# LeaseIQ Pro (remote · leaseiq-pro.mcpize.run)

Exact lease finance calculations: equipment structuring, solvers, amortization, auto lease & loan

- Trust score: 61/100 (medium)
- Change this week: +3
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-08-04

## Components

- remote · `leaseiq-pro.mcpize.run`: 61/100 (this document), [markdown](https://verifymcp.io/servers/glennl201-leaseiq-pro/leaseiq-pro.md), [page](https://verifymcp.io/servers/glennl201-leaseiq-pro/leaseiq-pro)

## Channel facts

- Endpoint: `https://leaseiq-pro.mcpize.run/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.0.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-08-04.

- **Endpoint Security**: 51/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - Authorisation not fully verified: no authorisation is required to call this server, and 5 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe.
  - HTTPS check failed: the endpoint is reachable over plaintext HTTP.
  - The HSTS (Strict-Transport-Security) header is present.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 57/100
  - AI-judged instruction clarity (excellent).
  - Context-footprint check failed: tool/resource definitions use about 1924 tokens (~384/item across 5 items; 5 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 30/100
  - Stability observed for 9 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 98/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 93% of tool parameters carry a description.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### Claude

```bash
claude mcp add --transport http glennl201-leaseiq-pro https://leaseiq-pro.mcpize.run/mcp
```

### Codex

```toml
[mcp_servers.glennl201-leaseiq-pro]
url = "https://leaseiq-pro.mcpize.run/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "glennl201-leaseiq-pro": {
      "type": "remote",
      "url": "https://leaseiq-pro.mcpize.run/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add glennl201-leaseiq-pro --url https://leaseiq-pro.mcpize.run/mcp --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  glennl201-leaseiq-pro:
    url: "https://leaseiq-pro.mcpize.run/mcp"
```

