# com.dropwatchhq/grant-finder (remote · qualify.dropwatchhq.com)

Find federal and public grants a business may qualify for, with eligibility and links.

- Trust score: 53/100 (low)
- Change this week: +4
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-08-03

## Components

- remote · `qualify.dropwatchhq.com`: 53/100 (this document), [markdown](https://verifymcp.io/servers/com-dropwatchhq-grant-finder/qualify.md), [page](https://verifymcp.io/servers/com-dropwatchhq-grant-finder/qualify)

## Channel facts

- Endpoint: `https://qualify.dropwatchhq.com/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.0.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-08-03.

- **Endpoint Security**: 46/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - Authorisation not fully verified: no authorisation is required to call this server, and 12 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe.
  - HTTPS check failed: the endpoint is reachable over plaintext HTTP.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 60/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 1961 tokens (~163/item across 12 items; 12 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 27/100
  - Stability observed for 8 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 72/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 17% of tool parameters carry a description.
- **Capabilities**: 20/100
  - Spec-recency check failed: implements MCP spec 2024-11-05; the latest is 2026-07-28.

## Install

### Claude

```bash
claude mcp add --transport http com-dropwatchhq-grant-finder https://qualify.dropwatchhq.com/mcp
```

### Codex

```toml
[mcp_servers.com-dropwatchhq-grant-finder]
url = "https://qualify.dropwatchhq.com/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "com-dropwatchhq-grant-finder": {
      "type": "remote",
      "url": "https://qualify.dropwatchhq.com/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add com-dropwatchhq-grant-finder --url https://qualify.dropwatchhq.com/mcp --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  com-dropwatchhq-grant-finder:
    url: "https://qualify.dropwatchhq.com/mcp"
```

