# Caliper money calculators (remote · www.calipermoney.com)

Net worth percentile by age (Federal Reserve data) and retirement savings calculators. Free.

- Trust score: 68/100 (medium)
- Change this week: +3
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `www.calipermoney.com`: 68/100 (this document), [markdown](https://verifymcp.io/servers/com-calipermoney-money-calculators/www.md), [page](https://verifymcp.io/servers/com-calipermoney-money-calculators/www)

## Channel facts

- Endpoint: `https://www.calipermoney.com/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.0.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 11/100
  - TLS not yet verified: we couldn't open a connection to check the certificate.
  - Authorisation not yet verified: we couldn't confirm whether this endpoint requires it.
  - HTTPS is enforced; there's no plaintext access path.
  - HSTS not yet verified: we couldn't read the response headers to check for it.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 0/100
  - Transport check failed: declared streamable-http, but we couldn't connect to verify it.
- **Schema Quality & AI Usability**: 0/100
  - Schema not yet verified: we couldn't read the endpoint's schema, or could read only part of its tool list.
- **Stability & Change Management**: 0/100
  - Stability not yet verified: not enough scan history yet (needs a 30-day window).
- **Tool Coverage**: 0/100
  - Tool coverage not yet verified: we couldn't read the endpoint's tools, or could read only part of the list.
- **Tool Safety**: 0/100
  - Tool safety not yet verified: we couldn't read the endpoint's tools, or could read only part of the list.
- **Capabilities**: 0/100
  - Capabilities not yet verified: we couldn't read the endpoint's capabilities.

**Unverified: 5 categories.** Categories scored 0 because we could not verify them: authentication we do not have, an unreachable endpoint, or not enough scan history. We only credit what we can confirm.

## Install

### How do I install the Caliper money calculators MCP server?

Caliper money calculators is a hosted endpoint at https://www.calipermoney.com/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http com-calipermoney-money-calculators 'https://www.calipermoney.com/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "com-calipermoney-money-calculators": {
      "url": "https://www.calipermoney.com/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "com-calipermoney-money-calculators": {
      "type": "http",
      "url": "https://www.calipermoney.com/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.com-calipermoney-money-calculators]
url = "https://www.calipermoney.com/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "com-calipermoney-money-calculators": {
      "type": "remote",
      "url": "https://www.calipermoney.com/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add com-calipermoney-money-calculators --url 'https://www.calipermoney.com/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  com-calipermoney-money-calculators:
    url: "https://www.calipermoney.com/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "com-calipermoney-money-calculators": {
      "Transport": "http",
      "Url": "https://www.calipermoney.com/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add com-calipermoney-money-calculators -t streamable-http -u 'https://www.calipermoney.com/mcp'
```

### Other

```json
{
  "mcpServers": {
    "com-calipermoney-money-calculators": {
      "type": "http",
      "url": "https://www.calipermoney.com/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-05 (score 68, 0)

- [security regression] Endpoint reachability: reachable → unreachable
- [security regression] HSTS header: fail → unverified
- [security regression] Stability: 0.43 → unverified
- [security regression] Tool safety: pass → unverified
- [security regression] TLS certificate: pass → unverified
- [security regression] Transport: pass → fail
- [security] Authorization: Authorisation not yet verified: we couldn't confirm whether this endpoint requires it.
- [functional regression] Capabilities: pass → unverified
- [functional regression] Tool coverage: 100 → unverified
- [functional] First check of Schema quality: unverified

### 2026-11-04 (score 68, +1)

No change was recorded against any check on this day. Stability & Change Management went from 40 to 43. That category is still filling its 30-day observation window: 12 days of observed history at the previous scan, 13 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-02 (score 67, +1)

No change was recorded against any check on this day. Stability & Change Management went from 33 to 37. That category is still filling its 30-day observation window: 10 days of observed history at the previous scan, 11 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-31 (score 66, +1)

