# RentalAnalytics rent tools (remote · rentalanalytics.com)

Read-only HUD rent lookup and the site's existing rental calculators.

- Trust score: 69/100 (medium)
- Change this week: +3
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-10-23

## Components

- remote · `rentalanalytics.com`: 69/100 (this document), [markdown](https://verifymcp.io/servers/com-rentalanalytics-rent-tools/rentalanalytics.md), [page](https://verifymcp.io/servers/com-rentalanalytics-rent-tools/rentalanalytics)

## Channel facts

- Endpoint: `https://rentalanalytics.com/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.0.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-10-23.

- **Endpoint Security**: 74/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one.
  - HTTPS is enforced; there's no plaintext access path.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 56/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 2289 tokens (~143/item across 16 items; 16 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 27/100
  - Stability observed for 8 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 74/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 21% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 16 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 17 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### How do I install the RentalAnalytics rent tools MCP server?

RentalAnalytics rent tools is a hosted endpoint at https://rentalanalytics.com/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http com-rentalanalytics-rent-tools 'https://rentalanalytics.com/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "com-rentalanalytics-rent-tools": {
      "url": "https://rentalanalytics.com/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "com-rentalanalytics-rent-tools": {
      "type": "http",
      "url": "https://rentalanalytics.com/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.com-rentalanalytics-rent-tools]
url = "https://rentalanalytics.com/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "com-rentalanalytics-rent-tools": {
      "type": "remote",
      "url": "https://rentalanalytics.com/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add com-rentalanalytics-rent-tools --url 'https://rentalanalytics.com/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  com-rentalanalytics-rent-tools:
    url: "https://rentalanalytics.com/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "com-rentalanalytics-rent-tools": {
      "Transport": "http",
      "Url": "https://rentalanalytics.com/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add com-rentalanalytics-rent-tools -t streamable-http -u 'https://rentalanalytics.com/mcp'
```

### Other

```json
{
  "mcpServers": {
    "com-rentalanalytics-rent-tools": {
      "type": "http",
      "url": "https://rentalanalytics.com/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-10-22 (score 69, +1)

No change was recorded against any check on this day. Stability & Change Management went from 20 to 23. That category is still filling its 30-day observation window: 6 days of observed history at the previous scan, 7 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-20 (score 68, +1)

- [security] Tool “estimate_rent” rewrote its description, which is the text the model reads
- [security] Tool “lookup_hud_rent” rewrote its description, which is the text the model reads

### 2026-10-17 (score 67, +1)

No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-16 (score 66, 0)

- [functional improvement] Stability: unverified → 0.03

### 2026-10-15 (score 66)

First indexed and scored.

## MCP tools (16)

### `lookup_hud_rent` (~126 tokens)

HUD Fair Market Rent by ZIP

Published FY2027 HUD Fair Market Rent or Small Area FMR for a ZIP and bedroom count (studio through 4). This is the 40th-percentile voucher rent stored in the site's Section 8 extract, not a market-rent estimate. If the ZIP is absent, or the extract has more than one town rent, the tool says so and does not pick a number.

Input parameters:

- `bedrooms` (integer, required): 0 is a studio. 4 is the highest bedroom the HUD row stores.
- `zip` (string, required): 5-digit U.S. ZIP.

### `estimate_rent` (~151 tokens)

Statistical median rent

The rent estimator on /tools/rent-estimator. Hero is the HUD FY2027 50th-percentile area rent scaled onto the ZIP FMR or SAFMR when that area is in hud-50th-sample.json, then aged with the BLS CPI Shelter rate in the script and a property-type multiplier. FMR stays the labeled 40th-percentile voucher figure. ACS B25031 is a second anchor when the sample has that ZIP. A ZIP missing from both the sample and the Section 8 extract returns an error. No national rent is invented for a missing ZIP.

Input parameters:

- `bedrooms` (integer)
- `property_type` (string)
- `zip` (string, required)

### `calculate_cap_rate` (~198 tokens)

Cap rate

Cap rate calculator: NOI divided by purchase price, compared with the band stored in cap-rate-benchmarks.json for the ZIP's metro tier. Unknown ZIPs use the file's Tier 2 band, which is what the page does. Cash-on-cash, when financed, uses the page's 3% closing estimate. Bands are the file's estimated survey ranges, not a new comp.

Input parameters:

- `annual_gross_rent` (number, required)
- `down_payment_pct` (number)
- `financed` (boolean)
- `interest_pct` (number)
- `loan_term_yrs` (number)
- `op_expenses_annual` (number, required)
- `property_type` (string, required)
- `purchase_price` (number, required)
- `vacancy_pct` (number, required): Percent, 0 to 100.
- `zip` (string): Optional. Used only to pick a tier already stored in zip_to_tier.

