{"$schema":"https://verifymcp.io/schemas/trust-report.json","schemaVersion":1,"license":{"name":"CC BY-NC 4.0","url":"https://creativecommons.org/licenses/by-nc/4.0/"},"generatedAt":"2026-11-05T19:25:49.059Z","url":"https://verifymcp.io/servers/com-paramountls-loan-application/paramountls","markdownUrl":"https://verifymcp.io/servers/com-paramountls-loan-application/paramountls.md","server":{"slug":"com-paramountls-loan-application","name":"Paramount Loan Services — Mortgage Loan Application","registryName":"com.paramountls/loan-application","description":"File a Fannie Mae Form 1003 mortgage application with a licensed California broker. 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Nothing on it is marked destructive, but we can't show that an anonymous caller can only read: full credit needs the server to list at least one tool and every tool to be verifiably read-only. We use a best-effort check of tool names and descriptions to tell read-only tools from tools that change things, so some genuinely read-only tools may not get full credit. Names that start with a read verb (get, list, read, search and similar) and accurate readOnlyHint annotations help. Meet that to earn full credit, or require authorisation.","HTTPS is enforced; there's no plaintext access path.","The HSTS (Strict-Transport-Security) header is present.","DNSSEC check failed: this domain isn't protected by DNSSEC."],"codes":[{"code":"tls.valid","args":{}},{"code":"auth.none_no_destructive","args":{}},{"code":"https.enforced","args":{}},{"code":"headers.hsts_present","args":{}},{"code":"dnssec.absent","args":{}}]},{"name":"Transport & Reachability","score":100,"verdict":"pass","reasons":["Verified streamable-http transport via a live MCP handshake."],"codes":[{"code":"transport.verified","args":{"transport":"streamable-http"}}]},{"name":"Schema Quality & AI Usability","score":72,"verdict":"fail","reasons":["AI-judged instruction clarity (good).","Context-footprint check failed: tool/resource definitions use about 570 tokens (~142/item across 4 items; 4 tools + 0 resources), over budget; trim descriptions and params.","Usage-examples check failed: none of the tools include examples."],"codes":[{"code":"schema.ai_quality","args":{"band":"good"}},{"code":"schema.footprint_heavy","args":{"avg":"142","items":"4","tools":"4","tokens":"570","resources":"0"}},{"code":"schema.examples_absent","args":{}}]},{"name":"Stability & Change Management","score":100,"verdict":"pass","reasons":["No destabilizing schema changes in the last 30 days."],"codes":[{"code":"stability.stable","args":{}}]},{"name":"Tool Coverage","score":86,"verdict":"partial","reasons":["100% of tools have a non-trivial description (not blank, and not just the tool's name).","57% of tool parameters carry a description."],"codes":[{"code":"toolquality.descriptions","args":{"pct":"100"}},{"code":"toolquality.param_docs","args":{"pct":"57"}}]},{"name":"Tool Safety","score":100,"verdict":"pass","reasons":["No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.","We read all 4 captured tool definition(s), and no name or description among them implies an irreversible operation.","An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it."],"codes":[{"code":"toolsafety.injection_clean","args":{}},{"code":"toolsafety.destructive_none","args":{"tools":"4"}},{"code":"toolsafety.manipulation_clean","args":{"units":"5","judged":"5"}}]},{"name":"Capabilities","score":60,"verdict":"fail","reasons":["Spec-recency check failed: implements MCP spec 2025-06-18; the latest is 2026-07-28."],"codes":[{"code":"protocol.outdated","args":{"latest":"2026-07-28","version":"2025-06-18"}}]}],"inconclusive":[],"malware":[],"components":[{"slug":"paramountls","type":"remote","identifier":"https://paramountls.com/mcp","withdrawn":false,"score":84,"current":true,"url":"https://verifymcp.io/servers/com-paramountls-loan-application/paramountls","markdownUrl":"https://verifymcp.io/servers/com-paramountls-loan-application/paramountls.md"}],"facts":[{"label":"Endpoint","value":"https://paramountls.com/mcp"},{"label":"Transports","value":"streamable-http"},{"label":"Auth","value":"none"},{"label":"Version","value":"1.1.0"}],"install":{"available":true,"bundleSha256":null},"tools":[{"name":"submit_loan_application","title":"Submit a loan application (Form 1003)","description":"File a Uniform Residential Loan Application (Fannie Mae Form 1003 / URLA) with Paramount Loan Services on behalf of a borrower who has consented. 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