{"$schema":"https://verifymcp.io/schemas/trust-report.json","schemaVersion":1,"license":{"name":"CC BY-NC 4.0","url":"https://creativecommons.org/licenses/by-nc/4.0/"},"generatedAt":"2026-11-07T18:56:02.915Z","url":"https://verifymcp.io/servers/com-representments-chargebacks/representments","markdownUrl":"https://verifymcp.io/servers/com-representments-chargebacks/representments.md","server":{"slug":"com-representments-chargebacks","name":"representments.com","registryName":"com.representments/chargebacks","description":"Explains each card chargeback reason code and the proof that wins it, and prices custom responses.","registryStatus":"active","deletedAt":null,"statusMessage":null,"liveness":"live","publisher":{"class":"unknown","claimed":false}},"component":{"slug":"representments","type":"remote","identifier":"https://representments.com/mcp","withdrawn":false,"url":"https://verifymcp.io/servers/com-representments-chargebacks/representments","version":"1.0.0","transport":null,"scoredAt":"2026-11-07T07:09:00.629Z"},"score":{"total":85,"tier":"high trust","status":"scored","weekDelta":10,"history":[{"date":"2026-11-07","total":85},{"date":"2026-11-06","total":84},{"date":"2026-11-05","total":77},{"date":"2026-11-04","total":77},{"date":"2026-11-03","total":76},{"date":"2026-11-02","total":76},{"date":"2026-11-01","total":75},{"date":"2026-10-31","total":75}]},"categories":[{"name":"Endpoint Security","score":100,"verdict":"pass","reasons":["The endpoint's TLS certificate is valid, in date, and uses a strong key.","No authorisation is required to call this server, and every tool looks verifiably read-only (it declares readOnlyHint: true, starts its name with a read verb and describes no write), so an anonymous caller can read but cannot change anything. We can't see whether a tool returns data specific to one caller, so keep any per-user data behind authorisation.","HTTPS is enforced; there's no plaintext access path.","The HSTS (Strict-Transport-Security) header is present.","DNSSEC is configured correctly; the domain's records validate against the full chain to the root."],"codes":[{"code":"tls.valid","args":{}},{"code":"auth.none_read_only","args":{}},{"code":"https.enforced","args":{}},{"code":"headers.hsts_present","args":{}},{"code":"dnssec.validated","args":{}}]},{"name":"Transport & Reachability","score":100,"verdict":"pass","reasons":["Verified streamable-http transport via a live MCP handshake."],"codes":[{"code":"transport.verified","args":{"transport":"streamable-http"}}]},{"name":"Schema Quality & AI Usability","score":75,"verdict":"fail","reasons":["AI-judged instruction clarity (good).","Tool/resource definitions use about 397 tokens (~99/item across 4 items; 4 tools + 0 resources), lean.","Usage-examples check failed: none of the tools include examples."],"codes":[{"code":"schema.ai_quality","args":{"band":"good"}},{"code":"schema.footprint_lean","args":{"avg":"99","items":"4","tools":"4","tokens":"397","resources":"0"}},{"code":"schema.examples_absent","args":{}}]},{"name":"Stability & Change Management","score":23,"verdict":"partial","reasons":["Stability observed for 7 of 30 days with no destabilising changes; credit accrues until the full window elapses."],"codes":[{"code":"stability.building_history","args":{"days":"7"}}]},{"name":"Tool Coverage","score":100,"verdict":"pass","reasons":["100% of tools have a non-trivial description (not blank, and not just the tool's name).","100% of tool parameters carry a description."],"codes":[{"code":"toolquality.descriptions","args":{"pct":"100"}},{"code":"toolquality.param_docs","args":{"pct":"100"}}]},{"name":"Tool Safety","score":100,"verdict":"pass","reasons":["No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.","We read all 4 captured tool definition(s), and no name or description among