### `calculate_cash_flow` (~170 tokens)

Cash flow

Cash flow analyzer. Itemized P&L, cap rate, gross yield, cash-on-cash, and break-even occupancy from the inputs you pass. Closing costs in the cash-on-cash line are the page's 3% estimate. Taxes and insurance are annual; maintenance is monthly.

Input parameters:

- `dpPct` (number): Down payment percent.
- `insurance` (number): Annual insurance.
- `intPct` (number)
- `maintenance` (number): Monthly maintenance reserve.
- `mgmtPct` (number): Management fee as a percent of effective gross income.
- `purchase` (number, required)
- `rent` (number, required): Monthly rent.
- `taxes` (number): Annual property tax.
- `term` (number): Loan term in years.
- `vacancy` (number): Vacancy percent.

### `calculate_dscr` (~175 tokens)

DSCR

DSCR calculator. NOI is rent times 12 times (1 minus vacancy) minus taxes, insurance, HOA, and other annual costs. Debt service is the fully amortizing payment times 12. DSCR is NOI divided by debt service. Max loan is the principal whose payment equals NOI divided by the target DSCR you pass. 1.25 is not assumed.

Input parameters:

- `hoaAnnual` (number)
- `insuranceAnnual` (number)
- `loanAmount` (number, required)
- `monthlyRent` (number, required)
- `otherAnnual` (number)
- `ratePct` (number, required)
- `targetDscr` (number): Optional. Omit it and max loan stays empty.
- `taxesAnnual` (number)
- `termYears` (number, required)
- `vacancyPct` (number)

### `calculate_amortization` (~109 tokens)

Amortization

Fully amortizing mortgage schedule from the amortization calculator. Interest is rounded to the cent each month. Pass include_schedule true to get every row. Otherwise the tool returns the payment, payoff date, total interest, and total paid.

Input parameters:

- `annualRatePct` (number, required)
- `extraMonthly` (number)
- `firstPaymentDate` (string): YYYY-MM-DD. Optional.
- `include_schedule` (boolean)
- `principal` (number, required)
- `years` (number, required)

### `compare_str_ltr` (~218 tokens)

Short-term vs long-term rent

STR vs long-term comparison. Short-term revenue is nightly rate times occupied nights. Long-term rent is the monthly rent you pass, or, if you omit it, the ACS B25031 cell for that ZIP and bedroom when the sample has one, otherwise the HUD FMR for bedrooms 0 through 4. If neither source has a rent, pass monthly_rent. The tool does not invent one.

Input parameters:

- `avgNightsPerStay` (number)
- `bedrooms` (integer)
- `cleaningPerStay` (number)
- `hoaAnnual` (number)
- `insuranceAnnual` (number)
- `ltrMgmtPct` (number)
- `monthlyRent` (number)
- `nightlyRate` (number, required)
- `occupancyPct` (number, required)
- `otherAnnual` (number)
- `platformFeePct` (number)
- `strMgmtPct` (number)
- `taxesAnnual` (number)
- `vacancyPct` (number)
- `zip` (string)

### `advise_lease_renewal` (~127 tokens)

Lease renewal

Lease renewal advisor. Market rent is estimate_rent for the ZIP. The recommended rent follows the page's gap bands: hold inside 5%, blend 65% of the gap when under market, blend 50% when over market. Turnover cost is the page's illustrative 1 to 2 months of current rent, not a measured local figure. If the rent estimate has no median, this tool stops.

Input parameters:

- `bedrooms` (integer)
- `current_rent` (number, required)
- `property_type` (string)
- `zip` (string, required)

### `lookup_covered_market` (~130 tokens)

Covered-market snapshot

City rows stored in markets.json (the 15-city sample behind the rent-growth tracker and vacancy panel), plus the sample median and mean those pages compute. YoY, vacancy, and cap rate on each row are the file's labeled estimates. The 12-month illustration multiplies the stored 2-bedroom FMR by the script's CPI Shelter rate. It is not a metro forecast. An unknown city returns an error.

Input parameters:

- `city` (string)
- `slug` (string): Example: austin-tx. Omit to list every stored city.
- `state` (string)

### `calculate_opex` (~141 tokens)

Operating expense benchmark

Operating-expense lines as a percent of effective gross income, compared with the illustrative national bands in opex-benchmarks.json. Those bands are labeled illustrative in the file. They are not a metro measurement.

Input parameters:

- `egi` (number): Annual effective gross income when mode is annual.
- `insurance` (number, required)
- `maintenance` (number, required)
- `mgmt_dollars` (number)
- `mgmt_mode` (string)
- `mgmt_pct` (number)
- `mode` (string)
- `monthly_rent` (number)
- `taxes` (number, required)
- `vacancy_pct` (number)

### `lookup_rent_to_income` (~98 tokens)

Rent-to-income

Census median rent, renter income, and HUD income limits stored for a state or county in rent-to-income.json. The ratio is the file's stored hundredths, which uses the site's half-up formula. A county that is not in the file returns an error.

