# io.github.codespar/mcp-stp-spei (npm · @codespar/mcp-stp-spei)

STP/SPEI — Mexican instant bank transfers

- Trust score: 69/100 (medium)
- Change this week: +23
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-08-04

## Components

- npm · `@codespar/mcp-stp-spei`: 69/100 (this document), [markdown](https://verifymcp.io/servers/codespar-mcp-stp-spei/codespar-mcp-stp-spei.md), [page](https://verifymcp.io/servers/codespar-mcp-stp-spei/codespar-mcp-stp-spei)

## Channel facts

- Registry: `npm`
- Package: `@codespar/mcp-stp-spei`
- Version: `0.2.0-alpha.3`
- Transport: `stdio`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-08-04.

- **Supply Chain Security**: 86/100
  - No malware found by supply-chain analysis.
  - Only part of the dependency tree could be resolved (94 of 98), so this covers what we could see, not the whole tree.
  - No install/post-install scripts declared.
  - Only part of the dependency tree could be resolved (94 of 98), so this covers what we could see, not the whole tree.
- **Provenance & Transparency**: 45/100
  - Source repository is publicly reachable at the declared URL.
  - Provenance check failed: no build-provenance attestation is published.
  - Clear OSI-approved license (MIT).
  - Actively maintained (last published 42 days ago).
  - Disclosure check failed: no security disclosure policy was found in the source repository.
- **Schema Quality & AI Usability**: 71/100
  - AI-judged instruction clarity (good).
  - Tool/resource definitions use about 1038 tokens (~57/item across 18 items; 18 tools + 0 resources), lean.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 30/100
  - Stability observed for 9 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### Claude

```bash
claude mcp add codespar-mcp-stp-spei -- npx -y @codespar/mcp-stp-spei
```

### Codex

```bash
codex mcp add codespar-mcp-stp-spei -- npx -y @codespar/mcp-stp-spei
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "codespar-mcp-stp-spei": {
      "type": "local",
      "command": [
        "npx",
        "-y",
        "@codespar/mcp-stp-spei"
      ],
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add codespar-mcp-stp-spei --command npx --arg -y --arg @codespar/mcp-stp-spei
```

### Hermes

```yaml
mcp_servers:
  codespar-mcp-stp-spei:
    command: "npx"
    args: ["-y", "@codespar/mcp-stp-spei"]
```

### Other

```json
{
  "mcpServers": {
    "codespar-mcp-stp-spei": {
      "command": "npx",
      "args": [
        "-y",
        "@codespar/mcp-stp-spei"
      ]
    }
  }
}
```

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-08-04 (score 69, +1)

No change was recorded against any check on this day. Stability & Change Management went from 27 to 30. That category is still filling its 30-day observation window: 8 days of observed history at the previous scan, 9 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-08-03 (score 68, +1)

No change was recorded against any check on this day. Stability & Change Management went from 23 to 27. That category is still filling its 30-day observation window: 7 days of observed history at the previous scan, 8 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-08-02 (score 67, +31)

- [security regression] Provenance: unverified → fail
- [security improvement] Install scripts: unverified → pass
- [security improvement] Known CVEs: unverified → partial
- [functional improvement] License: unverified → pass
- [functional improvement] Dependency health: unverified → partial
- [functional improvement] Maintenance: unverified → pass
- [functional improvement] MCP protocol: unverified → pass
- [functional improvement] Stability: unverified → 0.23
- [functional improvement] Schema quality: unverified → good
- [functional] Licence: MIT

### 2026-08-01 (score 36, +15)

- [security improvement] Malware scan: unverified → pass

### 2026-07-31 (score 21, −7)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-30 (score 28, −18)

- [security regression] Malware scan: pass → unverified

### 2026-07-28 (score 46, +22)

- [functional improvement] Tool coverage: unverified → 100
- [functional] First check of Schema quality: fail
- [functional] First check of Schema quality: pass
- [functional] First check of Schema quality: unverified
- [functional] First check of Tool coverage: 100

### 2026-07-27 (score 24)

First indexed and scored.

## MCP tools (18)

### `create_transfer` (~128 tokens)

Create a SPEI transfer

Input parameters:

- `amount` (number, required): Transfer amount in MXN
- `beneficiary_clabe` (string, required): Beneficiary CLABE (18 digits)
- `beneficiary_name` (string, required): Beneficiary name
- `beneficiary_rfc` (string): Beneficiary RFC (tax ID)
- `concept` (string, required): Transfer concept/description
- `reference` (string, required): Numeric reference (up to 7 digits)
- `sender_clabe` (string): Sender CLABE account
- `sender_name` (string): Sender name
- `sender_rfc` (string): Sender RFC

### `get_transfer` (~27 tokens)

Get transfer details by ID

Input parameters:

- `transferId` (string, required): Transfer ID or tracking key

### `list_transfers` (~61 tokens)

List transfers with filters

Input parameters:

- `date_from` (string): Start date (YYYYMMDD)
- `date_to` (string): End date (YYYYMMDD)
- `limit` (number): Results limit
- `status` (string): Transfer status filter

### `cancel_transfer` (~56 tokens)

Cancel a pending SPEI orden by clave_rastreo (only works while orden is pending)

Input parameters:

- `reason` (string): Cancellation reason / motivo
- `tracking_key` (string, required): Clave de rastreo of the orden to cancel

### `get_balance` (~27 tokens)

Get account balance

Input parameters:

- `account` (string): Account CLABE (optional, uses default)

### `list_account_balances` (~17 tokens)

List balances for all company accounts

### `validate_account` (~48 tokens)

Validate a CLABE account number against the receiving bank (online check)

Input parameters:

- `beneficiary_name` (string): Expected beneficiary name
- `clabe` (string, required): CLABE account number (18 digits)

### `validate_clabe` (~48 tokens)

Validate CLABE structure and checksum locally (no API call). Returns bank code, plaza, account, and check digit

Input parameters:

- `clabe` (string, required): CLABE account number (18 digits)

### `list_banks` (~15 tokens)

List participating SPEI banks

### `lookup_bank_by_code` (~50 tokens)

Look up a participating bank by its ABM/SPEI code (first 3 digits of CLABE)

Input parameters:

- `bank_code` (string, required): ABM/SPEI bank code (3 digits)

### `get_cep` (~81 tokens)

Get CEP (Comprobante Electronico de Pago) for transfer validation

Input parameters:

- `amount` (number): Transfer amount
- `beneficiary_clabe` (string): Beneficiary CLABE
- `date` (string, required): Transfer date (YYYYMMDD)
- `sender_clabe` (string): Sender CLABE
- `tracking_key` (string, required): Transfer tracking key

### `register_beneficiary` (~71 tokens)

Register a beneficiary account

Input parameters:

- `bank_code` (string): Bank code
- `clabe` (string, required): Beneficiary CLABE (18 digits)
- `email` (string): Beneficiary email
- `name` (string, required): Beneficiary name
- `rfc` (string): Beneficiary RFC

### `create_refund` (~104 tokens)

Create a SPEI refund/devolución for a previously received transfer

Input parameters:

- `amount` (number, required): Refund amount in MXN
- `concept` (string): Refund concept/description
- `original_tracking_key` (string, required): Clave de rastreo of the original orden being refunded
- `reason_code` (string): Devolución reason code (e.g. 02 = cuenta inexistente)
- `reference` (string): Numeric reference (up to 7 digits)

### `list_refunds` (~58 tokens)

List devoluciones (refunds) by date range

Input parameters:

- `date_from` (string): Start date (YYYYMMDD)
- `date_to` (string): End date (YYYYMMDD)
- `status` (string): Refund status filter

### `conciliation_report` (~61 tokens)

Get transactions reconciliation report by date (all received + sent ordenes)

Input parameters:

- `account` (string): Account CLABE filter
- `date` (string, required): Operation date (YYYYMMDD)
- `direction` (string): Direction filter: enviada | recibida

### `register_webhook` (~73 tokens)

Register a webhook URL to receive STP event notifications

Input parameters:

- `events` (array): Event types to subscribe to (e.g. orden.recibida, orden.liquidada, devolucion)
- `secret` (string): Optional shared secret for signature verification
- `url` (string, required): Webhook URL (HTTPS)

### `list_webhooks` (~17 tokens)

List registered webhooks for the company

### `delete_webhook` (~29 tokens)

Delete a registered webhook by ID

Input parameters:

- `webhook_id` (string, required): Webhook ID to delete

## Diagnostics

Captured diagnostic sections: Provenance, Dependencies. The full working is on the page: https://verifymcp.io/servers/codespar-mcp-stp-spei/codespar-mcp-stp-spei#diagnostics

## Score history

- 2026-08-04: 69
- 2026-08-03: 68
- 2026-08-02: 67
- 2026-08-01: 36
- 2026-07-31: 21
- 2026-07-30: 28
- 2026-07-28: 46
- 2026-07-27: 24

## Links

- npm package: https://www.npmjs.com/package/@codespar/mcp-stp-spei
- Socket report: https://socket.dev/npm/package/@codespar/mcp-stp-spei
- Repository: https://github.com/codespar/mcp-dev-latam
- Changelog RSS feed: https://verifymcp.io/servers/codespar-mcp-stp-spei/codespar-mcp-stp-spei/changelog.xml
- Changelog JSON feed: https://verifymcp.io/servers/codespar-mcp-stp-spei/codespar-mcp-stp-spei/changelog.json
- HTML version of this page: https://verifymcp.io/servers/codespar-mcp-stp-spei/codespar-mcp-stp-spei