### Other

```json
{
  "mcpServers": {
    "glennl201-leaseiq-pro": {
      "type": "http",
      "url": "https://leaseiq-pro.mcpize.run/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-08-03 (score 61, +3)

- [security improvement] HSTS header: unverified → pass
- [security] Authorization: Authorisation not fully verified: no authorisation is required to call this server, and 5 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe.

### 2026-08-01 (score 58, −1)

- [security regression] HSTS header: pass → unverified
- [security] Authorization: Authorisation not yet verified: we couldn't confirm whether this endpoint requires it.

### 2026-07-31 (score 59, 0)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-30 (score 59, 0)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-29 (score 59, +1)

No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-07-28 (score 58, +1)

- [security regression] HTTPS: pass → fail
- [security improvement] HSTS header: unverified → pass
- [security improvement] Transport: fail → pass
- [security] Authorization: Authorisation not fully verified: no authorisation is required to call this server, and 5 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe.
- [functional improvement] Tool coverage: unverified → 100
- [functional improvement] MCP protocol: unverified → pass
- [functional improvement] Stability: unverified → 0.07

### 2026-07-27 (score 57, 0)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-26 (score 57)

First indexed and scored.

## MCP tools (5)

### `calculate_lease` (~551 tokens)

Commercial Equipment Lease Calculator

Deterministic commercial equipment lease and finance calculator. Computes the exact periodic payment for equipment leases and equipment financing agreements: level payments, balloon, step-up/step-down, custom payment streams, interest-only periods, and skip/seasonal structures. Regression-tested against Excel-verified amortization to the penny. Use this instead of estimating lease payments: LLM arithmetic on compounding interest is unreliable, this engine is not. Returns payment, tax, interim rent, and totals (total interest, total of payments, final balance).

Input parameters:

- `additionalClosingFees` (number): Documentation/closing fees in dollars
- `balloonPercentage` (number): For Balloon: final payment as percent of equipment cost, e.g. 20
- `downPayment` (number): Down payment in dollars
- `equipmentCost` (number, required): Total equipment cost in dollars, e.g. 150000
- `fundingDate` (string): Funding date YYYY-MM-DD; a gap before leaseStartDate produces interim rent
- `interestOnlyTerm` (integer): For InterestOnly: number of interest-only months before amortization begins
- `interestRate` (number, required): Annual interest rate as a percentage, e.g. 7.5 for 7.5%
- `leaseStartDate` (string): First payment date YYYY-MM-DD (defaults to today)
- `leaseTerm` (integer, required): Lease term in months, e.g. 60
- `paymentFrequency` (string): Payment frequency (default 'Monthly')
- `paymentStructure` (string): Payment structure (default 'Level')
- `paymentTiming` (string): 'Arrears' = end of period (default), 'Advance' = beginning of period
- `residualPercent` (number): Residual as a percent of equipment cost, e.g. 10 for 10% FMV
- `residualValue` (number): End-of-term residual in dollars (default 0 = full payout). Alternative: residualPercent
- `skipMonths` (array): For Skip: calendar months (1=Jan..12=Dec) skipped every year of the term, e.g. [12,1,2] for a seasonal business closed in winter
- `skipPaymentAmount` (number): Amount paid during skipped months (often 0)
- `steps` (array): For Step/Custom structures: ordered payment segments
- `taxMethod` (string): Sales tax treatment: 'Exempt' (default), 'Monthly' on top of payment, or 'Upfront' capitalized
- `taxRate` (number): Sales tax rate percentage, e.g. 7
- `upfrontPayments` (integer): Number of payments collected in advance at signing

### `solve_lease_structure` (~225 tokens)

Reverse Lease Solver (Rate, Term, Residual, PV)

Newton-Raphson reverse solver for commercial equipment leases. Given a known target payment, solves for the unknown deal variable: the implicit interest rate (yield) buried in a quote, the term length, the residual value, or the present value of a payment stream. This is the tool for questions like "what rate am I really paying?", "what residual makes this payment work?", or "what is this payment stream worth today?". Multi-variable iterative solving that LLMs cannot do reliably by hand.

Input parameters:

- `equipmentCost` (number): Equipment cost in dollars (omit when solving PresentValue)
- `interestRate` (number): Annual rate percentage (omit when solving Rate)
- `leaseTerm` (integer): Term in months (omit when solving Term)
- `paymentFrequency` (string)
- `paymentTiming` (string)
- `residualValue` (number): Residual in dollars (omit when solving ResidualValue)
- `solveFor` (string, required): The unknown variable to solve for
- `targetPayment` (number, required): The known periodic payment amount to solve from

### `generate_amortization_schedule` (~546 tokens)

Full Amortization Schedule Generator

