{
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      "source": "scan",
      "summary": "Tool “get_door_effect_summary” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a0bda8-0620-7b05-83e4-74827b0ba4f9"
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    {
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      "observed_since": "2026-09-19",
      "source": "scan",
      "summary": "Tool “check_claim_contract” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a0bda8-061f-7314-91cf-5a12136051e4"
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    {
      "id": "chg_01a0bda8-0620-7299-8ac7-9d50ab6549bd",
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      "occurred_at": "2026-09-20 07:11:40.252131+00",
      "observed_since": "2026-09-19",
      "source": "scan",
      "summary": "Tool “get_conditional_door_map” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a0bda8-0620-7299-8ac7-9d50ab6549bd"
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    {
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      "observed_since": "2026-09-19",
      "source": "scan",
      "summary": "Tool “get_denial_reason_shares” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a0bda8-0620-7668-ac2b-982879095ab6"
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    {
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      "occurred_at": "2026-09-20 07:11:40.252131+00",
      "observed_since": "2026-09-19",
      "source": "scan",
      "summary": "Tool “get_lender_denial_stats” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a0bda8-0620-7eec-bed1-d618648d105c"
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    {
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      "subject_kind": "tool",
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      "detail": {
        "tool": "get_metro_lender_gap"
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      "occurred_at": "2026-09-20 07:11:40.252131+00",
      "observed_since": "2026-09-19",
      "source": "scan",
      "summary": "Tool “get_metro_lender_gap” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a0bda8-0621-750a-b2ad-8788725792ff"
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    {
      "id": "chg_01a0bda8-0621-79fb-a33f-97876cdda20b",
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      "subject_kind": "tool",
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      "materiality": "security",
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      "detail": {
        "tool": "get_national_fha_stats"
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      "occurred_on": "2026-09-20",
      "occurred_at": "2026-09-20 07:11:40.252131+00",
      "observed_since": "2026-09-19",
      "source": "scan",
      "summary": "Tool “get_national_fha_stats” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a0bda8-0621-79fb-a33f-97876cdda20b"
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    {
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      "subject_kind": "tool",
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      "materiality": "security",
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      "detail": {
        "tool": "get_small_loan_penalty"
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      "occurred_on": "2026-09-20",
      "occurred_at": "2026-09-20 07:11:40.252131+00",
      "observed_since": "2026-09-19",
      "source": "scan",
      "summary": "Tool “get_small_loan_penalty” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a0bda8-0621-7e5b-856d-67eb1af349fd"
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    {
      "id": "chg_01a0bda8-0622-73bc-8161-457bbd19bcf7",
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      "subject_kind": "tool",
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      "materiality": "security",
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      "detail": {
        "tool": "get_state_denial_stats"
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      "occurred_on": "2026-09-20",
      "occurred_at": "2026-09-20 07:11:40.252131+00",
      "observed_since": "2026-09-19",
      "source": "scan",
      "summary": "Tool “get_state_denial_stats” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a0bda8-0622-73bc-8161-457bbd19bcf7"
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    {
      "id": "chg_01a0bda8-0622-77d7-a9d9-0934c5067fa5",
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      "materiality": "security",
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      "detail": {
        "tool": "list_cohorts"
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      "occurred_on": "2026-09-20",
      "occurred_at": "2026-09-20 07:11:40.252131+00",
      "observed_since": "2026-09-19",
      "source": "scan",
      "summary": "Tool “list_cohorts” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a0bda8-0622-77d7-a9d9-0934c5067fa5"
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    {
      "id": "chg_01a0bda8-0622-7c5c-9731-5ab46b620dbe",
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      "subject_kind": "tool",
      "subject": "list_lenders",
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      "materiality": "security",
      "direction": "neutral",
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      "detail": {
        "tool": "list_lenders"
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      "occurred_on": "2026-09-20",
      "occurred_at": "2026-09-20 07:11:40.252131+00",
      "observed_since": "2026-09-19",
      "source": "scan",
      "summary": "Tool “list_lenders” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a0bda8-0622-7c5c-9731-5ab46b620dbe"
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    {
      "id": "chg_01a0bda8-0623-71a2-906a-6152a1c1581e",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "run_cohort",
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      "from_code": null,
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      "from_value": null,
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      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "run_cohort"
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      "occurred_on": "2026-09-20",
      "occurred_at": "2026-09-20 07:11:40.252131+00",
      "observed_since": "2026-09-19",
      "source": "scan",
      "summary": "Tool “run_cohort” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a0bda8-0623-71a2-906a-6152a1c1581e"
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    {
      "id": "chg_01a0bda8-0623-7688-a7fe-785f479878c8",
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      "family": "",
      "subject_kind": "tool",
      "subject": "screen_counterparties",
