{
  "$schema": "https://verifymcp.io/schemas/changelog.json",
  "server": "finance-betteroff-public",
  "component": "betteroff",
  "generated_at": "2026-09-20T16:44:09.005Z",
  "tracking_since": "2026-08-28",
  "counts": {
    "critical": 0,
    "security": 20,
    "functional": 0,
    "cosmetic": 0
  },
  "events": [
    {
      "id": "chg_01a07066-e24f-7a64-a11c-d5b33039f95a",
      "kind": "check.unverifiable",
      "family": "stability",
      "subject_kind": "check",
      "subject": "stability",
      "subject_child": "",
      "from_code": "stability.building_history",
      "to_code": "stability.insufficient_history",
      "from_value": "0.23",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-05",
      "occurred_at": "2026-09-05 07:09:45.649228+00",
      "observed_since": "2026-09-04",
      "source": "scan",
      "summary": "Stability (0.23 → unverified)",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a07066-e24f-7a64-a11c-d5b33039f95a"
    },
    {
      "id": "chg_01a07066-e251-7ea0-8943-4ae8d8e2e768",
      "kind": "check.verdict",
      "family": "transport",
      "subject_kind": "check",
      "subject": "transport",
      "subject_child": "",
      "from_code": "transport.verified",
      "to_code": "transport.http_error",
      "from_value": "pass",
      "to_value": "fail",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "status": "404",
        "transport": "streamable-http"
      },
      "occurred_on": "2026-09-05",
      "occurred_at": "2026-09-05 07:09:45.649228+00",
      "observed_since": "2026-09-04",
      "source": "scan",
      "summary": "Transport (pass → fail)",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a07066-e251-7ea0-8943-4ae8d8e2e768"
    },
    {
      "id": "chg_01a07066-e252-7c56-81f7-a343e82c84de",
      "kind": "check.unverifiable",
      "family": "tool-safety-injection",
      "subject_kind": "check",
      "subject": "tool-safety-injection",
      "subject_child": "",
      "from_code": "toolsafety.injection_clean",
      "to_code": "toolsafety.unreachable",
      "from_value": "pass",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-05",
      "occurred_at": "2026-09-05 07:09:45.649228+00",
      "observed_since": "2026-09-04",
      "source": "scan",
      "summary": "Tool safety (pass → unverified)",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a07066-e252-7c56-81f7-a343e82c84de"
    },
    {
      "id": "chg_01a07066-e254-7acc-b17f-bbe370bc98cd",
      "kind": "check.unverifiable",
      "family": "auth-oauth",
      "subject_kind": "check",
      "subject": "auth-oauth",
      "subject_child": "",
      "from_code": "auth.none_no_destructive",
      "to_code": "auth.none_unlisted",
      "from_value": "partial",
      "to_value": "unverified",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-05",
      "occurred_at": "2026-09-05 07:09:45.649228+00",
      "observed_since": "2026-09-04",
      "source": "scan",
      "summary": "Authorization (partial → unverified)",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a07066-e254-7acc-b17f-bbe370bc98cd"
    },
    {
      "id": "chg_01a07066-e257-78fd-97f6-e8fe306ef647",
      "kind": "capture.status_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "capture",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": "verified",
      "to_value": "not_mcp",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "to": "not_mcp",
        "from": "verified"
      },
      "occurred_on": "2026-09-05",
      "occurred_at": "2026-09-05 07:09:45.649228+00",
      "observed_since": "2026-09-04",
      "source": "scan",
      "summary": "Endpoint reachability (reachable → not serving MCP)",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a07066-e257-78fd-97f6-e8fe306ef647"
    },
    {
      "id": "chg_01a05180-548d-779b-9701-b15454b13c55",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "calc_compound_interest",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "calc_compound_interest"
      },
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 07:09:19.500129+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Tool “calc_compound_interest” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a05180-548d-779b-9701-b15454b13c55"
    },
    {
      "id": "chg_01a05180-548f-7755-b83e-7efbd8714382",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "calc_dca",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "calc_dca"
      },
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 07:09:19.500129+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Tool “calc_dca” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a05180-548f-7755-b83e-7efbd8714382"
    },
    {
      "id": "chg_01a05180-548f-7d10-8e86-e1a14ac07c37",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "calc_debt_payoff",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "calc_debt_payoff"
      },
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 07:09:19.500129+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Tool “calc_debt_payoff” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a05180-548f-7d10-8e86-e1a14ac07c37"
    },
    {
      "id": "chg_01a05180-5490-7317-86d7-587178de56cb",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "calc_emergency_fund",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "calc_emergency_fund"
      },
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 07:09:19.500129+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Tool “calc_emergency_fund” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a05180-5490-7317-86d7-587178de56cb"
    },
    {
      "id": "chg_01a05180-5490-7909-86a1-c68ce6dab3e4",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "calc_fire",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "calc_fire"
      },
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 07:09:19.500129+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Tool “calc_fire” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a05180-5490-7909-86a1-c68ce6dab3e4"
    },
    {
      "id": "chg_01a05180-5491-71c2-b009-0a6fd0cb0190",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "calc_impermanent_loss",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "calc_impermanent_loss"
      },