### Other

```json
{
  "mcpServers": {
    "com-dropwatchhq-grant-finder": {
      "type": "http",
      "url": "https://qualify.dropwatchhq.com/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-08-03 (score 53, +1)

No change was recorded against any check on this day. Stability & Change Management went from 23 to 27. That category is still filling its 30-day observation window: 7 days of observed history at the previous scan, 8 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-08-01 (score 52, +1)

No change was recorded against any check on this day. Stability & Change Management went from 17 to 20. That category is still filling its 30-day observation window: 5 days of observed history at the previous scan, 6 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-07-31 (score 51, 0)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-30 (score 51, 0)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-29 (score 51, +1)

No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-07-28 (score 50, +1)

No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-07-27 (score 49, 0)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-26 (score 49)

First indexed and scored.

## MCP tools (12)

### `qualify_check` (~168 tokens)

Eligibility-navigator: given a household situation (income, size, filing status), return which federal/state benefits & credits the person LIKELY qualifies for but may be missing — each with a confidence tier (LIKELY/VERIFY/UNLIKELY), the exact governing rule cited inline, the verify-date, and the administering body to claim it FREE. Never a guarantee; never files for you.

Input parameters:

- `filingStatus` (string): Tax filing status.
- `hasAffordableEmployerCoverage` (boolean)
- `householdIncome` (number, required): Annual household income (USD).
- `householdSize` (number, required): People in household.
- `onQualifyingProgram` (boolean): Already on SNAP/Medicaid/SSI/etc.
- `retirementContribution` (number): IRA/401k contributed this year (USD).

### `grail_value` (~87 tokens)

Value a collector's item from live retail + sold comps (DropWatch price-history) and return a confidence-tiered estimate with the comp shops and scrape date. Free preview of the value; the full appraisal+eligibility prep payload is the premium tool grail_appraise.

Input parameters:

- `niche` (string)
- `query` (string, required): Item name, be specific (set + type).

### `grail_appraise` (~100 tokens)

PREMIUM. Full GrailQualify appraisal + eligibility-prep payload: live valuation with all comps & scrape date, scheduled-insurance under-coverage gap, grading worth-it call — each rule-cited with authority hand-off. Pay-per-call via x402 (USDC on Base).

Input parameters:

- `niche` (string)
- `perItemSpecialLimit` (number): Your home-policy per-item valuables limit (USD).
- `query` (string, required)

### `missed_credits_scan` (~237 tokens)

Detect federal tax credits a household LIKELY qualifies for but commonly never claims — EITC (26 USC 32), Saver's Credit (25B), education AOTC/LLC (25A), Child & Dependent Care (21), and home energy (25C/25D) — each confidence-tiered with the exact IRS pub cited and the FREE IRS Free File / VITA hand-off. Detection & explanation only; never files a return.

Input parameters:

- `childcareCost` (number)
- `dependents` (number)
- `dependentsUnder13` (number)
- `earnedIncome` (number)
- `energyKind` (string): solar/battery/heatpump/insulation/etc.
- `energySpend` (number)
- `filingStatus` (string)
- `hasEducationExpenses` (boolean)
- `householdIncome` (number, required): AGI (USD).
- `householdSize` (number, required)
- `investmentIncome` (number)
- `madeEnergyImprovement` (boolean)
- `paidForChildcare` (boolean)
- `retirementContribution` (number)

### `realtor_copilot` (~156 tokens)

B2B (RESPA-safe SaaS): given a buyer's 8 fields, return the down-payment-assistance & loan programs (HFA DPA, FHA, VA, USDA, MCC) the buyer likely PASSes, sequenced in apply-order, each program administered by the HFA/approved lender. Flat-fee tool; no per-referral kickback, no lender steering.

Input parameters:

- `creditScore` (number, required)
- `firstTimeBuyer` (boolean)
- `householdIncome` (number, required)
- `householdSize` (number)
- `militaryOrVeteran` (boolean)
- `propertyType` (string)
- `purchasePrice` (number)
- `state` (string)

### `life_event_scan` (~167 tokens)

PREMIUM. The reversal mechanic: one life-event trigger (new-baby / bought-a-house / lost-a-job / moved-states / started-a-business) fans out across ALL relevant spine verticals (benefits, missed credits, student-loan relief, DPA) and returns every finding at once — each rule-cited with a free authority hand-off. Pay-per-call via x402 (USDC on Base).

Input parameters:

- `creditScore` (number)
- `dependents` (number)
- `employerType` (string)
- `event` (string, required)
- `filingStatus` (string)
- `firstTimeBuyer` (boolean)
- `hasFederalStudentLoans` (boolean)
- `householdIncome` (number, required)
- `householdSize` (number, required)

