# Nevada Insurance (remote · nevadaautoquotes.com)

Auto insurance prices for Nevada drivers, from rates the state publishes.

- Trust score: 76/100 (medium)
- Change this week: +3
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-09-20

## Components

- remote · `nevadaautoquotes.com`: 76/100 (this document), [markdown](https://verifymcp.io/servers/com-nevadaautoquotes-insurance/nevadaautoquotes.md), [page](https://verifymcp.io/servers/com-nevadaautoquotes-insurance/nevadaautoquotes)

## Channel facts

- Endpoint: `https://nevadaautoquotes.com/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.0.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-09-20.

- **Endpoint Security**: 80/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one.
  - HTTPS is enforced; there's no plaintext access path.
  - The HSTS (Strict-Transport-Security) header is present.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 58/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 1680 tokens (~210/item across 8 items; 8 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 53/100
  - Stability observed for 16 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 82/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 47% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 8 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 9 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a current MCP spec version (2026-07-28).

## Install

### How do I install the Nevada Insurance MCP server?

Nevada Insurance is a hosted endpoint at https://nevadaautoquotes.com/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http com-nevadaautoquotes-insurance 'https://nevadaautoquotes.com/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "com-nevadaautoquotes-insurance": {
      "url": "https://nevadaautoquotes.com/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "com-nevadaautoquotes-insurance": {
      "type": "http",
      "url": "https://nevadaautoquotes.com/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.com-nevadaautoquotes-insurance]
url = "https://nevadaautoquotes.com/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "com-nevadaautoquotes-insurance": {
      "type": "remote",
      "url": "https://nevadaautoquotes.com/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add com-nevadaautoquotes-insurance --url 'https://nevadaautoquotes.com/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  com-nevadaautoquotes-insurance:
    url: "https://nevadaautoquotes.com/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "com-nevadaautoquotes-insurance": {
      "Transport": "http",
      "Url": "https://nevadaautoquotes.com/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add com-nevadaautoquotes-insurance -t streamable-http -u 'https://nevadaautoquotes.com/mcp'
```

### Other

```json
{
  "mcpServers": {
    "com-nevadaautoquotes-insurance": {
      "type": "http",
      "url": "https://nevadaautoquotes.com/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-09-18 (score 76, +1)

No change was recorded against any check on this day. Stability & Change Management went from 43 to 47. That category is still filling its 30-day observation window: 13 days of observed history at the previous scan, 14 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-16 (score 75, +1)

No change was recorded against any check on this day. Stability & Change Management went from 37 to 40. That category is still filling its 30-day observation window: 11 days of observed history at the previous scan, 12 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-14 (score 74, +1)

No change was recorded against any check on this day. Stability & Change Management went from 30 to 33. That category is still filling its 30-day observation window: 9 days of observed history at the previous scan, 10 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-12 (score 73, +1)

No change was recorded against any check on this day. Stability & Change Management went from 23 to 27. That category is still filling its 30-day observation window: 7 days of observed history at the previous scan, 8 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-10 (score 72, 0)

- [security] The server rewrote its instructions, which are the text every model session reads

### 2026-09-09 (score 72, +1)

No change was recorded against any check on this day. Stability & Change Management went from 13 to 17. That category is still filling its 30-day observation window: 4 days of observed history at the previous scan, 5 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-08 (score 71, 0)

- [security] Tool “market_data” rewrote its description, which is the text the model reads
- [cosmetic] “register_agency” added an optional parameter “handoff”
- [cosmetic] “register_agency” dropped the optional parameter “sms_opt_in”
- [cosmetic] Tool “market_data” changed its title: Buy de-identified demand records (the dataset) → Buy provenance-qualified, de-identified demand records

### 2026-09-07 (score 71, +1)

- [cosmetic] “register_agency” added an optional parameter “sms_opt_in”

## MCP tools (8)

### `check_eligibility` (~80 tokens)

Check eligibility

Check whether we can return quotes for a state before any personal details are collected. Call this first. Returns the states we are licensed in, what we can do in each, and how many licensed agents can take a request there.

Input parameters:

- `product` (string, required)
- `state` (string): Two-letter US state code, e.g. NV

### `get_quotes` (~195 tokens)

Get indicative quotes

Return indicative auto insurance prices from multiple carriers, where this entity is licensed to show them. Takes rating facts only — no name, phone, email, SSN or licence number is required for an indicative price. Where we are not licensed to show prices, the request is still registered and a quote_id returned so licensed agents can quote it. If facts are missing the server asks for exactly what it needs and nothing more.

Input parameters:

- `annual_mileage` (integer)
- `coverage` (string, required)
- `date_of_birth` (string, required)
- `garaging_zip` (string, required): Five-digit ZIP where the vehicle is kept
- `prior_continuous` (boolean)
- `state` (string): Optional; derived from the ZIP when absent
- `vehicle_make_model` (string, required)
- `vehicle_year` (integer, required)
- `violations_3yr` (integer)
- `years_licensed` (integer)

### `pull_requests` (~115 tokens)

Pull routed records (buyers)

Drain the queue of pool records routed to you. Requires your buyer key. Metered buyers receive an x402 payment requirement (status 402, accepts[]) until a payment is supplied. Records are projected to the scope the consumer granted — never wider.

Input parameters:

- `buyer_key` (string, required)
- `credential` (string): MPP credential (the base64url JSON that would follow "Authorization: Payment")
- `mandate` (string): AP2 Payment Mandate
- `payment` (string): x402 X-PAYMENT payload

### `data_use_terms` (~62 tokens)

Data use terms and consent wording

What happens to anything you send us: who receives it, for what purpose, how long it is kept, how your human revokes it, and the exact consent wording to present before request_agent_contact. Machine readable so you can evaluate the exchange before making it.

