only delivery.
- `security_challenge` (string, required)
- `security_proof` (string, required)

Output parameters:

- `as_of` (string)
- `assumptions` (array)
- `evidence` (array)
- `limitations` (array)
- `next_actions` (array)
- `no_action` (object)
- `receipt` (object)
- `request_id` (string)
- `response_kind`
- `result`
- `schema_version`
- `status` (string)
- `tool`

### `delete_report_analysis_result` (~50 tokens)

Delete report analysis | מחיקת תוצאת ניתוח

Cancel this operation and delete its encrypted result using its exact capability. A deleted operation cannot be restarted. No raw report, identity or result is placed in the URL.

Input parameters:

- `operation` (object, required)

Output parameters:

- `as_of` (string)
- `assumptions` (array)
- `evidence` (array)
- `limitations` (array)
- `next_actions` (array)
- `no_action` (object)
- `receipt` (object)
- `request_id` (string)
- `response_kind`
- `result` (object)
- `schema_version`
- `status` (string)
- `tool`

### `get_report_analysis_requirements` (~67 tokens)

Report analysis requirements | דרישות לניתוח דוח יתרות

Get the processing notice, external OCR supplier notices for existing-task authority or legacy approval, and a single-use proof-of-work challenge. Normal report analysis requires no additional FINLY approval. Solve SHA-256(challenge_token + ":" + proof) so its first two bytes are zero.

Output parameters:

- `as_of` (string)
- `assumptions` (array)
- `evidence` (array)
- `limitations` (array)
- `next_actions` (array)
- `no_action` (object)
- `receipt` (object)
- `request_id` (string)
- `response_kind`
- `result` (object)
- `schema_version`
- `status` (string)
- `tool`

### `get_report_analysis_result` (~58 tokens)

Retrieve report analysis | שליפת תוצאת ניתוח

Retrieve the result or pending status using the exact operation capability received before upload. Does not upload, analyze, call OCR, renew expiry or prove Customer identity. An expired or restarted service cannot recover the result.

Input parameters:

- `operation` (object, required)

Output parameters:

- `as_of` (string)
- `assumptions` (array)
- `evidence` (array)
- `limitations` (array)
- `next_actions` (array)
- `no_action` (object)
- `receipt` (object)
- `request_id` (string)
- `response_kind`
- `result`
- `schema_version`
- `status` (string)
- `tool`

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/il-co-finly-report-analysis/mcp-reports#diagnostics

## Score history

- 2026-09-20: 70
- 2026-09-19: 70
- 2026-09-18: 70
- 2026-09-17: 69
- 2026-09-16: 25
- 2026-09-15: 68
- 2026-09-14: 68
- 2026-09-13: 67
- 2026-09-12: 67
- 2026-09-11: 66
- 2026-09-10: 66

## Common questions

### What is the FINLY Balance Report Analysis MCP server?

FINLY Balance Report Analysis is an MCP server listed in the public MCP registry as il.co.finly/report-analysis. Israeli mortgage reports with Hebrew results, 15-minute recovery and authorized external OCR. This page covers its hosted endpoint (https://finly.co.il/mcp/reports).

### Is the FINLY Balance Report Analysis MCP server safe to use?

FINLY Balance Report Analysis scores 70 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the FINLY Balance Report Analysis MCP server expose?

FINLY Balance Report Analysis exposes 4 tools: analyze_balance_report, delete_report_analysis_result, get_report_analysis_requirements, get_report_analysis_result. Their descriptions and schemas cost roughly 446 tokens of context every time the server is loaded.

### Does the FINLY Balance Report Analysis MCP server require authentication?

No. We connected to FINLY Balance Report Analysis without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the FINLY Balance Report Analysis MCP server still maintained?

FINLY Balance Report Analysis is still listed as active in the MCP registry. We last reached this channel on 20 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://finly.co.il/mcp/reports
- Changelog RSS feed: https://verifymcp.io/servers/il-co-finly-report-analysis/mcp-reports.xml
- Changelog JSON feed: https://verifymcp.io/servers/il-co-finly-report-analysis/mcp-reports.json
- HTML version of this page: https://verifymcp.io/servers/il-co-finly-report-analysis/mcp-reports