No change was recorded against any check on this day. Stability & Change Management went from 27 to 30. That category is still filling its 30-day observation window: 8 days of observed history at the previous scan, 9 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-29 (score 65, +1)

No change was recorded against any check on this day. Stability & Change Management went from 20 to 23. That category is still filling its 30-day observation window: 6 days of observed history at the previous scan, 7 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-27 (score 64, +1)

No change was recorded against any check on this day. Stability & Change Management went from 13 to 17. That category is still filling its 30-day observation window: 4 days of observed history at the previous scan, 5 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-25 (score 63, +1)

No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-23 (score 62, +1)

- [functional improvement] Stability: unverified → 0.03

## MCP tools (4)

### `net_worth_percentile` (~77 tokens)

Where a net worth ranks among US families whose head is the same age group.

    Args:
        age: the person's age (18-110).
        net_worth: total assets minus total debts, in US dollars (can be negative).

Input parameters:

- `age` (integer, required)
- `net_worth` (number, required)

### `net_worth_by_age` (~66 tokens)

Median, average and top-percentile net worth for US families by age.

    Args:
        age: optional. Give an age for that age group's full breakdown
            (percentiles, homeowners vs renters); omit it for every age group.

Input parameters:

- `age`

### `retirement_savings_needed` (~82 tokens)

How much someone needs saved to retire at an age and spend a yearly amount.

    Args:
        retirement_age: age at retirement (40-80).
        annual_spending: all-in yearly spending in today's dollars (5,000-1,000,000).

Input parameters:

- `annual_spending` (number, required)
- `retirement_age` (integer, required)

### `retirement_income_from_savings` (~81 tokens)

How much a nest egg can sustainably pay out per year from a retirement age to 95.

    Args:
        savings: total retirement savings in US dollars (10,000-50,000,000).
        retirement_age: age at retirement (40-80).

Input parameters:

- `retirement_age` (integer, required)
- `savings` (number, required)

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/com-calipermoney-money-calculators/www#diagnostics

## Score history

- 2026-11-05: 68
- 2026-11-04: 68
- 2026-11-03: 67
- 2026-11-02: 67
- 2026-11-01: 66
- 2026-10-31: 66
- 2026-10-30: 65
- 2026-10-29: 65
- 2026-10-28: 64
- 2026-10-27: 64
- 2026-10-26: 63
- 2026-10-25: 63
- 2026-10-24: 62
- 2026-10-23: 62
- 2026-10-22: 61

## Common questions

### What is the Caliper money calculators MCP server?

Caliper money calculators is an MCP server listed in the public MCP registry as com.calipermoney/money-calculators. Net worth percentile by age (Federal Reserve data) and retirement savings calculators. Free. This page covers its hosted endpoint (https://www.calipermoney.com/mcp).

### Is the Caliper money calculators MCP server safe to use?

Caliper money calculators scores 68 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the Caliper money calculators MCP server expose?

Caliper money calculators exposes 4 tools: net_worth_percentile, net_worth_by_age, retirement_savings_needed, retirement_income_from_savings. Their descriptions and schemas cost roughly 306 tokens of context every time the server is loaded.

### Does the Caliper money calculators MCP server require authentication?

Its publisher declares no required credentials for Caliper money calculators. We have not been able to confirm that against the live endpoint, and a server can require authorisation without declaring it here.

### Is the Caliper money calculators MCP server still maintained?

Caliper money calculators is still listed in the MCP registry, though our most recent checks did not reach this channel. We last reached this channel on 4 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://www.calipermoney.com/mcp
- Website: https://www.calipermoney.com/
- Changelog RSS feed: https://verifymcp.io/servers/com-calipermoney-money-calculators/www.xml
- Changelog JSON feed: https://verifymcp.io/servers/com-calipermoney-money-calculators/www.json
- HTML version of this page: https://verifymcp.io/servers/com-calipermoney-money-calculators/www