Generates the complete period-by-period amortization schedule for a commercial equipment lease or finance agreement: payment date, payment amount, interest portion, principal portion, and remaining balance for every period, plus totals. Supports all payment structures (level, balloon, step, skip/seasonal, interest-only) and both 30/360 and Actual/365 day counts. Use when the user needs the full payment schedule, a payoff balance at a specific period, or interest/principal splits for accounting.

Input parameters:

- `additionalClosingFees` (number): Documentation/closing fees in dollars
- `balloonPercentage` (number): For Balloon: final payment as percent of equipment cost, e.g. 20
- `downPayment` (number): Down payment in dollars
- `equipmentCost` (number, required): Total equipment cost in dollars, e.g. 150000
- `fundingDate` (string): Funding date YYYY-MM-DD; a gap before leaseStartDate produces interim rent
- `interestOnlyTerm` (integer): For InterestOnly: number of interest-only months before amortization begins
- `interestRate` (number, required): Annual interest rate as a percentage, e.g. 7.5 for 7.5%
- `leaseStartDate` (string): First payment date YYYY-MM-DD (defaults to today)
- `leaseTerm` (integer, required): Lease term in months, e.g. 60
- `paymentFrequency` (string): Payment frequency (default 'Monthly')
- `paymentStructure` (string): Payment structure (default 'Level')
- `paymentTiming` (string): 'Arrears' = end of period (default), 'Advance' = beginning of period
- `residualPercent` (number): Residual as a percent of equipment cost, e.g. 10 for 10% FMV
- `residualValue` (number): End-of-term residual in dollars (default 0 = full payout). Alternative: residualPercent
- `skipMonths` (array): For Skip: calendar months (1=Jan..12=Dec) skipped every year of the term, e.g. [12,1,2] for a seasonal business closed in winter
- `skipPaymentAmount` (number): Amount paid during skipped months (often 0)
- `steps` (array): For Step/Custom structures: ordered payment segments
- `taxMethod` (string): Sales tax treatment: 'Exempt' (default), 'Monthly' on top of payment, or 'Upfront' capitalized
- `taxRate` (number): Sales tax rate percentage, e.g. 7
- `upfrontPayments` (integer): Number of payments collected in advance at signing

### `calculate_auto_lease` (~445 tokens)

Consumer Auto Lease Calculator

Exact consumer car lease calculator using real captive-lender math: money factor rent charge, residual-based depreciation, state tax methods (monthly on payment, upfront on selling price, upfront on total lease, TAVT), fee capitalization, zero-drive-off iteration, and multiple security deposit (MSD) money-factor discounts with ROI. Accepts either a money factor (e.g. 0.00225) or an APR (auto-converted). Use to verify dealer quotes, compare lease offers, or compute drive-off and lease-end buyout amounts.

Input parameters:

- `acquisitionFee` (number): Bank acquisition fee, e.g. 895
- `apr` (number): Annual percentage rate, e.g. 5.4; converted as apr / 2400
- `capitalizeFees` (boolean): true = roll fees into payment; false (default) = pay at signing
- `dispositionFee` (number): Fee charged at lease end
- `docFee` (number): Dealer documentation fee
- `downPayment` (number): Cash down / cap cost reduction in dollars
- `isZeroDriveOff` (boolean): true = capitalize all upfront costs for $0 due at signing
- `mileage` (integer): Annual mileage allowance (default 12000)
- `moneyFactor` (number): Money factor, e.g. 0.00225. Provide this OR apr
- `msdCount` (integer): Number of multiple security deposits for money factor reduction
- `msrp` (number, required): MSRP in dollars, e.g. 45000
- `rebates` (number): Taxed incentives in dollars
- `registrationFee` (number)
- `residualPercent` (number, required): Residual as percent of MSRP, e.g. 58
- `sellingPrice` (number): Negotiated selling price (defaults to MSRP)
- `taxMethod` (string): State tax method (default 'Monthly')
- `taxRate` (number): Sales tax percentage, e.g. 6.625
- `term` (integer, required): Lease term in months, typically 24, 36, or 48
- `tradeInEquity` (number)

### `calculate_auto_loan` (~157 tokens)

Auto Loan / Purchase Calculator

Exact auto loan payment calculator for vehicle purchases. Computes monthly payment, total interest, total cost, and upfront cash for financed purchases, or the all-in cost for cash purchases. Useful together with calculate_auto_lease for lease-versus-buy comparisons.

Input parameters:

- `downPayment` (number)
- `purchaseMethod` (string): Default 'finance'
- `rate` (number): Annual loan rate percentage (required for finance)
- `salesTax` (number): Upfront sales tax amount in dollars (not a percentage)
- `term` (integer): Loan term in months (required for finance)
- `tradeInCredit` (number): Trade-in equity applied in dollars
- `vehiclePrice` (number, required): Out-the-door vehicle price in dollars

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/glennl201-leaseiq-pro/leaseiq-pro#diagnostics

## Score history

- 2026-08-04: 61
- 2026-08-03: 61
- 2026-08-02: 58
- 2026-08-01: 58
- 2026-07-31: 59
- 2026-07-30: 59
- 2026-07-29: 59
- 2026-07-28: 58
- 2026-07-27: 57
- 2026-07-26: 57

## Links

- Remote endpoint: https://leaseiq-pro.mcpize.run/mcp
- Repository: https://github.com/glennl201/LeaseFinanceCalc-App
- Website: https://leaseiqpro.com/
- Changelog RSS feed: https://verifymcp.io/servers/glennl201-leaseiq-pro/leaseiq-pro/changelog.xml
- Changelog JSON feed: https://verifymcp.io/servers/glennl201-leaseiq-pro/leaseiq-pro/changelog.json
- HTML version of this page: https://verifymcp.io/servers/glennl201-leaseiq-pro/leaseiq-pro