{
  "$schema": "https://verifymcp.io/schemas/changelog.json",
  "server": "com-coveragecat-insurance",
  "component": "api-consumer-mcp",
  "generated_at": "2026-10-23T04:15:10.923Z",
  "tracking_since": "2026-10-17",
  "counts": {
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    "security": 24,
    "functional": 0,
    "cosmetic": 0
  },
  "events": [
    {
      "id": "chg_01a15db8-5791-7683-b076-3b64e78f23f7",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
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      "from_code": null,
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      "from_value": null,
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      "materiality": "security",
      "direction": "neutral",
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      "detail": {
        "tool": "auto_estimates"
      },
      "occurred_on": "2026-10-21",
      "occurred_at": "2026-10-21 09:08:44.542212+00",
      "observed_since": "2026-10-20",
      "source": "scan",
      "summary": "Tool “auto_estimates” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15db8-5791-7683-b076-3b64e78f23f7"
    },
    {
      "id": "chg_01a15db8-5795-7ac0-87fb-f2f4fd67d7e8",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "collision_and_comprehensive_coverage",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "collision_and_comprehensive_coverage"
      },
      "occurred_on": "2026-10-21",
      "occurred_at": "2026-10-21 09:08:44.542212+00",
      "observed_since": "2026-10-20",
      "source": "scan",
      "summary": "Tool “collision_and_comprehensive_coverage” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15db8-5795-7ac0-87fb-f2f4fd67d7e8"
    },
    {
      "id": "chg_01a15db8-5799-755b-90f4-db7e12e49a4b",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "docs_search",
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      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "docs_search"
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      "occurred_on": "2026-10-21",
      "occurred_at": "2026-10-21 09:08:44.542212+00",
      "observed_since": "2026-10-20",
      "source": "scan",
      "summary": "Tool “docs_search” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15db8-5799-755b-90f4-db7e12e49a4b"
    },
    {
      "id": "chg_01a15db8-5799-7e5a-98b2-22e5d3b25dba",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "file_a_claim",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "file_a_claim"
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      "occurred_on": "2026-10-21",
      "occurred_at": "2026-10-21 09:08:44.542212+00",
      "observed_since": "2026-10-20",
      "source": "scan",
      "summary": "Tool “file_a_claim” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15db8-5799-7e5a-98b2-22e5d3b25dba"
    },
    {
      "id": "chg_01a15db8-579c-793b-a719-5271299bd1bc",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "homeowners_agent_finder",
      "subject_child": "",
      "from_code": null,
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      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "homeowners_agent_finder"
      },
      "occurred_on": "2026-10-21",
      "occurred_at": "2026-10-21 09:08:44.542212+00",
      "observed_since": "2026-10-20",
      "source": "scan",
      "summary": "Tool “homeowners_agent_finder” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15db8-579c-793b-a719-5271299bd1bc"
    },
    {
      "id": "chg_01a15891-b4e3-7246-a6b7-37f712e3dd88",
      "kind": "check.verdict",
      "family": "auth-oauth",
      "subject_kind": "check",
      "subject": "auth-oauth",
      "subject_child": "",
      "from_code": "auth.none_no_destructive",
      "to_code": "auth.none_destructive",
      "from_value": "partial",
      "to_value": "fail",
      "materiality": "critical",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "tool": "consumer_intake_patch"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Authorization (partial → fail)",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b4e3-7246-a6b7-37f712e3dd88"
    },
    {
      "id": "chg_01a15891-b4f7-7f1d-b0b6-2f38aa9b6b07",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "auto_estimates",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "auto_estimates"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “auto_estimates” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b4f7-7f1d-b0b6-2f38aa9b6b07"
    },
    {
      "id": "chg_01a15891-b502-7042-a900-c44dcde204dd",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "collision_and_comprehensive_coverage",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "collision_and_comprehensive_coverage"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “collision_and_comprehensive_coverage” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b502-7042-a900-c44dcde204dd"
    },
    {
      "id": "chg_01a15891-b514-7109-b5a6-bb10e5591c43",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "consumer_intake_issues",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "consumer_intake_issues"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “consumer_intake_issues” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b514-7109-b5a6-bb10e5591c43"
    },
    {
      "id": "chg_01a15891-b515-73ae-9102-aa38b85991bb",
      "kind": "tool.destructive_set",
      "family": "",
      "subject_kind": "tool",
      "subject": "consumer_intake_patch",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": "false",
      "to_value": "true",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "to": "true",
        "from": "false",
        "tool": "consumer_intake_patch"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “consumer_intake_patch” is now declared destructive",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b515-73ae-9102-aa38b85991bb"
    },
    {
      "id": "chg_01a15891-b515-7779-8c31-2eef3da8a965",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "consumer_intake_patch",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "consumer_intake_patch"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “consumer_intake_patch” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b515-7779-8c31-2eef3da8a965"
    },
    {
      "id": "chg_01a15891-b51d-704e-9c21-bfd5aa44dc91",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "docs_get_resource",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "docs_get_resource"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “docs_get_resource” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b51d-704e-9c21-bfd5aa44dc91"
    },
    {
      "id": "chg_01a15891-b51f-74a4-acf7-2622cd21e66a",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "docs_list_topics",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "docs_list_topics"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “docs_list_topics” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b51f-74a4-acf7-2622cd21e66a"
    },
    {
