# IMBA Agent Spend (npm · @imba_wallet/agent-mcp)

IMBA spend MCP: USDT TRC-20 deposit and catalog buy with your key. No withdraw.

- Trust score: 73/100 (medium)
- Change this week: +3
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-09-22

## Components

- remote · `imbawallet.com`: 72/100, [markdown](https://verifymcp.io/servers/com-imbawallet-agent/mcp-spend.md), [page](https://verifymcp.io/servers/com-imbawallet-agent/mcp-spend)
- npm · `@imba_wallet/agent-mcp`: 73/100 (this document), [markdown](https://verifymcp.io/servers/com-imbawallet-agent/imba-wallet-agent-mcp.md), [page](https://verifymcp.io/servers/com-imbawallet-agent/imba-wallet-agent-mcp)

## Channel facts

- Registry: `npm`
- Package: `@imba_wallet/agent-mcp`
- Version: `0.1.4`
- Transport: `stdio`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-09-22.

- **Supply Chain Security**: 100/100
  - No malware found by supply-chain analysis.
  - No known CVEs affecting this package version or its production dependencies.
  - No install/post-install scripts declared.
  - No production dependencies, so there is no dependency health to assess.
- **Provenance & Transparency**: 19/100
  - Repository check failed: the declared repository URL returned HTTP 404.
  - Provenance check failed: no build-provenance attestation is published.
  - Clear OSI-approved license (MIT).
  - Actively maintained (last published 25 days ago).
  - Security-disclosure policy not yet verified: we couldn't inspect the source repository.
- **Schema Quality & AI Usability**: 63/100
  - AI-judged instruction clarity (good).
  - Tool/resource definitions use about 1332 tokens (~66/item across 20 items; 20 tools + 0 resources), lean.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 87/100
  - Stability observed for 26 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 70/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 9% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 20 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 20 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a current MCP spec version (2026-07-28).

## Install

### How do I install the IMBA Agent Spend MCP server?

IMBA Agent Spend runs locally as an npm package, launched with npx -y @imba_wallet/agent-mcp. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add com-imbawallet-agent -- npx -y @imba_wallet/agent-mcp
```

### Cursor

```json
{
  "mcpServers": {
    "com-imbawallet-agent": {
      "command": "npx",
      "args": [
        "-y",
        "@imba_wallet/agent-mcp"
      ]
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "com-imbawallet-agent": {
      "command": "npx",
      "args": [
        "-y",
        "@imba_wallet/agent-mcp"
      ]
    }
  }
}
```

### Codex

```bash
codex mcp add com-imbawallet-agent -- npx -y @imba_wallet/agent-mcp
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "com-imbawallet-agent": {
      "type": "local",
      "command": [
        "npx",
        "-y",
        "@imba_wallet/agent-mcp"
      ],
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add com-imbawallet-agent --command npx --arg -y --arg @imba_wallet/agent-mcp
```

### Hermes

```yaml
mcp_servers:
  com-imbawallet-agent:
    command: "npx"
    args: ["-y", "@imba_wallet/agent-mcp"]
```

### Netclaw

```json
{
  "McpServers": {
    "com-imbawallet-agent": {
      "Transport": "stdio",
      "Command": "npx",
      "Arguments": [
        "-y",
        "@imba_wallet/agent-mcp"
      ]
    }
  }
}
```

### Vellum

```bash
assistant mcp add com-imbawallet-agent -t stdio -c npx -a -y @imba_wallet/agent-mcp
```

### Other

