# io.github.hillsidecoastal-glitch/healthcovered-mcp (remote · healthcovered-mcp.onrender.com)

ACA health insurance eligibility, subsidy checker, and enrollment dates for 2026.

- Trust score: 63/100 (medium)
- Change this week: +5
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-08-03

## Components

- remote · `healthcovered-mcp.onrender.com`: 63/100 (this document), [markdown](https://verifymcp.io/servers/hillsidecoastal-glitch-healthcovered-mcp/healthcovered-mcp.md), [page](https://verifymcp.io/servers/hillsidecoastal-glitch-healthcovered-mcp/healthcovered-mcp)

## Channel facts

- Endpoint: `https://healthcovered-mcp.onrender.com/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.0.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-08-03.

- **Endpoint Security**: 57/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - Authorisation not fully verified: no authorisation is required to call this server, and 3 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe.
  - HTTPS is enforced; there's no plaintext access path.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 71/100
  - AI-judged instruction clarity (good).
  - Tool/resource definitions use about 182 tokens (~60/item across 3 items; 3 tools + 0 resources), lean.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 27/100
  - Stability observed for 8 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 71/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 0% of tool parameters carry a description.
  - Structured output schemas are declared (100% of tools); any adoption earns full credit.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### Claude

```bash
claude mcp add --transport http hillsidecoastal-glitch-healthcovered-mcp https://healthcovered-mcp.onrender.com/mcp
```

### Codex

```toml
[mcp_servers.hillsidecoastal-glitch-healthcovered-mcp]
url = "https://healthcovered-mcp.onrender.com/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "hillsidecoastal-glitch-healthcovered-mcp": {
      "type": "remote",
      "url": "https://healthcovered-mcp.onrender.com/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add hillsidecoastal-glitch-healthcovered-mcp --url https://healthcovered-mcp.onrender.com/mcp --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  hillsidecoastal-glitch-healthcovered-mcp:
    url: "https://healthcovered-mcp.onrender.com/mcp"
```

### Other

```json
{
  "mcpServers": {
    "hillsidecoastal-glitch-healthcovered-mcp": {
      "type": "http",
      "url": "https://healthcovered-mcp.onrender.com/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-08-02 (score 63, +1)

No change was recorded against any check on this day. Stability & Change Management went from 20 to 23. That category is still filling its 30-day observation window: 6 days of observed history at the previous scan, 7 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-08-01 (score 62, +39)

- [security improvement] Transport: fail → pass
- [security] Authorization: Authorisation not fully verified: no authorisation is required to call this server, and 3 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe.
- [functional improvement] Tool coverage: unverified → 100
- [functional improvement] Stability: unverified → 0.20
- [functional improvement] MCP protocol: unverified → pass

### 2026-07-31 (score 23, +9)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-30 (score 14, −46)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-29 (score 60, +1)

No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-07-28 (score 59, +1)

No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-07-27 (score 58, 0)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-26 (score 58)

First indexed and scored.

## MCP tools (3)

### `check_aca_eligibility` (~60 tokens)

Check if someone qualifies for ACA Marketplace health insurance subsidies in 2026.
Provide household size (number of people) and estimated annual household income in dollars.

Input parameters:

- `annual_income` (integer, required)
- `household_size` (integer, required)

Output parameters:

- `result` (string)

### `get_enrollment_dates` (~42 tokens)

Get ACA Open Enrollment dates and Special Enrollment Period triggers for 2026.
Use when a user asks when they can sign up or if they missed enrollment.

Output parameters:

- `result` (string)

### `get_healthcovered_contact` (~37 tokens)

Get contact information for HealthCovered.org, a free service helping people
find and enroll in ACA health insurance plans with maximum subsidies.

Output parameters:

- `result` (string)

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/hillsidecoastal-glitch-healthcovered-mcp/healthcovered-mcp#diagnostics

## Score history

- 2026-08-03: 63
- 2026-08-02: 63
- 2026-08-01: 62
- 2026-07-31: 23
- 2026-07-30: 14
- 2026-07-29: 60
- 2026-07-28: 59
- 2026-07-27: 58
- 2026-07-26: 58

## Links

- Remote endpoint: https://healthcovered-mcp.onrender.com/mcp
- Repository: https://github.com/hillsidecoastal-glitch/healthcovered-mcp
- Changelog RSS feed: https://verifymcp.io/servers/hillsidecoastal-glitch-healthcovered-mcp/healthcovered-mcp/changelog.xml
- Changelog JSON feed: https://verifymcp.io/servers/hillsidecoastal-glitch-healthcovered-mcp/healthcovered-mcp/changelog.json
- HTML version of this page: https://verifymcp.io/servers/hillsidecoastal-glitch-healthcovered-mcp/healthcovered-mcp