### `request_agent_contact` (~241 tokens)

Connect with licensed agents (consent required)

Connect the consumer with licensed insurance agents who can quote firm and bind. Needs the quote_id from get_quotes, the consumer's name and phone, and the consumer's explicit consent to be contacted — granted by the human, presented by you, or confirmed by the human directly at the consent URL the elicitation returns. Under scope contact_consumer up to 4 licensed agents receive the request and contact details; sell_identity additionally permits sharing with marketing partners. Nothing leaves without the consent. Every delivery and refusal is receipted, and POST /forget revokes.

Input parameters:

- `best_time` (string)
- `consent` (object, required)
- `email_address` (string)
- `full_name` (string, required)
- `phone_number` (string, required): US mobile or landline
- `preferred_channel` (string)
- `quote_id` (string, required): From get_quotes
- `street_address` (string): Optional. Lets a licensed agent answer firm.
- `verify_token` (string): Optional. From POST /v1/verify/check after the consumer enters the code texted to them. A verified number sells at the verified price and is contacted first.

### `register_agency` (~408 tokens)

Register an insurance agency as a buyer

For an AI working for a licensed insurance agency: register the agency to receive consented consumer requests in its states. Needs the agency name, the producer NPN (National Producer Number) and its state, the states it is appointed in, the licensed contact's name, email and mobile, and how leads should arrive (email, webhook, or pull by key). The licensed contact confirms by a link sent to their email; nothing is delivered before that. The first agencies in a state receive leads free for a founding period, then prepaid credits by card. Read /join for the terms.

Input parameters:

- `agency_name` (string, required)
- `contact_email` (string, required)
- `contact_name` (string, required): The licensed contact, who confirms by email
- `contact_phone` (string, required): US mobile
- `handoff` (boolean): Optional standing order. When true, and the licence record places this agency in a city we publish, the agency becomes the one agency a consumer in that city is handed to by name: it is named in the…
- `npn` (string, required): NPN (National Producer Number). Your NPN is on your licence and at nipr.com. Digits only.
- `npn_state` (string, required): Two-letter state that issued the licence
- `rail` (string): How leads arrive: email, an https webhook (HMAC-signed), or pull by key over MCP/REST
- `states` (array): Two-letter states the agency is appointed in; defaults to npn_state
- `verify_token` (string): Optional: from POST /v1/verify/check after the contact enters the code texted to them
- `webhook_url` (string)
- `website` (string)

### `market_data` (~267 tokens)

Buy provenance-qualified, de-identified demand records

The qualified demand dataset contains only requests backed by a cryptographically or IP-verified agent, or a phone-verified consumer outcome. User-agent claims, legacy rows, probes and impostors are quarantined and unavailable for sale. Qualified rows are de-identified (age band, ZIP3, vehicle, coverage, mileage band, prices shown, door, verified agent identity and outcome). Never a name, phone, email, date of birth or five-digit ZIP. Filter by state, since, until, door, vendor; limit and offset. Priced per record with a minimum per pull; pay with a prepaid buyer key, x402, MPP or AP2. Without payment the result is a 402 with the price and a preview count. A free sample and the schema are at /data.json.

Input parameters:

- `buyer_key` (string): A prepaid buyer key
- `credential` (string): MPP credential
- `door` (string)
- `limit` (integer)
- `mandate` (string): AP2 Payment Mandate
- `offset` (integer)
- `payment` (string): x402 X-PAYMENT payload
- `since` (string)
- `state` (string)
- `until` (string)
- `vendor` (string)

### `agency_status` (~62 tokens)

Agency status (buyers)

For a registered agency: its states, rail, terms, founding period, queued and delivered counts, credit balance, and whether the licence was verified. Requires the buyer key issued at confirmation.

Input parameters:

- `buyer_key` (string, required): Issued to the licensed contact at confirmation

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/com-nevadaautoquotes-insurance/nevadaautoquotes#diagnostics

## Score history

- 2026-09-20: 76
- 2026-09-19: 76
- 2026-09-18: 76
- 2026-09-17: 75
- 2026-09-16: 75
- 2026-09-15: 74
- 2026-09-14: 74
- 2026-09-13: 73
- 2026-09-12: 73
- 2026-09-11: 72
- 2026-09-10: 72
- 2026-09-09: 72
- 2026-09-08: 71
- 2026-09-07: 71
- 2026-09-06: 70
- 2026-09-05: 70
- 2026-09-04: 69

## Common questions

### What is the Nevada Insurance MCP server?

Nevada Insurance is an MCP server listed in the public MCP registry as com.nevadaautoquotes/insurance. Auto insurance prices for Nevada drivers, from rates the state publishes. This page covers its hosted endpoint (https://nevadaautoquotes.com/mcp).

### Is the Nevada Insurance MCP server safe to use?

Nevada Insurance scores 76 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the Nevada Insurance MCP server expose?

Nevada Insurance exposes 8 tools: check_eligibility, get_quotes, pull_requests, data_use_terms, request_agent_contact, and 3 more. Their descriptions and schemas cost roughly 1,430 tokens of context every time the server is loaded.

### Does the Nevada Insurance MCP server require authentication?

No. We connected to Nevada Insurance without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the Nevada Insurance MCP server still maintained?

Nevada Insurance is still listed as active in the MCP registry. We last reached this channel on 20 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://nevadaautoquotes.com/mcp
- Changelog RSS feed: https://verifymcp.io/servers/com-nevadaautoquotes-insurance/nevadaautoquotes.xml
- Changelog JSON feed: https://verifymcp.io/servers/com-nevadaautoquotes-insurance/nevadaautoquotes.json
- HTML version of this page: https://verifymcp.io/servers/com-nevadaautoquotes-insurance/nevadaautoquotes