```json
{
  "mcpServers": {
    "com-imbawallet-agent": {
      "command": "npx",
      "args": [
        "-y",
        "@imba_wallet/agent-mcp"
      ]
    }
  }
}
```

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-09-22 (score 73, +1)

No change was recorded against any check on this day. Stability & Change Management went from 83 to 87. That category is still filling its 30-day observation window: 25 days of observed history at the previous scan, 26 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-19 (score 72, +1)

No change was recorded against any check on this day. Stability & Change Management went from 73 to 77. That category is still filling its 30-day observation window: 22 days of observed history at the previous scan, 23 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-17 (score 71, +1)

No change was recorded against any check on this day. Stability & Change Management went from 67 to 70. That category is still filling its 30-day observation window: 20 days of observed history at the previous scan, 21 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-15 (score 70, +1)

No change was recorded against any check on this day. Stability & Change Management went from 60 to 63. That category is still filling its 30-day observation window: 18 days of observed history at the previous scan, 19 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-13 (score 69, +1)

No change was recorded against any check on this day. Stability & Change Management went from 53 to 57. That category is still filling its 30-day observation window: 16 days of observed history at the previous scan, 17 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-11 (score 68, +1)

No change was recorded against any check on this day. Stability & Change Management went from 47 to 50. That category is still filling its 30-day observation window: 14 days of observed history at the previous scan, 15 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-09 (score 67, +1)

No change was recorded against any check on this day. Stability & Change Management went from 40 to 43. That category is still filling its 30-day observation window: 12 days of observed history at the previous scan, 13 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-09-07 (score 66, +1)

No change was recorded against any check on this day. Stability & Change Management went from 33 to 37. That category is still filling its 30-day observation window: 10 days of observed history at the previous scan, 11 at this one. The score rises as the window fills, whether or not the server changes.

## MCP tools (20)

### `get_spend_policy` (~19 tokens)

Spend policy

Forbidden rails and tier rules. Read-only.

### `register_agent` (~119 tokens)

Register agent identity

POST /auth/v1/agent/register. Identity only — no USDT. Optional email for 3-D Secure OTP (not SMS). Stdio only (not on the public HTTP host, so IMBA IP rate limits are not shared).

Input parameters:

- `callback_url` (string)
- `email` (string): Optional mailbox for 3-D Secure OTP. Not SMS.
- `jwe_public_key` (string)
- `public_key` (string, required): Ed25519 public key, PEM or base64
- `tos_hash` (string)

### `get_deposit_address` (~54 tokens)

USDT TRC-20 deposit address

POST /api/deposit_address blockchain=tron. Address is issued for the authenticated agent only. Always re-fetch before send. Do not cache. USDT TRC-20 only. 24h unfunded hold.

### `get_balance` (~23 tokens)

Ledger 2401 balance

GET /api/balance. USDT is the spendable catalog currency.

### `list_cards` (~22 tokens)

List cards

POST /api/cards for the authenticated agent. No client_id argument.

### `list_card_products` (~34 tokens)

List card products

POST /api/card_products. Use id as imba_product_id for create_card. Space catalog calls ~1s apart.

### `list_gift_offers` (~47 tokens)

List gift offers

POST /api/offers. Optional query string. Then purchase_gift with offer_id + ext_id. Space catalog calls ~1s apart.

Input parameters:

- `query` (string)

### `list_esim_plans` (~64 tokens)

List eSIM plans

POST /api/esim/plans. esim_provider=yesim. Optional country ISO2. Use plan id with purchase_esim. Space catalog calls ~1s apart (agent catalog_gap).

Input parameters:

- `country` (string)
- `esim_provider` (string)

### `create_card` (~140 tokens)

Buy a virtual card

POST /api/pin/create_card from this agent 2401 USDT. ext_id required. imba_product_id is core.card_product.id. Never payment_source=stars. Never pass client_id.

Input parameters:

- `birth_date` (string)
- `country` (string)
- `email` (string): Cardholder KYC email, not the agent 3DS mailbox.
- `ext_id` (string, required): Idempotency key. Reuse the same id to retry the same order.
- `first_name` (string)
- `imba_product_id` (integer, required)
- `last_name` (string)
- `phone` (string)

### `topup_card` (~69 tokens)

Top up a card

POST /api/pin/topup_card from this agent 2401 USDT. card_id must belong to the same agent (SQL owner guard). ext_id required. Never Stars.

Input parameters:

- `amount` (number, required)
- `card_id` (string, required)
- `ext_id` (string, required)

### `purchase_gift` (~65 tokens)

Buy a gift card

POST /api/purchase. ext_id required. Never payment_source=stars.

Input parameters:

- `expected_price` (object)
- `ext_id` (string, required)
- `offer_id` (string, required)
