# Insurance City (California commercial insurance) (remote · myinsurancecity.com)

Insurance City (CA #6003045), EN/ES: commercial + personal insurance, quote in chat, quote status, g

- Trust score: 85/100 (high trust)
- Change this week: +3
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `myinsurancecity.com`: 85/100 (this document), [markdown](https://verifymcp.io/servers/com-myinsurancecity-mcp/myinsurancecity.md), [page](https://verifymcp.io/servers/com-myinsurancecity-mcp/myinsurancecity)

## Channel facts

- Endpoint: `https://myinsurancecity.com/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `2.0.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 80/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Nothing on it is marked destructive, but we can't show that an anonymous caller can only read: full credit needs the server to list at least one tool and every tool to be verifiably read-only. We use a best-effort check of tool names and descriptions to tell read-only tools from tools that change things, so some genuinely read-only tools may not get full credit. Names that start with a read verb (get, list, read, search and similar) and accurate readOnlyHint annotations help. Meet that to earn full credit, or require authorisation.
  - HTTPS is enforced; there's no plaintext access path.
  - The HSTS (Strict-Transport-Security) header is present.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 67/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 1355 tokens (~150/item across 9 items; 9 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 100/100
  - No destabilizing schema changes in the last 30 days.
- **Tool Coverage**: 82/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 46% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - All 2 tool(s) whose name or description implies an irreversible operation declare an MCP destructiveHint annotation.
  - An AI judge read all 10 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a current MCP spec version (2026-07-28).

## Install

### How do I install the Insurance City (California commercial insurance) MCP server?

Insurance City (California commercial insurance) is a hosted endpoint at https://myinsurancecity.com/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http com-myinsurancecity-mcp 'https://myinsurancecity.com/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "com-myinsurancecity-mcp": {
      "url": "https://myinsurancecity.com/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "com-myinsurancecity-mcp": {
      "type": "http",
      "url": "https://myinsurancecity.com/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.com-myinsurancecity-mcp]
url = "https://myinsurancecity.com/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "com-myinsurancecity-mcp": {
      "type": "remote",
      "url": "https://myinsurancecity.com/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add com-myinsurancecity-mcp --url 'https://myinsurancecity.com/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  com-myinsurancecity-mcp:
    url: "https://myinsurancecity.com/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "com-myinsurancecity-mcp": {
      "Transport": "http",
      "Url": "https://myinsurancecity.com/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add com-myinsurancecity-mcp -t streamable-http -u 'https://myinsurancecity.com/mcp'
```

### Other

```json
{
  "mcpServers": {
    "com-myinsurancecity-mcp": {
      "type": "http",
      "url": "https://myinsurancecity.com/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-04 (score 85, 0)

- [security] Tool “get_quote_link” rewrote its description, which is the text the model reads

### 2026-11-03 (score 85, +1)

- [security] Stability: 0.97 → pass

### 2026-11-01 (score 84, +1)

No change was recorded against any check on this day. Stability & Change Management went from 90 to 93. That category is still filling its 30-day observation window: 27 days of observed history at the previous scan, 28 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-30 (score 83, +1)

No change was recorded against any check on this day. Stability & Change Management went from 83 to 87. That category is still filling its 30-day observation window: 25 days of observed history at the previous scan, 26 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-28 (score 82, +1)

No change was recorded against any check on this day. Stability & Change Management went from 77 to 80. That category is still filling its 30-day observation window: 23 days of observed history at the previous scan, 24 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-26 (score 81, +1)

No change was recorded against any check on this day. Stability & Change Management went from 70 to 73. That category is still filling its 30-day observation window: 21 days of observed history at the previous scan, 22 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-24 (score 80, +1)

No change was recorded against any check on this day. Stability & Change Management went from 63 to 67. That category is still filling its 30-day observation window: 19 days of observed history at the previous scan, 20 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-21 (score 79, +1)

- [cosmetic] “get_quote_link” reworded the description of “product”

## MCP tools (9)

### `get_agency_info` (~43 tokens)

Agency facts

Licensed identity of Insurance City / Via Rapida Services (Insurance City Agency, LLC, CA license #6003045): states, languages, phone, verification link.

### `get_offices` (~30 tokens)

Office locations and hours

The three California offices (Stockton, San Jose, San Rafael) with address, phone and hours.

### `list_products` (~45 tokens)

Insurance products

Insurance products and services offered in California, with English/Spanish names and the page for each. Optional filter by line: personal, commercial or service.

Input parameters:

- `line` (string)

### `get_quote_link` (~110 tokens)

How to get a quote

Where a person can start a quote for a product: the right online quote page for that product (auto/SR-22, home/renters/condo, auto+home bundle), or the product page with a callback form, plus the phone number. Use it when the person prefers to finish the quote themselves.

Input parameters:

- `language` (string)
- `product` (string, required): Product id from list_products, e.g. auto, sr22, home, renters, business, workers_comp

### `search_guides` (~61 tokens)

Search insurance guides

Search Insurance City's California insurance guides and pages (contractor bonds, workers' comp, landlord DP-3, FAIR Plan, commercial costs, city pages). Returns titles, URLs and summaries.

Input parameters:

- `limit` (integer)
- `query` (string, required)

### `request_callback` (~330 tokens)

Ask a licensed agent to contact me

Send the person's contact request to a licensed Insurance City agent, who will call, text or email back (usually same business day). Only call this after the person explicitly asks to be contacted and confirms the details. Returns a reference code (VR-XXXXXX) the person can use with get_quote_status. Never include SSN, driver's license, bank or card numbers.

