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Nothing on it is marked destructive, but we can't show that an anonymous caller can only read: full credit needs the server to list at least one tool and every tool to be verifiably read-only. We use a best-effort check of tool names and descriptions to tell read-only tools from tools that change things, so some genuinely read-only tools may not get full credit. Names that start with a read verb (get, list, read, search and similar) and accurate readOnlyHint annotations help. Meet that to earn full credit, or require authorisation.","HTTPS is enforced; there's no plaintext access path.","The HSTS (Strict-Transport-Security) header is present.","DNSSEC is configured correctly; the domain's records validate against the full chain to the root."],"codes":[{"code":"tls.valid","args":{}},{"code":"auth.none_no_destructive","args":{}},{"code":"https.enforced","args":{}},{"code":"headers.hsts_present","args":{}},{"code":"dnssec.validated","args":{}}]},{"name":"Transport & Reachability","score":100,"verdict":"pass","reasons":["Verified streamable-http transport via a live MCP handshake."],"codes":[{"code":"transport.verified","args":{"transport":"streamable-http"}}]},{"name":"Schema Quality & AI Usability","score":56,"verdict":"fail","reasons":["AI-judged instruction clarity (good).","Context-footprint check failed: tool/resource definitions use about 1884 tokens (~314/item across 6 items; 6 tools + 0 resources), over budget; trim descriptions and params.","Usage-examples check failed: none of the tools include examples."],"codes":[{"code":"schema.ai_quality","args":{"band":"good"}},{"code":"schema.footprint_heavy","args":{"avg":"314","items":"6","tools":"6","tokens":"1884","resources":"0"}},{"code":"schema.examples_absent","args":{}}]},{"name":"Stability & Change Management","score":60,"verdict":"partial","reasons":["Stability observed for 18 of 30 days with no destabilising changes; credit accrues until the full window elapses."],"codes":[{"code":"stability.building_history","args":{"days":"18"}}]},{"name":"Tool Coverage","score":100,"verdict":"pass","reasons":["100% of tools have a non-trivial description (not blank, and not just the tool's name).","100% of tool parameters carry a description."],"codes":[{"code":"toolquality.descriptions","args":{"pct":"100"}},{"code":"toolquality.param_docs","args":{"pct":"100"}}]},{"name":"Tool Safety","score":100,"verdict":"pass","reasons":["No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.","We read all 6 captured tool definition(s), and no name or description among them implies an irreversible operation.","An AI judge read all 7 captured unit(s) of tool text and found none that tries to manipulate the model reading it."],"codes":[{"code":"toolsafety.injection_clean","args":{}},{"code":"toolsafety.destructive_none","args":{"tools":"6"}},{"code":"toolsafety.manipulation_clean","args":{"units":"7","judged":"7"}}]},{"name":"Capabilities","score":100,"verdict":"pass","reasons":["Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28."],"codes":[{"code":"protocol.supported","args":{"latest":"2026-07-28","version":"2025-11-25"}}]}],"inconclusive":[],"malware":[],"components":[{"slug":"my","type":"remote","identifier":"https://my.yz-cpa.com/mcp","withdrawn":false,"score":80,"current":true,"url":"https://verifymcp.io/servers/com-yz-cpa-us-tax-estimator/my","markdownUrl":"https://verifymcp.io/servers/com-yz-cpa-us-tax-estimator/my.md"}],"facts":[{"label":"Endpoint","value":"https://my.yz-cpa.com/mcp"},{"label":"Transports","value":"streamable-http"},{"label":"Auth","value":"none"},{"label":"Version","value":"1.1.0"}],"install":{"available":true,"bundleSha256":null},"tools":[{"name":"estimate_federal_tax","title":"Estimate federal income and self-employment tax","description":"Estimates a year's U.S. federal income tax plus self-employment tax, the refund or balance due after withholding and estimated payments, marginal and effective rates, a bracket-by-bracket breakdown and, when prior-year figures are given, the safe-harbor quarterly estimated payment. Also answers 'how much more can I earn, withdraw from a 401(k) or convert to a Roth IRA before the next bracket': the room left in the current bracket, the room before qualified dividends / long-term gains lose the 0% rate, and the tax on a planned extra amount. Uses the standard deduction (with the age-65+ addition) unless larger itemized deductions are given; the 2025–2028 $6,000 senior deduction per person 65+ with phase-out (not available when married filing separately); qualified dividends and long-term gains at 0%/15%/20%; child tax credit with phase-out; Social Security wage base and Additional Medicare tax. Federal only: no state tax, AMT, NIIT, QBI deduction, IRMAA or other credits.","inputs":[{"name":"estimated_payments_made","type":"number","required":false,"description":"Federal estimated tax payments already made for this year, USD."},{"name":"federal_withholding","type":"number","required":false,"description":"Federal income tax withheld for the year (W-2 box 2, 1099 withholding), USD; add any Additional Medicare tax an employer withheld (Form 8959 line 24) if known."},{"name":"filing_status","type":"string","required":true,"description":"Federal filing status."},{"name":"itemized_deductions","type":"number","required":false,"description":"Total itemized deductions (Schedule A), USD. Used only when larger than the standard deduction."