      "id": "chg_01a15891-b523-70a0-8a39-b07f5dbd31f6",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "docs_search",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "docs_search"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “docs_search” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b523-70a0-8a39-b07f5dbd31f6"
    },
    {
      "id": "chg_01a15891-b525-74a6-ace1-7d70cb21b67f",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "file_a_claim",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "file_a_claim"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “file_a_claim” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b525-74a6-ace1-7d70cb21b67f"
    },
    {
      "id": "chg_01a15891-b538-7af9-b4b1-2e3d5d8d95b1",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "home_calculator",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "home_calculator"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “home_calculator” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b538-7af9-b4b1-2e3d5d8d95b1"
    },
    {
      "id": "chg_01a15891-b53e-792d-903e-cf710fd4e5d2",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "homeowners_agent_finder",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "homeowners_agent_finder"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “homeowners_agent_finder” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b53e-792d-903e-cf710fd4e5d2"
    },
    {
      "id": "chg_01a15891-b541-7378-9696-8d947d0640f3",
      "kind": "tool.destructive_set",
      "family": "",
      "subject_kind": "tool",
      "subject": "homeowners_consumer_bind",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": "false",
      "to_value": "true",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "to": "true",
        "from": "false",
        "tool": "homeowners_consumer_bind"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “homeowners_consumer_bind” is now declared destructive",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b541-7378-9696-8d947d0640f3"
    },
    {
      "id": "chg_01a15891-b541-78d2-beaa-bf34f0af6520",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "homeowners_consumer_bind",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "homeowners_consumer_bind"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “homeowners_consumer_bind” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b541-78d2-beaa-bf34f0af6520"
    },
    {
      "id": "chg_01a15891-b550-760f-8d4d-c25f661aa36e",
      "kind": "tool.destructive_set",
      "family": "",
      "subject_kind": "tool",
      "subject": "homeowners_consumer_select",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": "false",
      "to_value": "true",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "to": "true",
        "from": "false",
        "tool": "homeowners_consumer_select"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “homeowners_consumer_select” is now declared destructive",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b550-760f-8d4d-c25f661aa36e"
    },
    {
      "id": "chg_01a15891-b553-7292-a59e-cdbbb26c0ac4",
      "kind": "tool.destructive_set",
      "family": "",
      "subject_kind": "tool",
      "subject": "homeowners_consumer_service",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": "false",
      "to_value": "true",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "to": "true",
        "from": "false",
        "tool": "homeowners_consumer_service"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “homeowners_consumer_service” is now declared destructive",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b553-7292-a59e-cdbbb26c0ac4"
    },
    {
      "id": "chg_01a15891-b55a-7213-b0ae-4503889aef7e",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "umbrella_calculator",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "umbrella_calculator"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “umbrella_calculator” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b55a-7213-b0ae-4503889aef7e"
    },
    {
      "id": "chg_01a15891-b572-7bdc-8d63-1fc841a4f21b",
      "kind": "tool.destructive_set",
      "family": "",
      "subject_kind": "tool",
      "subject": "umbrella_consumer_attach",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": "false",
      "to_value": "true",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "to": "true",
        "from": "false",
        "tool": "umbrella_consumer_attach"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “umbrella_consumer_attach” is now declared destructive",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b572-7bdc-8d63-1fc841a4f21b"
    },
    {
      "id": "chg_01a15891-b57d-792d-9b4b-2c832dd4cd81",
      "kind": "tool.destructive_set",
      "family": "",
      "subject_kind": "tool",
      "subject": "umbrella_consumer_bind",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": "false",
      "to_value": "true",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "to": "true",
        "from": "false",
        "tool": "umbrella_consumer_bind"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “umbrella_consumer_bind” is now declared destructive",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b57d-792d-9b4b-2c832dd4cd81"
    },
    {
      "id": "chg_01a15891-b580-7081-a585-038bcb2701fc",
      "kind": "tool.destructive_set",
      "family": "",
      "subject_kind": "tool",
      "subject": "umbrella_consumer_payment",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": "false",
      "to_value": "true",
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "to": "true",
        "from": "false",
        "tool": "umbrella_consumer_payment"
      },
      "occurred_on": "2026-10-20",
      "occurred_at": "2026-10-20 09:08:26.437934+00",
      "observed_since": "2026-10-19",
      "source": "scan",
      "summary": "Tool “umbrella_consumer_payment” is now declared destructive",
      "link": "https://verifymcp.io/servers/com-coveragecat-insurance/api-consumer-mcp#chg-chg_01a15891-b580-7081-a585-038bcb2701fc"
    }
  ],
  "days": [
    {
      "date": "2026-10-21",
      "total": 69,
      "delta": 1,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 61
    },
    {
      "date": "2026-10-20",
      "total": 68,
      "delta": -5,
      "tracked": true,
      "explained": false,
      "beyond_event_horizon": true,
      "attribution": null,
      "event_count": 138
    },
    {
      "date": "2026-10-19",
      "total": 73,
      "delta": 1,
      "tracked": true,
      "explained": false,
      "beyond_event_horizon": true,
      "attribution": null,
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    {
      "date": "2026-10-18",
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      "delta": 7,
      "tracked": true,
      "explained": false,
      "beyond_event_horizon": true,
      "attribution": null,
      "event_count": 0
    },
    {
      "date": "2026-10-17",
      "total": 65,
      "delta": null,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 0
    }
  ]
}