# Worth Sheet: apartment building value at today's loan rates (remote · multifamily.forsale)

Apartment building value and loan-supported price at the live 10-year Treasury rate.

- Trust score: 69/100 (medium)
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `multifamily.forsale`: 69/100 (this document), [markdown](https://verifymcp.io/servers/forsale-multifamily-multifamily-forsale/multifamily.md), [page](https://verifymcp.io/servers/forsale-multifamily-multifamily-forsale/multifamily)

## Channel facts

- Endpoint: `https://multifamily.forsale/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.2026.1101.1`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 74/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one.
  - HTTPS is enforced; there's no plaintext access path.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 52/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 1509 tokens (~503/item across 3 items; 3 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 13/100
  - Stability observed for 4 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 3 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 4 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a current MCP spec version (2026-07-28).

## Install

### How do I install the Worth Sheet: apartment building value at today's loan rates MCP server?

Worth Sheet: apartment building value at today's loan rates is a hosted endpoint at https://multifamily.forsale/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http forsale-multifamily-multifamily-forsale 'https://multifamily.forsale/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "forsale-multifamily-multifamily-forsale": {
      "url": "https://multifamily.forsale/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "forsale-multifamily-multifamily-forsale": {
      "type": "http",
      "url": "https://multifamily.forsale/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.forsale-multifamily-multifamily-forsale]
url = "https://multifamily.forsale/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "forsale-multifamily-multifamily-forsale": {
      "type": "remote",
      "url": "https://multifamily.forsale/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add forsale-multifamily-multifamily-forsale --url 'https://multifamily.forsale/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  forsale-multifamily-multifamily-forsale:
    url: "https://multifamily.forsale/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "forsale-multifamily-multifamily-forsale": {
      "Transport": "http",
      "Url": "https://multifamily.forsale/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add forsale-multifamily-multifamily-forsale -t streamable-http -u 'https://multifamily.forsale/mcp'
```

### Other

```json
{
  "mcpServers": {
    "forsale-multifamily-multifamily-forsale": {
      "type": "http",
      "url": "https://multifamily.forsale/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-05 (score 69, +1)

No change was recorded against any check on this day. Stability & Change Management went from 10 to 13. That category is still filling its 30-day observation window: 3 days of observed history at the previous scan, 4 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-03 (score 68, +1)

No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-02 (score 67, 0)

- [functional improvement] Stability: unverified → 0.03

### 2026-11-01 (score 67)

First indexed and scored.

## MCP tools (3)

### `value_at_rate` (~770 tokens)

Value an apartment building at today's loan rates

Runs the Worth Sheet valuation worksheet for a 5+ unit apartment building: from a rent roll and a year of expenses (or a known NOI) it returns NOI, expense ratio, value across your cap rate range, the price a financed buyer can carry at the latest 10-year Treasury plus a lender spread (80% LTV, 1.25x DSCR by default), per-unit value, and the refinance loan the income supports against your balance. An estimate from your numbers, not an appraisal.

Input parameters:

- `admin_other_annual` (number): Admin, legal and other expenses per year, US dollars. Put any lump-sum expense total (excluding property taxes) here. Default 0.
- `amortization_years` (integer): Amortization in years. Default 30.
- `cap_rate_high_pct` (number, required): High end of the cap rate range, percent, e.g. 7.
- `cap_rate_low_pct` (number, required): Low end of the cap rate range brokers quote for similar buildings, percent, e.g. 5.5. No government source publishes cap rates.
- `dscr` (number): Min debt service coverage, times. Default 1.25 (both agencies' term sheets).
- `insurance_annual` (number): Insurance per year, US dollars. Default 0.
- `loan_balance` (number): Your current loan balance, US dollars, to compare against the refinance loan. Optional.
- `ltv_pct` (number): Max loan-to-value, percent. Default 80 (Fannie Mae and Freddie Mac conventional term sheets).
- `management_pct` (number): Management, percent of collected income; charge it even if self-managed. Default 5.
- `noi_annual` (number): Net operating income per year in US dollars, if you already know it. Give this or unit_mix (not both).
- `other_income_monthly` (number): Other income per month (laundry, parking, fees), US dollars. Default 0.
- `payroll_annual` (number): Payroll per year, US dollars. Default 0.
- `property_taxes_annual` (number): Property taxes per year, US dollars. Default 0. With noi_annual, needed only for tax_reset.
- `repairs_maintenance_annual` (number): Repairs, maintenance and turnover per year, US dollars. Default 0.
- `reserves_per_unit` (number): Replacement reserves per unit per year, US dollars. Default 300.
- `spread_pct` (number): Lender spread over the 10-year, percent. Default 1.75, the worksheet's placeholder (not a quote).
- `tax_rate_pct` (number): Tax rate on the new value, percent of price (county millage as a percent). Default 1.5. Used only when tax_reset is true.
- `tax_reset` (boolean): True if a sale resets the property tax bill to a share of the price; value is then solved with taxes at tax_rate_pct of price.
- `treasury_10yr_pct` (number): 10-year Treasury yield to use, percent. Default: the latest daily par yield the site has (U.S. Treasury).
- `unit_mix` (array): Rent roll by unit type, e.g. [{"units":12,"monthly_rent":1250},{"units":16,"monthly_rent":1500}]. Give this or noi_annual.
- `units` (integer): Number of units, for per-unit value when you give noi_annual.
- `utilities_annual` (number): Owner-paid utilities per year, US dollars. Default 0.
- `vacancy_pct` (number): Vacancy and bad debt, percent of gross. Default 5.

