# Paramount Loan Services — Mortgage Loan Application (remote · paramountls.com)

File a Fannie Mae Form 1003 mortgage application with a licensed California broker. No API key.

- Trust score: 84/100 (high trust)
- Change this week: +1
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `paramountls.com`: 84/100 (this document), [markdown](https://verifymcp.io/servers/com-paramountls-loan-application/paramountls.md), [page](https://verifymcp.io/servers/com-paramountls-loan-application/paramountls)

## Channel facts

- Endpoint: `https://paramountls.com/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.1.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 80/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Nothing on it is marked destructive, but we can't show that an anonymous caller can only read: full credit needs the server to list at least one tool and every tool to be verifiably read-only. We use a best-effort check of tool names and descriptions to tell read-only tools from tools that change things, so some genuinely read-only tools may not get full credit. Names that start with a read verb (get, list, read, search and similar) and accurate readOnlyHint annotations help. Meet that to earn full credit, or require authorisation.
  - HTTPS is enforced; there's no plaintext access path.
  - The HSTS (Strict-Transport-Security) header is present.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 72/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 570 tokens (~142/item across 4 items; 4 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 100/100
  - No destabilizing schema changes in the last 30 days.
- **Tool Coverage**: 86/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 57% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 4 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 60/100
  - Spec-recency check failed: implements MCP spec 2025-06-18; the latest is 2026-07-28.

## Install

### How do I install the Paramount Loan Services — Mortgage Loan Application MCP server?

Paramount Loan Services — Mortgage Loan Application is a hosted endpoint at https://paramountls.com/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http com-paramountls-loan-application 'https://paramountls.com/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "com-paramountls-loan-application": {
      "url": "https://paramountls.com/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "com-paramountls-loan-application": {
      "type": "http",
      "url": "https://paramountls.com/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.com-paramountls-loan-application]
url = "https://paramountls.com/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "com-paramountls-loan-application": {
      "type": "remote",
      "url": "https://paramountls.com/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add com-paramountls-loan-application --url 'https://paramountls.com/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  com-paramountls-loan-application:
    url: "https://paramountls.com/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "com-paramountls-loan-application": {
      "Transport": "http",
      "Url": "https://paramountls.com/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add com-paramountls-loan-application -t streamable-http -u 'https://paramountls.com/mcp'
```

### Other

```json
{
  "mcpServers": {
    "com-paramountls-loan-application": {
      "type": "http",
      "url": "https://paramountls.com/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-10-31 (score 84, 0)

- [security] Stability: 0.97 → pass

### 2026-10-30 (score 84, +1)

No change was recorded against any check on this day. Stability & Change Management went from 93 to 97. That category is still filling its 30-day observation window: 28 days of observed history at the previous scan, 29 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-28 (score 83, +1)

No change was recorded against any check on this day. Stability & Change Management went from 87 to 90. That category is still filling its 30-day observation window: 26 days of observed history at the previous scan, 27 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-26 (score 82, +1)

No change was recorded against any check on this day. Stability & Change Management went from 80 to 83. That category is still filling its 30-day observation window: 24 days of observed history at the previous scan, 25 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-24 (score 81, +1)

No change was recorded against any check on this day. Stability & Change Management went from 73 to 77. That category is still filling its 30-day observation window: 22 days of observed history at the previous scan, 23 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-21 (score 80, +1)

No change was recorded against any check on this day. Stability & Change Management went from 63 to 67. That category is still filling its 30-day observation window: 19 days of observed history at the previous scan, 20 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-19 (score 79, +1)

No change was recorded against any check on this day. Stability & Change Management went from 57 to 60. That category is still filling its 30-day observation window: 17 days of observed history at the previous scan, 18 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-17 (score 78, +1)

No change was recorded against any check on this day. Stability & Change Management went from 50 to 53. That category is still filling its 30-day observation window: 15 days of observed history at the previous scan, 16 at this one. The score rises as the window fills, whether or not the server changes.

## MCP tools (4)

### `submit_loan_application` (~317 tokens)

Submit a loan application (Form 1003)

File a Uniform Residential Loan Application (Fannie Mae Form 1003 / URLA) with Paramount Loan Services on behalf of a borrower who has consented. Returns an application id. A licensed loan officer then contacts the borrower. This is not a rate quote, a pre-approval or a credit decision.