them implies an irreversible operation.","An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it."],"codes":[{"code":"toolsafety.injection_clean","args":{}},{"code":"toolsafety.destructive_none","args":{"tools":"4"}},{"code":"toolsafety.manipulation_clean","args":{"units":"5","judged":"5"}}]},{"name":"Capabilities","score":100,"verdict":"pass","reasons":["Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28."],"codes":[{"code":"protocol.supported","args":{"latest":"2026-07-28","version":"2025-11-25"}}]}],"inconclusive":[],"malware":[],"components":[{"slug":"representments","type":"remote","identifier":"https://representments.com/mcp","withdrawn":false,"score":85,"current":true,"url":"https://verifymcp.io/servers/com-representments-chargebacks/representments","markdownUrl":"https://verifymcp.io/servers/com-representments-chargebacks/representments.md"}],"facts":[{"label":"Endpoint","value":"https://representments.com/mcp"},{"label":"Transports","value":"streamable-http"},{"label":"Auth","value":"none"},{"label":"Version","value":"1.0.0"}],"install":{"available":true,"bundleSha256":null},"tools":[{"name":"list_reason_codes","title":"List chargeback reason codes","description":"Lists the Visa, Mastercard, Amex and Discover chargeback reason codes that representments.com explains, each with its plain-English name and a link to the full page. Pass a network to see only its codes.","inputs":[{"name":"network","type":"string","required":false,"description":"Card network: Visa, Mastercard, Amex or Discover."}],"outputs":[],"hasOutputSchema":false,"hasExamples":false,"tokenEstimate":70},{"name":"lookup_reason_code","title":"Look up a chargeback reason code","description":"Explains one chargeback reason code: what the customer claimed, the proof that wins, the situations it usually comes from, and a link to the full page. Accepts forms such as 13.1, Visa 10.4, 4853 or C08.","inputs":[{"name":"code","type":"string","required":true,"description":"The reason code on the chargeback notice, for example 13.1 or Visa 10.4."},{"name":"network","type":"string","required":false,"description":"Card network: Visa, Mastercard, Amex or Discover."}],"outputs":[],"hasOutputSchema":false,"hasExamples":false,"tokenEstimate":111},{"name":"get_pricing","title":"Get pricing","description":"Prices for representments.com in US dollars: the free first response, the two monthly plans, and per-case work for a single chargeback over $10,000.","inputs":[],"outputs":[],"hasOutputSchema":false,"hasExamples":false,"tokenEstimate":43},{"name":"get_help_with_a_dispute","title":"Get help with a chargeback","description":"For a merchant with a chargeback open now. Explains how to get a custom response to it, with the first one free. Pass the reason code if you know it.","inputs":[{"name":"code","type":"string","required":false,"description":"The reason code on the chargeback notice, for example 13.1 or Visa 10.4."},{"name":"network","type":"string","required":false,"description":"Card network: Visa, Mastercard, Amex or Discover."}],"outputs":[],"hasOutputSchema":false,"hasExamples":false,"tokenEstimate":94}],"toolsTruncatedAtCapture":false,"diagnostics":{"capturedAt":"2026-11-07T07:09:00.000Z","track":"remote","endpoint":"https://representments.com/mcp","declaredUrl":null,"truncated":false,"tls":{"outcome":"valid","label":"Valid","version":"TLS 1.3","cipherSuite":"TLS_AES_128_GCM_SHA256","chainError":null,"certificates":[{"subject":"CN=representments.com","issuer":"CN=YR2,O=Let's Encrypt,C=US","notBefore":"2026-10-31T15:31:06Z","notAfter":"2027-01-29T15:31:05Z","keyType":"RSA","keyBits":2048,"isCa":false},{"subject":"CN=YR2,O=Let's Encrypt,C=US","issuer":"CN=Root YR,O=ISRG,C=US","notBefore":"2025-09-03T00:00:00Z","notAfter":"2028-09-02T23:59:59Z","keyType":"RSA","keyBits":2048,"isCa":true},{"subject":"CN=Root