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      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "screen_counterparties"
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      "occurred_on": "2026-09-20",
      "occurred_at": "2026-09-20 07:11:40.252131+00",
      "observed_since": "2026-09-19",
      "source": "scan",
      "summary": "Tool “screen_counterparties” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a0bda8-0623-7688-a7fe-785f479878c8"
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    {
      "id": "chg_01a0bda8-0623-7bb4-b2ea-086e9b8872fd",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "screen_counterparties_quote",
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      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "screen_counterparties_quote"
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      "occurred_on": "2026-09-20",
      "occurred_at": "2026-09-20 07:11:40.252131+00",
      "observed_since": "2026-09-19",
      "source": "scan",
      "summary": "Tool “screen_counterparties_quote” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a0bda8-0623-7bb4-b2ea-086e9b8872fd"
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    {
      "id": "chg_01a08f4d-bc88-702d-8e75-ba8af1173ec4",
      "kind": "tool.description_changed",
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      "subject_kind": "tool",
      "subject": "list_lenders",
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      "from_code": null,
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      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
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      "detail": {
        "tool": "list_lenders"
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      "occurred_on": "2026-09-11",
      "occurred_at": "2026-09-11 07:10:31.240643+00",
      "observed_since": "2026-09-10",
      "source": "scan",
      "summary": "Tool “list_lenders” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a08f4d-bc88-702d-8e75-ba8af1173ec4"
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    {
      "id": "chg_01a08f4d-bc87-7975-b519-82495668faa2",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "get_state_denial_stats",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "get_state_denial_stats"
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      "occurred_on": "2026-09-11",
      "occurred_at": "2026-09-11 07:10:31.240643+00",
      "observed_since": "2026-09-10",
      "source": "scan",
      "summary": "Tool “get_state_denial_stats” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a08f4d-bc87-7975-b519-82495668faa2"
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    {
      "id": "chg_01a08f4d-bc86-75e5-acb9-dcacbc141f2f",
      "kind": "tool.description_changed",
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      "subject_kind": "tool",
      "subject": "get_national_fha_stats",
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      "from_code": null,
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      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "get_national_fha_stats"
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      "occurred_on": "2026-09-11",
      "occurred_at": "2026-09-11 07:10:31.240643+00",
      "observed_since": "2026-09-10",
      "source": "scan",
      "summary": "Tool “get_national_fha_stats” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a08f4d-bc86-75e5-acb9-dcacbc141f2f"
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    {
      "id": "chg_01a08f4d-bc85-7beb-8ebe-6a69fd651512",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "get_lender_denial_stats",
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      "from_code": null,
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      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "get_lender_denial_stats"
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      "occurred_on": "2026-09-11",
      "occurred_at": "2026-09-11 07:10:31.240643+00",
      "observed_since": "2026-09-10",
      "source": "scan",
      "summary": "Tool “get_lender_denial_stats” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a08f4d-bc85-7beb-8ebe-6a69fd651512"
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    {
      "id": "chg_01a08f4d-bc85-772d-b6ce-20046160a143",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "get_door_effect_summary",
      "subject_child": "",
      "from_code": null,
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      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "get_door_effect_summary"
      },
      "occurred_on": "2026-09-11",
      "occurred_at": "2026-09-11 07:10:31.240643+00",
      "observed_since": "2026-09-10",
      "source": "scan",
      "summary": "Tool “get_door_effect_summary” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a08f4d-bc85-772d-b6ce-20046160a143"
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    {
      "id": "chg_01a08f4d-bc83-76e2-bbc1-6b0577c89678",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "check_claim_contract",
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      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "check_claim_contract"
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      "occurred_on": "2026-09-11",
      "occurred_at": "2026-09-11 07:10:31.240643+00",
      "observed_since": "2026-09-10",
      "source": "scan",
      "summary": "Tool “check_claim_contract” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a08f4d-bc83-76e2-bbc1-6b0577c89678"
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    {
      "id": "chg_01a08500-4ae6-764a-8e05-290bc464dc2b",
      "kind": "check.verdict",
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      "subject": "stability",
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      "from_code": "stability.building_history",
      "to_code": "stability.stable",
      "from_value": "0.97",
      "to_value": "pass",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-09",
      "occurred_at": "2026-09-09 07:09:43.985622+00",
      "observed_since": "2026-09-08",
      "source": "scan",
      "summary": "Stability (0.97 → pass)",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a08500-4ae6-764a-8e05-290bc464dc2b"
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    {
      "id": "chg_01a03297-7f26-739d-bdd1-ff5b1a2ac9f1",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-24",
      "occurred_at": "2026-08-24 07:06:24.215032+00",
      "observed_since": "2026-08-23",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/financeratecalc-frc-mcp/frc-mcp#chg-chg_01a03297-7f26-739d-bdd1-ff5b1a2ac9f1"
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    {
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}