Input parameters:

- `consent_to_contact` (boolean, required): Set true only after showing the person this text and getting a yes: 'Via Rapida Services / Insurance City (CA Insurance License #6003045) may call, text or email you at the phone and email you gave,…
- `email` (string)
- `language` (string)
- `name` (string, required): Person's full name
- `notes` (string): Short description: vehicles, current carrier/expiration, business type. No SSN/DL/bank/card numbers.
- `phone` (string): US phone number (phone or email required)
- `product` (string, required): Product id from list_products
- `zip` (string): California ZIP code

### `get_quote_questions` (~103 tokens)

Start a quote in chat

Get the questions a licensed agent needs to quote a product. Ask them to the person conversationally (a few at a time is fine), then call submit_quote_request with their answers. Tell the person you are an AI assistant and that a licensed agent reviews and prices the quote. Never ask for SSN, driver's license numbers, date of birth, bank or card numbers.

Input parameters:

- `language` (string)
- `product` (string, required): Product id from list_products

### `submit_quote_request` (~305 tokens)

Send the quote application to a licensed agent

Send the person's answers and contact details to a licensed agent, who shops the request with our carriers and contacts them (usually same business day). Only call after the person reviewed their answers and agreed to be contacted. Returns a reference code (VR-XXXXXX); tell the person to keep it. No prices are given in chat and nothing is bound.

Input parameters:

- `answers` (object, required): Map of question id (from get_quote_questions) to the person's answer.
- `consent_to_contact` (boolean, required): The person reviewed the answers. Set true only after showing the person this text and getting a yes: 'Via Rapida Services / Insurance City (CA Insurance License #6003045) may call, text or email you…
- `email` (string)
- `language` (string)
- `name` (string, required)
- `phone` (string)
- `product` (string, required)
- `zip` (string)

### `get_quote_status` (~122 tokens)

Check a quote request

Check where a quote or callback request stands, using the reference code (VR-XXXXXX) from submit_quote_request or request_callback and the last 4 digits of the phone number given with it. Returns the stage only (received, contacting, quoting, quote ready, sold, closed). No personal details are returned.

Input parameters:

- `language` (string)
- `phone_last4` (string, required): Last 4 digits of the phone number used on the request
- `reference` (string, required): Reference code, e.g. VR-7K2QX9

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/com-myinsurancecity-mcp/myinsurancecity#diagnostics

## Score history

- 2026-11-05: 85
- 2026-11-04: 85
- 2026-11-03: 85
- 2026-11-02: 84
- 2026-11-01: 84
- 2026-10-31: 83
- 2026-10-30: 83
- 2026-10-29: 82
- 2026-10-28: 82
- 2026-10-27: 81
- 2026-10-26: 81
- 2026-10-25: 80
- 2026-10-24: 80
- 2026-10-23: 79
- 2026-10-22: 79
- 2026-10-21: 79
- 2026-10-20: 78
- 2026-10-19: 78
- 2026-10-18: 77
- 2026-10-17: 77
- 2026-10-16: 76
- 2026-10-15: 76
- 2026-10-14: 75
- 2026-10-13: 75
- 2026-10-12: 74
- 2026-10-11: 74
- 2026-10-10: 73
- 2026-10-07: 72
- 2026-10-05: 71
- 2026-10-04: 71

## Common questions

### What is the Insurance City (California commercial insurance) MCP server?

Insurance City (California commercial insurance) is an MCP server listed in the public MCP registry as com.myinsurancecity/mcp. Insurance City (CA #6003045), EN/ES: commercial + personal insurance, quote in chat, quote status, g. This page covers its hosted endpoint (https://myinsurancecity.com/mcp).

### Is the Insurance City (California commercial insurance) MCP server safe to use?

Insurance City (California commercial insurance) scores 85 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the Insurance City (California commercial insurance) MCP server expose?

Insurance City (California commercial insurance) exposes 9 tools: get_agency_info, get_offices, list_products, get_quote_link, search_guides, and 4 more. Their descriptions and schemas cost roughly 1,149 tokens of context every time the server is loaded.

### Does the Insurance City (California commercial insurance) MCP server require authentication?

No. We connected to Insurance City (California commercial insurance) without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the Insurance City (California commercial insurance) MCP server still maintained?

Insurance City (California commercial insurance) is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

### What did VerifyMCP test on the Insurance City (California commercial insurance) MCP server?

VerifyMCP ran 13 checks on Insurance City (California commercial insurance), covering TLS certificate, Authorization, HTTPS, HSTS header and 9 more. Supply Chain Security and Provenance & Transparency do not apply to a hosted endpoint, so they were not tested. The score does not measure everything, and the scoring documentation lists what it leaves out.

## Links

- Remote endpoint: https://myinsurancecity.com/mcp
- Website: https://myinsurancecity.com/ai-assistants/
- Changelog RSS feed: https://verifymcp.io/servers/com-myinsurancecity-mcp/myinsurancecity.xml
- Changelog JSON feed: https://verifymcp.io/servers/com-myinsurancecity-mcp/myinsurancecity/changelog.json
- Trust report (JSON): https://verifymcp.io/servers/com-myinsurancecity-mcp/myinsurancecity.json
- HTML version of this page: https://verifymcp.io/servers/com-myinsurancecity-mcp/myinsurancecity