},{"name":"planned_extra_income","type":"number","required":false,"description":"What-if: extra ordinary income being considered for the year (401(k) or IRA withdrawal, Roth conversion, bonus), USD, NOT included in total_income. 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Already included in total_income; used for self-employment tax."},{"name":"tax_year","type":"integer","required":true,"description":"Tax year: 2025 or 2026."},{"name":"taxpayers_age_65_or_older","type":"integer","required":false,"description":"Taxpayers on the return who are 65 or older by year end: 0 or 1, or 2 only for married_filing_jointly. 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Dates are already moved off weekends and holidays.","inputs":[{"name":"from_date","type":"string","required":false,"description":"List deadlines on or after this date (YYYY-MM-DD). Default: today (U.S. Central)."},{"name":"include_business","type":"boolean","required":false,"description":"Also list business return and C-corporation estimated tax dates."},{"name":"limit","type":"integer","required":false,"description":"Maximum number of deadlines to return."}],"outputs":[],"hasOutputSchema":false,"hasExamples":false,"tokenEstimate":128},{"name":"check_foreign_reporting_requirements","title":"Check FBAR, Form 8938 and Form 3520 thresholds","description":"Checks a U.S. person's foreign-asset figures against the filing thresholds for FBAR (FinCEN Form 114), Form 8938 (FATCA) and Form 3520 (gifts or bequests from a foreign individual or estate). Only the forms whose figures are given are checked. Thresholds only: it does not decide which accounts or assets count; the descriptions of each input say what to include.","inputs":[{"name":"filing_status","type":"string","required":true,"description":"Federal filing status."},{"name":"foreign_accounts_max_aggregate","type":"number","required":false,"description":"FBAR: the highest combined value of all foreign financial accounts at any time in the year, USD."},{"name":"foreign_gifts_received","type":"number","required":false,"description":"Form 3520: total gifts and bequests received in the year from nonresident alien individuals or foreign estates, USD."},{"name":"lives_abroad","type":"boolean","required":false,"description":"Form 8938: true if the taxpayer meets the bona fide residence or physical presence test abroad (higher thresholds)."},{"name":"specified_foreign_assets_max","type":"number","required":false,"description":"Form 8938: the highest value of specified foreign financial assets at any time in the year, USD."},{"name":"specified_foreign_assets_year_end","type":"number","required":false,"description":"Form 8938: value of specified foreign financial assets on the last day of the year, USD."}],"outputs":[],"hasOutputSchema":false,"hasExamples":false,"tokenEstimate":269},{"name":"screen_foreign_life_insurance_7702","title":"Screen a non-U.S. life insurance policy under IRC §7702","description":"Preliminary screen of whether a non-U.S. savings-type life insurance policy (for example a Hong Kong whole-life or savings plan) meets the U.S. definition of life insurance under IRC §7702, using the cash value accumulation test (CVAT) and the cash value corridor, from the policy's cash value table. A policy that fails is taxed each year on its inside growth (§7702(g)). Values in any one currency (ratios do not depend on currency). 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Also adds the 1% Form 720 excise tax on premiums paid to foreign insurers. Tax years 2019–2025. Assumes non-willful conduct; it does not decide eligibility.","inputs":[{"name":"filing_status","type":"string","required":true,"description":"Filing status used on the original returns."},{"name":"years","type":"array","required":true,"description":"One entry per affected tax year."}],"outputs":[],"hasOutputSchema":false,"hasExamples":false,"tokenEstimate":178},{"name":"estimate_inheritance_step_up","title":"Estimate the basis step-up on inherited stocks and funds","description":"For U.S.-listed stocks, ETFs, mutual funds or crypto held at someone's death (directly, in an estate or in a revocable living trust), estimates the value on the date of death from public market prices, the IRC §1014 step-up in cost basis and the capital-gains tax the heirs avoid (15%–23.8%), plus the dates that matter: the §2032 alternate valuation date, the Form 706 due date and the last day for a portability election (Rev. Proc. 2022-32). Valuation follows Treas. Reg. §20.2031-2(b) (mean of high and low, weekend and no-trade days weighted) and §20.2031-8(b) for funds. Up to 25 holdings. An estimate for planning, not a signed valuation a broker or the IRS will accept; the reply says where to get one.","inputs":[{"name":"date_of_death","type":"string","required":true,"description":"Date of death, YYYY-MM-DD (must be before today)."},{"name":"holdings","type":"array","required":true,"description":"Holdings at the date of death."}],"outputs":[],"hasOutputSchema":false,"hasExamples":false,"tokenEstimate":233}],"toolsTruncatedAtCapture":false,"diagnostics":{"capturedAt":"2026-11-05T02:10:55.000Z","track":"remote","endpoint":"https://my.yz-cpa.com/mcp","declaredUrl":null,"truncated":false,"tls":{"outcome":"valid","label":"Valid","version":"TLS 1.3","cipherSuite":"TLS_AES_256_GCM_SHA384","chainError":null,"certificates":[{"subject":"CN=my.yz-cpa.com","issuer":"CN=YE2,O=Let's Encrypt,C=US","notBefore":"2026-10-17T23:21:50Z","notAfter":"2027-01-15T23:21:49Z","keyType":"ECDSA","keyBits":256,"isCa":false},{"subject":"CN=YE2,O=Let's Encrypt,C=US","issuer":"CN=Root 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