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 07:09:19.500129+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Tool “calc_impermanent_loss” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a05180-5491-71c2-b009-0a6fd0cb0190"
    },
    {
      "id": "chg_01a05180-5491-7c9b-9957-93c6b95a94cc",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "calc_inflation",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "calc_inflation"
      },
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 07:09:19.500129+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Tool “calc_inflation” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a05180-5491-7c9b-9957-93c6b95a94cc"
    },
    {
      "id": "chg_01a05180-5492-7a04-a7b7-87c44c5a5ff1",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "calc_investment_return",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "calc_investment_return"
      },
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 07:09:19.500129+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Tool “calc_investment_return” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a05180-5492-7a04-a7b7-87c44c5a5ff1"
    },
    {
      "id": "chg_01a05180-5493-7518-911e-9f42384f770d",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "calc_mortgage",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "calc_mortgage"
      },
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 07:09:19.500129+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Tool “calc_mortgage” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a05180-5493-7518-911e-9f42384f770d"
    },
    {
      "id": "chg_01a05180-5494-79ce-bd63-712efe21eaaf",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "calc_net_worth",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "calc_net_worth"
      },
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 07:09:19.500129+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Tool “calc_net_worth” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a05180-5494-79ce-bd63-712efe21eaaf"
    },
    {
      "id": "chg_01a05180-5495-71cf-869c-ff1b0858df65",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "calc_paycheck",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "calc_paycheck"
      },
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 07:09:19.500129+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Tool “calc_paycheck” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a05180-5495-71cf-869c-ff1b0858df65"
    },
    {
      "id": "chg_01a05180-5495-7781-ab5c-449bfaec9673",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "calc_portfolio_allocation",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "calc_portfolio_allocation"
      },
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 07:09:19.500129+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Tool “calc_portfolio_allocation” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a05180-5495-7781-ab5c-449bfaec9673"
    },
    {
      "id": "chg_01a05180-5496-777b-91b6-4a56f276386b",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "calc_retirement",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "calc_retirement"
      },
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 07:09:19.500129+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Tool “calc_retirement” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a05180-5496-777b-91b6-4a56f276386b"
    },
    {
      "id": "chg_01a05180-5496-7ea8-95a0-d091f9f8c618",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "calc_savings_goal",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "calc_savings_goal"
      },
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 07:09:19.500129+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Tool “calc_savings_goal” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a05180-5496-7ea8-95a0-d091f9f8c618"
    },
    {
      "id": "chg_01a05180-5498-7910-b05f-18ecdf507013",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "calc_subscription_cost",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "calc_subscription_cost"
      },
      "occurred_on": "2026-08-30",
      "occurred_at": "2026-08-30 07:09:19.500129+00",
      "observed_since": "2026-08-29",
      "source": "scan",
      "summary": "Tool “calc_subscription_cost” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/finance-betteroff-public/betteroff#chg-chg_01a05180-5498-7910-b05f-18ecdf507013"
    }
  ],
  "days": [
    {
      "date": "2026-09-05",
      "total": 26,
      "delta": -53,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 8
    },
    {
      "date": "2026-09-04",
      "total": 79,
      "delta": 0,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 50
    },
    {
      "date": "2026-09-03",
      "total": 79,
      "delta": 1,
      "tracked": true,
      "explained": false,
      "beyond_event_horizon": false,
      "attribution": {
        "category": "Stability & Change Management",
        "from": 17,
        "to": 20,
        "delta": 3,
        "others": [],
        "accrual": {
          "code": "stability.building_history",
          "from_days": 5,
          "to_days": 6
        },
        "partial": false,
        "compared_to": "2026-09-02",
        "summary": "No change was recorded against any check on this day. Stability & Change Management went from 17 to 20. That category is still filling its 30-day observation window: 5 days of observed history at the previous scan, 6 at this one. The score rises as the window fills, whether or not the server changes."
      },
      "event_count": 0
    },
    {
      "date": "2026-09-02",
      "total": 78,
      "delta": 0,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 2
    },
    {
      "date": "2026-09-01",
      "total": 78,
      "delta": 1,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 7
    },
    {
      "date": "2026-08-31",
      "total": 77,
      "delta": 0,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 2
    },
    {
      "date": "2026-08-30",
      "total": 77,
      "delta": 1,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 16
    },
    {
      "date": "2026-08-29",
      "total": 76,
      "delta": 0,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 16
    }
  ]
}