# io.github.djanacek/coverageshield (npm · coverageshield-mcp)

Insurance coverage requirements, gap detection, and risk profiles for US businesses.

- Trust score: 64/100 (medium)
- Change this week: +24
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-08-03

## Components

- npm · `coverageshield-mcp`: 64/100 (this document), [markdown](https://verifymcp.io/servers/djanacek-coverageshield/coverageshield-mcp.md), [page](https://verifymcp.io/servers/djanacek-coverageshield/coverageshield-mcp)

## Channel facts

- Registry: `npm`
- Package: `coverageshield-mcp`
- Version: `1.0.1`
- Transport: `stdio`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-08-03.

- **Supply Chain Security**: 86/100
  - No malware found by supply-chain analysis.
  - Only part of the dependency tree could be resolved (94 of 98), so this covers what we could see, not the whole tree.
  - No install/post-install scripts declared.
  - Only part of the dependency tree could be resolved (94 of 98), so this covers what we could see, not the whole tree.
- **Provenance & Transparency**: 19/100
  - Repository check failed: the declared repository URL returned HTTP 404.
  - Provenance check failed: no build-provenance attestation is published.
  - Clear OSI-approved license (MIT).
  - Actively maintained (last published 121 days ago).
  - Security-disclosure policy not yet verified: we couldn't inspect the source repository.
- **Schema Quality & AI Usability**: 77/100
  - AI-judged instruction clarity (excellent).
  - Tool/resource definitions use about 353 tokens (~88/item across 4 items; 4 tools + 0 resources), lean.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 27/100
  - Stability observed for 8 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### Claude

```bash
claude mcp add djanacek-coverageshield -- npx -y coverageshield-mcp
```

### Codex

```bash
codex mcp add djanacek-coverageshield -- npx -y coverageshield-mcp
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "djanacek-coverageshield": {
      "type": "local",
      "command": [
        "npx",
        "-y",
        "coverageshield-mcp"
      ],
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add djanacek-coverageshield --command npx --arg -y --arg coverageshield-mcp
```

### Hermes

```yaml
mcp_servers:
  djanacek-coverageshield:
    command: "npx"
    args: ["-y", "coverageshield-mcp"]
```

### Other

```json
{
  "mcpServers": {
    "djanacek-coverageshield": {
      "command": "npx",
      "args": [
        "-y",
        "coverageshield-mcp"
      ]
    }
  }
}
```

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-08-03 (score 64, +1)

No change was recorded against any check on this day. Stability & Change Management went from 23 to 27. That category is still filling its 30-day observation window: 7 days of observed history at the previous scan, 8 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-08-02 (score 63, +63)

- [security regression] Provenance: unverified → fail
- [security improvement] Install scripts: unverified → pass
- [security improvement] Known CVEs: unverified → partial
- [security improvement] Malware scan: unverified → pass
- [functional improvement] Schema quality: unverified → excellent
- [functional improvement] License: unverified → pass
- [functional improvement] Dependency health: unverified → partial
- [functional improvement] Maintenance: unverified → pass
- [functional improvement] MCP protocol: unverified → pass
- [functional improvement] Stability: unverified → 0.23
- [functional improvement] Tool coverage: unverified → 100
- [functional] Licence: MIT

### 2026-07-31 (score 0, 0)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-30 (score 0, −40)

- [security regression] Malware scan: pass → unverified
- [functional regression] Tool coverage: 100 → unverified
- [functional] First check of Schema quality: unverified

### 2026-07-27 (score 40)

First indexed and scored.

## MCP tools (4)

### `get_coverage_requirements` (~111 tokens)

Get required insurance coverages and common gaps for a specific industry. Returns coverage types with typical limits, common gaps with risk exposure, and a link to run a free coverage scan.

Input parameters:

- `employees` (number): Number of employees for size-specific guidance
- `industry` (string, required): Industry name (e.g., 'construction', 'restaurant', 'trucking', 'manufacturing')
- `state` (string): US state code (e.g., 'TX', 'CA') for state-specific requirements

### `check_coverage_gap` (~87 tokens)

Check whether a specific coverage type is commonly missing for a given industry. Returns whether it's a known gap, the risk description, estimated exposure, and recommendation.

Input parameters:

- `coverage_type` (string, required): Coverage type to check (e.g., 'umbrella', 'cyber liability', 'pollution')
- `industry` (string, required): Industry name (e.g., 'construction', 'restaurant')

### `get_contract_requirements` (~82 tokens)

Get typical insurance requirements found in commercial contracts. Returns coverage types, minimum limits, additional insured requirements, and endorsements needed for contract compliance.

Input parameters:

- `contract_type` (string, required): Type of contract (e.g., 'subcontract', 'lease', 'vendor agreement', 'service agreement', 'government contract')
- `industry` (string): Industry for industry-specific guidance

### `get_industry_risk_profile` (~73 tokens)

Get a comprehensive risk profile for an industry including risk factors, regulatory requirements, top claims data, and recommended coverages.

Input parameters:

- `industry` (string, required): Industry name (e.g., 'construction', 'restaurant', 'trucking')
- `state` (string): US state code for state-specific regulatory requirements

## Diagnostics

Captured diagnostic sections: Provenance, Dependencies. The full working is on the page: https://verifymcp.io/servers/djanacek-coverageshield/coverageshield-mcp#diagnostics

## Score history

- 2026-08-03: 64
- 2026-08-02: 63
- 2026-08-01: 0
- 2026-07-31: 0
- 2026-07-30: 0
- 2026-07-28: 40
- 2026-07-27: 40

## Links

- npm package: https://www.npmjs.com/package/coverageshield-mcp
- Socket report: https://socket.dev/npm/package/coverageshield-mcp
- Changelog RSS feed: https://verifymcp.io/servers/djanacek-coverageshield/coverageshield-mcp/changelog.xml
- Changelog JSON feed: https://verifymcp.io/servers/djanacek-coverageshield/coverageshield-mcp/changelog.json
- HTML version of this page: https://verifymcp.io/servers/djanacek-coverageshield/coverageshield-mcp