# KeepUp (remote · api.keepup.finance)

Net worth percentiles by country and age, and how KeepUp users compare. Read-only, no key.

- Trust score: 72/100 (medium)
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-06

## Components

- remote · `api.keepup.finance`: 72/100 (this document), [markdown](https://verifymcp.io/servers/finance-keepup-keepup/mcp-connector.md), [page](https://verifymcp.io/servers/finance-keepup-keepup/mcp-connector)

## Channel facts

- Endpoint: `https://api.keepup.finance/mcp/connector`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.2.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-06.

- **Endpoint Security**: 74/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Nothing on it is marked destructive, but we can't show that an anonymous caller can only read: full credit needs the server to list at least one tool and every tool to be verifiably read-only. We use a best-effort check of tool names and descriptions to tell read-only tools from tools that change things, so some genuinely read-only tools may not get full credit. Names that start with a read verb (get, list, read, search and similar) and accurate readOnlyHint annotations help. Meet that to earn full credit, or require authorisation.
  - HTTPS is enforced; there's no plaintext access path.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 76/100
  - AI-judged instruction clarity (excellent).
  - Context-footprint check failed: tool/resource definitions use about 720 tokens (~144/item across 5 items; 5 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 7/100
  - Stability observed for 2 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 5 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 6 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### How do I install the KeepUp MCP server?

KeepUp is a hosted endpoint at https://api.keepup.finance/mcp/connector, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http finance-keepup-keepup 'https://api.keepup.finance/mcp/connector'
```

### Cursor

```json
{
  "mcpServers": {
    "finance-keepup-keepup": {
      "url": "https://api.keepup.finance/mcp/connector"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "finance-keepup-keepup": {
      "type": "http",
      "url": "https://api.keepup.finance/mcp/connector"
    }
  }
}
```

### Codex

```toml
[mcp_servers.finance-keepup-keepup]
url = "https://api.keepup.finance/mcp/connector"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "finance-keepup-keepup": {
      "type": "remote",
      "url": "https://api.keepup.finance/mcp/connector",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add finance-keepup-keepup --url 'https://api.keepup.finance/mcp/connector' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  finance-keepup-keepup:
    url: "https://api.keepup.finance/mcp/connector"
```

### Netclaw

```json
{
  "McpServers": {
    "finance-keepup-keepup": {
      "Transport": "http",
      "Url": "https://api.keepup.finance/mcp/connector"
    }
  }
}
```

### Vellum

```bash
assistant mcp add finance-keepup-keepup -t streamable-http -u 'https://api.keepup.finance/mcp/connector'
```

### Other

```json
{
  "mcpServers": {
    "finance-keepup-keepup": {
      "type": "http",
      "url": "https://api.keepup.finance/mcp/connector"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-06 (score 72, 0)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-11-05 (score 72, +1)

- [functional improvement] Stability: unverified → 0.03

### 2026-11-04 (score 71)

First indexed and scored.

## MCP tools (5)

### `net_worth_percentile` (~181 tokens)

Net worth percentile

Given a household net worth in USD and a country (and optionally the age of the household head), return the wealth percentile it falls in and the 'top X%'. Answers questions like 'what percentile is a $500k net worth in Germany', 'is $1M a lot in Japan' or 'is $200k good at 30 in the US'. Public aggregate data, no personal or account information.

Input parameters:

- `age` (integer): Optional age of the household head: ranks the net worth among households of that age group in the country (needs a country).
- `country` (string): ISO 3166-1 alpha-2 country code (e.g. US, DE, JP) or 'WORLD'. Omit for the worldwide distribution.
- `net_worth_usd` (number, required): Household net worth in US dollars.

### `country_net_worth_thresholds` (~104 tokens)

Net worth thresholds by country

Return the household net worth (USD) needed to reach the median and the top 25%, 10%, 5%, and 1% in a given country. Use for 'what net worth is top 1% in the UK' or to build a wealth-distribution table. Public data.

Input parameters:

- `country` (string, required): ISO 3166-1 alpha-2 country code (e.g. US, DE, JP) or 'WORLD'.

### `net_worth_by_age` (~164 tokens)

Net worth by age

Household net worth by age of the household head in a country: the median and the top 10% and top 1% cutoffs for each age group (under 35, 35 to 44 … 75 or older). Pass an age to single out its group. Use for 'what is the average net worth at 30', 'top 1% net worth at 40 in the US' or 'median net worth by age in Germany'. US medians are the Federal Reserve's; other countries are labeled estimates.

Input parameters:

- `age` (integer): Optional age: marks the age group it falls in.
- `country` (string, required): ISO 3166-1 alpha-2 country code (e.g. US, DE, JP).

### `list_supported_countries` (~45 tokens)

Supported countries

List every country KeepUp has wealth-distribution data for, with whether it has full survey breakpoints (higher precision at the tails). Call this to discover valid country codes.

### `keepup_users_net_worth` (~140 tokens)

How KeepUp users compare

How KeepUp users compare: net worth at the 25th, 50th, 75th and 90th percentiles and the asset class most of them are led by, worldwide or in one country, optionally within an age band. Rounded group figures over users on KeepUp's public leaderboard (groups of five or more), never an individual. A self-selected group, not a whole country's population.

Input parameters:

- `age_band` (string): Optional age band.
- `country` (string): ISO 3166-1 alpha-2 country code (e.g. US, DE) or 'WORLD'. Omit for WORLD.

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/finance-keepup-keepup/mcp-connector#diagnostics

## Score history

- 2026-11-06: 72
- 2026-11-05: 72
- 2026-11-04: 71

## Common questions

### What is the KeepUp MCP server?

KeepUp is an MCP server listed in the public MCP registry as finance.keepup/keepup. Net worth percentiles by country and age, and how KeepUp users compare. Read-only, no key. This page covers its hosted endpoint (https://api.keepup.finance/mcp/connector).

### Is the KeepUp MCP server safe to use?

KeepUp scores 72 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the KeepUp MCP server expose?

KeepUp exposes 5 tools: net_worth_percentile, country_net_worth_thresholds, net_worth_by_age, list_supported_countries, keepup_users_net_worth. Their descriptions and schemas cost roughly 634 tokens of context every time the server is loaded.

### Does the KeepUp MCP server require authentication?

No. We connected to KeepUp without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the KeepUp MCP server still maintained?

KeepUp is still listed as active in the MCP registry. We last reached this channel on 6 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

### What did VerifyMCP test on the KeepUp MCP server?

VerifyMCP ran 13 checks on KeepUp, covering TLS certificate, Authorization, HTTPS, HSTS header and 9 more. Supply Chain Security and Provenance & Transparency do not apply to a hosted endpoint, so they were not tested. The score does not measure everything, and the scoring documentation lists what it leaves out.

## Links

- Remote endpoint: https://api.keepup.finance/mcp/connector
- Website: https://keepup.finance/mcp.md
- Changelog RSS feed: https://verifymcp.io/servers/finance-keepup-keepup/mcp-connector.xml
- Changelog JSON feed: https://verifymcp.io/servers/finance-keepup-keepup/mcp-connector/changelog.json
- Trust report (JSON): https://verifymcp.io/servers/finance-keepup-keepup/mcp-connector.json
- HTML version of this page: https://verifymcp.io/servers/finance-keepup-keepup/mcp-connector