YR,O=ISRG,C=US","issuer":"CN=ISRG Root X1,O=Internet Security Research Group,C=US","notBefore":"2026-05-13T00:00:00Z","notAfter":"2032-09-02T23:59:59Z","keyType":"RSA","keyBits":4096,"isCa":true}]},"dnssec":{"result":"secure","label":"Secure","name":"representments.com.","steps":[{"zone":".","outcome":"verified","label":"Verified"},{"zone":"com.","outcome":"verified","label":"Verified"},{"zone":"representments.com.","outcome":"verified","label":"Verified"},{"zone":"representments.com.","outcome":"verified","label":"Verified"}]},"auth":{"outcome":"none","label":"No authorisation required","gate":null,"gateLabel":null,"status":200,"authorizationServers":[]},"httpsRedirect":{"outcome":"https_enforced","label":"HTTPS enforced","status":308},"transports":[{"transport":"streamable-http","outcome":"verified","label":"Verified","status":200,"followed":false}],"provenance":null,"installScripts":[],"installScriptsTotal":null,"vulnerabilities":[],"vulnerabilitiesTotal":null,"dependencies":null},"mismatches":[],"changelog":{"trackingSince":"2026-10-31","recent":[{"id":"chg_01a1b4d6-d56d-7d22-8b46-32e19821fdda","kind":"score.total_changed","summary":"Trust score (84 → 85)","materiality":"functional","direction":"improvement","scoreDelta":1,"occurredOn":"2026-11-07","url":"https://verifymcp.io/servers/com-representments-chargebacks/representments#chg-chg_01a1b4d6-d56d-7d22-8b46-32e19821fdda"},{"id":"chg_01a1afab-5626-7cd4-beba-4ab42eb09944","kind":"score.rubric_changed","summary":"We updated how we score, so this day's move reflects our rubric, not a change to the server","materiality":"functional","direction":"neutral","scoreDelta":null,"occurredOn":"2026-11-06","url":"https://verifymcp.io/servers/com-representments-chargebacks/representments#chg-chg_01a1afab-5626-7cd4-beba-4ab42eb09944"},{"id":"chg_01a1a560-13ed-7c78-849f-ac622019cff6","kind":"score.total_changed","summary":"Trust score (76 → 77)","materiality":"functional","direction":"improvement","scoreDelta":1,"occurredOn":"2026-11-04","url":"https://verifymcp.io/servers/com-representments-chargebacks/representments#chg-chg_01a1a560-13ed-7c78-849f-ac622019cff6"},{"id":"chg_01a19b2c-fd5c-7597-bc01-1ec956c58ae9","kind":"score.total_changed","summary":"Trust score (75 → 76)","materiality":"functional","direction":"improvement","scoreDelta":1,"occurredOn":"2026-11-02","url":"https://verifymcp.io/servers/com-representments-chargebacks/representments#chg-chg_01a19b2c-fd5c-7597-bc01-1ec956c58ae9"},{"id":"chg_01a19609-1f69-7a8e-b3d0-c834c1d744df","kind":"check.reverified","summary":"Stability (unverified → 0.03)","materiality":"functional","direction":"improvement","scoreDelta":null,"occurredOn":"2026-11-01","url":"https://verifymcp.io/servers/com-representments-chargebacks/representments#chg-chg_01a19609-1f69-7a8e-b3d0-c834c1d744df"},{"id":"chg_01a192e7-ae2a-7db3-8eff-3db54bc058b5","kind":"score.first_scored","summary":"First indexed and scored","materiality":"functional","direction":"neutral","scoreDelta":null,"occurredOn":"2026-10-31","url":"https://verifymcp.io/servers/com-representments-chargebacks/representments#chg-chg_01a192e7-ae2a-7db3-8eff-3db54bc058b5"}],"truncated":false,"feedUrl":"https://verifymcp.io/servers/com-representments-chargebacks/representments/changelog.json"},"links":{"html":"https://verifymcp.io/servers/com-representments-chargebacks/representments","markdown":"https://verifymcp.io/servers/com-representments-chargebacks/representments.md","changelogJson":"https://verifymcp.io/servers/com-representments-chargebacks/representments/changelog.json","changelogRss":"https://verifymcp.io/servers/com-representments-chargebacks/representments.xml","external":[{"label":"Remote endpoint","href":"https://representments.com/mcp"},{"label":"Website","href":"https://representments.com/"}]}}