- `payment_source` (string)
- `required_fields` (object)

### `purchase_esim` (~89 tokens)

Buy an eSIM plan

POST /api/esim/new_plan5 from this agent 2401. Omit blank/null iccid so SQL takes the new-eSIM path. A set iccid must already belong to this agent. ext_id required. Never Stars.

Input parameters:

- `ext_id` (string, required)
- `iccid` (string)
- `payment_source` (string)
- `plan_id` (string, required)

### `get_card_details` (~84 tokens)

Card payment credentials

POST /api/pin/get_card_details for a card this agent owns. PAN/CVV arrive as card_encrypted JWE when jwe_public_key is registered (PATCH webhook). Without that key the number is masked. Never logs raw PAN. cvv defaults true. Never pass client_id.

Input parameters:

- `card_id` (string, required)
- `cvv` (boolean)

### `list_notifications` (~89 tokens)

Inbox and 3DS OTP

POST /api/notifications. Agents keep payload.code (never SMS, never Telegram). category=codes for 3-D Secure OTP. Also delivered on webhook field otp if callback_url is set, and optional email. Space catalog calls ~1s apart.

Input parameters:

- `category` (string)
- `limit` (integer)
- `prev_id` (integer)
- `prev_ts` (number)

### `set_webhook` (~93 tokens)

Set callback URL / JWE / OTP email

PATCH /auth/v1/agent/webhook. Sets https callback_url (required before hmac/rotate), optional X25519 jwe_public_key for card_encrypted, optional email for 3DS OTP. Not SMS. HMAC plaintext is shown once when a URL is first accepted.

Input parameters:

- `callback_url` (string)
- `email` (string)
- `jwe_public_key` (string)

### `rotate_hmac` (~91 tokens)

Rotate webhook HMAC

POST /auth/v1/agent/hmac/rotate. Previous HMAC dies immediately. Requires an existing callback_url (400 callback_url required before rotate otherwise). Pass callback_url here to PATCH webhook first. Plaintext HMAC is returned once — store it; never a Wallet JWT.

Input parameters:

- `callback_url` (string)
- `email` (string)
- `jwe_public_key` (string)

### `kyt_quote` (~66 tokens)

KYT price

POST /api/kyt_quote (client schema, not /api/client/kyt_* and not partner). Debits 2401 when a check runs. Off unless didit.enabled and didit.agent_api. Does not gate TRON deposit. Space catalog calls ~1s apart.

### `kyt_check` (~77 tokens)

Paid KYT check

POST /api/kyt_check. Body network + address only (JWT client). Debits ~0.99 USDT from 2401. Not partner KYT. Never pass client_id. Space catalog calls ~1s apart.

Input parameters:

- `address` (string, required)
- `network` (string, required)
- `refresh` (boolean)

### `kyt_check_get` (~37 tokens)

KYT check by id

POST /api/kyt_check_get. Own check only (404 otherwise). Never pass client_id.

Input parameters:

- `id` (integer, required)

### `kyt_checks` (~50 tokens)

KYT history

POST /api/kyt_checks. Own history plus quote fields. Space catalog calls ~1s apart. Never pass client_id.

Input parameters:

- `last_id` (integer)
- `limit` (integer)

## Diagnostics

Captured diagnostic sections: Provenance, Dependencies. The full working is on the page: https://verifymcp.io/servers/com-imbawallet-agent/imba-wallet-agent-mcp#diagnostics

## Score history

- 2026-09-22: 73
- 2026-09-21: 72
- 2026-09-20: 72
- 2026-09-19: 72
- 2026-09-18: 71
- 2026-09-17: 71
- 2026-09-16: 70
- 2026-09-15: 70
- 2026-09-14: 69
- 2026-09-13: 69
- 2026-09-12: 68
- 2026-09-11: 68
- 2026-09-10: 67
- 2026-09-09: 67
- 2026-09-08: 66
- 2026-09-07: 66
- 2026-09-06: 65
- 2026-09-05: 65
- 2026-09-04: 65
- 2026-09-03: 64
- 2026-09-02: 64
- 2026-09-01: 63
- 2026-08-31: 63
- 2026-08-30: 60
- 2026-08-29: 60
- 2026-08-28: 60
- 2026-08-27: 34

## Common questions

### What is the IMBA Agent Spend MCP server?

IMBA Agent Spend is an MCP server listed in the public MCP registry as com.imbawallet/agent. IMBA spend MCP: USDT TRC-20 deposit and catalog buy with your key. No withdraw. This page covers its npm package (@imba_wallet/agent-mcp).

### Is the IMBA Agent Spend MCP server safe to use?

IMBA Agent Spend scores 73 out of 100 on VerifyMCP. We found no known CVEs affecting it as of 22 September 2026. It declares no install or post-install scripts. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the IMBA Agent Spend MCP server expose?

IMBA Agent Spend exposes 20 tools: get_spend_policy, register_agent, get_deposit_address, get_balance, list_cards, and 15 more. Their descriptions and schemas cost roughly 1,332 tokens of context every time the server is loaded.

### Is the IMBA Agent Spend MCP server still maintained?

IMBA Agent Spend is still listed as active in the MCP registry. We last reached this channel on 22 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

### What licence is the IMBA Agent Spend MCP server under?

IMBA Agent Spend declares the MIT licence, which is OSI-approved. That covers the source only, and says nothing about the cost of any service it calls.

## Links

- npm package: https://www.npmjs.com/package/@imba_wallet/agent-mcp
- Socket report: https://socket.dev/npm/package/@imba_wallet/agent-mcp
- Website: https://imbawallet.com/agent_api_about_en.html
- Changelog RSS feed: https://verifymcp.io/servers/com-imbawallet-agent/imba-wallet-agent-mcp.xml
- Changelog JSON feed: https://verifymcp.io/servers/com-imbawallet-agent/imba-wallet-agent-mcp.json
- HTML version of this page: https://verifymcp.io/servers/com-imbawallet-agent/imba-wallet-agent-mcp