### `rate_sensitivity` (~392 tokens)

How loan rates move what a buyer can pay

For an apartment building's net operating income, the price a financed buyer can carry and the income-limited loan size at a ladder of 10-year Treasury levels around today's (default -100 to +100 bp), at 80% LTV and 1.25x DSCR by default. Answers "what is my building worth to a buyer if rates drop half a point?".

Input parameters:

- `amortization_years` (integer): Amortization in years. Default 30.
- `dscr` (number): Min debt service coverage, times. Default 1.25 (both agencies' term sheets).
- `ltv_pct` (number): Max loan-to-value, percent. Default 80 (Fannie Mae and Freddie Mac conventional term sheets).
- `noi_annual` (number, required): Net operating income per year in US dollars, e.g. 300000.
- `property_taxes_annual` (number): Current property taxes inside that NOI, US dollars. Needed only with tax_reset.
- `shifts_bp` (array): Moves in the 10-year to test, in basis points. Default [-100,-50,-25,0,25,50,100].
- `spread_pct` (number): Lender spread over the 10-year, percent. Default 1.75, the worksheet's placeholder (not a quote).
- `tax_rate_pct` (number): Tax rate on the new value, percent of price (county millage as a percent). Default 1.5. Used only when tax_reset is true.
- `tax_reset` (boolean): True if a sale resets the property tax bill to a share of the price; value is then solved with taxes at tax_rate_pct of price.
- `treasury_10yr_pct` (number): 10-year Treasury yield to use, percent. Default: the latest daily par yield the site has (U.S. Treasury).

### `get_rates_and_loan_limits` (~99 tokens)

Today's Treasury yields and agency loan limits

The latest 5-, 7- and 10-year Treasury par yields and overnight SOFR the site has, each with its as-of date, the readings a week and a month earlier when the daily feed has them, and publisher link; plus the loan limits the worksheet uses (80% max LTV, 1.25x min DSCR from the Fannie Mae and Freddie Mac term sheets) and the spread note.

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/forsale-multifamily-multifamily-forsale/multifamily#diagnostics

## Score history

- 2026-11-05: 69
- 2026-11-04: 68
- 2026-11-03: 68
- 2026-11-02: 67
- 2026-11-01: 67

## Common questions

### What is the Worth Sheet: apartment building value at today's loan rates MCP server?

Worth Sheet: apartment building value at today's loan rates is an MCP server listed in the public MCP registry as forsale.multifamily/multifamily-forsale. Apartment building value and loan-supported price at the live 10-year Treasury rate. This page covers its hosted endpoint (https://multifamily.forsale/mcp).

### Is the Worth Sheet: apartment building value at today's loan rates MCP server safe to use?

Worth Sheet: apartment building value at today's loan rates scores 69 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the Worth Sheet: apartment building value at today's loan rates MCP server expose?

Worth Sheet: apartment building value at today's loan rates exposes 3 tools: value_at_rate, rate_sensitivity, get_rates_and_loan_limits. Their descriptions and schemas cost roughly 1,261 tokens of context every time the server is loaded.

### Does the Worth Sheet: apartment building value at today's loan rates MCP server require authentication?

No. We connected to Worth Sheet: apartment building value at today's loan rates without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the Worth Sheet: apartment building value at today's loan rates MCP server still maintained?

Worth Sheet: apartment building value at today's loan rates is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://multifamily.forsale/mcp
- Website: https://multifamily.forsale/developers/
- Changelog RSS feed: https://verifymcp.io/servers/forsale-multifamily-multifamily-forsale/multifamily.xml
- Changelog JSON feed: https://verifymcp.io/servers/forsale-multifamily-multifamily-forsale/multifamily.json
- HTML version of this page: https://verifymcp.io/servers/forsale-multifamily-multifamily-forsale/multifamily