### `visa_match` (~231 tokens)

Detect which U.S. visa categories likely fit a person's situation (O-1 extraordinary ability, EB-2 NIW, H-1B, family-based, EB-5), each with the governing statute (INA / 8 CFR) cited and a confidence tier. INFORMATION ONLY — not legal advice; every finding hands off to a licensed immigration attorney. Never files a petition.

Input parameters:

- `advancedDegree` (boolean)
- `bachelorsOrHigher` (boolean)
- `exceptionalAbility` (boolean)
- `fieldOfExtraordinaryAbility` (string)
- `hasUsEmployerSponsor` (boolean)
- `investableCapitalUSD` (number)
- `majorInternationalAward` (boolean)
- `nationalInterestEndeavor` (string): Describe your endeavor of national importance (EB-2 NIW).
- `o1CriteriaMet` (number): How many of the 8 O-1 criteria you meet.
- `usRelativeRelationship` (string): e.g. spouse, parent, sibling.
- `usRelativeStatus` (string)
- `yearsProgressiveExperience` (number)

### `citizenship_descent` (~201 tokens)

Detect eligibility for a second citizenship by ancestry (Italy / Ireland / Poland / Germany), citing each country's descent rule + generational limit + the cut-off that most often breaks a claim. INFORMATION + DOCUMENT-CHECKLIST ONLY — recognition is decided by the foreign government; hands off to the consulate / a citizenship attorney.

Input parameters:

- `ancestorEmigratedYear` (number)
- `ancestorNaturalizedYear` (string): Year ancestor naturalized abroad, or 'never'.
- `ancestorPersecuted1933to1945` (boolean): Germany Art. 116(2) restoration.
- `ancestryCountry` (string, required)
- `bornBeforeAncestorNaturalized` (boolean)
- `lineThroughFemaleBefore1948` (boolean): Italy 1948-rule: line passes through a woman before 1948.
- `nearestQualifyingAncestor` (string)
- `parentWasOnForeignBirthsRegister` (boolean): Ireland great-grandparent line.

### `rd_grants_check` (~210 tokens)

Screen whether a startup/SMB likely qualifies for the federal R&D tax credit (26 U.S.C. 41 4-part test), the payroll-tax offset (qualified small business), and SBIR/STTR + state grants, from its activities. VIABILITY DETECTION ONLY — not a filing service, never takes a percentage; hands off to a CPA / the program office.

Input parameters:

- `activityDescription` (string)
- `activityTechnical` (boolean)
- `developingNewOrImprovedProduct` (boolean)
- `didExperimentationOrIteration` (boolean)
- `employeeCount` (number)
- `facedTechnicalUncertainty` (boolean)
- `grossReceiptsThisYear` (number)
- `hasW2Payroll` (boolean)
- `isForProfit` (boolean)
- `majorityUsOwned` (boolean)
- `preRevenue` (boolean)
- `state` (string)
- `yearsWithGrossReceipts` (number)

### `charity_care_check` (~141 tokens)

Detect likely eligibility for a nonprofit hospital's charity-care / financial-assistance (501(r)) + state charity-care law + No Surprises Act, from income vs the Federal Poverty Level. FREE PATIENT INFORMATION — this care is free if you qualify; we never charge a patient to access it. Hands off to the hospital's financial-assistance office.

Input parameters:

- `billExceedsEstimate` (boolean)
- `gotSurpriseBill` (boolean)
- `hospitalIsNonprofit` (boolean)
- `householdIncome` (number, required)
- `householdSize` (number, required)
- `state` (string)
- `wasEmergency` (boolean)

### `hr_benefit_scan` (~194 tokens)

Detect under-used EMPLOYER benefits an employee qualifies for (dependent-care FSA, student-loan repayment, fertility/IVF, HSA match), from the plan + the employee's situation. EMPLOYER-PAYS B2B2C, ERISA-aware, non-medical — information + enrollment-nudge only; the plan administrator decides. Hands off to HR / the SPD.

Input parameters:

- `dependentsUnder13` (number)
- `employerOffersHsaMatch` (boolean)
- `hasHdhp` (boolean)
- `hasStudentLoans` (boolean)
- `interestedInFertility` (boolean)
- `paysForDependentCare` (boolean)
- `planOffersDcFsa` (boolean)
- `planOffersFertility` (boolean)
- `planOffersHsa` (boolean)
- `planOffersLoanRepayment` (boolean)

### `applyby_deadlines` (~69 tokens)

Given a household situation, return the application / recertification / reporting deadlines for the benefits the person likely qualifies for — each with its CFR/statute cite and administering body. The reminder annuity's data spine.

Input parameters:

- `householdIncome` (number, required)
- `householdSize` (number, required)

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/com-dropwatchhq-grant-finder/qualify#diagnostics

## Score history

- 2026-08-03: 53
- 2026-08-02: 52
- 2026-08-01: 52
- 2026-07-31: 51
- 2026-07-30: 51
- 2026-07-29: 51
- 2026-07-28: 50
- 2026-07-27: 49
- 2026-07-26: 49

## Links

- Remote endpoint: https://qualify.dropwatchhq.com/mcp
- Website: https://qualify.dropwatchhq.com/
- Changelog RSS feed: https://verifymcp.io/servers/com-dropwatchhq-grant-finder/qualify/changelog.xml
- Changelog JSON feed: https://verifymcp.io/servers/com-dropwatchhq-grant-finder/qualify/changelog.json
- HTML version of this page: https://verifymcp.io/servers/com-dropwatchhq-grant-finder/qualify