Input parameters:

- `county` (string): County name, slug, or FIPS. Omit for the state summary.
- `state` (string, required): State name or postal abbreviation.

### `lookup_gross_yield` (~76 tokens)

Stored gross yield

Gross rent yield stored for a state or county in gross-yield.json. The yield is the file's stored figure. A county that is not in the file returns an error.

Input parameters:

- `county` (string): County name, slug, or FIPS. Omit for the state summary.
- `state` (string, required)

### `calculate_gross_yield` (~75 tokens)

Gross yield from rent and value

Gross yield for a monthly rent and value you pass, using the site's half-up hundredths formula: floor((rent * 12 * 10000 + floor(value / 2)) / value). It does not look up a price.

Input parameters:

- `monthly_rent` (number, required)
- `value` (number, required)

### `illustrate_1031_exchange` (~170 tokens)

1031 exchange illustration

Partial Form 8824 illustration from the 1031 calculator (lines 15, 16, 18, 19, 20, and 24 when line 23 equals line 20). Line 21 recapture is not computed. This is a planning illustration, not a filed return and not tax advice.

Input parameters:

- `adjustedBasis` (number)
- `cashPaid` (number)
- `debtAssumed` (number)
- `debtRelieved` (number)
- `exchangeExpenses` (number)
- `otherReceived` (number)
- `receivedDate` (string)
- `replacementPrice` (number)
- `returnDueDate` (string)
- `salePrice` (number, required)
- `transferDate` (string, required): YYYY-MM-DD.

### `illustrate_cost_segregation` (~184 tokens)

Cost segregation year 1

Year-1 cost segregation worksheet. Land percent and cost-segregation percent are required because the form has no default for them. Bonus percent comes from tax-params.json when you pass acquired_date and placed_year. Otherwise it uses the form field's stored default. Estimates for planning; not tax advice.

Input parameters:

- `acquired_date` (string): YYYY-MM-DD. Used only to read the cited bonus percent.
- `apply_bonus_anyway` (boolean)
- `basis` (number, required)
- `bonus_percent` (number)
- `building_recovery_years` (number)
- `cost_seg_percent` (number, required)
- `land_percent` (number, required)
- `placed_month` (integer)
- `placed_year` (integer)
- `short_life_year1_percent` (number)
- `short_life_years` (number)

### `lookup_city_rules` (~83 tokens)

City landlord-tenant digest

Plain-English landlord-tenant digest stored in regulations.json for the cities that file covers. If the city is not in the file, the tool says so. Estimates for planning; not legal advice.

Input parameters:

- `city` (string)
- `slug` (string): Example: austin-tx. Omit to list stored slugs.
- `state` (string)

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/com-rentalanalytics-rent-tools/rentalanalytics#diagnostics

## Score history

- 2026-10-23: 69
- 2026-10-22: 69
- 2026-10-21: 68
- 2026-10-20: 68
- 2026-10-19: 67
- 2026-10-18: 67
- 2026-10-17: 67
- 2026-10-16: 66
- 2026-10-15: 66

## Common questions

### What is the RentalAnalytics rent tools MCP server?

RentalAnalytics rent tools is an MCP server listed in the public MCP registry as com.rentalanalytics/rent-tools. Read-only HUD rent lookup and the site's existing rental calculators. This page covers its hosted endpoint (https://rentalanalytics.com/mcp).

### Is the RentalAnalytics rent tools MCP server safe to use?

RentalAnalytics rent tools scores 69 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the RentalAnalytics rent tools MCP server expose?

RentalAnalytics rent tools exposes 16 tools: lookup_hud_rent, estimate_rent, calculate_cap_rate, calculate_cash_flow, calculate_dscr, and 11 more. Their descriptions and schemas cost roughly 2,231 tokens of context every time the server is loaded.

### Does the RentalAnalytics rent tools MCP server require authentication?

No. We connected to RentalAnalytics rent tools without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the RentalAnalytics rent tools MCP server still maintained?

RentalAnalytics rent tools is still listed as active in the MCP registry. We last reached this channel on 23 October 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://rentalanalytics.com/mcp
- Repository: https://github.com/CGABrew7/rentalanalytics
- Website: https://rentalanalytics.com/
- Changelog RSS feed: https://verifymcp.io/servers/com-rentalanalytics-rent-tools/rentalanalytics.xml
- Changelog JSON feed: https://verifymcp.io/servers/com-rentalanalytics-rent-tools/rentalanalytics.json
- HTML version of this page: https://verifymcp.io/servers/com-rentalanalytics-rent-tools/rentalanalytics