Input parameters:

- `_comment` (string): Free-text note to a human reader. Ignored, never stored, never emailed. The example uses it to say it is fictional.
- `acknowledgments` (object, required)
- `assets` (object)
- `borrowers` (array, required)
- `dry_run` (boolean): Set true to validate and preview this application without filing it. Nothing is emailed and no application id is issued. Use it to check a body before committing, and to test this API at all.
- `gifts_or_grants` (array): Section 4d.
- `liabilities` (object)
- `loan` (object, required)
- `loan_originator` (object): Section 9. Leave empty and Paramount assigns a licensed loan officer.
- `notes` (string): Anything a loan officer should read first. Plain English.
- `other_new_mortgage_loans` (array): Section 4b. Other new mortgage loans on the subject property.
- `property` (object, required)
- `real_estate_owned` (array): Section 3. Every property the borrower owns, including the one being refinanced.
- `submitted_by` (object, required): Identifies the agent or software sending the application.

### `get_loan_application_schema` (~38 tokens)

Get the 1003 schema

Return the full JSON Schema for a loan application, so you can see every field the 1003 accepts and which ones are required.

### `list_loan_programs` (~35 tokens)

List loan programs

Return the loan programs Paramount brokers, with the enum value to put in loan.program and a one-line description of each.

### `get_company_information` (~24 tokens)

About Paramount Loan Services

Return licensing, contact, service area and language details for Paramount Loan Services.

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/com-paramountls-loan-application/paramountls#diagnostics

## Score history

- 2026-11-05: 84
- 2026-11-04: 84
- 2026-11-03: 84
- 2026-11-02: 84
- 2026-11-01: 84
- 2026-10-31: 84
- 2026-10-30: 84
- 2026-10-29: 83
- 2026-10-28: 83
- 2026-10-27: 82
- 2026-10-26: 82
- 2026-10-25: 81
- 2026-10-24: 81
- 2026-10-23: 80
- 2026-10-22: 80
- 2026-10-21: 80
- 2026-10-20: 79
- 2026-10-19: 79
- 2026-10-18: 78
- 2026-10-17: 78
- 2026-10-16: 77
- 2026-10-15: 77
- 2026-10-14: 76
- 2026-10-13: 76
- 2026-10-12: 75
- 2026-10-10: 74
- 2026-10-07: 73
- 2026-10-06: 73
- 2026-10-04: 72
- 2026-10-03: 71

## Common questions

### What is the Paramount Loan Services — Mortgage Loan Application MCP server?

Paramount Loan Services — Mortgage Loan Application is an MCP server listed in the public MCP registry as com.paramountls/loan-application. File a Fannie Mae Form 1003 mortgage application with a licensed California broker. No API key. This page covers its hosted endpoint (https://paramountls.com/mcp).

### Is the Paramount Loan Services — Mortgage Loan Application MCP server safe to use?

Paramount Loan Services — Mortgage Loan Application scores 84 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the Paramount Loan Services — Mortgage Loan Application MCP server expose?

Paramount Loan Services — Mortgage Loan Application exposes 4 tools: submit_loan_application, get_loan_application_schema, list_loan_programs, get_company_information. Their descriptions and schemas cost roughly 414 tokens of context every time the server is loaded.

### Does the Paramount Loan Services — Mortgage Loan Application MCP server require authentication?

No. We connected to Paramount Loan Services — Mortgage Loan Application without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the Paramount Loan Services — Mortgage Loan Application MCP server still maintained?

Paramount Loan Services — Mortgage Loan Application is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

### What did VerifyMCP test on the Paramount Loan Services — Mortgage Loan Application MCP server?

VerifyMCP ran 13 checks on Paramount Loan Services — Mortgage Loan Application, covering TLS certificate, Authorization, HTTPS, HSTS header and 9 more. Supply Chain Security and Provenance & Transparency do not apply to a hosted endpoint, so they were not tested. The score does not measure everything, and the scoring documentation lists what it leaves out.

## Links

- Remote endpoint: https://paramountls.com/mcp
- Website: https://paramountls.com/api.html
- Changelog RSS feed: https://verifymcp.io/servers/com-paramountls-loan-application/paramountls.xml
- Changelog JSON feed: https://verifymcp.io/servers/com-paramountls-loan-application/paramountls/changelog.json
- Trust report (JSON): https://verifymcp.io/servers/com-paramountls-loan-application/paramountls.json
- HTML version of this page: https://verifymcp.io/servers/com-paramountls-loan-application/paramountls