FreeRateUpdate Mortgage & Home Equity Shopping · fru-api · changes | VerifyMCPRecorded changes to this MCP component: tools, parameters, capabilities, advisories and trust-score checks. Security-relevant changes by default; append ?materiality=all for everything.https://verifymcp.io[SECURITY] fru-api: Stability (0.97 → pass)https://verifymcp.io/servers/com-freerateupdate-mortgage-home-equity/fru-api#chg-chg_01a1a50c-5484-7e4c-bfed-6af9395c24e5https://verifymcp.io/servers/com-freerateupdate-mortgage-home-equity/fru-api#chg-chg_01a1a50c-5484-7e4c-bfed-6af9395c24e5Stability (0.97 → pass). Compared against 2026-11-03.Wed, 04 Nov 2026 05:33:31 GMTsecurityneutralcheck.verdict[SECURITY] fru-api: Tool “get_content_answer” rewrote its description, which is the text the model readshttps://verifymcp.io/servers/com-freerateupdate-mortgage-home-equity/fru-api#chg-chg_01a1a50c-5486-78dc-9a96-d00fd64db828https://verifymcp.io/servers/com-freerateupdate-mortgage-home-equity/fru-api#chg-chg_01a1a50c-5486-78dc-9a96-d00fd64db828Tool “get_content_answer” rewrote its description, which is the text the model reads. Compared against 2026-11-03.Wed, 04 Nov 2026 05:33:31 GMTsecurityneutraltool.description_changed[SECURITY] fru-api: Tool “get_nmls_standing” was removedhttps://verifymcp.io/servers/com-freerateupdate-mortgage-home-equity/fru-api#chg-chg_01a157c8-7b2a-73a0-bebb-1eddcdab0959https://verifymcp.io/servers/com-freerateupdate-mortgage-home-equity/fru-api#chg-chg_01a157c8-7b2a-73a0-bebb-1eddcdab0959Tool “get_nmls_standing” was removed. Compared against 2026-10-19.Tue, 20 Oct 2026 05:28:38 GMTsecurityregressiontool.removed[SECURITY] fru-api: A breaking change shipped without a version bump (still 1.0.0)https://verifymcp.io/servers/com-freerateupdate-mortgage-home-equity/fru-api#chg-chg_01a157c8-7b2b-70aa-a462-2db1498ad6b1https://verifymcp.io/servers/com-freerateupdate-mortgage-home-equity/fru-api#chg-chg_01a157c8-7b2b-70aa-a462-2db1498ad6b1A breaking change shipped without a version bump (still 1.0.0). Compared against 2026-10-19.Tue, 20 Oct 2026 05:28:38 GMTsecurityregressionserver.breaking_without_version_bump[SECURITY] fru-api: Tool “get_lender_universe” rewrote its description, which is the text the model readshttps://verifymcp.io/servers/com-freerateupdate-mortgage-home-equity/fru-api#chg-chg_01a14d84-b47a-72d3-b6a3-c5e38eba34ebhttps://verifymcp.io/servers/com-freerateupdate-mortgage-home-equity/fru-api#chg-chg_01a14d84-b47a-72d3-b6a3-c5e38eba34ebTool “get_lender_universe” rewrote its description, which is the text the model reads. Compared against 2026-10-17.Sun, 18 Oct 2026 05:38:22 GMTsecurityneutraltool.description_changed