# QuoteOS (remote · quoteos-api-production.up.railway.app)

Agent-native insurance quoting protocol — sandbox, MCP + REST, eligibility pre-flight

- Trust score: 77/100 (medium)
- Change this week: +3
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-09-20

## Components

- remote · `quoteos-api-production.up.railway.app`: 77/100 (this document), [markdown](https://verifymcp.io/servers/entradox-quoteos/quoteos-api-production.md), [page](https://verifymcp.io/servers/entradox-quoteos/quoteos-api-production)

## Channel facts

- Endpoint: `https://quoteos-api-production.up.railway.app/mcp/`
- Transports: `streamable-http`
- Auth: `none`
- Version: `0.2.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-09-20.

- **Endpoint Security**: 74/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one.
  - HTTPS is enforced; there's no plaintext access path.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 66/100
  - AI-judged instruction clarity (good).
  - Tool/resource definitions use about 268 tokens (~89/item across 3 items; 3 tools + 0 resources), lean.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 53/100
  - Stability observed for 16 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
  - Structured output schemas are declared (100% of tools); any adoption earns full credit.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 3 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 4 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a current MCP spec version (2026-07-28).

## Install

### How do I install the QuoteOS MCP server?

QuoteOS is a hosted endpoint at https://quoteos-api-production.up.railway.app/mcp/, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http entradox-quoteos 'https://quoteos-api-production.up.railway.app/mcp/'
```

### Cursor

```json
{
  "mcpServers": {
    "entradox-quoteos": {
      "url": "https://quoteos-api-production.up.railway.app/mcp/"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "entradox-quoteos": {
      "type": "http",
      "url": "https://quoteos-api-production.up.railway.app/mcp/"
    }
  }
}
```

### Codex

```toml
[mcp_servers.entradox-quoteos]
url = "https://quoteos-api-production.up.railway.app/mcp/"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "entradox-quoteos": {
      "type": "remote",
      "url": "https://quoteos-api-production.up.railway.app/mcp/",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add entradox-quoteos --url 'https://quoteos-api-production.up.railway.app/mcp/' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  entradox-quoteos:
    url: "https://quoteos-api-production.up.railway.app/mcp/"
```

### Netclaw

```json
{
  "McpServers": {
    "entradox-quoteos": {
      "Transport": "http",
      "Url": "https://quoteos-api-production.up.railway.app/mcp/"
    }
  }
}
```

### Vellum

```bash
assistant mcp add entradox-quoteos -t streamable-http -u 'https://quoteos-api-production.up.railway.app/mcp/'
```

### Other

```json
{
  "mcpServers": {
    "entradox-quoteos": {
      "type": "http",
      "url": "https://quoteos-api-production.up.railway.app/mcp/"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-09-20 (score 77, +1)

No change was recorded against any check on this day. Stability & Change Management went from 50 to 53. That category is still filling its 30-day observation window: 15 days of observed history at the previous scan, 16 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-17 (score 76, +1)

No change was recorded against any check on this day. Stability & Change Management went from 40 to 43. That category is still filling its 30-day observation window: 12 days of observed history at the previous scan, 13 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-15 (score 75, +1)

No change was recorded against any check on this day. Stability & Change Management went from 33 to 37. That category is still filling its 30-day observation window: 10 days of observed history at the previous scan, 11 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-13 (score 74, +1)

No change was recorded against any check on this day. Stability & Change Management went from 27 to 30. That category is still filling its 30-day observation window: 8 days of observed history at the previous scan, 9 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-11 (score 73, +1)

No change was recorded against any check on this day. Stability & Change Management went from 20 to 23. That category is still filling its 30-day observation window: 6 days of observed history at the previous scan, 7 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-09 (score 72, +1)

No change was recorded against any check on this day. Stability & Change Management went from 13 to 17. That category is still filling its 30-day observation window: 4 days of observed history at the previous scan, 5 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-08 (score 71, +7)

- [security improvement] Authorization: unverified → partial
- [functional] Server version: 4.0.2 → 4.0.3
- [cosmetic] Tool “checkEligibility” changed its title: Checkeligibility → Eligibility Pre-Flight
- [cosmetic] Tool “getAutoQuotes” changed its title: Getautoquotes → Full Auto Quote Pipeline
- [cosmetic] Tool “getHomeQuotes” changed its title: Gethomequotes → Full Homeowners Quote Pipeline

### 2026-09-06 (score 64, +1)

No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.

## MCP tools (3)

### `checkEligibility` (~136 tokens)

Eligibility Pre-Flight

Quick pre-flight eligibility check with partial data.

Use this FIRST in any intake flow — surfaces hard stops after 2-3 fields
without collecting all 40+. Blocks known-decline scenarios before
any adapter dispatch.

Input parameters:

- `fields_json` (string, required): JSON object with partial fields. auto examples:  {"salvage_title": true}, {"rideshare_use": true} home examples:  {"plumbing_material": "polybutylene"},               {"panel_type": "federal_pacific"…
- `policy_type` (string, required): "auto" or "homeowners"

Output parameters:

- `result` (string)

### `getAutoQuotes` (~58 tokens)

Full Auto Quote Pipeline

Run the full auto insurance quoting pipeline.

Input parameters:

- `auto_input_json` (string, required): JSON string of the full AutoInput model. Required keys: garaging_address, drivers[], vehicles[], coverage See engine/validator.py AutoInput for full schema.

Output parameters:

- `result` (string)

### `getHomeQuotes` (~61 tokens)

Full Homeowners Quote Pipeline

Run the full homeowners insurance quoting pipeline.

Input parameters:

- `home_input_json` (string, required): JSON string of the full HomeInput model. Required keys: property_address, named_insured, property, hazards, coverage See engine/validator.py HomeInput for full schema.

Output parameters:

- `result` (string)

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/entradox-quoteos/quoteos-api-production#diagnostics

## Score history

- 2026-09-20: 77
- 2026-09-19: 76
- 2026-09-18: 76
- 2026-09-17: 76
- 2026-09-16: 75
- 2026-09-15: 75
- 2026-09-14: 74
- 2026-09-13: 74
- 2026-09-12: 73
- 2026-09-11: 73
- 2026-09-10: 72
- 2026-09-09: 72
- 2026-09-08: 71
- 2026-09-07: 64
- 2026-09-06: 64
- 2026-09-05: 63
- 2026-09-04: 63

## Common questions

### What is the QuoteOS MCP server?

QuoteOS is an MCP server listed in the public MCP registry as io.github.entradox/quoteos. Agent-native insurance quoting protocol, sandbox, MCP + REST, eligibility pre-flight. This page covers its hosted endpoint (https://quoteos-api-production.up.railway.app/mcp/).

### Is the QuoteOS MCP server safe to use?

QuoteOS scores 77 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the QuoteOS MCP server expose?

QuoteOS exposes 3 tools: checkEligibility, getAutoQuotes, getHomeQuotes. Their descriptions and schemas cost roughly 255 tokens of context every time the server is loaded.

### Does the QuoteOS MCP server require authentication?

No. We connected to QuoteOS without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the QuoteOS MCP server still maintained?

QuoteOS is still listed as active in the MCP registry. We last reached this channel on 20 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://quoteos-api-production.up.railway.app/mcp/
- Repository: https://github.com/entradox/quoteos
- Changelog RSS feed: https://verifymcp.io/servers/entradox-quoteos/quoteos-api-production.xml
- Changelog JSON feed: https://verifymcp.io/servers/entradox-quoteos/quoteos-api-production.json
- HTML version of this page: https://verifymcp.io/servers/entradox-quoteos/quoteos-api-production