# io.github.edgeedgehq/coverageunlocked (npm · coverageunlocked-mcp)

AI-powered insurance denial appeals. Win probabilities, payer intelligence & regulatory leverage.

- Trust score: 64/100 (medium)
- Change this week: +19
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-08-03

## Components

- npm · `coverageunlocked-mcp`: 64/100 (this document), [markdown](https://verifymcp.io/servers/edgeedgehq-coverageunlocked/coverageunlocked-mcp.md), [page](https://verifymcp.io/servers/edgeedgehq-coverageunlocked/coverageunlocked-mcp)

## Channel facts

- Registry: `npm`
- Package: `coverageunlocked-mcp`
- Version: `1.0.4`
- Transport: `stdio`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-08-03.

- **Supply Chain Security**: 87/100
  - No malware found by supply-chain analysis.
  - Only part of the dependency tree could be resolved (95 of 99), so this covers what we could see, not the whole tree.
  - No install/post-install scripts declared.
  - Only part of the dependency tree could be resolved (95 of 99), so this covers what we could see, not the whole tree.
- **Provenance & Transparency**: 45/100
  - Source repository is publicly reachable at the declared URL.
  - Provenance check failed: no build-provenance attestation is published.
  - Clear OSI-approved license (MIT).
  - Actively maintained (last published 124 days ago).
  - Disclosure check failed: no security disclosure policy was found in the source repository.
- **Schema Quality & AI Usability**: 68/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 685 tokens (~137/item across 5 items; 5 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 0/100
  - Stability not yet verified: not enough scan history yet (needs a 30-day window).
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

**Unverified: 1 category.** A category scored 0 because we could not verify it: a data source with nothing on this package, evidence we could not reach, or a check we could not run. We only credit what we can confirm.

## Install

### Claude

```bash
claude mcp add edgeedgehq-coverageunlocked -- npx -y coverageunlocked-mcp
```

### Codex

```bash
codex mcp add edgeedgehq-coverageunlocked -- npx -y coverageunlocked-mcp
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "edgeedgehq-coverageunlocked": {
      "type": "local",
      "command": [
        "npx",
        "-y",
        "coverageunlocked-mcp"
      ],
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add edgeedgehq-coverageunlocked --command npx --arg -y --arg coverageunlocked-mcp
```

### Hermes

```yaml
mcp_servers:
  edgeedgehq-coverageunlocked:
    command: "npx"
    args: ["-y", "coverageunlocked-mcp"]
```

### Other

```json
{
  "mcpServers": {
    "edgeedgehq-coverageunlocked": {
      "command": "npx",
      "args": [
        "-y",
        "coverageunlocked-mcp"
      ]
    }
  }
}
```

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-08-02 (score 64, +30)

- [security regression] Provenance: unverified → fail
- [security improvement] Known CVEs: unverified → partial
- [security improvement] Install scripts: unverified → pass
- [security improvement] Malware scan: unverified → pass
- [functional improvement] Maintenance: unverified → pass
- [functional improvement] Dependency health: unverified → partial
- [functional improvement] License: unverified → pass
- [functional] Licence: MIT

### 2026-08-01 (score 34, +14)

- [security] Stability: Stability not yet verified: not enough scan history yet (needs a 30-day window).
- [functional improvement] Schema quality: unverified → good
- [functional improvement] MCP protocol: unverified → pass

### 2026-07-31 (score 20, −7)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-30 (score 27, −18)

- [security regression] Malware scan: pass → unverified

### 2026-07-27 (score 45)

First indexed and scored.

## MCP tools (5)

### `analyze_denial` (~229 tokens)

Analyze an insurance denial and get win probability, top denial reasons, and appeal guidance. Covers 489+ CPT codes across 9 procedure categories with data from 20 years of industry experience. Use this when someone asks about insurance denials, claim denials, appeal chances, or how to fight a denied claim.

Input parameters:

- `api_key` (string): CoverageUnlocked API key for Pro access. Free tier: 10 queries/day with basic results. Get Pro at https://app.coverageunlocked.com/mcp
- `cpt_code` (string, required): The CPT or HCPCS code that was denied (e.g., "99214", "70553", "E0601")
- `denial_reason` (string): The reason given for the denial, if available
- `payer` (string): Insurance company name (e.g., "UnitedHealthcare", "Anthem", "Aetna", "Cigna", "Humana", "BCBS")
- `state` (string): Two-letter state code (e.g., "CA", "TX", "NY") for state-specific regulatory leverage

### `check_denial_risk` (~119 tokens)

Check the denial risk BEFORE submitting a claim. Returns the probability of denial and top risk factors for a given CPT code and payer. Use this when someone asks "will my claim be denied?" or "what's the risk of denial for this procedure?"

Input parameters:

- `api_key` (string): CoverageUnlocked API key for Pro access
- `cpt_code` (string, required): The CPT or HCPCS code to check
- `payer` (string): Insurance company name
- `prior_auth_obtained` (boolean): Whether prior authorization was obtained

### `get_appeal_strategy` (~134 tokens)

Get a detailed appeal strategy for a denied insurance claim, including counter-arguments, regulatory citations, documentation requirements, and insider tips. Best results with CPT code + payer + state + denial reason.

Input parameters:

- `api_key` (string): CoverageUnlocked Pro API key required for full strategy. Free tier gets a preview.
- `cpt_code` (string, required): The CPT or HCPCS code that was denied
- `denial_reason` (string): The denial reason provided by the payer
- `payer` (string, required): Insurance company that denied the claim
- `state` (string): Two-letter state code for state-specific leverage

### `get_payer_intelligence` (~104 tokens)

Get behavioral intelligence on a specific insurance payer — their denial patterns, known tactics, and counter-strategies. Covers UnitedHealthcare, Anthem, Aetna, Cigna, Humana, BCBS, TRICARE, and state-specific plans.

Input parameters:

- `api_key` (string): CoverageUnlocked Pro API key. Free tier gets a summary.
- `payer` (string, required): Insurance company name (e.g., "UnitedHealthcare", "Anthem", "Aetna")

### `get_regulatory_leverage` (~99 tokens)

Get state-specific regulatory leverage for insurance denial appeals — appeal deadlines, prompt payment laws, mental health parity enforcement, and external review options. Covers 15 states.

Input parameters:

- `api_key` (string): CoverageUnlocked Pro API key. Free tier gets basic deadlines.
- `plan_type` (string): Type of insurance plan
- `state` (string, required): Two-letter state code (e.g., "CA", "TX") or full state name

## Diagnostics

Captured diagnostic sections: Provenance, Dependencies. The full working is on the page: https://verifymcp.io/servers/edgeedgehq-coverageunlocked/coverageunlocked-mcp#diagnostics

## Score history

- 2026-08-03: 64
- 2026-08-02: 64
- 2026-08-01: 34
- 2026-07-31: 20
- 2026-07-30: 27
- 2026-07-28: 45
- 2026-07-27: 45

## Links

- npm package: https://www.npmjs.com/package/coverageunlocked-mcp
- Socket report: https://socket.dev/npm/package/coverageunlocked-mcp
- Repository: https://github.com/edgeedgehq/coverageunlocked-mcp
- Changelog RSS feed: https://verifymcp.io/servers/edgeedgehq-coverageunlocked/coverageunlocked-mcp/changelog.xml
- Changelog JSON feed: https://verifymcp.io/servers/edgeedgehq-coverageunlocked/coverageunlocked-mcp/changelog.json
- HTML version of this page: https://verifymcp.io/servers/edgeedgehq-coverageunlocked/coverageunlocked-mcp